Non-Traditional Credit In Mortgage Qualification Process
This blog delves into the significance of non-traditional credit in mortgage qualification process, particularly focusing on scenarios where borrowers lack…
Mortgage For College Graduates Lending Guidelines
This article delves into Mortgage For College Graduates Lending Guidelines, shedding light on established norms and recent changes that may…
FHA Appraisal Transfer To A New Mortgage Lender
In this blog, we will discuss and cover the FHA appraisal transfer from your old lender to a new mortgage…
How To Get Approved For FHA Loans With No Credit Scores
Gustan Cho Associates are experts when analyzing consumer credit reports. Since we do not have lender overlays, we see all…
FHA W-2 Income Only Mortgage With No Income Tax Returns
The FHA W-2 Income Only Mortgage Lending Guidelines provide a pathway for borrowers to qualify for an FHA loan based…
Two-Year Work History Mortgage Guidelines | Employment Gaps
This blog post delves into the crucial aspects of the Two-Year Work History Mortgage Guidelines. It explores the significance of…
Credit Tradelines Requirements To Qualify For Mortgage Loans
In this article, we will delve into the credit tradelines requirements essential for mortgage loan application eligibility. The credit tradelines…
Low Appraisal on Home Purchase and Solutions For Borrowers
This guide covers low appraisal on home purchase and solutions for mortgage borrowers. We will discuss solutions to low appraisal…
Avoiding Home Loan Denial During The Mortgage Process
This guide covers avoiding home loan denial during the mortgage process. We will go deeply in giving our viewers tips…
Gift of Equity on Home Purchase Mortgage Guidelines
In this blog, we will cover and discuss the gift of equity on home purchase mortgage guidelines. Many people want…
How To Get Refer To Approve-Eligible Per AUS Approval
How To Get Refer To Approve-Eligible Per AUS To Qualify For Mortgage: There are ways of trying to get a refer/eligible findings to an approve/eligible per automated underwriting system.
Manufactured Home Financing Requirements
This guide covers manufactured home financing requirements. Many home buyers of manufactured home financing have a difficult time getting it….
Collection Accounts | Credit Disputes | Home Mortgages | Mortgage Processing And Underwriting | Videos
How Credit Disputes Affect Mortgage Process
In this article, we will cover and discuss how credit disputes affect mortgage process and cause loan denial. The pre-approval…
Fannie Mae Guidelines on Community Property States
This guide provides clear information about Fannie Mae’s rules for Community Property States, helping people looking for mortgage information. It…
Which Mortgage Is Right for Me? The Top 5 Mortgage Types
Every mortgage borrower is different. Your income, debts, credit rating, savings, and goals are unlike anyone else’s. The best mortgage for your neighbor might be the worst home loan for you.
VA Credit Score Agency Guidelines Versus Lender Overlays
This guide covers VA credit agency guidelines versus lender overlays on VA loans. Understanding VA Credit Score Agency Guidelines is…
Paying Mortgage Balance Early Before End of Loan Term
This guide covers the benefits of paying mortgage balance early before end of loan term. Paying mortgage balance early before…
Fannie Mae Second Home Guidelines on Conventional Loans
This guide explains Fannie Mae second home guidelines, especially vacation properties. As of 2025, a minimum down payment of 10%…
Mortgage After Unemployment With Job Gaps
This article will discuss and cover qualifying for a mortgage after unemployment. Homebuyers do not need a two-year employment history…
Moving To Another Owner-Occupied Home Without Selling
In this blog, we will cover and discuss buying and moving to another owner-occupied home without selling their first home….
FHA Guidelines on Manufactured Home Loans
This guide covers FHA Guidelines on Manufactured Home Loans. FHA Guidelines on manufactured home loans are released. HUD, the parent…
VA Guidelines On Deferred Student Loans On VA Home Loans
This article explores the VA Guidelines on Deferred Student Loans and their influence on the debt-to-income ratio in the context…
