Types of Mortgage Lenders For Best Rates and Loan Options
In this blog, we will discuss and cover the types of mortgage lenders homebuyers can consult with to get pre-approved…
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Rebuilding Credit Being an Authorized Credit Card User
This guide covers rebuilding and re-establishing your credit by being an authorized credit card user. There are many home buyers…
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Borrowers Cost Out of Pocket in The Mortgage Process
This guide covers borrowers cost out of pocket in the mortgage process. There are two types of costs involved when…
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Debt-To-Income Ratio Overlays Versus Agency Guidelines
Debt-to-Income Ratio Overlays: What Homebuyers Need to Know Your debt-to-income ratio (DTI) matters to lenders when getting a mortgage. But…
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Refinancing NON-QM To Conforming Loans
Refinancing Non-QM to Conforming Loans in 2025: A Smart Move for Lower Rates If you have a non-QM loan and…
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Mortgage One Day Out of Foreclosure Lending Guidelines
Mortgage One Day Out of Foreclosure: How to Get Approved Fast in 2025 Are you trying to get a mortgage…
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Fix-and-Flip Mortgage Loans | Home Improvement/Renovations | House Flipping | Investment Homes | NON-QM Loans | Real Estate Topic | Videos
Investment LLC Property Mortgage Guidelines For Investors
Can You Close Your Investment Property Under A Limited Liability Corporation? Many wholesale real estate investors will not allow borrowers of investment properties to close
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Mortgage Rate Forecast and Outlook Seems Promising
This guide covers mortgage rate forecast and outlook seem promising with the election of a new President. Mortgage rate forecast…
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Non-QM Loans for Real Estate Investors Made Easy
Non-QM Loans for Real Estate Investors: A Smart Alternative to Hard Money in 2025 If you’re a real estate investor…
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Waiting Period After Mortgage Part of Bankruptcy Guidelines
This guide covers the Fannie Mae guidelines on conventional loans with a waiting period after mortgage part of bankruptcy. Many…
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When Is Rental Verification Required By Mortgage Lenders
When Is Rental Verification Required? A Complete Guide for Borrowers in 2025 One of the most common questions we hear…
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Mortgage Processing And Underwriting | Clear To Close | Home Purchase | Home Sellers | Real Estate Topic | Videos
Escrow Hold Back For Home Repairs
This article will cover what escrow hold back is in the mortgage loan process. We will discuss escrow hold back…
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What Does a Clear-to-Close on FHA Loans Mean?
This guide covers what a clear-to-close on FHA loans means. What does a clear-to-close on FHA loans mean for borrowers?…
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Yield Spread Premium Charged By Mortgage Brokers
Mortgage brokers are paid a commission, referred to as Yield Spread Premium Explained, from wholesale mortgage lenders or end lenders,…
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FHA Loans After Unemployment Mortgage Guidelines
This blog examines the eligibility requirements for FHA loans after unemployment or employment gaps. Prospective FHA loan applicants now have…
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Manual Underwriting With Late Payments Mortgage Guidelines
Can You Qualify For Manual Underwriting With Late Payments? VA and FHA allow manual underwriting for borrowers who cannot get an approve/eligible per automated underwriting system.
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FHA Debt-To-Income Ratio Requirements
FHA Debt-To-Income Ratio Requirements: What You Need to Know If you’re applying for an FHA loan, one of the most…
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The Role Of The Loan Officer Assistant In Mortgage Process
The Role of the Loan Officer Assistant: How They Help You Get a Mortgage Buying a home or refinancing can…
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Manual Downgrade From AUS Approval on FHA Loans
Manual Downgrade from AUS Approval: What It Means and How to Get a Mortgage in 2025 Getting a mortgage can…
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Learn Mortgage Guidelines on Late Payments Today
Mortgage Guidelines on Late Payments: How to Qualify for a Home Loan Despite Credit Challenges Life happens. Unexpected events like…
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Reasons For Last-Minute Mortgage Denial From Underwriters
There is no reason why a pre-approved borrower should ever get a last-minute mortgage denial by a mortgage underwriter. The main reason why borrowers get a last-minute mortgage
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FHA Loan With Recent Late Payments in the Past 12 Months
FHA Loan with Recent Late Payments: A Guide to Qualifying Suppose you’ve had recent late payments on your credit report….
