NON-QM and Bank Statement Portfolio Loans
In this blog, we will discuss and cover non-QM and bank statement portfolio loans for owner-occupant, second homes, and investment…
Checking Your Credit Before Buying Home
This guide covers checking your credit before buying home. Your credit score and credit report are significant in the mortgage…
VA Renovation Mortgage Lending Guidelines On VA Loans
In this blog, we will cover and discuss VA renovation mortgage loans. Many of our veterans do not know they…
VA Refinance Guidelines For IRRRL and Cash-Out Refinance
VA Refinance Guidelines encompass two distinct mortgage processes: the VA streamline refinance (IRRRL), and the VA cash-out refinance. Gustan Cho…
VA Loans Ohio With Bad Credit And No Lender Overlays
This Article Is About VA Loans Ohio With Bad Credit And No Lender Overlays Ohio is one of the hottest…
VA Automated Findings On Automated Underwriting System (AUS)
In this article, we will discuss and cover the VA automated findings on the automated underwriting systems (AUS). VA loans…
VA Foreclosure Guidelines In Qualifying For VA Home Loans
In this article, we will cover and discuss VA foreclosure guidelines in qualifying for VA loans. VA Foreclosure Guidelines require…
VA Guidelines Versus Overlays on VA Home Loans
This blog will discuss and cover VA Guidelines Versus Overlays on VA loans. Not all mortgage lenders have the same…
VA Chapter 13 Bankruptcy Buy-Out Cash-Out Refinance
This article will discuss the buy-out cash-out refinance option for VA Chapter 13 Bankruptcy. A VA Chapter 13 Bankruptcy buy-out…
HUD Cash-Out Mortgage Guidelines on FHA Loans
This blog will cover and discuss HUD Cash-Out Mortgage Guidelines on FHA loans for 2024. Home values are rising across…
Colorado VA Lenders For Bad Credit With No Lender Overlays
In this article, we will cover and discuss qualifying for a VA loan with low credit scores with Colorado VA…
Colorado Mortgage Loan Limits on FHA and Conforming Loans
This blog will explore and discuss the Colorado mortgage loan limits for FHA and Conventional Loans. Similar to trends nationwide,…
FHA Mortgage Loans With No Overlays FHA Lenders
Gustan Cho Associates is a mortgage company licensed in multiple states, specializing in FHA mortgage loans with no overlays. More…
Duplex Mortgage Loans Down Payment Guidelines
In this blog, we will discuss and cover duplex mortgage loans down payment guidelines. A duplex is a two-unit multi-unit…
What To Do If Homeowners Cannot Afford Property Taxes
What To Do If Homeowners Cannot Afford Property Taxes: Every homeowner has to pay property taxes. Homeowners who own home…
VA Loan Denial And Qualifying With Lender With No Overlays
This Article Is About VA Loan Denial And Getting Qualified With Lender With No Overlays There should be no reason why…
Government Shutdown And Effects To Mortgage Programs
Have you ever wonder what is government shutdown and effects to mortgage programs? A government shutdown occurs when non-essential federal…
Fannie Mae-Freddie Mac Exempt Debt Guidelines On Conventional Loans
There are certain debts that can be exempt from debt to income ratio calculations on conventional loans.
Chicago First Responders Homes For Heroes Mortgage Program
In this blog, we will cover and discuss Chicago First Responders Homes For Heroes Mortgage Program. We have can help…
HUD And Fannie Mae Guidelines On Credit Disputes
This blog will discuss the HUD and Fannie Mae Guidelines on credit disputes during the mortgage process. We will outline…
Career Opportunities/Loan Officer Training | Mortgage Lender Overlays | Qualifying & Getting Pre-approved | Videos
Choosing The Right Mortgage Company For Loan Officers
This guide covers choosing the right mortgage company for loan officers. Choosing the right mortgage company for loan officers is…
Credit Score Guidelines Versus Lender Overlays During Pandemic
Understanding Credit Score Guidelines Versus Lender Overlays during the coronavirus pandemic is important. A detailed analysis of the covid 19…
