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Videos

Home / Videos - Page 4
The Housing Shortage
Headline News Archives | Real Estate | Real Estate Topic | Videos

The Housing Shortage Facing The Midwest

ByMargarett Jurilla Posted onJuly 3, 2024August 30, 2024

This guide covers the housing shortage facing the Midwest. The housing shortage in the Midwest has impacted and affected homebuyers…

Continue Reading The Housing Shortage Facing The MidwestContinue

VA Credit Dispute Guidelines
Credit Disputes | Mortgage Processing And Underwriting | VA Loans | Videos

Are Credit Disputes Allowed Per VA Credit Dispute Guidelines

ByGustan Cho Posted onJuly 3, 2024April 30, 2025

This guide covers the VA credit dispute guidelines on VA mortgage loans. VA loans are the best loan program in…

Continue Reading Are Credit Disputes Allowed Per VA Credit Dispute GuidelinesContinue

Maryland FHA Lenders
FHA Loans | Bankruptcy | Mortgage Lender Overlays | Videos

Maryland FHA Lenders For Homebuyers With Bad Credit

BySapna Sharma Posted onJune 28, 2024August 30, 2024

The lending requirements on FHA loans are not the same for all Maryland FHA Lenders. There are two different categories…

Continue Reading Maryland FHA Lenders For Homebuyers With Bad CreditContinue

Direct Versus Correspondent Lender
Home Mortgages | Mortgage Rates | Videos

Direct Versus Correspondent Lender Explained

ByAlex Carlucci Posted onJune 24, 2024April 7, 2025

In this article on the difference between a direct versus correspondent lender, we will explore the advantages and disadvantages of…

Continue Reading Direct Versus Correspondent Lender ExplainedContinue

Buying House In Community Property States
Home Mortgages | FHA Loans | Videos

Buying House In Community Property States

ByGustan Cho Posted onJune 24, 2024August 30, 2024

This guide covers buying house in community property states. Buying house in community property states can be tricky on certain…

Continue Reading Buying House In Community Property StatesContinue

Home Loans in South Carolina
FHA Loans | Bad Credit Mortgages | NON-QM Loans | Videos

Home Loans in South Carolina For Homebuyers With Bad Credit

ByGustan Cho Posted onJune 23, 2024August 30, 2024

In this article, we will cover and discuss home loans in South Carolina for homebuyers with bad credit and low…

Continue Reading Home Loans in South Carolina For Homebuyers With Bad CreditContinue

Bad Credit Mortgage Lenders in Rhode Island
Bad Credit Mortgages | FHA Loans | High Debt To Income Ratio | NON-QM Loans | Videos

Bad Credit Mortgage Lenders in Rhode Island with 500 FICO

ByGustan Cho Posted onJune 22, 2024August 30, 2024

In this blog, we will discuss and cover bad credit mortgage lenders in Rhode Island for borrowers with bad credit…

Continue Reading Bad Credit Mortgage Lenders in Rhode Island with 500 FICOContinue

Mortgage With Unpaid Collections in Wisconsin
Bad Credit Mortgages | Charge Off Accounts | Collection Accounts | FHA Loans | Videos

Mortgage With Unpaid Collections in Wisconsin

ByAlex Carlucci Posted onJune 22, 2024August 30, 2024

In this blog, we will cover and discuss qualifying for a mortgage with unpaid collections in Wisconsin in 2022. Many…

Continue Reading Mortgage With Unpaid Collections in WisconsinContinue

Washington NON-QM Lenders
Bad Credit Mortgages | Bank Statement Loans | No-Ratio Mortgage Loans | NON-QM Loans | Videos

Washington NON-QM Lenders For No-Doc and DSCR Loans

ByGustan Cho Posted onJune 21, 2024August 30, 2024

Washington NON-QM Lenders are offering multiple non-prime loans throughout the state. Homebuyers in Washington state no longer are tied with…

Continue Reading Washington NON-QM Lenders For No-Doc and DSCR LoansContinue

Best New Hampshire Mortgage Lenders For Bad Credit
Bad Credit Mortgages | FHA Loans | NON-QM Loans | Videos

Best New Hampshire Mortgage Lenders For Bad Credit

ByAlex Carlucci Posted onJune 21, 2024August 30, 2024

In this article, we will cover and discuss qualifying and getting approved with the best New Hampshire Mortgage Lenders for…

Continue Reading Best New Hampshire Mortgage Lenders For Bad CreditContinue

Jumbo Mortgages
High-Balance Mortgage Loans | Jumbo Loans | No-Ratio Mortgage Loans | NON-QM Loans | Videos

Jumbo Mortgages | 2024 Lender Options – LTV – Rates – Terms

ByGustan Cho Posted onJune 20, 2024August 30, 2024

Jumbo Mortgages are home mortgage loans that are higher than the conforming loan limit. The conforming loan limit for 2024…

Continue Reading Jumbo Mortgages | 2024 Lender Options – LTV – Rates – TermsContinue

FHA Loans Colorado
FHA Loans | Videos

FHA Loans Colorado With Bad Credit and 500 FICO Scores

ByGustan Cho Posted onJune 20, 2024August 30, 2024

In this blog, we will cover and discuss qualifying for FHA loans Colorado with bad credit and credit scores down…

Continue Reading FHA Loans Colorado With Bad Credit and 500 FICO ScoresContinue

Two VA Loans at The Same Time
Mortgage Refinance | VA Loans

Two VA Loans at The Same Time Mortgage Lending Guidelines

ByMike Gracz Posted onJune 19, 2024August 30, 2024

As most readers of our blogs know, Gustan Cho Associates are experts in VA mortgage lending. Our highly skilled team…

Continue Reading Two VA Loans at The Same Time Mortgage Lending GuidelinesContinue

VA Automated Findings
Automated Underwriting System | VA Loans | Videos

VA Automated Findings On Automated Underwriting System (AUS)

ByGustan Cho Posted onJune 13, 2024August 30, 2024

In this article, we will discuss and cover the VA automated findings on the automated underwriting systems (AUS). VA loans…

Continue Reading VA Automated Findings On Automated Underwriting System (AUS)Continue

Choosing The Right Mortgage Company
Career Opportunities/Loan Officer Training | Mortgage Lender Overlays | Qualifying & Getting Pre-approved | Videos

Choosing The Right Mortgage Company For Loan Officers

ByAnngelli Abenes Posted onJune 6, 2024August 30, 2024

This guide covers choosing the right mortgage company for loan officers. Choosing the right mortgage company for loan officers is…

Continue Reading Choosing The Right Mortgage Company For Loan OfficersContinue

FHA Versus Conforming Mortgages
Home Mortgages | Conventional Loans | FHA Loans | Mortgage After Bankruptcy and Foreclosure | Videos

Comparing FHA Versus Conforming Mortgages

ByGustan Cho Posted onJune 5, 2024August 30, 2024

This guide compares FHA versus conforming mortgages, the two most popular mortgage loan programs for homebuyers in the United States….

Continue Reading Comparing FHA Versus Conforming MortgagesContinue

Conventional Loan After Short Sale vs Foreclosure
Bad Credit Mortgages | Conventional Loans | video

Conventional Loan After Short Sale vs Foreclosure Guidelines

ByGustan Cho Posted onJune 3, 2024August 30, 2024

This  guide covers conventioal loan after short sale vs foreclosure guidelines. Since 2008, millions of Americans have witnessed their equity…

Continue Reading Conventional Loan After Short Sale vs Foreclosure GuidelinesContinue

Buying a House Near Mom-and-Pop Shops
First Time Home Buyers | Home Purchase | Real Estate Topic | Videos

Buying a House Near Mom-and-Pop Shops Versus Giant Retailers

ByMargarett Jurilla Posted onJune 3, 2024August 30, 2024

This guide covers buying a house near mom-and-pop shops versus big box retail stores. Are you tired of the same…

Continue Reading Buying a House Near Mom-and-Pop Shops Versus Giant RetailersContinue

Home Buyers With Bad Credit
Bad Credit Mortgages | FHA Loans | NON-QM Loans | Videos

Home Buyers With Bad Credit Mortgage Options

ByMargarett Jurilla Posted onMay 30, 2024August 29, 2024

In this blog, we will cover and discuss the various mortgage options home buyers with bad credit have in qualifying…

Continue Reading Home Buyers With Bad Credit Mortgage OptionsContinue

Non-QM Loans For Self-Employed
NON-QM Loans | Bank Statement Loans | Videos

NON-QM Loans For Self-Employed Borrowers

ByAlex Carlucci Posted onMay 30, 2024August 29, 2024

This article will cover qualifying for non-QM loans for self-employed borrowers’ home purchases with no income tax returns. In 2023,…

Continue Reading NON-QM Loans For Self-Employed BorrowersContinue

Second Home Guidelines
Conventional Loans | NON-QM Loans | Second Homes | Videos

Second Home Guidelines on Non-QM and Conventional Loans

ByGustan Cho Posted onMay 30, 2024August 29, 2024

This guide covers second home guidelines on non-QM and conventional loans. Second-home financing is different than investment properties. Homebuyers are…

Continue Reading Second Home Guidelines on Non-QM and Conventional LoansContinue

Credit in Mortgage Process
Re-Establishing Credit | Bad Credit Mortgages | Credit Disputes | Credit Scores | Videos

Credit in Mortgage Process: Credit Scores vs Credit Report

ByGustan Cho Posted onMay 29, 2024March 11, 2025

This guide covers credit in mortgage process. We will cover the difference between credit scores vs credit reports. Credit in…

Continue Reading Credit in Mortgage Process: Credit Scores vs Credit ReportContinue

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About Us

Gustan Cho Associates are Mortgage Advisor licensed in 48 states including Washington DC, Puerto Rico, and the U.S Virgin Islands (Not licensed in NY and MA). The team at Gustan Cho Associates has a national reputation of being able to do mortgage loans other mortgage companies cannot do. Gustan Cho Associates dba of NEXA Mortgage has a lending partnerships with over 190 wholesale mortgage lenders with dozens of no overlay lending partners on government and conventional loans and countless non-QM and alternative lending partners. Over 80% of our clients are borrowers who could not qualify at other mortgage companies either due to a last-minute mortgage loan denial due to lender overlays or because the lender did not have the mortgage loan program suited for the borrower. At Gustan Cho Associates, we only market mortgage loan products that exists and are possible.

Recent Articles

  • Hard Money Lenders
    Simple Truth: What Are Hard Money Lenders and How They HelpMay 5, 2025
  • Wholesale Mortgage Lenders for Non-Prime Loans
    Best Wholesale Mortgage Lenders For Non-Prime LoansMay 5, 2025
  • Qualifying for Mortgage with Irregular Income
    Qualifying For Mortgage With Irregular IncomeApril 30, 2025
  • Home Loan with Tax Lien
    Home Loan With Tax Lien And Judgment Mortgage GuidelinesApril 29, 2025

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  • Jumbo DTI Calculator
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Equal Housing Opportunity Lender Gustan Cho Associates empowered by NEXA Mortgage LLC. NMLS# 1660690,
Corporate Address: 3100 Ray Road Suite 201 Office # 209 | Chandler AZ 85226 Company NMLS 1660690, Gustan Cho NMLS #873293 Company State License #: AZMB - 0944059, Branch: 17W662 Butterfield Road Suite 305 Oakbrook Terrace, Illinois 60181 Branch NMLS 2315275 AXEN is a dba of NEXA Mortgage LLC
DISCLAIMER: The author(s) contributing content to this site, accept no liability or responsibility for errors, omissions or changes in market conditions that may impact the readers' conclusions drawn or assumptions related to the content of this site. The copywritten© information contained on this site is provided on an "as is" basis, at the time of publication, without guarantees of timeliness, thoroughness, accuracy, or usefulness to the consumer. The content on this site does not constitute financial or professional advice of any kind, and readers are encouraged to consult their own professional advisors for professional advice.
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CALL NOW
  • About Us
    • Contact Us
    • Get Pre-Approved
    • Order Credit
    • FICO Simulator
    • MLO License School
    • Why Choose Us
    • Meet Our Team
    • Loan Limits
      • FHA Loan Limits
      • Conforming Loan Limits
    • Preferred Realtor Partner Network
      • Dino Hasapis | Licensed Real Estate Broker | PRPN Director
      • Oakbrook Terrace, Illinois | Gustan Cho Associates Mortgage
  • Types Of Mortgages
    • Purchase
      • Home Purchase Loans
      • Investment Property Loan
    • Refinance
      • Refinance Mortgage Options
      • Chapter 13 Bankruptcy Cash-Out-Buyout
      • FHA Streamline Refinance
      • VA Streamline Refinance
      • Refinancing NON-QM Loans Into Conventional Mortgages
      • Refinance FHA To Conventional Loans
    • FHA Home Loans
      • FHA Manual Underwriting
      • FHA Chapter 13 Bankruptcy Guidelines
      • FHA Loans For Bad Credit
      • FHA Loans For Low Credit Scores
      • FHA Collections
      • FHA Loans Charged Off Accounts
      • W-2 Income Only FHA Loans
      • FHA Loans With Tax Lien
      • FHA Loan With Judgment
    • VA Home Loans
      • VA Manual Underwriting
      • VA Chapter 13 Bankruptcy Guidelines
      • VA Loans For Bad Credit
      • VA Loans For Low Credit Scores
      • VA Loans With Charged-Off Accounts
      • W-2 Income Only VA Loans
      • VA Loans with Tax Lien
      • VA Loan with Judgment
    • USDA Loans
    • How to Get DACA Mortgage Loans Without the Stress
    • Conventional Loans
      • Conventional Loans W-2 Income ONLY Mortgages
      • Conventional Loans After Foreclosure
      • Conventional Loans After Bankruptcy
      • Conventional Loan With Tax Lien
      • Conventional Loan With Judgment
    • Condotel Financing
    • NON-QM Loans
      • Bank Statement Loans
      • DSCR Loans
      • Asset-Depletion
      • Foreign Nationals
      • ITIN Mortgage Loans
      • No-Doc Loans
    • Jumbo Mortgage
    • FHA 203K Loans
    • Reverse Mortgages
    • Commercial Loans
  • Careers
    • Can Realtors Be MLOs At The Same Time
    • Career Opportunities
      • Training a New Mortgage Loan Officer Without Any Experience
      • MLO License School
    • Mortgage Branch Careers
    • Remote Mortgage Loan Officer Career Opportunities
    • How Do I Become A Mortgage Loan Officer
    • MLO Revenue Share Residual Income Opportunity
  • Videos
  • Blogs
    • Headline News Archives
  • Testimonials
  • Talk To A Loan Officer
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