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ByGustan Cho
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If you’re trying to buy a home but you don’t have a credit score, you’re not alone. Many first-time buyers,…
ByGustan Cho
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Buying a home starts with understanding credit score mortgage guidelines—because your score sets both your eligibility and your price. This…
ByGustan Cho
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In this article, we will cover the correlation between credit card balance vs credit scores. There are mortgage guidelines on…
ByGustan Cho
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This guide covers how to increase credit scores before applying for mortgage. Consumer credit report and credit scores are probably the most…
ByGustan Cho
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The Truth About Getting a Mortgage With Charge-Off Balances If you’re worried about buying a home because your credit report…
ByGustan Cho
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Introduction: Your Credit Score Is the Key to Homeownership Buying a home is one of the most significant financial steps…
ByGustan Cho
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Credit During the Mortgage Process: What Every Homebuyer Needs to Know When looking for a mortgage, your credit plays a…
ByGustan Cho
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This guide covers why opening new credit cards raise scores to qualify and get approved for mortgage loan approval. The…
ByAlex Carlucci
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This guide covers how to boost credit scores with collection accounts. Borrowers can qualify for FHA loans with outstanding collection…
ByGustan Cho
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This guide covers rebuilding and re-establishing your credit by being an authorized credit card user. There are many home buyers…
ByGustan Cho
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Bankruptcy and foreclosure both damage your credit and can make it difficult or impossible to buy or refinance a home. But one is worse than the other.
ByGustan Cho
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Getting a Home Loan With No Credit Tradelines: Your Complete 2025 Guide Buying a home is a thrilling achievement, but…
ByGustan Cho
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Re-Establishing Credit During Waiting Period: How to Boost Your Credit and Get a Mortgage Life happens. Job loss, medical emergencies,…
ByAlex Carlucci
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Mortgage Approval Without Retracting Credit Disputes: A Complete Guide for 2024 and Beyond If you’re worried about how credit disputes…
ByGustan Cho
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Debt Settlement Versus Bankruptcy: A Guide for Mortgage Borrowers in 2024 If you’re juggling debt and trying to figure out…
ByGustan Cho
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Homebuyers do not need great credit and high credit scores to qualify for a mortgage. You can have outstanding collections and charged-off accounts and qualify for a mortgage as long
ByAlex Carlucci
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Reestablishing Credit After Bankruptcy: Your Step-by-Step Guide to Homeownership in 2024 Going through bankruptcy is tough, but it doesn’t mean…
ByGustan Cho
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How Does Rapid Rescore Assist You in Securing a Mortgage in 2024? Imagine this: You’re almost ready to buy your…
ByAnngelli Abenes
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Re-Establishing Credit to Qualify for FHA Loan: Your 2024 Guide to Homeownership Are you dreaming of buying a home but…
ByAnngelli Abenes
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Government and conventional loans require a mandatory waiting period after bankruptcy. Non-QM loans one day out of bankruptcy does not have waiting period requirements. However, a 30% down payment is required.
ByGustan Cho
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This guide covers rebuilding credit during Chapter 13 Bankruptcy repayment plan. Rebuilding credit during Chapter 13 Bankruptcy is highly recommended…
ByGustan Cho
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This guide covers how bankruptcy affects mortgage approval and the waiting period after discharge date. Bankruptcy is a great tool…
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