Manual Underwriting

Mortgage Approval Process On Manual Underwriting

ByAnngelli Abenes Posted onJuly 9, 2024June 3, 2025

Mortgage Approval Process on Manual Underwriting: A Comprehensive Guide for 2024 The mortgage approval process can be overwhelming, especially with…

Manual Underwriting | Bankruptcy | VA Loans | Videos

VA TBD Manual Underwriting Guidelines On Pre-Approvals

ByMike Gracz Posted onJune 18, 2024June 6, 2025

This article is about VA TBD Manual Underwriting Mortgage Guidelines On Pre-Approvals VA TBD Manual Underwriting Mortgage Process. Gustan Cho…

VA Loans | Manual Underwriting | Mortgage After Bankruptcy and Foreclosure | Videos

VA Chapter 13 Bankruptcy Buy-Out Cash-Out Refinance

ByAlex Carlucci Posted onJune 12, 2024June 10, 2025

This article will discuss the buy-out cash-out refinance option for VA Chapter 13 Bankruptcy. A VA Chapter 13 Bankruptcy buy-out…

Manual Underwriting | Automated Underwriting System | Videos

What Factors Are Considered Layered Risk In Manual Underwriting

ByAnngelli Abenes Posted onMay 30, 2024June 11, 2025

In this blog, we will be discussing the factors that are considered layered risks in manual underwriting. FHA and VA…

Automated Underwriting System | FHA Loans | Manual Underwriting | Videos

FHA AUS Approval Versus Manual Underwriting On FHA Loans

ByGustan Cho Posted onMay 30, 2024June 11, 2025

This Article Is About FHA AUS Approval Versus Manual Underwriting On FHA Loans HUD, the parent of the Federal Housing…

FHA 203k Loan | Manual Underwriting | Videos

HUD FHA 203k Loans Manual Underwriting Guidelines

ByLaurie Cho Posted onMay 19, 2024June 12, 2025

This guide covers HUD FHA 203k loans manual underwriting guidelines on renovation loans. HUD FHA 203k loans manual underwriting guidelines…

Mortgage Processing And Underwriting | Manual Underwriting | Muti-Family Investment | Videos

Why Do Mortgage Lenders Ask For Reserves From Borrowers

ByAnngelli Abenes Posted onMay 13, 2024June 13, 2025

When And Why Do Mortgage Lenders Ask For Reserves? On VA and FHA manual underwriting, one month’s reserves are required. Multi-family units require reserves by homebuyers.

Automated Underwriting System | Manual Underwriting | Videos

VA AUS Approval With Low Credit Scores and High DTI

ByGustan Cho Posted onApril 30, 2024June 16, 2025

In this article, we will discuss VA AUS approval versus manual underwriting on VA loans. VA loans are the best…

Mortgage After Bankruptcy and Foreclosure | FHA Loans | Manual Underwriting | Videos

HUD Waiting Period Guidelines After Chapter 13 on FHA Loans

ByGustan Cho Posted onApril 30, 2024June 16, 2025

In this blog, we will discuss and cover HUD waiting period guidelines after Chapter 13 on FHA loans. Why is…

FHA Loans | Manual Underwriting | Mortgage Processing And Underwriting | Videos

How to Get a Home Loan With No Credit

ByAlex Carlucci Posted onApril 29, 2024June 17, 2025

Many people have no credit score. This can make getting a mortgage to buy a home harder. However, it’s not impossible. You can re-establish credit after bankruptcy or other serious credit problems. And if you have no credit score at all, lenders can approve you with a non-traditional credit report.

Solutions To High Debt To Income Ratios On Home Purchase

ByAnngelli Abenes Posted onApril 25, 2024June 23, 2025

Gustan Cho Associates has no lender overlays on debt to income ratio on government and conventional loans. We just go off the agency caps on debt to income ratio no government and conventional loans.