Skip to content

Call or Text: (800) 900-8569

Email Us: alex@gustancho.com

Gustan Cho Associates
  • About UsExpand
    • Contact Us
    • Get Pre-Approved
    • Order Credit
    • FICO Simulator
    • MLO License School
    • Why Choose Us
    • Meet Our Team
    • Loan LimitsExpand
      • FHA Loan Limits
      • Conforming Loan Limits
    • Preferred Realtor Partner NetworkExpand
      • Dino Hasapis | Licensed Real Estate Broker | PRPN Director
      • Oakbrook Terrace, Illinois | Gustan Cho Associates Mortgage
  • Types Of MortgagesExpand
    • PurchaseExpand
      • Home Purchase Loans
      • Investment Property Loan
    • RefinanceExpand
      • Refinance Mortgage Options
      • Chapter 13 Bankruptcy Cash-Out-Buyout
      • FHA Streamline Refinance
      • VA Streamline Refinance
      • Refinancing NON-QM Loans Into Conventional Mortgages
      • Refinance FHA To Conventional Loans
    • FHA Home LoansExpand
      • FHA Manual Underwriting
      • FHA Chapter 13 Bankruptcy Guidelines
      • FHA Loans For Bad Credit
      • FHA Loans For Low Credit Scores
      • FHA Collections
      • FHA Loans Charged Off Accounts
      • W-2 Income Only FHA Loans
      • FHA Loans With Tax Lien
      • FHA Loan With Judgment
    • VA Home LoansExpand
      • VA Manual Underwriting
      • VA Chapter 13 Bankruptcy Guidelines
      • VA Loans For Bad Credit
      • VA Loans For Low Credit Scores
      • VA Loans With Charged-Off Accounts
      • W-2 Income Only VA Loans
      • VA Loans with Tax Lien
      • VA Loan with Judgment
    • USDA Loans
    • How to Get DACA Mortgage Loans Without the Stress
    • Conventional LoansExpand
      • Conventional Loans W-2 Income ONLY Mortgages
      • Conventional Loans After Foreclosure
      • Conventional Loans After Bankruptcy
      • Conventional Loan With Tax Lien
      • Conventional Loan With Judgment
    • Condotel Financing
    • NON-QM LoansExpand
      • Bank Statement Loans
      • DSCR Loans
      • Asset-Depletion
      • Foreign Nationals
      • No SSN? ITIN Mortgage Loans Can Help You Own a Home
      • No-Doc Loans
    • Jumbo Mortgage
    • FHA 203K Loans
    • Reverse Mortgages
    • Commercial Loans
  • CareersExpand
    • Can Realtors Be MLOs At The Same Time
    • Career OpportunitiesExpand
      • Training a New Mortgage Loan Officer Without Any Experience
      • MLO License School
    • Mortgage Branch Careers
    • Remote Mortgage Loan Officer Career Opportunities
    • How Do I Become A Mortgage Loan Officer
    • MLO Revenue Share Residual Income Opportunity
  • Videos
  • BlogsExpand
    • Headline News Archives
  • Testimonials
  • Talk To A Loan Officer

Call or Text: (800) 900-8569

Email Us: alex@gustancho.com

Gustancho Associates

Mortgage & Real Estate News

Home / Mortgage & Real Estate News
Artic Blast Can Cause Homeowners Havoc
Headline News Archives | Home Improvement/Renovations | Real Estate Topic | Videos

Artic Blast Can Cause Homeowners Havoc

ByMargarett Jurilla Posted onJuly 13, 2025July 14, 2025

This blog covers how the artic blast cause homeowners havoc  like it did back in January 2019. Chicago and nearby…

Continue Reading Artic Blast Can Cause Homeowners HavocContinue

News of Strong Dollar Pushes Mortgage Rates Lower
Headline News Archives

News of Strong Dollar Pushes Mortgage Rates Lower

ByJohn Strange Posted onJuly 11, 2025July 13, 2025

How does strong dollar pushes mortgage rates lower? The surge in the U.S. dollar’s value is making waves across global…

Continue Reading News of Strong Dollar Pushes Mortgage Rates LowerContinue

Short Sale Home Purchase
Mortgage After Bankruptcy and Foreclosure

Short Sale Home Purchase Process For Homebuyers

ByGustan Cho Posted onJuly 10, 2025July 10, 2025

This guide covers short sale home purchase process by homebuyers. Due to the financial and credit collapse of 2008, foreclosures…

Continue Reading Short Sale Home Purchase Process For HomebuyersContinue

Do the prospects for mortgage loans seem promising after the election of a new president?
Headline News Archives

Mortgage Rate Forecast and Outlook Seems Promising

ByGustan Cho Posted onJuly 10, 2025July 14, 2025

This guide covers mortgage rate forecast and outlook seem promising with the election of a new President. Mortgage rate forecast…

Continue Reading Mortgage Rate Forecast and Outlook Seems PromisingContinue

Mortgage Interest Rates
Mortgage Rates

Mortgage Interest Rates on Conventional versus FHA Loans

ByAlex Carlucci Posted onJuly 10, 2025July 10, 2025

This guide covers mortgage interest rates on conventional versus FHA loans. Mortgage interest rates on conventional loans are more sensitive…

Continue Reading Mortgage Interest Rates on Conventional versus FHA LoansContinue

Non-QM Loans For Real Estate Investors
Videos

Non-QM Loans for Real Estate Investors Made Easy

ByGustan Cho Posted onJuly 10, 2025July 11, 2025

Non-QM Loans for Real Estate Investors: A Smart Alternative to Hard Money in 2025 If you’re a real estate investor…

Continue Reading Non-QM Loans for Real Estate Investors Made EasyContinue

Waiting Period After Mortgage Part Of Bankruptcy Guidelines
Conventional Loans | Mortgage After Bankruptcy and Foreclosure | Videos

Waiting Period After Mortgage Part of Bankruptcy Guidelines

ByGustan Cho Posted onJuly 10, 2025July 11, 2025

This guide covers the Fannie Mae guidelines on conventional loans with a waiting period after mortgage part of bankruptcy. Many…

Continue Reading Waiting Period After Mortgage Part of Bankruptcy GuidelinesContinue

95% CLTV Jumbo Mortgage
Jumbo Loans

95% CLTV Jumbo Mortgage For High-End Home Purchases

ByMike Gracz Posted onJuly 9, 2025July 11, 2025

Are There Any Mortgage Lenders That Offer 95% CLTV Jumbo Mortgages For High-End Home Purchases? Gustan Cho Associates are experts in helping buyers of high-end homes qualify for 95% CLTV Jumbo Mortgages for high-end properties.

Continue Reading 95% CLTV Jumbo Mortgage For High-End Home PurchasesContinue

Front-End Debt-To-Income Ratios
High Debt To Income Ratio

Front-End Debt-to-Income Ratios Mortgage Guidelines

ByGustan Cho Posted onJuly 9, 2025July 10, 2025

In this guide, we will cover front-end debt-to-income ratios mortgage guidelines. There are two different types of debt-to- income ratios:…

Continue Reading Front-End Debt-to-Income Ratios Mortgage GuidelinesContinue

California Extra Credit Teacher Home Purchase Program
First Time Home Buyers

California Extra Credit Teacher Home Purchase Program: ECTP

ByGustan Cho Posted onJuly 9, 2025July 11, 2025

California Extra Credit Teacher Home Purchase Program: 2025 Guide for Teachers Buying a Home If you work in education and…

Continue Reading California Extra Credit Teacher Home Purchase Program: ECTPContinue

Difference Between Fannie Mae and Freddie Mac
Home Mortgages

Difference Between Fannie Mae And Freddie Mac

ByGustan Cho Posted onJuly 9, 2025July 11, 2025

Fannie Mae and Freddie Mac Explained: What’s the Difference? If you’re considering purchasing or refinancing a home, you’ve likely heard…

Continue Reading Difference Between Fannie Mae And Freddie MacContinue

Bridge Loans
NON-QM Loans

Bridge Loans For Investment Properties Lending Guidelines

ByAlex Carlucci Posted onJuly 9, 2025July 10, 2025

This guide covers bridge loans for investment properties lending guidelines. Hard money bridge loans are a great tool for real…

Continue Reading Bridge Loans For Investment Properties Lending GuidelinesContinue

Real Estate and Mortgage Market Forecast
Headline News Archives

Real Estate and Mortgage Market Forecast Today

ByMargarett Jurilla Posted onJuly 8, 2025July 11, 2025

Real Estate and Mortgage Market Forecast: 2025 Housing Trends You Need To Know If you’re considering buying a home, selling,…

Continue Reading Real Estate and Mortgage Market Forecast TodayContinue

Preparing to Qualify for Conventional Loans
Home Mortgages | Conventional Loans | Student Loans | Videos

Preparing To Qualify For Conventional Loans

ByGustan Cho Posted onJuly 8, 2025July 9, 2025

Preparing to Qualify for Conventional Loans: Your Step-by-Step Guide to Homeownership Are you ready to buy a home but unsure…

Continue Reading Preparing To Qualify For Conventional LoansContinue

FICO Credit Scores
Home Mortgages | Credit Scores | Qualifying & Getting Pre-approved | Re-Establishing Credit | Videos

FICO Credit Scores Requirements To Qualify For a Mortgage

ByGustan Cho Posted onJuly 8, 2025July 11, 2025

FICO Credit Scores: What They Are, Why They Matter, and How to Get a Mortgage Your credit rating is essential…

Continue Reading FICO Credit Scores Requirements To Qualify For a MortgageContinue

Mortgage Payment Structure
Mortgage Processing And Underwriting

How Does A Mortgage Payment Structure Work On Home Loans

ByAlex Carlucci Posted onJuly 8, 2025July 11, 2025

Mortgage Payment Structure Explained: What Every Homebuyer Needs to Know Are you considering buying a home but unsure what a…

Continue Reading How Does A Mortgage Payment Structure Work On Home LoansContinue

Mortgage Rates Florida
Mortgage Rates

Tips And Advice In Getting Lowest Mortgage Rates Florida

ByAlex Carlucci Posted onJuly 8, 2025July 9, 2025

This guide covers tips in getting the lowest mortgage rates Florida. Borrowers who are thinking of getting a mortgage with…

Continue Reading Tips And Advice In Getting Lowest Mortgage Rates FloridaContinue

Condotel Financing Mortgage Guidelines
Condominium Loans

Condotel Financing Mortgage Guidelines

ByAlex Carlucci Posted onJuly 7, 2025July 8, 2025

Condotel Financing Mortgage Guidelines: Your 2024 Guide to Buying or Refinancing a Condotel. If you’ve ever dreamed of owning a…

Continue Reading Condotel Financing Mortgage GuidelinesContinue

When Is Rental Verification Required
Manual Underwriting | Mortgage After Bankruptcy and Foreclosure | Verification Of Rent | Videos

When Is Rental Verification Required By Mortgage Lenders

ByGustan Cho Posted onJuly 7, 2025July 7, 2025

When Is Rental Verification Required? A Complete Guide for Borrowers in 2025 One of the most common questions we hear…

Continue Reading When Is Rental Verification Required By Mortgage LendersContinue

Factors Influencing Credit Scores
Mortgage Processing And Underwriting

Factors Influencing Credit Scores When Applying For Mortgage

ByGustan Cho Posted onJuly 7, 2025July 8, 2025

This guide covers factors influencing credit scores when applying for a mortgage. There are five Factors Influencing credit scores. The…

Continue Reading Factors Influencing Credit Scores When Applying For MortgageContinue

Primary Home Status
Home Purchase

Primary Home Status When Qualifying For a Mortgage

ByGustan Cho Posted onJuly 7, 2025July 8, 2025

This guide covers primary home status when qualifying for a mortgage. When a mortgage loan borrower applies for a residential…

Continue Reading Primary Home Status When Qualifying For a MortgageContinue

Top Cities in The United States To Invest In
Investment Homes

Top Cities in The United States To Invest in Real Estate

ByGustan Cho Posted onJuly 6, 2025July 7, 2025

This guide will cover the top cities in the United States in which to invest in real estate. It is…

Continue Reading Top Cities in The United States To Invest in Real EstateContinue

Page navigation

1 2 3 … 78 Next PageNext

About Us

Gustan Cho Associates are Mortgage Advisor licensed in 48 states including Washington DC, Puerto Rico, and the U.S Virgin Islands (Not licensed in NY and MA). The team at Gustan Cho Associates has a national reputation of being able to do mortgage loans other mortgage companies cannot do. Gustan Cho Associates dba of NEXA Mortgage has a lending partnerships with over 190 wholesale mortgage lenders with dozens of no overlay lending partners on government and conventional loans and countless non-QM and alternative lending partners. Over 80% of our clients are borrowers who could not qualify at other mortgage companies either due to a last-minute mortgage loan denial due to lender overlays or because the lender did not have the mortgage loan program suited for the borrower. At Gustan Cho Associates, we only market mortgage loan products that exists and are possible.

Recent Articles

  • Artic Blast Can Cause Homeowners Havoc
    Artic Blast Can Cause Homeowners HavocJuly 13, 2025
  • News of Strong Dollar Pushes Mortgage Rates Lower
    News of Strong Dollar Pushes Mortgage Rates LowerJuly 11, 2025
  • Short Sale Home Purchase
    Short Sale Home Purchase Process For HomebuyersJuly 10, 2025
  • Do the prospects for mortgage loans seem promising after the election of a new president?
    Mortgage Rate Forecast and Outlook Seems PromisingJuly 10, 2025

DTI Calculators

  • FHA DTI Calculator
  • VA DTI Calculator
  • Conventional DTI Calculator
  • Jumbo DTI Calculator
  • FHA Loan Limits
  • Conforming Loan Limit Change – See If You Qualify

Subsidiary Sites

  • Gustan Cho Associates Mortgage Advisor
  • GCA Mortgage Group
  • GCA Forum

Connect With Us

  • Facebook
  • LinkedIn
  • YouTube
  • Instagram
  • TikTok
  • Tumblr

Resources

  • Get Pre-Approved
  • Get Automated Underwriting System Approval
  • FICO Simulator
  • MLO License School
  • DTI Mortgage Calculator
  • Documents Required For Mortgage Process
  • How To Increase FICO Scores For a Mortgage
  • How To Reach A Human At The Credit Bureaus
  • Remove Credit Disputes
  • Contribute To GCA Mortgage Group
  • GCA Approves When Others Can’t
  • Mortgage Guides and Home Loan Options
  • How To Un-Freeze a Credit File?
Equal Housing Opportunity Lender Gustan Cho Associates empowered by NEXA Mortgage LLC. NMLS# 1660690,
Corporate Address: 5559 S Sossaman Rd | Bldg 1 #101, Mesa, AZ 85212 Company NMLS 1660690, Gustan Cho NMLS #873293 Company State License #: AZMB - 0944059, Branch: 17W662 Butterfield Road Suite 305 Oakbrook Terrace, Illinois 60181 Branch NMLS 2315275 AXEN is a dba of NEXA Mortgage LLC
DISCLAIMER: The author(s) contributing content to this site, accept no liability or responsibility for errors, omissions or changes in market conditions that may impact the readers' conclusions drawn or assumptions related to the content of this site. The copywritten© information contained on this site is provided on an "as is" basis, at the time of publication, without guarantees of timeliness, thoroughness, accuracy, or usefulness to the consumer. The content on this site does not constitute financial or professional advice of any kind, and readers are encouraged to consult their own professional advisors for professional advice.
Disclaimer | Licenses | Copyrights | Privacy  NMLS Consumer Access© 2025 - Gustan Cho Associates. All Rights Reserved.SiteLock
CALL NOW
  • About Us
    • Contact Us
    • Get Pre-Approved
    • Order Credit
    • FICO Simulator
    • MLO License School
    • Why Choose Us
    • Meet Our Team
    • Loan Limits
      • FHA Loan Limits
      • Conforming Loan Limits
    • Preferred Realtor Partner Network
      • Dino Hasapis | Licensed Real Estate Broker | PRPN Director
      • Oakbrook Terrace, Illinois | Gustan Cho Associates Mortgage
  • Types Of Mortgages
    • Purchase
      • Home Purchase Loans
      • Investment Property Loan
    • Refinance
      • Refinance Mortgage Options
      • Chapter 13 Bankruptcy Cash-Out-Buyout
      • FHA Streamline Refinance
      • VA Streamline Refinance
      • Refinancing NON-QM Loans Into Conventional Mortgages
      • Refinance FHA To Conventional Loans
    • FHA Home Loans
      • FHA Manual Underwriting
      • FHA Chapter 13 Bankruptcy Guidelines
      • FHA Loans For Bad Credit
      • FHA Loans For Low Credit Scores
      • FHA Collections
      • FHA Loans Charged Off Accounts
      • W-2 Income Only FHA Loans
      • FHA Loans With Tax Lien
      • FHA Loan With Judgment
    • VA Home Loans
      • VA Manual Underwriting
      • VA Chapter 13 Bankruptcy Guidelines
      • VA Loans For Bad Credit
      • VA Loans For Low Credit Scores
      • VA Loans With Charged-Off Accounts
      • W-2 Income Only VA Loans
      • VA Loans with Tax Lien
      • VA Loan with Judgment
    • USDA Loans
    • How to Get DACA Mortgage Loans Without the Stress
    • Conventional Loans
      • Conventional Loans W-2 Income ONLY Mortgages
      • Conventional Loans After Foreclosure
      • Conventional Loans After Bankruptcy
      • Conventional Loan With Tax Lien
      • Conventional Loan With Judgment
    • Condotel Financing
    • NON-QM Loans
      • Bank Statement Loans
      • DSCR Loans
      • Asset-Depletion
      • Foreign Nationals
      • No SSN? ITIN Mortgage Loans Can Help You Own a Home
      • No-Doc Loans
    • Jumbo Mortgage
    • FHA 203K Loans
    • Reverse Mortgages
    • Commercial Loans
  • Careers
    • Can Realtors Be MLOs At The Same Time
    • Career Opportunities
      • Training a New Mortgage Loan Officer Without Any Experience
      • MLO License School
    • Mortgage Branch Careers
    • Remote Mortgage Loan Officer Career Opportunities
    • How Do I Become A Mortgage Loan Officer
    • MLO Revenue Share Residual Income Opportunity
  • Videos
  • Blogs
    • Headline News Archives
  • Testimonials
  • Talk To A Loan Officer
Search