Loan Estimate Versus Closing Disclosure Closing Costs
Closing costs on the Loan Estimate versus Closing Disclosure will most likely be different. The itemized closing costs on the…
Bad Credit Mortgages | Income And Employment | Qualifying & Getting Pre-approved | Re-Establishing Credit | Videos
How To Buy a House With Bad Credit
This guide covers how to buy a house with bad credit. Many folks assume you cannot get a mortgage loan…
FHA Loans With 500 FICO Credit Score
HUD, the parent of FHA, allows borrowers down to a 500 credit score to qualify for an FHA loan. However, for borrowers with under a 580 credit score, a 10% down payment is required.
Manual Underwriting With Late Payments Mortgage Guidelines
Can You Qualify For Manual Underwriting With Late Payments? VA and FHA allow manual underwriting for borrowers who cannot get an approve/eligible per automated underwriting system.
No Waiting Period on Short Sale Mortgage Guidelines
This article cover no waiting period on short sale mortgage guidelines. For those who were homeowners during the economic meltdown…
VA Credit Dispute Guidelines During Mortgage Process
IIn this blog, we will discuss and cover VA credit dispute guidelines during the mortgage process. VA loans is hands…
Getting Approved For Home Loan in Community Property States
If you’re married and you buy a home in a community property state, you’ll face different rules for qualifying. Most of these rules come into play if you finance your home with a government-backed home loan like the FHA, VA or USDA programs.
How Does The Federal Reserve Affect Mortgage Rates
This guide on how does the federal reserve affect mortgage rates was updated on June 16, 2023. Dustin Dumetre of…
Understanding The Basics of What is a Mortgage
This guide covers understanding the basics on what is a mortgage. We will cover and discuss the meaning of what…
Get Recent Update Credit Report Fast With a Rapid Rescore
In this blog post, we’ll delve into the most recent methods to update credit report fast using rapid rescore to…
UPDATED 2-to-4 Unit Fannie Mae Multi-Family Mortgage
This manual addresses the modifications in down payment and self-sufficiency for multi-family properties designated as owner-occupant primary residences by the…
NON-QM Loan Guidelines on Waiting Period After Foreclosure
This guide covers NON-QM Loan Guidelines on waiting period after housing event . Everyone experiences hardship during some time in…
Best Mississippi FHA Lenders For Bad Credit With No Overlays
Mississippi has one of the hottest housing markets in the nation. The housing market in the state has been booming for many years.
FHA Appraisal Transfer To A New Mortgage Lender
In this blog, we will discuss and cover the FHA appraisal transfer from your old lender to a new mortgage…
Two-Year Work History Mortgage Guidelines | Employment Gaps
This blog post delves into the crucial aspects of the Two-Year Work History Mortgage Guidelines. It explores the significance of…
Credit Tradelines Requirements To Qualify For Mortgage Loans
In this article, we will delve into the credit tradelines requirements essential for mortgage loan application eligibility. The credit tradelines…
Low Appraisal on Home Purchase and Solutions For Borrowers
This guide covers low appraisal on home purchase and solutions for mortgage borrowers. We will discuss solutions to low appraisal…
Gift of Equity on Home Purchase Mortgage Guidelines
In this blog, we will cover and discuss the gift of equity on home purchase mortgage guidelines. Many people want…
Moving To Another Owner-Occupied Home Without Selling
In this blog, we will cover and discuss buying and moving to another owner-occupied home without selling their first home….
Fannie Mae-Freddie Mac Charge-Off Guidelines On Conventional Loans
This blog post will explore the Fannie Mae-Freddie Mac charge-off guidelines applicable to conventional loans. Gustan Cho Associates has recently…
Non-QM Down Payment Guidelines on Home Purchase
This guide covers non-QM down payment guidelines on home purchase. Non-QM down payment guidelines on home purchase for homebuyers on…
