Coronavirus Stimulus Checks: What Happened to Your Money?
Many people still search for coronavirus stimulus check information because they are not sure how much they received, whether they…
-
-
The Importance of Credit Scores For Home Loans
A credit score does not have to be perfect to get approved for a home loan, but it can change…
-
Opening a New Credit Card Before a Mortgage: Smart or Risky?
Opening a new credit card before a mortgage can help some borrowers, but it can also create problems if the…
-
Home Mortgages | Credit Scores | Mortgage Processing And Underwriting | Mortgage Rates | Qualifying & Getting Pre-approved | Videos
Lender versus Borrower Paid Mortgage Transactions
In this guide, we will discuss lender versus borrower paid mortgage transactions. Mortgage brokers can often opt to go with…
-
NON-QM Loans | Bank Statement Loans | No-Ratio Mortgage Loans | Qualifying & Getting Pre-approved | Videos
New Mortgage Programs For Homebuyers and Investors
Getting a loan to buy or renovate a house can be hard right now. High property prices and big upfront…
-
Headline News Archives | Home Purchase | Income And Employment | Property Taxes | Qualifying & Getting Pre-approved | Real Estate Topic | Videos
Illinois Mass Exodus Due To Jobs, Housing, Tax Policy
This guide covers the Breaking News About Illinois Mass Exodus Due to Jobs, Housing, Tax Policy. Illinois’ long-standing high taxes…
-
Fannie Mae Collection Guidelines on Conventional Loans
This blog will cover Fannie Mae Collection Guidelines on Conventional loans. Fannie Mae and Freddie Mac are the two mortgage…
-
Home Mortgages | Credit Scores | FHA Loans | Qualifying & Getting Pre-approved | Re-Establishing Credit | Videos
HUD Credit Score Guidelines On FHA Home Loans
Understanding HUD Credit Score Guidelines So you want to buy your home, but you are worried about your credit score….
-
FHA 203k Loan | FHA Loans | Home Improvement/Renovations | Qualifying & Getting Pre-approved | Real Estate Topic | Videos
Buying A Foreclosure with FHA 203k Renovation Loans
Buying a foreclosure can be a smart move if you want to own a property for less than its market…
-
NON-QM Loans | FHA Loans | Headline News Archives | Manual Underwriting | Mortgage After Bankruptcy and Foreclosure | Mortgage With Late Payments | Qualifying & Getting Pre-approved | Re-Establishing Credit | Real Estate Topic | Videos
FHA Back to Work versus NON-QM Mortgages-Pros and Cons
FHA Back to Work Versus Non-QM Mortgages: Pros, Cons, and Current Options After Bankruptcy, Foreclosure, or Short Sale The Federal…
-
Income And Employment | Gaps In Employment | High Debt To Income Ratio | Home Mortgages | Mortgage Processing And Underwriting | Qualifying & Getting Pre-approved | Self-Employed Borrowers | Verification of Employment | Videos
Verification of Employment Before Mortgage Closing
Verification of Employment: This is really important when you want to get a mortgage. Whether you are buying your home…
-
VA Loans With High Debt-To-Income Ratio Mortgage Guidelines
In this guide we will cover qualifying and getting approved for VA Loans with debt-to-income ratio. Are you a veteran…
-
Refinance into FHA 203k Loan from Current Mortgage
In this guide, we will discuss how to refinance an existing home mortgage into an FHA 203k loan. Homeowners who…
-
Conventional Loans | Headline News Archives | Mortgage Refinance | Qualifying & Getting Pre-approved | Re-Establishing Credit | Real Estate Topic | Refinancing | Videos
The Feds Announce Future Rate Cuts
The Feds announce rate cuts and this is a big deal, for people who own homes and those who want…
-
How to Make a Building Accessible for Everyone
Learning how to make a building accessible starts with understanding that accessibility is more than adding a ramp near the…
-
Commercial Loans | Hard Money Loans | Investment Homes | Qualifying & Getting Pre-approved | Real Estate Topic | Videos
Private Money Loans with Bad Credit for Real Estate Investors
Private Money Loans With Credit: Can Real Estate Investors Still Get Approved? Real estate investors with bad credit can still…
-
Sarasota Housing Market: Home Prices and Trends
The Sarasota housing market is something people want to know about. The Sarasota housing market is great because it has…
-
Mortgage Processing And Underwriting | Automated Underwriting System | Credit Disputes | Credit Scores | Qualifying & Getting Pre-approved | Re-Establishing Credit | Videos
How Errors on Credit Reports Affect AUS FINDINGS
This guide talks about how mistakes on credit reports can mess up the mortgage loan process and slow down mortgage…
-
Is Timeshare Foreclosure Considered Mortgage Foreclosure?
Gustan Cho Associates get a lot of calls from borrowers to ask is timeshare foreclosure considered mortgage foreclosure. The answer…
-
Canceling a Real Estate Purchase Contract Transaction
Why Buyers and Sellers Need to Understand Canceling a Real Estate Purchase Contract Buying or selling a home is exciting,…
-
Mortgage Rates Have Recently Been Dropping
This guide covers mortgage rates have recently been dropping. 30-year fixed FHA mortgage rates have been as low as 4.25%…
-
Mortgage Processing And Underwriting | Compensating Factors | FHA Loans | Manual Underwriting | Mortgage Lender Overlays | Verification Of Rent | Videos
Revised FHA Total Scorecard Underwriting Guidelines
This guide is about the FHA Total Scorecard and how it works. The United States Department of Housing and Urban…
