VA UPDATED Mortgage Guidelines For 2021 On VA Home Loans
This ARTICLE Is About The VA UPDATED Mortgage Guidelines For 2021 On VA Home Loans Gustan Cho Associates are always bringing guideline changes to our readers' attention. Every calendar year we see some unique changes to loan programs…
Purchase Mortgage Pre-Approval Versus Pre-Qualification
This ARTICE Is About Purchase Mortgage Pre-Approval Versus Pre-Qualification The mortgage pre-approval process is hands down the most important stage of the overall mortgage process. The number one reason for stress during the…
Conforming Guidelines On Mortgage Part Of Bankruptcy
This Article Is About Conforming Guidelines On Mortgage Part Of Bankruptcy Conforming Guidelines On Mortgage Part Of Bankruptcy : Conforming Guidelines On Mortgage Part Of Bankruptcy is different on Conventional Loans than it is on…
Home Buying Basics Advice For First Time Home Buyers
The housing market is booming with home prices at sixteen-year highs. There is more demand for homes than the inventory of homes. Home sellers want o make sure homebuyers are fully qualified and will purchase their home and there will be no…
How To Avoid Mortgage Loan Denial By Underwriters
This Article Is About How To Avoid Mortgage Loan Denial By Underwriters Home buyers depend and rely on a mortgage pre-approval by their lenders. Once they get a written pre-approval letter by a mortgage lender, buyers then go…
How To Maximize Your Credit Scores To Qualify For FHA Loans
It is wise to maximize and boost your credit scores to get the best possible rate.
Can I Qualify For VA Loan With Under 620 Credit Scores
Gustan Cho Associates has no lender overlays on VA loans. VA loans do not have a minimum credit score requirement nor a maximum debt to income ratio cap as long as the borrower can get an approve/eligible per automated underwriting system.
Buying Home In Pennsylvania For First Time Home Buyers
One of the states many New Yorkers are fleeing to is Pennsylvania due to affordable housing and lower state taxes.
Counter Offers On Real Estate Purchase Contracts
The housing market is booming. There are more home buyers than sellers. Therefore, demand is high and it is a seller's market. Homes are selling at a higher than the list price. Counter offers on real estate purchase contracts need to be…
How To Avoid Mortgage Denied By A Bank (Hint: Choose the Right Lender)
Choosing the right lender with no lender overlays is the key on how to avoid mortgage denial
Choosing FHA Lenders With No Overlays In California
Many lenders in California have lender overlays on FHA loans due to the state having many high-cost areas.
Condominium Mortgage Loans And Lending Guidelines
Lenders consider condominium mortgages riskier investments versus single-family homes. Loan level pricing adjustments apply on condo mortgages.
Buying Home Again After Bankruptcy And Foreclosure
Homebuyers can purchase a home after bankruptcy and foreclosure. Gustan Cho Associates even has non-QM loans one day out of bankruptcy and foreclosure with a 30% down payment.
