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Videos

Home / Videos - Page 4
FHA Continuation Income Requirements
Income And Employment

FHA Continuation Income Requirements on Other Income

ByGustan Cho Posted onJuly 29, 2024May 27, 2025

This guide covers FHA continuation income requirements on second job and other income. FHA continuation income requirements state borrower’s income…

Continue Reading FHA Continuation Income Requirements on Other IncomeContinue

Cash-Out Refinance Mortgage
FHA Loans | Home Improvement/Renovations | Verification of Employment | Videos

Cash-Out Refinance Mortgage Guidelines on Home Loans

ByAnngelli Abenes Posted onJuly 23, 2024June 3, 2025

A cash-out refinance mortgage allows homeowners to use the value they’ve built up in their house. It means getting a…

Continue Reading Cash-Out Refinance Mortgage Guidelines on Home LoansContinue

Buying Foreclosure
FHA 203k Loan | FHA Loans | Home Improvement/Renovations | Videos

Buying Foreclosure With FHA 203k Renovation Loans

ByAnngelli Abenes Posted onJuly 17, 2024June 3, 2025

Buying foreclosure can be a smart move if you want to own a property for less than its market rate….

Continue Reading Buying Foreclosure With FHA 203k Renovation LoansContinue

What Is Required on a Non-Occupying Co-Borrower
Non-Occupant Co-Borrowers | Conventional Loans | FHA Loans | Videos

What Is Required on a Non-Occupying Co-Borrower

ByAnngelli Abenes Posted onJuly 15, 2024June 3, 2025

When it comes to getting home loans, buyers sometimes need extra support to qualify for their dream home. This is…

Continue Reading What Is Required on a Non-Occupying Co-BorrowerContinue

Best Minnesota Mortgage Lenders For Bad Credit
Bad Credit Mortgages | Credit Scores | FHA Loans | Manual Underwriting | NON-QM Loans | VA Loans | Videos

Best Minnesota Mortgage Lenders For Bad Credit

ByAnngelli Abenes Posted onJuly 12, 2024June 3, 2025

Looking for the best Minnesota mortgage lenders for bad credit might seem daunting, but it doesn’t have to be. If…

Continue Reading Best Minnesota Mortgage Lenders For Bad CreditContinue

VA Loan During Chapter 13 Bankruptcy
Bad Credit Mortgages | Bankruptcy | Manual Underwriting | Mortgage After Bankruptcy and Foreclosure | VA Loans | Videos

VA Loan During Chapter 13 Bankruptcy: What You Need to Know

ByAnngelli Abenes Posted onJuly 12, 2024February 11, 2025

What are the VA Agency Guidelines to qualify for a VA loan during Chapter 13 Bankruptcy

Continue Reading VA Loan During Chapter 13 Bankruptcy: What You Need to KnowContinue

FHA 203k Rehab Loan After Bankruptcy
FHA 203k Loan | Bad Credit Mortgages | Bankruptcy | FHA Loans | Videos

FHA 203k Rehab Loan After Bankruptcy Mortgage Guidelines

ByAnngelli Abenes Posted onJuly 9, 2024January 22, 2025

Understanding FHA 203k Rehab Loans After Bankruptcy Securing a home loan after experiencing bankruptcy can be challenging. Still, the FHA…

Continue Reading FHA 203k Rehab Loan After Bankruptcy Mortgage GuidelinesContinue

Hard Money Loan With Federal Tax Lien
Commercial Loans | Hard Money Loans | Real Estate | Tax Lien | Videos

Hard Money Loan With Federal Tax Lien And Judgments

ByAnngelli Abenes Posted onJuly 9, 2024June 3, 2025

Simple Guide on Getting a Hard Money Loan With Federal Tax Lien in 2024 If you owe money to the…

Continue Reading Hard Money Loan With Federal Tax Lien And JudgmentsContinue

FHA DTI Guidelines
High Debt To Income Ratio | Automated Underwriting System | FHA Loans | Videos

FHA DTI Guidelines for Getting an Approve/Eligible Per AUS

ByAnngelli Abenes Posted onJuly 5, 2024June 5, 2025

First-time homebuyers, especially, may be easily overwhelmed by the complexities of purchasing a home. One of the most critical aspects…

Continue Reading FHA DTI Guidelines for Getting an Approve/Eligible Per AUSContinue

The Housing Shortage
Headline News Archives | Real Estate | Real Estate Topic | Videos

The Housing Shortage Facing The Midwest

ByMargarett Jurilla Posted onJuly 3, 2024June 5, 2025

This guide covers the housing shortage facing the Midwest. The housing shortage in the Midwest has impacted and affected homebuyers…

Continue Reading The Housing Shortage Facing The MidwestContinue

VA Credit Dispute Guidelines
Credit Disputes | Mortgage Processing And Underwriting | VA Loans | Videos

Are Credit Disputes Allowed Per VA Credit Dispute Guidelines

ByGustan Cho Posted onJuly 3, 2024April 30, 2025

This guide covers the VA credit dispute guidelines on VA mortgage loans. VA loans are the best loan program in…

Continue Reading Are Credit Disputes Allowed Per VA Credit Dispute GuidelinesContinue

Maryland FHA Lenders
FHA Loans | Bankruptcy | Mortgage Lender Overlays | Videos

Maryland FHA Lenders For Homebuyers With Bad Credit

BySapna Sharma Posted onJune 28, 2024June 5, 2025

The lending requirements on FHA loans are not the same for all Maryland FHA Lenders. There are two different categories…

Continue Reading Maryland FHA Lenders For Homebuyers With Bad CreditContinue

Direct Versus Correspondent Lender
Home Mortgages | Mortgage Rates | Videos

Direct Versus Correspondent Lender Explained

ByAlex Carlucci Posted onJune 24, 2024June 5, 2025

In this article on the difference between a direct versus correspondent lender, we will explore the advantages and disadvantages of…

Continue Reading Direct Versus Correspondent Lender ExplainedContinue

Buying House In Community Property States
Home Mortgages | FHA Loans | Videos

Buying House In Community Property States

ByGustan Cho Posted onJune 24, 2024June 5, 2025

This guide covers buying house in community property states. Buying house in community property states can be tricky on certain…

Continue Reading Buying House In Community Property StatesContinue

Home Loans in South Carolina
FHA Loans | Bad Credit Mortgages | NON-QM Loans | Videos

Home Loans in South Carolina For Homebuyers With Bad Credit

ByGustan Cho Posted onJune 23, 2024June 5, 2025

In this article, we will cover and discuss home loans in South Carolina for homebuyers with bad credit and low…

Continue Reading Home Loans in South Carolina For Homebuyers With Bad CreditContinue

Bad Credit Mortgage Lenders in Rhode Island
Bad Credit Mortgages | FHA Loans | High Debt To Income Ratio | NON-QM Loans | Videos

Bad Credit Mortgage Lenders in Rhode Island with 500 FICO

ByGustan Cho Posted onJune 22, 2024June 5, 2025

In this blog, we will discuss and cover bad credit mortgage lenders in Rhode Island for borrowers with bad credit…

Continue Reading Bad Credit Mortgage Lenders in Rhode Island with 500 FICOContinue

Mortgage With Unpaid Collections in Wisconsin
Bad Credit Mortgages | Charge Off Accounts | Collection Accounts | FHA Loans | Videos

Mortgage With Unpaid Collections in Wisconsin

ByAlex Carlucci Posted onJune 22, 2024June 5, 2025

In this blog, we will cover and discuss qualifying for a mortgage with unpaid collections in Wisconsin in 2022. Many…

Continue Reading Mortgage With Unpaid Collections in WisconsinContinue

Washington NON-QM Lenders
Bad Credit Mortgages | Bank Statement Loans | No-Ratio Mortgage Loans | NON-QM Loans | Videos

Washington NON-QM Lenders For No-Doc and DSCR Loans

ByGustan Cho Posted onJune 21, 2024June 5, 2025

Washington NON-QM Lenders are offering multiple non-prime loans throughout the state. Homebuyers in Washington state no longer are tied with…

Continue Reading Washington NON-QM Lenders For No-Doc and DSCR LoansContinue

Best New Hampshire Mortgage Lenders For Bad Credit
Bad Credit Mortgages | FHA Loans | NON-QM Loans | Videos

Best New Hampshire Mortgage Lenders For Bad Credit

ByAlex Carlucci Posted onJune 21, 2024June 5, 2025

In this article, we will cover and discuss qualifying and getting approved with the best New Hampshire Mortgage Lenders for…

Continue Reading Best New Hampshire Mortgage Lenders For Bad CreditContinue

Jumbo Mortgages
High-Balance Mortgage Loans | Jumbo Loans | No-Ratio Mortgage Loans | NON-QM Loans | Videos

Jumbo Mortgages | Lender Options – LTV – Rates – Terms

ByGustan Cho Posted onJune 20, 2024June 6, 2025

Jumbo Mortgages are home mortgage loans that are higher than the conforming loan limit. The conforming loan limit for 2024…

Continue Reading Jumbo Mortgages | Lender Options – LTV – Rates – TermsContinue

FHA Loans Colorado
FHA Loans | Videos

FHA Loans Colorado With Bad Credit and 500 FICO Scores

ByGustan Cho Posted onJune 20, 2024June 5, 2025

In this blog, we will cover and discuss qualifying for FHA loans Colorado with bad credit and credit scores down…

Continue Reading FHA Loans Colorado With Bad Credit and 500 FICO ScoresContinue

Two VA Loans at The Same Time
Mortgage Refinance | VA Loans

Two VA Loans at The Same Time Mortgage Lending Guidelines

ByMike Gracz Posted onJune 19, 2024June 5, 2025

As most readers of our blogs know, Gustan Cho Associates are experts in VA mortgage lending. Our highly skilled team…

Continue Reading Two VA Loans at The Same Time Mortgage Lending GuidelinesContinue

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About Us

Gustan Cho Associates are Mortgage Advisor licensed in 48 states including Washington DC, Puerto Rico, and the U.S Virgin Islands (Not licensed in NY and MA). The team at Gustan Cho Associates has a national reputation of being able to do mortgage loans other mortgage companies cannot do. Gustan Cho Associates dba of NEXA Mortgage has a lending partnerships with over 190 wholesale mortgage lenders with dozens of no overlay lending partners on government and conventional loans and countless non-QM and alternative lending partners. Over 80% of our clients are borrowers who could not qualify at other mortgage companies either due to a last-minute mortgage loan denial due to lender overlays or because the lender did not have the mortgage loan program suited for the borrower. At Gustan Cho Associates, we only market mortgage loan products that exists and are possible.

Recent Articles

  • How to Get the Lowest Mortgage Rates
    How To Get The Lowest Mortgage Rates on Home LoansJuly 2, 2025
  • Foreclosure In Mortgage Qualification
    Foreclosure In Mortgage Qualification Lending GuidelinesJuly 2, 2025
  • How Do I Qualify For A Conventional Loan
    How Do I Qualify For A Conventional LoanJuly 2, 2025
  • Mortgage Rates Rise
    Mortgage Rates Rise For 7 Continuous WeeksJuly 2, 2025

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Equal Housing Opportunity Lender Gustan Cho Associates empowered by NEXA Mortgage LLC. NMLS# 1660690,
Corporate Address: 5559 S Sossaman Rd | Bldg 1 #101, Mesa, AZ 85212 Company NMLS 1660690, Gustan Cho NMLS #873293 Company State License #: AZMB - 0944059, Branch: 17W662 Butterfield Road Suite 305 Oakbrook Terrace, Illinois 60181 Branch NMLS 2315275 AXEN is a dba of NEXA Mortgage LLC
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CALL NOW
  • About Us
    • Contact Us
    • Get Pre-Approved
    • Order Credit
    • FICO Simulator
    • MLO License School
    • Why Choose Us
    • Meet Our Team
    • Loan Limits
      • FHA Loan Limits
      • Conforming Loan Limits
    • Preferred Realtor Partner Network
      • Dino Hasapis | Licensed Real Estate Broker | PRPN Director
      • Oakbrook Terrace, Illinois | Gustan Cho Associates Mortgage
  • Types Of Mortgages
    • Purchase
      • Home Purchase Loans
      • Investment Property Loan
    • Refinance
      • Refinance Mortgage Options
      • Chapter 13 Bankruptcy Cash-Out-Buyout
      • FHA Streamline Refinance
      • VA Streamline Refinance
      • Refinancing NON-QM Loans Into Conventional Mortgages
      • Refinance FHA To Conventional Loans
    • FHA Home Loans
      • FHA Manual Underwriting
      • FHA Chapter 13 Bankruptcy Guidelines
      • FHA Loans For Bad Credit
      • FHA Loans For Low Credit Scores
      • FHA Collections
      • FHA Loans Charged Off Accounts
      • W-2 Income Only FHA Loans
      • FHA Loans With Tax Lien
      • FHA Loan With Judgment
    • VA Home Loans
      • VA Manual Underwriting
      • VA Chapter 13 Bankruptcy Guidelines
      • VA Loans For Bad Credit
      • VA Loans For Low Credit Scores
      • VA Loans With Charged-Off Accounts
      • W-2 Income Only VA Loans
      • VA Loans with Tax Lien
      • VA Loan with Judgment
    • USDA Loans
    • How to Get DACA Mortgage Loans Without the Stress
    • Conventional Loans
      • Conventional Loans W-2 Income ONLY Mortgages
      • Conventional Loans After Foreclosure
      • Conventional Loans After Bankruptcy
      • Conventional Loan With Tax Lien
      • Conventional Loan With Judgment
    • Condotel Financing
    • NON-QM Loans
      • Bank Statement Loans
      • DSCR Loans
      • Asset-Depletion
      • Foreign Nationals
      • No SSN? ITIN Mortgage Loans Can Help You Own a Home
      • No-Doc Loans
    • Jumbo Mortgage
    • FHA 203K Loans
    • Reverse Mortgages
    • Commercial Loans
  • Careers
    • Can Realtors Be MLOs At The Same Time
    • Career Opportunities
      • Training a New Mortgage Loan Officer Without Any Experience
      • MLO License School
    • Mortgage Branch Careers
    • Remote Mortgage Loan Officer Career Opportunities
    • How Do I Become A Mortgage Loan Officer
    • MLO Revenue Share Residual Income Opportunity
  • Videos
  • Blogs
    • Headline News Archives
  • Testimonials
  • Talk To A Loan Officer
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