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      • Oakbrook Terrace, Illinois | Gustan Cho Associates Mortgage
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Videos

Home / Videos - Page 36
Understanding Mortgage Application Process To Avoid Delays
Home Mortgages | Mortgage Processing And Underwriting | Videos

Understanding Mortgage Application Process To Avoid Delays

ByLaurie Cho Posted onJuly 15, 2023July 25, 2024

This blog is about understanding mortgage application process to avoid delays. Despite the countless mortgage lending guidelines, applying for a…

Continue Reading Understanding Mortgage Application Process To Avoid DelaysContinue

Home Improvement
FHA 203k Loan | House Flipping | One-Time Close Construction Loans | Videos

Home Improvement Projects That Add Value To a Home

ByGustan Cho Posted onJuly 15, 2023July 25, 2024

This guide covers home improvement projects that add value to a home. Home improvement can be a good investment and…

Continue Reading Home Improvement Projects That Add Value To a HomeContinue

Things That Determines Your Mortgage Rates On Home Loans
Mortgage Rates | Credit Scores | Videos

Things That Determines Your Mortgage Rates

ByApril Ramirez Posted onJuly 13, 2023July 25, 2024

This guide covers things that determines your mortgage rates on home loans. Mortgage rates are the interest rates that you…

Continue Reading Things That Determines Your Mortgage RatesContinue

Top 5 Reasons To Buy a Home Now
Home Purchase | First Time Home Buyers | Real Estate Topic | Videos

Top 5 Reasons To Buy a Home Now

ByDale Elenteny Posted onJuly 13, 2023July 3, 2025

This guide covers the top 5 reasons to buy a home now rather than wait. Rents are increasing across the…

Continue Reading Top 5 Reasons To Buy a Home NowContinue

Home Warranty
Real Estate Topic | One-Time Close Construction Loans | Videos

What Does a Home Warranty Cover For Homeowners

ByGustan Cho Posted onJuly 13, 2023March 6, 2025

This guide covers a home warranty and how it works for homeowners. When you are looking to buy a house,…

Continue Reading What Does a Home Warranty Cover For HomeownersContinue

Home Loans With No Credit
Bad Credit Mortgages | Credit Scores | FHA Loans | First Time Home Buyers | Home Mortgages | Re-Establishing Credit | Videos

Home Loans With No Credit Mortgage Guidelines

ByGustan Cho Posted onJuly 13, 2023March 19, 2024

This guide covers applying for and getting approved for home loans with no credit.  We have covered many blogs on…

Continue Reading Home Loans With No Credit Mortgage GuidelinesContinue

Equipment Financing
Commercial Loans | NON-QM Loans | SBA Loans | Videos

Equipment Financing

ByGustan Cho Posted onJuly 12, 2023October 11, 2024

This guide covers all about equipment financing. If you run a small or medium-sized business, you know how important it…

Continue Reading Equipment FinancingContinue

SEO Marketing For Loan Officers
Career Opportunities/Loan Officer Training | Real Estate Topic | Videos

SEO Marketing For Loan Officers To Co-Brand With Realtors

ByApril Ramirez Posted onJuly 5, 2023March 5, 2024

This guide covers SEO marketing for loan officers by co-branding with realtor partners with an all-in-one multi-functional loan origination website…

Continue Reading SEO Marketing For Loan Officers To Co-Brand With RealtorsContinue

How Climate Change Affects Real Estate Prices
First Time Home Buyers | Home Mortgages | Home Purchase | Home Sellers | Real Estate Topic | Videos

How Climate Change Affects Real Estate Prices

ByDale Elenteny Posted onJuly 4, 2023December 18, 2023

This guide covers frequently asked questions about how climate change affects real estate prices. John Strange, a senior loan officer…

Continue Reading How Climate Change Affects Real Estate PricesContinue

Curb Appeal In Selling Your House
Home Sellers | Real Estate Topic | Selling Your Home | Videos

Curb Appeal In Selling Your House Will Attract More Buyers

ByGustan Cho Posted onJuly 4, 2023July 25, 2024

This guide covers curb appeal in selling your house fast. Importance Of Curb Appeal In Selling Your House: Home sales…

Continue Reading Curb Appeal In Selling Your House Will Attract More BuyersContinue

Inflation
Home Mortgages | Home Purchase | Income And Employment | Mortgage Rates | Real Estate Topic | Videos

How Inflation Affect The Mortgage and Housing Markets

ByAlex Carlucci Posted onJuly 3, 2023July 25, 2024

This guide covers how inflation affects the housing and mortgage markets. Whenever you turn on the news, you hear “inflation.”…

Continue Reading How Inflation Affect The Mortgage and Housing MarketsContinue

Chicago Housing Market
First Time Home Buyers | Home Purchase | Real Estate Topic | Videos

Chicago Housing Market Forecast For Homebuyers

ByAlex Carlucci Posted onJuly 1, 2023February 6, 2024

This guide covers the Chicago housing market forecast for homebuyers in Chicago and surrounding suburbs. It seems like the Housing…

Continue Reading Chicago Housing Market Forecast For HomebuyersContinue

Final Mortgage Underwriter Approval Prior To Clear To Close
Mortgage Processing And Underwriting | Videos

Final Mortgage Underwriter Approval Prior To Clear To Close

ByGustan Cho Posted onJuly 1, 2023May 15, 2024

This guide covers final mortgage underwriter approval prior to clear to close. The mortgage process is a true process that…

Continue Reading Final Mortgage Underwriter Approval Prior To Clear To CloseContinue

Lender Overlays On Government Mortgages
Videos | Mortgage Lender Overlays

What Are Common Lender Overlays on Government Mortgages

ByGustan Cho Posted onJuly 1, 2023August 21, 2025

All mortgage companies need to have their borrower meet the minimum agency mortgage guidelines of HUD, VA, USDA, Fannie Mae, Freddie Mac. However, lenders can have higher lending requirements called lender overlays.

Continue Reading What Are Common Lender Overlays on Government MortgagesContinue

Disabled Veterans Benefits
Videos | Manual Underwriting | Mortgage After Bankruptcy and Foreclosure | VA Loans

Disabled Veterans Benefits on VA Loans

ByGustan Cho Posted onJune 30, 2023October 8, 2024

This guide covers disabled Veterans benefits on VA loans. The Department of Veterans Affairs (VA) insures and guarantees VA Loans…

Continue Reading Disabled Veterans Benefits on VA LoansContinue

Colorado Springs Housing Market
Videos | Home Purchase | Real Estate Topic

Colorado Springs Housing Market For Home Buyers

ByMike Gracz Posted onJune 30, 2023July 25, 2024

This guide covers the Colorado Springs Housing Market for homebuyers. Colorado Springs Housing Market is booming. While tens of thousands…

Continue Reading Colorado Springs Housing Market For Home BuyersContinue

How High Should Homebuyers Go Over List Price
Home Purchase | Real Estate Topic | Videos

How High Should Homebuyers Go Over List Price In a Bidding War

ByAlex Carlucci Posted onJune 30, 2023July 25, 2024

How High Should Homebuyers Go Over List Price In A Bidding War? Homebuyers normally need to bid higher than the list price in a hot housing market.

Continue Reading How High Should Homebuyers Go Over List Price In a Bidding WarContinue

How To Sell Your Home Fast
Home Sellers | House Flipping | Real Estate Topic | Videos

Easy Tips That Work on How to Sell Your Home Fast

ByGustan Cho Posted onJune 30, 2023July 25, 2024

This guide covers easy tips on how to sell your home fast. Despite high rates and soaring inflation, homes are…

Continue Reading Easy Tips That Work on How to Sell Your Home FastContinue

When Is The Right Time To Buy a Home With High Rates
Home Purchase | Mortgage Rates | Real Estate Topic | Videos

When Is The Right Time To Buy a Home With High Rates

ByGustan Cho Posted onJune 29, 2023September 11, 2025

This guide covers when the right time to buy a home with high mortgage rates, skyrocketing home prices, and soaring…

Continue Reading When Is The Right Time To Buy a Home With High RatesContinue

Cities For The Best Jobs With Low Living Costs
First Time Home Buyers | Home Purchase | Real Estate Topic | Videos

Top U.S. Cities For The Best Jobs With Low Living Costs

ByMargarett Jurilla Posted onJune 28, 2023December 18, 2023

This guide covers the top U.S. cities for the best jobs with low living costs and affordable housing. Are you…

Continue Reading Top U.S. Cities For The Best Jobs With Low Living CostsContinue

Steps To Buying Your First Home
Home Purchase | First Time Home Buyers | Mortgage Processing And Underwriting | Videos

Steps To Buying Your First Home During a Booming Housing Market

ByGustan Cho Posted onJune 28, 2023July 25, 2024

This guide covers the steps to buying your first home during a booming housing market. Buying your first home during…

Continue Reading Steps To Buying Your First Home During a Booming Housing MarketContinue

Mortgage Pre-Approval Issued By Mortgage Underwriters
Home Mortgages | Conditional Loan Approval | Mortgage Processing And Underwriting | Videos

How Is a Mortgage Pre-Approval Issued By Lenders

ByGustan Cho Posted onJune 26, 2023July 25, 2024

This guide covers mortgage pre-approval issued by underwriters. Over 80% of our borrowers at Gustan Cho Associates are folks who…

Continue Reading How Is a Mortgage Pre-Approval Issued By LendersContinue

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About Us

Gustan Cho Associates are Mortgage Advisor licensed in 48 states including Washington DC, Puerto Rico, and the U.S Virgin Islands (Not licensed in NY and MA). The team at Gustan Cho Associates has a national reputation of being able to do mortgage loans other mortgage companies cannot do. Gustan Cho Associates dba of NEXA Mortgage has a lending partnerships with over 190 wholesale mortgage lenders with dozens of no overlay lending partners on government and conventional loans and countless non-QM and alternative lending partners. Over 80% of our clients are borrowers who could not qualify at other mortgage companies either due to a last-minute mortgage loan denial due to lender overlays or because the lender did not have the mortgage loan program suited for the borrower. At Gustan Cho Associates, we only market mortgage loan products that exists and are possible.

Recent Articles

  • Washington DC Lenders
    Washington DC Lenders For Traditional and Non-QM MortgagesSeptember 12, 2025
  • Mortgage Escrow Account
    What is a Mortgage Escrow Account for Purchase and RefinanceSeptember 11, 2025
  • Colorado VA Lenders
    Colorado VA Lenders For Bad Credit With No Lender OverlaysSeptember 10, 2025
  • Mortgage Guidelines After Unemployment
    Mortgage Guidelines After Unemployment You Can TrustSeptember 10, 2025

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Equal Housing Opportunity Lender Gustan Cho Associates empowered by NEXA Mortgage LLC. NMLS# 1660690,
Corporate Address: 5559 S Sossaman Rd | Bldg 1 #101, Mesa, AZ 85212 Company NMLS 1660690, Gustan Cho NMLS #873293 Company State License #: AZMB - 0944059, Branch: 17W662 Butterfield Road Suite 305 Oakbrook Terrace, Illinois 60181 Branch NMLS 2315275 AXEN is a dba of NEXA Mortgage LLC
DISCLAIMER: The author(s) contributing content to this site, accept no liability or responsibility for errors, omissions or changes in market conditions that may impact the readers' conclusions drawn or assumptions related to the content of this site. The copywritten© information contained on this site is provided on an "as is" basis, at the time of publication, without guarantees of timeliness, thoroughness, accuracy, or usefulness to the consumer. The content on this site does not constitute financial or professional advice of any kind, and readers are encouraged to consult their own professional advisors for professional advice.
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CALL NOW
  • About Us
    • Contact Us
    • Get Pre-Approved
    • Order Credit
    • FICO Simulator
    • MLO License School
    • Why Choose Us
    • Meet Our Team
    • Loan Limits
      • FHA Loan Limits
      • Conforming Loan Limits
    • Preferred Realtor Partner Network
      • Dino Hasapis | Licensed Real Estate Broker | PRPN Director
      • Oakbrook Terrace, Illinois | Gustan Cho Associates Mortgage
  • Types Of Mortgages
    • Purchase
      • Home Purchase Loans
      • Investment Property Loan
    • Refinance
      • Refinance Mortgage Options
      • Chapter 13 Bankruptcy Cash-Out-Buyout
      • FHA Streamline Refinance
      • VA Streamline Refinance
      • Refinancing NON-QM Loans Into Conventional Mortgages
      • Refinance FHA To Conventional Loans
    • FHA Home Loans
      • FHA Manual Underwriting
      • FHA Chapter 13 Bankruptcy Guidelines
      • FHA Loans For Bad Credit
      • FHA Collections
      • FHA Loans Charged Off Accounts
      • W-2 Income Only FHA Loans
      • FHA Loans With Tax Lien
      • FHA Loan With Judgment
    • VA Home Loans
      • VA Manual Underwriting
      • VA Chapter 13 Bankruptcy Guidelines
      • VA Loans For Low Credit Scores
      • VA Loans With Charged-Off Accounts
      • W-2 Income Only VA Loans
      • VA Loan with Judgment
    • USDA Loans
    • DACA Mortgage Loans
    • Conventional Loans
      • Conventional Loans W-2 Income ONLY Mortgages
      • Conventional Loans After Foreclosure
      • Conventional Loans After Bankruptcy
      • Conventional Loan With Bad Credit Scores
    • Condotel Financing
    • NON-QM Loans
      • Bank Statement Loans
      • DSCR Loans
      • Asset-Depletion
      • Foreign Nationals
      • ITIN Mortgage Loans
      • No-Doc Loans
    • Jumbo Mortgage
    • FHA 203K Loans
    • Reverse Mortgages
    • Commercial Loans
  • Careers
    • Can Realtors Be MLOs At The Same Time
    • Career Opportunities
      • Training a New Mortgage Loan Officer Without Any Experience
      • MLO License School
    • Mortgage Branch Careers
    • Remote Mortgage Loan Officer Career Opportunities
    • How Do I Become A Mortgage Loan Officer
    • MLO Revenue Share Residual Income Opportunity
  • Videos
  • Blogs
    • Headline News Archives
  • Testimonials
  • Talk To A Loan Officer
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