Skip to content

Call or Text: (800) 900-8569

Email Us: alex@gustancho.com

Gustan Cho Associates
  • About UsExpand
    • Contact Us
    • Get Pre-Approved
    • Order Credit
    • FICO Simulator
    • MLO License School
    • Why Choose Us
    • Meet Our Team
    • Loan LimitsExpand
      • FHA Loan Limits
      • Conforming Loan Limits
    • Preferred Realtor Partner NetworkExpand
      • Dino Hasapis | Licensed Real Estate Broker | PRPN Director
      • Oakbrook Terrace, Illinois | Gustan Cho Associates Mortgage
  • Types Of MortgagesExpand
    • PurchaseExpand
      • Home Purchase Loans
      • Investment Property Loan
    • RefinanceExpand
      • Refinance Mortgage Options
      • Chapter 13 Bankruptcy Cash-Out-Buyout
      • FHA Streamline Refinance
      • VA Streamline Refinance
      • Refinancing NON-QM Loans Into Conventional Mortgages
      • Refinance FHA To Conventional Loans
    • FHA Home LoansExpand
      • FHA Manual Underwriting
      • FHA Chapter 13 Bankruptcy Guidelines
      • FHA Loans For Bad Credit
      • FHA Loans For Low Credit Scores
      • FHA Collections
      • FHA Loans Charged Off Accounts
      • W-2 Income Only FHA Loans
      • FHA Loans With Tax Lien
      • FHA Loan With Judgment
    • VA Home LoansExpand
      • VA Manual Underwriting
      • VA Chapter 13 Bankruptcy Guidelines
      • VA Loans For Bad Credit
      • VA Loans For Low Credit Scores
      • VA Loans With Charged-Off Accounts
      • W-2 Income Only VA Loans
      • VA Loans with Tax Lien
      • VA Loan with Judgment
    • USDA Loans
    • How to Get DACA Mortgage Loans Without the Stress
    • Conventional LoansExpand
      • Conventional Loans W-2 Income ONLY Mortgages
      • Conventional Loans After Foreclosure
      • Conventional Loans After Bankruptcy
      • Conventional Loan With Tax Lien
      • Conventional Loan With Judgment
    • Condotel Financing
    • NON-QM LoansExpand
      • Bank Statement Loans
      • DSCR Loans
      • Asset-Depletion
      • Foreign Nationals
      • ITIN Mortgage Loans
      • No-Doc Loans
    • Jumbo Mortgage
    • FHA 203K Loans
    • Reverse Mortgages
    • Commercial Loans
  • CareersExpand
    • Can Realtors Be MLOs At The Same Time
    • Career OpportunitiesExpand
      • Training a New Mortgage Loan Officer Without Any Experience
      • MLO License School
    • Mortgage Branch Careers
    • Remote Mortgage Loan Officer Career Opportunities
    • How Do I Become A Mortgage Loan Officer
    • MLO Revenue Share Residual Income Opportunity
  • Videos
  • BlogsExpand
    • Headline News Archives
  • Testimonials
  • Talk To A Loan Officer

Call or Text: (800) 900-8569

Email Us: alex@gustancho.com

Gustancho Associates

Author: Gustan Cho

Home / Gustan Cho - Page 26
Using Secured Credit Cards To Raise Credit Scores
Re-Establishing Credit | Secured Credit Cards

Using Secured Credit Cards To Improve Scores For Mortgage

ByGustan Cho Posted onDecember 5, 2022July 23, 2024

The best and easiest way to rebuild and re-establish credit to qualify for a mortgage is using secured credit cards…

Continue Reading Using Secured Credit Cards To Improve Scores For MortgageContinue

Job Interview
Career Opportunities/Loan Officer Training

Mastering a Job Interview For Mortgage Loan Officers

ByGustan Cho Posted onOctober 26, 2022May 12, 2025

In this blog, we will cover and discuss mastering a job interview for mortgage loan officers. In the job world…

Continue Reading Mastering a Job Interview For Mortgage Loan OfficersContinue

FHA Loan With Bad Credit Versus Late Payments
FHA Loans

FHA Loan With Bad Credit Versus Late Payments

ByGustan Cho Posted onOctober 15, 2022July 23, 2024

There is a major difference in qualifying for an FHA Loan With Bad Credit Versus Late Payments. FHA loans are…

Continue Reading FHA Loan With Bad Credit Versus Late PaymentsContinue

Millennial Home Buyers
First Time Home Buyers

Tips For Millennial Home Buyers

ByGustan Cho Posted onSeptember 29, 2022July 23, 2024

In this guide on millennials and mortgages, we will cover tips for millennial home buyers going from renting to becoming…

Continue Reading Tips For Millennial Home BuyersContinue

Importance of Home Inspection
Videos | Home Purchase

Home Inspection on Purchase Versus a Real Estate Appraisal

ByGustan Cho Posted onAugust 17, 2022March 5, 2024

Home inspections are not required. Home Appraisals are required by lenders. However, a home inspection is highly recommended and worth the investment for homebuyers.

Continue Reading Home Inspection on Purchase Versus a Real Estate AppraisalContinue

Mortgage After Short Sale Waiting Period
Mortgage After Bankruptcy and Foreclosure

Mortgage After Short Sale Waiting Period

ByGustan Cho Posted onJuly 31, 2022July 23, 2024

In this blog, we will cover and discuss when is the best date to qualify for a mortgage after a…

Continue Reading Mortgage After Short Sale Waiting PeriodContinue

How Mortgage Lenders Determine Interest Rates?
Mortgage Rates

How Mortgage Lenders Determine Interest Rates?

ByGustan Cho Posted onJuly 27, 2022June 19, 2024

In this article, we will cover and discuss how mortgage lenders determine interest rates. Many home buyers and homeowners often…

Continue Reading How Mortgage Lenders Determine Interest Rates?Continue

Fannie Mae Guidelines On Conforming Loans After Housing Event
Conventional Loans | Videos

FNMA Waiting Period Guidelines After Foreclosure For 2022

ByGustan Cho Posted onJuly 26, 2022July 23, 2024

In this blog, we will cover and discuss  FNMA waiting period guidelines after foreclosure for 2022. Conventional loans are often…

Continue Reading FNMA Waiting Period Guidelines After Foreclosure For 2022Continue

FHA Jumbo Loans While In The Chapter 13 Bankruptcy
Mortgage After Bankruptcy and Foreclosure | Videos

FHA Jumbo Loans While In The Chapter 13 Bankruptcy

ByGustan Cho Posted onJune 21, 2022July 23, 2024

In this blog, we will cover and discuss qualifying for FHA jumbo loans while in the Chapter 13 Bankruptcy repayment…

Continue Reading FHA Jumbo Loans While In The Chapter 13 BankruptcyContinue

How Can You Get a Mortgage After Retirement?
Income And Employment

How Can You Get a Mortgage After Retirement?

ByGustan Cho Posted onJune 17, 2022October 8, 2024

In this blog, we will cover and discuss on ways on how can you get a mortgage after retirement. Seniors…

Continue Reading How Can You Get a Mortgage After Retirement?Continue

Down Payment Guidelines
Home Purchase

Down Payment Guidelines on Non-QM versus Traditional Loans

ByGustan Cho Posted onMay 18, 2022October 8, 2024

In this blog, we will cover and discuss the down payment guidelines on home purchase mortgage loans. The down payment…

Continue Reading Down Payment Guidelines on Non-QM versus Traditional LoansContinue

Steps in Buying and Selling a Home
Home Purchase

Steps in Buying and Selling a Home and Closing on Time

ByGustan Cho Posted onMay 17, 2022October 8, 2024

In this blog, we will cover and discuss the steps in buying and selling a home and closing on time….

Continue Reading Steps in Buying and Selling a Home and Closing on TimeContinue

FHA Loan Denied For Low Credit Scores in Ohio | AUS Approval
Bad Credit Mortgages | FHA Loans | Videos

FHA Loan Denied For Low Credit Scores in Ohio | AUS Approval

ByGustan Cho Posted onMay 14, 2022February 10, 2025

In this article, we will cover and discuss the options homebuyers have after they got an FHA loan denied for…

Continue Reading FHA Loan Denied For Low Credit Scores in Ohio | AUS ApprovalContinue

Best Lenders After Mortgage Denial in Iowa
FHA Loans

Best Lenders After Mortgage Denial in Iowa Due to Overlays

ByGustan Cho Posted onMay 14, 2022July 23, 2024

In this blog, we will discuss and cover choosing the best lenders after mortgage denial in Iowa due to the…

Continue Reading Best Lenders After Mortgage Denial in Iowa Due to OverlaysContinue

FHA Streamline Refinance in Alabama
Mortgage Refinance

FHA Streamline Refinance in Alabama with Low Rates

ByGustan Cho Posted onMay 13, 2022July 23, 2024

In this blog, we will cover and discuss homeowners doing a fast-track low-interest FHA streamline refinance in Alabama for homeowners…

Continue Reading FHA Streamline Refinance in Alabama with Low RatesContinue

Mortgage with Low Credit Scores in Vermont
Bad Credit Mortgages

Mortgage With Low Credit Scores in Vermont in 2022

ByGustan Cho Posted onMay 13, 2022July 23, 2024

In this blog, we will cover and discuss qualifying for a mortgage with low credit scores in Vermont in 2022….

Continue Reading Mortgage With Low Credit Scores in Vermont in 2022Continue

Mortgage After Bankruptcy in South Dakota
Mortgage After Bankruptcy and Foreclosure

Mortgage After Bankruptcy in South Dakota With Bad Credit

ByGustan Cho Posted onMay 12, 2022October 8, 2024

In this article, we will cover and discuss how homebuyers can qualify for a mortgage after bankruptcy in South Dakota….

Continue Reading Mortgage After Bankruptcy in South Dakota With Bad CreditContinue

Mortgage After Bankruptcy in Alaska
Mortgage After Bankruptcy and Foreclosure

FHA Chapter 13 Bankruptcy Mortgage in Alaska | Loan Approval

ByGustan Cho Posted onMay 11, 2022April 7, 2025

In this blog, we will cover and discuss qualifying for an FHA Chapter 13 Bankruptcy Mortgage in Alaska with late…

Continue Reading FHA Chapter 13 Bankruptcy Mortgage in Alaska | Loan ApprovalContinue

FHA Loans With 580 FICO in West Virginia
FHA Loans

FHA Loans With 580 FICO in West Virginia with No Overlays

ByGustan Cho Posted onMay 10, 2022April 7, 2025

In this article, we will cover and discuss qualifying for FHA loans with 580 FICO in West Virginia and getting…

Continue Reading FHA Loans With 580 FICO in West Virginia with No OverlaysContinue

The Best Bad Credit Mortgage Lenders In Delaware
Bad Credit Mortgages | Judgment

The Best Bad Credit Mortgage Lenders In Delaware

ByGustan Cho Posted onMay 8, 2022April 23, 2024

In this article, we will cover and discuss the best bad credit mortgage lenders in Delaware. Gustan Cho Associates are…

Continue Reading The Best Bad Credit Mortgage Lenders In DelawareContinue

Mortgage One Day Out Of Foreclosure Lending Guidelines
Mortgage After Bankruptcy and Foreclosure | Mortgage Refinance

Mortgage One Day Out of Foreclosure Lending Guidelines

ByGustan Cho Posted onApril 22, 2022June 4, 2024

In this article, we will cover and discuss qualifying for a mortgage one day out of foreclosure lending guidelines. Housing…

Continue Reading Mortgage One Day Out of Foreclosure Lending GuidelinesContinue

Conventional Loans Versus Government-Backed Mortgages
Videos

Conventional Loans Versus Government-Backed Mortgages

ByGustan Cho Posted onApril 22, 2022July 2, 2024

In this blog, we will cover and discuss conventional loans versus government-backed mortgages and the differences. Conventional loans are the…

Continue Reading Conventional Loans Versus Government-Backed MortgagesContinue

Page navigation

Previous PagePrevious 1 … 24 25 26 27 28 … 40 Next PageNext

About Us

Gustan Cho Associates are Mortgage Advisor licensed in 48 states including Washington DC, Puerto Rico, and the U.S Virgin Islands (Not licensed in NY and MA). The team at Gustan Cho Associates has a national reputation of being able to do mortgage loans other mortgage companies cannot do. Gustan Cho Associates dba of NEXA Mortgage has a lending partnerships with over 190 wholesale mortgage lenders with dozens of no overlay lending partners on government and conventional loans and countless non-QM and alternative lending partners. Over 80% of our clients are borrowers who could not qualify at other mortgage companies either due to a last-minute mortgage loan denial due to lender overlays or because the lender did not have the mortgage loan program suited for the borrower. At Gustan Cho Associates, we only market mortgage loan products that exists and are possible.

Recent Articles

  • Hard Money Lenders
    Simple Truth: What Are Hard Money Lenders and How They HelpMay 5, 2025
  • Wholesale Mortgage Lenders for Non-Prime Loans
    Best Wholesale Mortgage Lenders For Non-Prime LoansMay 5, 2025
  • Qualifying for Mortgage with Irregular Income
    Qualifying For Mortgage With Irregular IncomeApril 30, 2025
  • Home Loan with Tax Lien
    Home Loan With Tax Lien And Judgment Mortgage GuidelinesApril 29, 2025

DTI Calculators

  • FHA DTI Calculator
  • VA DTI Calculator
  • Conventional DTI Calculator
  • Jumbo DTI Calculator
  • FHA Loan Limits
  • Conforming Loan Limits

Subsidiary Sites

  • Gustan Cho Associates Mortgage Advisor
  • GCA Mortgage Group
  • GCA Forum

Connect With Us

  • Facebook
  • LinkedIn
  • YouTube
  • Instagram
  • TikTok
  • Tumblr

Resources

  • Get Pre-Approved
  • Get Automated Underwriting System Approval
  • FICO Simulator
  • MLO License School
  • DTI Mortgage Calculator
  • Documents Required For Mortgage Process
  • How To Increase FICO Scores For a Mortgage
  • How To Reach A Human At The Credit Bureaus
  • Remove Credit Disputes
  • Contribute To GCA Mortgage Group
  • GCA Approves When Others Can’t
  • Mortgage Guides and Home Loan Options
  • How To Un-Freeze a Credit File?
Equal Housing Opportunity Lender Gustan Cho Associates empowered by NEXA Mortgage LLC. NMLS# 1660690,
Corporate Address: 3100 Ray Road Suite 201 Office # 209 | Chandler AZ 85226 Company NMLS 1660690, Gustan Cho NMLS #873293 Company State License #: AZMB - 0944059, Branch: 17W662 Butterfield Road Suite 305 Oakbrook Terrace, Illinois 60181 Branch NMLS 2315275 AXEN is a dba of NEXA Mortgage LLC
DISCLAIMER: The author(s) contributing content to this site, accept no liability or responsibility for errors, omissions or changes in market conditions that may impact the readers' conclusions drawn or assumptions related to the content of this site. The copywritten© information contained on this site is provided on an "as is" basis, at the time of publication, without guarantees of timeliness, thoroughness, accuracy, or usefulness to the consumer. The content on this site does not constitute financial or professional advice of any kind, and readers are encouraged to consult their own professional advisors for professional advice.
Disclaimer | Licenses | Copyrights | Privacy  NMLS Consumer Access© 2023 - Gustan Cho Associates. All Rights Reserved.SiteLock
CALL NOW
  • About Us
    • Contact Us
    • Get Pre-Approved
    • Order Credit
    • FICO Simulator
    • MLO License School
    • Why Choose Us
    • Meet Our Team
    • Loan Limits
      • FHA Loan Limits
      • Conforming Loan Limits
    • Preferred Realtor Partner Network
      • Dino Hasapis | Licensed Real Estate Broker | PRPN Director
      • Oakbrook Terrace, Illinois | Gustan Cho Associates Mortgage
  • Types Of Mortgages
    • Purchase
      • Home Purchase Loans
      • Investment Property Loan
    • Refinance
      • Refinance Mortgage Options
      • Chapter 13 Bankruptcy Cash-Out-Buyout
      • FHA Streamline Refinance
      • VA Streamline Refinance
      • Refinancing NON-QM Loans Into Conventional Mortgages
      • Refinance FHA To Conventional Loans
    • FHA Home Loans
      • FHA Manual Underwriting
      • FHA Chapter 13 Bankruptcy Guidelines
      • FHA Loans For Bad Credit
      • FHA Loans For Low Credit Scores
      • FHA Collections
      • FHA Loans Charged Off Accounts
      • W-2 Income Only FHA Loans
      • FHA Loans With Tax Lien
      • FHA Loan With Judgment
    • VA Home Loans
      • VA Manual Underwriting
      • VA Chapter 13 Bankruptcy Guidelines
      • VA Loans For Bad Credit
      • VA Loans For Low Credit Scores
      • VA Loans With Charged-Off Accounts
      • W-2 Income Only VA Loans
      • VA Loans with Tax Lien
      • VA Loan with Judgment
    • USDA Loans
    • How to Get DACA Mortgage Loans Without the Stress
    • Conventional Loans
      • Conventional Loans W-2 Income ONLY Mortgages
      • Conventional Loans After Foreclosure
      • Conventional Loans After Bankruptcy
      • Conventional Loan With Tax Lien
      • Conventional Loan With Judgment
    • Condotel Financing
    • NON-QM Loans
      • Bank Statement Loans
      • DSCR Loans
      • Asset-Depletion
      • Foreign Nationals
      • ITIN Mortgage Loans
      • No-Doc Loans
    • Jumbo Mortgage
    • FHA 203K Loans
    • Reverse Mortgages
    • Commercial Loans
  • Careers
    • Can Realtors Be MLOs At The Same Time
    • Career Opportunities
      • Training a New Mortgage Loan Officer Without Any Experience
      • MLO License School
    • Mortgage Branch Careers
    • Remote Mortgage Loan Officer Career Opportunities
    • How Do I Become A Mortgage Loan Officer
    • MLO Revenue Share Residual Income Opportunity
  • Videos
  • Blogs
    • Headline News Archives
  • Testimonials
  • Talk To A Loan Officer
Search