Self-Employed Mortgage Borrowers With No Income Tax Returns
In this guide, we will cover self-employed mortgage borrowers with no income tax returns required on a home purchase. Many…
High-Cost Guidelines On Government And Conventional Loans
In this blog, we will discuss and cover high-cost guidelines on government and conventional loans. Some states have high-cost rules….
When Two Appraisals Are Required By Mortgage Lenders
This article will cover and discuss when mortgage lenders require two appraisals. In general, only one appraisal is required—however, there…
NON-QM Loans | Bank Statement Loans | Jumbo Loans | No-Ratio Mortgage Loans | Qualifying & Getting Pre-approved | Videos
Using Non-QM Versus Jumbo Mortgages
In this blog, we will cover and discuss using non-QM versus jumbo mortgages to purchase high-end homes. Using non-QM versus…
Overlays in Underwriting By Mortgage Lenders
This blog is about overlays in underwriting on government and conventional loans. The mortgage industry went through a major overhaul…
FHA Loans | Manual Underwriting | Mortgage After Bankruptcy and Foreclosure | Mortgage With Late Payments | Videos
Late Payments After Chapter 13 Bankruptcy Guidelines
This guide covers late payments after Chapter 13 bankruptcy mortgage guidelines. Mortgage lenders do not want to see any late…
Home Mortgages | Credit Scores | Qualifying & Getting Pre-approved | Re-Establishing Credit | Videos
FICO Credit Scores Requirements To Qualify For a Mortgage
This guide covers about FICO credit scores to qualify for a mortgage loan. Every mortgage loan applicant who has applied…
Mortgage After Bankruptcy and Foreclosure | NON-QM Loans | Qualifying & Getting Pre-approved | Re-Establishing Credit | Videos
How Bankruptcy Affects Mortgage Approval
This guide covers how bankruptcy affects mortgage approval and the waiting period after discharge date. Bankruptcy is a great tool…
Saving Money on Mortgage Interest and Closing Costs
This guide covers saving money on mortgage on home purchase and refinance loans. A home purchase is a very happy…
Subprime Mortgages and Alternative Financing
This guide covers subprime mortgages and alternative financing for homebuyers and homeowners. Subprime mortgages are mortgage loans available to homebuyers…
Jumbo Mortgage With 10% Down Payment and No PMI
In this blog, we will cover and discuss the Jumbo mortgage with 10% down payment and no PMI. A jumbo…
Videos | Conditional Loan Approval | Mortgage Lender Overlays | Mortgage Processing And Underwriting | Qualifying & Getting Pre-approved
Home Loan Approval After Denied By a Bank For Your Mortgage
This guide covers getting a home loan approved after denied by a bank for your mortgage. There should be no…
Mortgage Lenders For Bad Credit in Arkansas With No Overlays
In this article, we will cover and discuss finding the best mortgage lenders for bad credit in Arkansas to qualify…
Condominium Questionnaire For Condo Mortgage Loans
This guide covers condominium questionnaire on warrantable, non-warrantable, and condo hotel condominium units. Warrantable, non-Warrantable and condotel financing are a…
FHA Spot Loans on Non-HUD-Approved Condos
FHA Spot Loans enables condo buyers to purchase a condo unit in a non-HUD-Approved Condo Complex with an FHA loan.
Videos | Bad Credit Mortgages | Conventional Loans | Credit Disputes | Credit Scores | Qualifying & Getting Pre-approved | Re-Establishing Credit
Ways of Boosting Credit Before Applying For Mortgage
Gustan Cho Associates Has Special Tricks On Ways Of Boosting Credit Before Applying For Mortgage. Do not hire any credit repair companies if you are planning on applying for a mortgage. Credit repair does more harm than good during the mortgage process. You cannot have credit disputes during the mortgage process.
Applying For Mortgage With Another Lender When Denied
In this article, we will cover and discuss applying for mortgage with another lender when denied by the original lender….
High Debt To Income Ratio | Home Mortgages | Home Purchase | Mortgage Processing And Underwriting | Videos
DTI Calculations in Community Property States Guidelines
This guide covers DTI calculations in community property states mortgage guidelines. DTI calculations in community property states are calculated differently…
NON-QM Loans | Bank Statement Loans | Doctor and Medical Professional Mortgages | No-Ratio Mortgage Loans | Videos
Non-QM Loan Requirements and Mortgage Options
The asset-depletion mortgage loan program benefits higher net worth individuals who do not have a regular steady income. Non-QM loans are becoming increasingly popular and benefit borrowers who need alternative nontraditional mortgage loan programs.
Temporary Unemployment Mortgage Guidelines
This guide coverss temporary unemployment mortgage guidelines on home purchases. The coronavirus pandemic that hit the United States sent millions…
Non-QM Mortgage Lenders in Connecticut | Non-QM Loans
In this blog, we will cover and discuss qualifying with non-QM mortgage lenders in Connecticut for borrowers who cannot qualify…
Using FHA Loans To Purchase Home With a 3.5% Down Payment
In this blog, we will cover and discuss using FHA loans to purchase home and eligibility requirements. Using FHA loans…
