Benefits of Making Bi-Weekly Mortgage Payments
This guide covers the benefits of making bi-weekly mortgage payments. The benefit of bi-weekly mortgage payments is that homeowners can…
The Role of a Mortgage Loan Processor
This guide covers the role of a mortgage loan processor. We will discuss the important role processors undertake during the…
How Taking Out That Next Student Loan Can Affect Mortgage
This guide covers the risk of taking out that next student loan when getting a mortgage loan approved. If you…
Home Improvement Projects That Add Value To a Home
This guide covers home improvement projects that add value to a home. Home improvement can be a good investment and…
Things That Determines Your Mortgage Rates
This guide covers things that determines your mortgage rates on home loans. Mortgage rates are the interest rates that you…
Chicago Housing Market Forecast For Homebuyers
This guide covers the Chicago housing market forecast for homebuyers in Chicago and surrounding suburbs. It seems like the Housing…
Final Mortgage Underwriter Approval Prior To Clear To Close
This guide covers final mortgage underwriter approval prior to clear to close. The mortgage process is a true process that…
What Are Common Lender Overlays on Government Mortgages
All mortgage companies need to have their borrower meet the minimum agency mortgage guidelines of HUD, VA, USDA, Fannie Mae, Freddie Mac. However, lenders can have higher lending requirements called lender overlays.
Disabled Veterans Benefits on VA Loans
This guide covers disabled Veterans benefits on VA loans. The Department of Veterans Affairs (VA) insures and guarantees VA Loans…
Colorado Springs Housing Market For Home Buyers
This guide covers the Colorado Springs Housing Market for homebuyers. Colorado Springs Housing Market is booming. While tens of thousands…
How High Should Homebuyers Go Over List Price In a Bidding War
How High Should Homebuyers Go Over List Price In A Bidding War? Homebuyers normally need to bid higher than the list price in a hot housing market.
Easy Tips That Work on How to Sell Your Home Fast
This guide covers easy tips on how to sell your home fast. Despite high rates and soaring inflation, homes are…
Home-Buying Mistakes To Avoid By First-Time Homebuyers
This guide covers home-buying mistakes by first-time homebuyers. Gustan Cho Associates Mortgage Group offers numerous loan options without LENDER OVERLAYS….
UPDATED Non-QM Guidelines POST Coronavirus Outbreak
This guide covers the updated non-QM guidelines post-coronavirus outbreak and political scare. Non-QM guidelines are not uniform agency lending guidelines…
Income Guidelines To Qualify For Home Loan Programs
This guide covers qualifying income guidelines to qualify for home loan. There are federal income guidelines to qualify for home…
FHFA FNMA Guidelines UPDATE on Conventional Loans
This guide covers the FHFA FNMA Guidelines updates on Conventional loans. There are FNMA guidelines changes for mortgage loan borrowers…
What Is Lender-Paid Mortgage Insurance on Conventional Loans
In this guide, we will cover what is lender-paid mortgage insurance on conventional loans. Lender-paid mortgage insurance is also referred…
Homebuying and Mortgage Process in a Sellers Market
The homebuying and mortgage process in a seller market with historically high rates and soaring inflation can be challenging. The…
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Borrower Review of Gustan Cho Associates
In this article, we will discuss and cover the borrower review of Gustan Cho Associates. Just this past June 2,…
Mortgage Loan Underwriting Process For Home Buyers
This article will cover how the mortgage loan underwriting process works. The qualification and the pre-approval process are the most…
How Much House Can I Afford To Buy Versus Qualify
In this guide, we will cover how much house can I afford versus qualify. First-time and seasoned home buyers…
Mortgage for First-Time Home Buyers with Bad Credit
Borrowers with prior outstanding collections, charged-off accounts, and other bad credit can qualify for a mortgage without paying them off. The key to qualifying for a mortgage is not prior bad credit but timely payments.
