ByAlex Carlucci, NMLS: 229891
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This blog will cover how to build wealth by owning versus renting a home. We will show you how quickly…
ByGustan Cho, NMLS 873293
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In this blog, we will cover and discuss how mortgage underwriters view the declining and irregular income of borrowers. There…
ByGustan Cho, NMLS 873293
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This guide covers property taxes in mortgage qualification and how it affects debt-to-income ratios. For homebuyers, especially first-time home buyers,…
ByMike Gracz, NMLS: 1160212
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In this blog, we will cover and discuss the acceptable sources of verifiable funds for closing. With the majority of…
ByMike Gracz, NMLS: 1160212
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Non-QM loans after bankruptcy and foreclosure allow homebuyers to purchase a home with no waiting period after bankruptcy and/or a…
ByGustan Cho, NMLS 873293
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In this article, we will cover how do mortgage lenders view charge-offs. One of the frequently asked questions at Gustan…
ByGustan Cho, NMLS 873293
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In this blog, we will cover and discuss using non-QM versus jumbo mortgages to purchase high-end homes. Using non-QM versus…
ByGustan Cho, NMLS 873293
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This guide covers late payments after Chapter 13 bankruptcy mortgage guidelines. Mortgage lenders do not want to see any late…
ByGustan Cho, NMLS 873293
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In this blog, we will cover and discuss the Jumbo mortgage with 10% down payment and no PMI. A jumbo…
ByGustan Cho, NMLS 873293
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This guide covers getting a home loan approved after denied by a bank for your mortgage. There should be no…
ByDale Elenteny, NMLS: 904444
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In this article, we will cover and discuss finding the best mortgage lenders for bad credit in Arkansas to qualify…
ByGustan Cho, NMLS 873293
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Gustan Cho Associates Has Special Tricks On Ways Of Boosting Credit Before Applying For Mortgage. Do not hire any credit repair companies if you are planning on applying for a mortgage. Credit repair does more harm than good during the mortgage process. You cannot have credit disputes during the mortgage process.
ByGustan Cho, NMLS 873293
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This guide covers DTI calculations in community property states mortgage guidelines. DTI calculations in community property states are calculated differently…
ByGustan Cho, NMLS 873293
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This guide covers bad credit mortgage guidelines on home purchase and refinance. Mortgage borrowers can qualify for home loans with…
ByGustan Cho, NMLS 873293
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This guide covers how to keep loan pre-approval valid for home purchase. One of the many questions home buyers often…
ByGustan Cho, NMLS 873293
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This guide covers how do mortgage underwriters calculate income of borrowers. Income is the most important aspect of qualifying for…
ByGustan Cho, NMLS 873293
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In this article, we will cover and discuss using future rental income to qualify for a mortgage. Some first-time home…
ByGustan Cho, NMLS 873293
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This guide addresses the issue of credit tradelines not reporting to credit bureaus. When faced with this situation, finding solutions…
ByGustan Cho, NMLS 873293
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This guide covers VA derogatory credit mortgage guidelines on VA loans. VA derogatory credit mortgage guidelines on VA loans are…
ByGustan Cho, NMLS 873293
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This guide covers the 97 LTV conventional loan mortgage guidelines for first-time homebuyers. Fannie Mae and Freddie Mac 97 LTV…
ByAlex Carlucci, NMLS: 229891
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This guide cover the struggle of car loans during the mortgage process. Looking to buy a new car? Like most…
ByGustan Cho, NMLS 873293
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In this blog, we will discuss and cover shopping for mortgage with poor credit and low credit scores. Shopping for…
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