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ByAlex Carlucci
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7 VA Loan Myths Veterans Need to Know in 2024 For veterans or active-duty service members, the VA loan benefit is one of the most valuable home-purchasing resources. However, misconceptions often lead veterans to miss out on these great benefits or face unnecessary hurdles. This guide covers the 7 VA loan myths veterans need to…
ByGustan Cho
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VA Loans with High Debt-to-Income Ratio: A 2024 Guide for Veterans Are you a Veteran worried about your high debt-to-income ratio holding you back from a VA loan? Here’s the good news: VA loans offer some of the most flexible options, even if your debt-to-income ratio (DTI) is on the high side. In this guide,…
ByDale Elenteny
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VA Loan Information: Everything You Need to Know to Buy or Refinance a Home in 2024 Are you a veteran, active-duty service member, or surviving spouse exploring the potential of a VA loan to buy or refinance a home? With new updates in 2024, VA loans remain one of the best options available, offering advantages…
ByMike Gracz
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VA Simultaneous Home Closings with No Overlays: 2024 Guide to Buying Your Next Home Are you considering buying a new home with a VA loan while selling your current one? Simultaneous closings, where you close on both homes on the same day, can help make that transition easier. But the process can be complex, especially…
ByGustan Cho
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Mortgage Guidelines After Bankruptcy and Foreclosure in 2024 If you’ve been through bankruptcy or foreclosure, you might feel like owning a home again is out of reach. The good news? It’s not! It’s possible to secure a mortgage even after experiencing bankruptcy and foreclosure; we’re here to guide you through the process. With the correct…
ByGustan Cho
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How to Get a Mortgage During or After Chapter 11 Bankruptcy (2024 Updates) If you’re recovering from Chapter 11 Bankruptcy, you might feel unsure about your chances of buying or refinancing a home. But the good news is, you can still qualify for a mortgage, whether you’re in the middle of the repayment plan or…
ByAnngelli Abenes
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Your complete guide to VA loan with poor credit in 2024. Are you a veteran wondering if you can get a VA loan with poor credit? The answer is a resounding YES! Despite having less-than-perfect credit, many veterans can still qualify for a VA loan, one of the best mortgage programs available in the U.S….
ByGustan Cho
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FHA Chapter 13 Bankruptcy Guidelines allow homebuyers and homeowners to qualify for FHA loans for home purchases and refinance during and after Chapter 13 Bankruptcy. FHA and VA loans are the only two loan programs allowing borrowers to qualify for a mortgage during the Chapter 13 Bankruptcy repayment plan. Dustin Dumestre, a senior loan officer…
ByAnngelli Abenes
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Kentucky is becoming popular for people looking for affordable housing and a lower cost of living. Kentucky offers a more budget-friendly lifestyle compared to high-tax states like New York and Illinois. With low taxes and strong job opportunities, many residents from expensive states are moving to Kentucky for these benefits. Even though home prices in…
ByAnngelli Abenes
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The Department of Veterans Affairs has lowered the maximum loan to value on cash-out refinance VA loans from 100% LTV to 90% LTV. This was brought on by the VA due to the booming housing market nationwide. HUD, the parent of FHA, also lowered the cash-out loan to value on FHA loans from 85% to 80% LTV.
ByAnngelli Abenes
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Buying a home represents a significant achievement in one’s life that many high school graduates might view as somewhat of an elusive dream, particularly given their limited work experience at this stage. However, armed with the right information and insightful guidance, even those freshly out of high school can skillfully navigate the mortgage process. This…
ByAnngelli Abenes
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Looking for the best Minnesota mortgage lenders for bad credit might seem daunting, but it doesn’t have to be. If you’ve faced rejection because of a low credit score or are just starting to explore your mortgage options, this detailed guide is here to light the way. It’s designed to break down the process…
ByAnngelli Abenes
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What are the VA Agency Guidelines to qualify for a VA loan during Chapter 13 Bankruptcy
ByAnngelli Abenes
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Mortgage Approval Process on Manual Underwriting: A Comprehensive Guide for 2024 The mortgage approval process can be overwhelming, especially with manual underwriting involved. Unlike automated underwriting, which relies on algorithms, manual underwriting involves a human underwriter meticulously reviewing your financial history and documents. This guide aims to demystify the mortgage approval process on manual underwriting…
ByAnngelli Abenes
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Your All-Inclusive Manual to Getting a Mortgage with Poor Credit in Illinois. Do you fear poor credit could dash your hopes of homeownership in Illinois? Worry no more! This manual will provide a step-by-step approach to securing an Illinois mortgage, even if you have bad credit. We shall review your alternatives, ways to enhance your…
ByGustan Cho
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This guide covers the VA credit dispute guidelines on VA mortgage loans. VA loans are the best loan program in the U.S. The Department of Veterans Affairs created and launched VA Home Loans to reward our members of the United States Military in becoming homeowners. Active and retired members of the U.S. Armed Services with…
ByGustan Cho
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This article concerns securing a home loan with bad credit in Indiana with no overlays. Indiana home values are skyrocketing due to the booming housing market, which is experiencing strong demand from homebuyers and keeping builders busy. The demand for homes far exceeds the available inventory. Indiana boasts one of the highest population growth rates…
ByMike Gracz
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As most readers of our blogs know, Gustan Cho Associates are experts in VA mortgage lending. Our highly skilled team is growing into more states, so we are able to help more of our nation’s veterans. With the current housing market on fire, many Americans are moving themselves and their families to different areas. Our…
ByMike Gracz
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This Article is about No Overlay Lender Offering VA Loans Texas. Texas is one of the fastest-growing states in the U.S. Gustan Cho Associates Mortgage Group has more VA Loans Texas borrowers than any other state in the United States. More and more people are migrating to the Great State of Texas. Among the newcomers…
ByGustan Cho
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Can I Qualify For A VA Loan With A Lender With No Lender Overlays In Mississippi? Absolutely, Gustan Cho Associates is a lender with no lender overlays on VA loans and is licensed in Mississippi.
ByGustan Cho
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This Article Is About Understanding VA Mortgage Rates And Loan Level Pricing Adjustments VA loans are the best home mortgage program in the United States. The government has created and launched VA loans decades ago to reward qualified members of our U.S. Military to reward them for their service to our country. Only select qualified…
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