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ByGustan Cho
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In this blog, we will cover and discuss how to buy and sella house while in Chapter 13 Bankruptcy. Borrowers…
ByGustan Cho
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This guide covers the benefits of refinance mortgage loans. There are many benefits of refinance mortgage. Although the Federal Reserve…
ByGustan Cho
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This guide covers the different types of residential lending for homebuyers with bad credit out in todays marketplace for owner-occupant…
ByGustan Cho
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This guide deep dives into the significance of the FHA and VA Amendatory Clause. We will explore the implications of…
ByGustan Cho
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In this article, we will cover and discuss the frequently asked question can I qualify for FHA loan with tax…
ByGustan Cho
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In this article, we will cover and discuss qualifying for a mortgage with recent derogatory credit with our non-QM loan…
ByGustan Cho
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This guide cover the waiting period to qualify for a mortgage loan after foreclosure. Homeowners who had a prior foreclosure…
ByGustan Cho
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This guide covers property tax proration VA guidelines on VA home loans. There are certain states where property taxes are…
ByGustan Cho
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This guide covers buyers solutions to multiple offers on home purchase. There was a time where there were tons of…
ByGustan Cho
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This guide covers how paying rent timely will help get a mortgage approved. Homebuyers who have little to no credit…
ByGustan Cho
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This guide covers the best Jumbo Florida mortgage lenders. for prime and non-QM loans. The Florida housing market is hot…
ByGustan Cho
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This guide covers continuation of income guidelines of mortgage lenders. The ability to repay is one of the most important…
ByGustan Cho
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This guide cover the things to know before filing bankruptcy for future homebuyers. There are things to know before filing…
ByGustan Cho
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This guide covers the types of income that mortgage lenders consider qualifying income can use for mortgage loans. Not all…
ByGustan Cho
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This guide covers HUD mortgage guidelines on having multiple FHA loans at the same time. One of the most frequently…
ByGustan Cho
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This guide covers changing lenders during underwriting process before closing. The mortgage approval process does not have to be stressful…
ByGustan Cho
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This blog post will explore Buying House While In Chapter 13 Bankruptcy. Chapter 13 Bankruptcy involves a structured five-year repayment…
ByGustan Cho
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This guide explains the requirements for obtaining two FHA loans at the same time. This is important information for those…
ByGustan Cho
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Gustan Cho Associates has no lender overlays on VA loans. VA loans do not have a minimum credit score requirement nor a maximum debt to income ratio cap as long as the borrower can get an approve/eligible per automated underwriting system.
ByGustan Cho
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This guide covers how underwriters qualify income to approve mortgage loans. Many mortgage loan applicants do not have the role…
ByGustan Cho
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This blog will cover Fannie Mae and Freddie Mac guidelines on qualifying for a conventional loan with non-occupant co-borrower. Non-Occupant…
ByGustan Cho
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This article will discuss the guidelines for VA property tax exemption related to VA home loans. The VA has created…
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