What Is Lender-Paid Mortgage Insurance on Conventional Loans
In this guide, we will cover what is lender-paid mortgage insurance on conventional loans. Lender-paid mortgage insurance is also referred…
Homebuying and Mortgage Process in a Sellers Market
The homebuying and mortgage process in a seller market with historically high rates and soaring inflation can be challenging. The…
Videos | Bad Credit Mortgages | Career Opportunities/Loan Officer Training | Mortgage Processing And Underwriting | Mortgage Rates | NON-QM Loans
Borrower Review of Gustan Cho Associates
In this article, we will discuss and cover the borrower review of Gustan Cho Associates. Just this past June 2,…
How To Find The Best Realtor For First-Time Homebuyers
First-time homebuyers need to hire an experienced realtor who is not just accessible 24/7 but who knows the area where the subject property is located.
Mortgage Loan Underwriting Process For Home Buyers
This article will cover how the mortgage loan underwriting process works. The qualification and the pre-approval process are the most…
FHA Versus Conforming Loans Mortgage Lending Guidelines
This guide will cover the difference between FHA versus conforming loans. We will discuss FHA versus conforming loans mortgage lending…
How Much House Can I Afford To Buy Versus Qualify
In this guide, we will cover how much house can I afford versus qualify. First-time and seasoned home buyers…
Mortgage for First-Time Home Buyers with Bad Credit
Borrowers with prior outstanding collections, charged-off accounts, and other bad credit can qualify for a mortgage without paying them off. The key to qualifying for a mortgage is not prior bad credit but timely payments.
Bank Statement Loans | Doctor and Medical Professional Mortgages | No-Ratio Mortgage Loans | NON-QM Loans | Videos
Alternative Lending Mortgage Options For Bad Credit
Thanks to alternative lending mortgage options, homebuyers who could not qualify for government and conventional loans can now qualify for…
Bad Credit Mortgages | Credit Scores | Qualifying & Getting Pre-approved | Re-Establishing Credit | Videos
Lowest Credit Score Allowed For Mortgage Approvals
This guide covers what is the lowest credit score allowed for mortgage approvals. The team at Gustan Cho Associates gets…
Types of Mortgage Lenders For Best Rates and Loan Options
Gustan Cho Associates has over 160 wholesale lending partnerships. Gustan Cho Associates has a national reputation for its no lender…
Choosing The Right Lender To Get a Mortgage Loan Approval
In this blog, we will cover choosing the right lender for a mortgage loan approval. Choosing The Right Lender with…
The Correlation Between Credit Card Balance vs Credit Scores
In this article, we will cover the correlation between credit card balance vs credit scores. There are mortgage guidelines on…
Conditional Mortgage Approval Versus Pre-Approval
In this blog, we will be covering the difference between conditional mortgage approval versus pre-approval during the mortgage process. There…
Home Inspection on Purchase Versus a Real Estate Appraisal
Home inspections are not required. Home Appraisals are required by lenders. However, a home inspection is highly recommended and worth the investment for homebuyers.
Lenders Changing Mortgage Guidelines Post COVID-19
In this article, we will discuss and cover lenders changing mortgage guidelines post COVID-19 ERA due to skyrocketing rates, market…
FNMA Waiting Period Guidelines After Foreclosure For 2022
In this blog, we will cover and discuss FNMA waiting period guidelines after foreclosure for 2022. Conventional loans are often…
Bankruptcy Mortgage Guidelines on Waiting Period
In this blog, we will discuss and cover the bankruptcy mortgage guidelines on government and conventional loans. All mortgage loan…
Traditional and Non-Prime Investment Home Mortgage Loans
In this article, we will discuss and cover investment home loans with no income documentation. There are several different types…
FHA Jumbo Loans While In The Chapter 13 Bankruptcy
In this blog, we will cover and discuss qualifying for FHA jumbo loans while in the Chapter 13 Bankruptcy repayment…
Home Loans in Virginia For Bad Credit and 550 FICO Scores
Homebuyers have many mortgage options when looking for home loans in Virginia for bad credit and low credit scores. The…
Illinois Home Purchase Mortgage Options Guide
In this blog, we will cover and discuss Illinois home purchase mortgage options for homebuyers. Going through the home purchase…
