First Time Home Buying Process Starts With Pre-Approval
This article discusses the first time home buying process, emphasizing that it starts with pre-approval. The initial step for those…
Buying a House Near Mom-and-Pop Shops Versus Giant Retailers
This guide covers buying a house near mom-and-pop shops versus big box retail stores. Are you tired of the same…
Steps To Buying a House in Washington DC
In this blog, we will cover the frequently asked question of what are the steps to buying a house in…
Mortgage Rates During The COVID-19 Pandemic
This guide covers the volatility of mortgage rates during the Covid-19 pandemic. Mortgage Rates During The COVID-19 Pandemic is two-fold….
Conditional Loan Approval | Home Mortgages | Mortgage Processing And Underwriting | Qualifying & Getting Pre-approved | Videos
Qualifying Borrowers For Mortgage on Purchase and Refinance
This guide covers the process of qualifying borrowers for mortgage on home purchases and refinances. From the application stage to…
Home Buyers With Bad Credit Mortgage Options
In this blog, we will cover and discuss the various mortgage options home buyers with bad credit have in qualifying…
What Factors Are Considered Layered Risk In Manual Underwriting
In this blog, we will be discussing the factors that are considered layered risks in manual underwriting. FHA and VA…
NON-QM Loans For Self-Employed Borrowers
This article will cover qualifying for non-QM loans for self-employed borrowers’ home purchases with no income tax returns. In 2023,…
HUD Derogatory Credit Guidelines On FHA Home Loans
If you have lower credit scores and multiple prior derogatory credit tradelines, FHA loans are your best bet to get an approve/eligible per automated underwriting system (AUS).
Second Home Guidelines on Non-QM and Conventional Loans
This guide covers second home guidelines on non-QM and conventional loans. Second-home financing is different than investment properties. Homebuyers are…
FHA AUS Approval Versus Manual Underwriting On FHA Loans
This Article Is About FHA AUS Approval Versus Manual Underwriting On FHA Loans HUD, the parent of the Federal Housing…
Credit in Mortgage Process: Credit Scores vs Credit Report
This guide covers credit in mortgage process. We will cover the difference between credit scores vs credit reports. Credit in…
FHA Loans vs VA Loans: Comparing Mortgage Options
In this article, we will be comparing FHA loans vs VA loans. VA loans by far are the best mortgage…
Non-QM and Bank Statement Mortgage With NO Tax Returns
In this article, we will cover and discuss non-QM and bank statement mortgage with no income verification. Non-QM and bank…
Shopping For Insurance With Best Premium and Terms
This guide covers shopping for insurance for the best premium and terms during the mortgage process. Shopping for insurance is…
Can I Buy House in Maine With 580 FICO with No Credit
In this blog, we will cover and answer the FAQ of can I buy house in Maine with 580 FICO…
Home Mortgages | Career Opportunities/Loan Officer Training | First Time Home Buyers | Mortgage Processing And Underwriting | Real Estate Topic | Videos
Realtors Marketing Package For Home Buyers
This guide covers realtors marketing package for home buyers, real estate agents and referral partners. Home buyers rely on their…
How Does Mortgage Process Work After Being Pre-Approved
This guide covers how does mortgage process work after being pre-approved. Most folks consult with a loan officer when they…
What is Home Staging
In this article, we will cover and discuss what is home staging for home sellers and its benefits. Home staging…
Getting a Mortgage With Bad Credit in Nevada
This blog will discuss buying a home and getting a mortgage with bad credit in Nevada. Nevada has many amenities,…
FHA Flipping Guidelines For Homebuyers and Investors
HUD, the parent of FHA, has strict rules on financing home buyers who are buying property flips.
High-Balance VA Loans (Jumbo VA Loans)
Most people don’t know that the VA does not limit the amount that you can borrow. The VA guarantee limits the amount that most lenders will allow with zero down, but with a down payment there are no VA loan limits.
