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ByGustan Cho
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After experiencing financial difficulties, it can be overwhelming to navigate the intricacies of mortgage lending. The process can be complex…
ByRonda Butts
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In this guide, we will cover how rent-to-own homes work for homebuyers who cannot quite get traditional financing. When you…
BySapna Sharma
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In this blog, we will cover ARM versus fixed-rate mortgages. ARM stands for an adjustable-rate mortgage. Adjustable-Rate Mortgage is when…
ByAlex Carlucci
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Lenders base each borrower’s credit scores as well as other risk factors when determining mortgage rates. The higher the risk of a borrower, the higher the rate. It is best for each borrower to maximize their credit scores and other layered risks to get the best mortgage rates.
ByGustan Cho
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This guide covers excluding debts from co-signed loans to qualify for mortgage loans. Mortgage borrowers who are co-signers on debts…
ByGustan Cho
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California FHA loans are a preferred mortgage solution for various borrowers, including first-time homebuyers, individuals with poor credit, and those…
ByAlex Carlucci
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The DTI Manual Underwriting Guidelines for FHA and VA loans are quite alike. Among home mortgage programs, only FHA and…
ByAlex Carlucci
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Rumors are flying about a possible housing bubble in the US. Are they based in fact, or is this wishful thinking on the part of frustrated would-be buyers?
ByGustan Cho
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What is the difference between a job versus a career? Is my job a career? What is the difference between…
ByDale Elenteny
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In this article, we will cover and discuss delayed financing guidelines on refinance transactions. Delayed Financing Guidelines apply for homebuyers…
ByGustan Cho
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This blog will discuss FHA mortgage guidelines on credit disputes during the mortgage process. In general, you cannot have credit…
ByAlex Carlucci
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Lenders can offer 100% with no mortgage insurance at competitive low mortgage rates on VA loans due to the government guarantee against loss or foreclosure on VA loans. VA loans have no maximum debt-to-income ratio cap on VA loans.
ByAlex Carlucci
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This guide covers how to avoid delays in mortgage loan closings. When homebuyers enter a real estate purchase contract, the…
ByAlex Carlucci
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This Article Is About Qualifying For VA Mortgage After Prior VA Loan Foreclosure For many veterans, a VA loan is…
ByAlaina Phillips
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There is no sign of any housing market crash, especially in Florida. Home prices are booming with no signs of any correction.
ByGustan Cho
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In this blog, we’ll address the common inquiry: Can I buy a house in South Dakota with poor credit and…
ByAlex Carlucci
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In this blog, we will cover and discuss commercial real estate purchase using FHA financing. In the following paragraphs, we…
ByMike Gracz
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This article will tackle the Community Property States Mortgage Guidelines On DTI. Understanding marital property rights can be intricate, especially…
ByMike Gracz
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DSCR mortgage loans, debt-service coverage ratio mortgages, is a type of no-income verification mortgage loan program. There is no income…
ByGustan Cho
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One of the most common inquiries we receive daily pertains to the eligibility for an FHA loan with recent late…
ByGustan Cho
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This blog will discuss the appraisal transfer policy from one lender to another when a borrower changes mortgage lenders. As…
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