UPDATED 2-to-4 Unit Fannie Mae Multi-Family Mortgage
This manual addresses the modifications in down payment and self-sufficiency for multi-family properties designated as owner-occupant primary residences by the…
Truth in Lending Disclosure During The Mortgage Process
This guide covers the truth in lending disclosure during the mortgage process. Mortgage disclosures are required to be disclosed to…
What Is a 3-2-1 Buydown Mortgage?
In this blog, we will cover what a 3-2-1 buydown mortgage is. We will also discuss the differences between a…
Benefits and Negatives of Buying House Near Airport
In this blog, we will cover and discuss buying house near airport. Homebuyers need to consider the benefits and…
How To Get Approved For FHA Loans With No Credit Scores
Gustan Cho Associates are experts when analyzing consumer credit reports. Since we do not have lender overlays, we see all…
FHA W-2 Income Only Mortgage With No Income Tax Returns
The FHA W-2 Income Only Mortgage Lending Guidelines provide a pathway for borrowers to qualify for an FHA loan based…
Collection Accounts | Credit Disputes | Home Mortgages | Mortgage Processing And Underwriting | Videos
How Credit Disputes Affect Mortgage Process
In this article, we will cover and discuss how credit disputes affect mortgage process and cause loan denial. The pre-approval…
Fannie Mae Guidelines on Community Property States
This guide provides clear information about Fannie Mae’s rules for Community Property States, helping people looking for mortgage information. It…
Which Mortgage Is Right for Me? The Top 5 Mortgage Types
Every mortgage borrower is different. Your income, debts, credit rating, savings, and goals are unlike anyone else’s. The best mortgage for your neighbor might be the worst home loan for you.
Paying Mortgage Balance Early Before End of Loan Term
This guide covers the benefits of paying mortgage balance early before end of loan term. Paying mortgage balance early before…
Moving To Another Owner-Occupied Home Without Selling
In this blog, we will cover and discuss buying and moving to another owner-occupied home without selling their first home….
Can Homeowners Be on Title But Not on Mortgage
The primary emphasis of this blog centers around the waiting period obligations that individuals face after foreclosure, specifically those on…
Mortgage During and After Divorce on Purchase and Refinance
In this blog, we will cover and discuss qualifying for a mortgage during and after divorce on purchase and refinance…
Importance of Mortgage Qualification and Pre-Approval
This guide covers the importance of mortgage qualification and pre-approval. A pre-approval is when a home buyer or homeowner has…
Mortgage Loan Programs With No Overlays and 30-Day Closing
In this blog, we will cover and discuss mortgage loan programs with no overlays and closing in 30 days. The…
Mortgage For Second Primary Residence Lending Guidelines
This guide covers mortgage for second primary residence lending guidelines. Many Americans have a current primary residence and are looking…
Everything You Need To Know About The Loan Estimate
In this blog, we will discuss and extensively cover everything you need to know about the loan estimate. The Loan…
How Long is a Pre-Approval Valid When Shopping For a Home
This guide cover how long is a pre-approval valid when shopping for a home. A pre-approval letter is a ticket…
Home Mortgage After Forbearance Agency Guidelines
This guide covers qualifying for a home mortgage after forbearance. Borrowers can qualify for a home mortgage after forbearance. The…
First Payment After Closing For Mortgage Loan Borrowers
This guide covers the first payment after closing for mortgage loan borrowers. One of the most common questions new homebuyers…
Recovery of Housing Market and Mortgage Guidelines
This guide covers the recovery of housing market and updates new mortgage guidelines and loan programs. Many of us remember…
Calculating Monthly Mortgage Payment on Home Purchase
This guide covers calculating monthly mortgage payment on a home purchase. Many first-time homebuyers think they need a lot of…
