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ByAnngelli Abenes
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Want to know about Non-QM cash-out refinance mortgage? If you’re a homeowner who wants to use your home’s value to get some cash, or if your financial situation is a bit different, this guide is perfect for understanding all you need to know about Non-QM cash-out refinance mortgages in 2024. What is a Non-QM Cash-Out…
ByAnngelli Abenes
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Are you looking for a big loan while running your own business? You’re in the right spot. Getting a big mortgage, called a jumbo mortgage, can be tough without regular paychecks like other workers get. Right after the 2008 Real Estate and Credit Meltdown, self-employed home buyers had a difficult time trying to qualify for…
ByGustan Cho
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In this blog, we will discuss and cover our traditional 90 LTV jumbo loans with no private mortgage insurance required. Gustan Cho Associates offers a wide variety of traditional and non-traditional alternative jumbo mortgage programs. With 160 plus wholesale lenders, we are lucky to be able to offer any loan program that is available. Real…
ByGustan Cho
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Jumbo Mortgages are home mortgage loans that are higher than the conforming loan limit. The conforming loan limit for 2024 is $766,550. Conforming mortgage loans are mortgage loans that conform to Fannie Mae and Freddie Mac Guidelines. Fannie Mae and Freddie Mac have caps on conforming loan limits. Every year, the Federal Housing Finance Agency…
ByGustan Cho
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Mortgage Rates have dropped has dropped again after the sudden surge in recent weeks.
ByAnngelli Abenes
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NON-QM jumbo loans are alternative mortgage loan programs for owner-occupant primary homes, second homes, and investment properties. Most non-QM loans do not have maximum loan limits. Any non-QM or alternative lending products with a loan balance higher than the 2023 conforming loan limit of $726,200 is called or often referred to as non-QM jumbo loans….
ByAnngelli Abenes
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Traversing the landscape of mortgage loans can be an intricate voyage, presenting many options tailored to meet diverse financial requirements. Two common choices for homebuyers seeking financing are FHA (Federal Housing Administration) loans and Conforming High-Balance Mortgage Loans. Throughout this blog, we will dig deep into the features, advantages, and factors to consider for each…
ByAlex Carlucci
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This guide covers home purchase and refinance Jumbo loan mortgage loan options. There are traditional and non-qm jumbo loans for owner-occupant homes, second homes, and investment homes. Many self-employed homebuyers of higher-end homes can afford a high-balalnce jumbo mortgage loan, however, do not qualify due to the hefty write off on their income tax returns….
ByGustan Cho
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In this blog, we will cover and discuss using non-QM versus jumbo mortgages to purchase high-end homes. Using non-QM versus jumbo mortgages to buy high-end homes is becoming increasingly popular. Traditional jumbo loans have strict lending guidelines due to the risk layer lenders need to take. Most traditional jumbo lenders may require a 740 credit…
ByGustan Cho
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In this blog, we will cover and discuss the Jumbo mortgage with 10% down payment and no PMI. A jumbo mortgage is a residential mortgage loan that exceeds the conforming mortgage loan limits. The conforming mortgage loan limit for 2024 is capped at $766,550 in most parts of the United States with the exception of…
ByGustan Cho
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This guide covers the mortgage loan programs for homebuyers. There are several types of mortgage loan programs. The mortgage process can be quite complex and confusing due to the many different types of mortgage loan programs and the countless regulations and the constant changes in mortgage regulations. Not all borrowers will qualify for a particular…
ByDale Elenteny
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Dozens of non-QM loan programs have been launched for 2021. The dozens of alternative mortgage loan programs is fueling the booming housing market and drying up inventory of home. Thus, it is skyrocketing home prices even more.
ByGustan Cho
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In this article, we will cover and discuss getting approved by the best mortgage lenders for bad credit in Hawaii in 2024 with low rates, wide variety of prime and non-QM loans, and lowest rates. Hawaii has one of the highest home prices in the United States. Home prices in Hawaii rank among the highest…
ByGustan Cho
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This guide covers the best Jumbo Florida mortgage lenders. for prime and non-QM loans. The Florida housing market is hot and from the look of thing. There is more demand for housing than inventory. FHA and Conventional mortgages have maximum loan limits on government and conventional loans in Florida. Homebuyers in the market for higher-end…
ByGustan Cho
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In this article, we will cover and discuss the comparison between jumbo loan vs conventional loan programs and the differences in rates, terms, and LLPAs. Gustan Cho Associates has wholesale lending partners on traditional and conventional loan products. High-balance FHA jumbo loans need to meet HUD agency guidelines. VA high-balance jumbo loans need to…
ByAlex Carlucci
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This blog will discuss and cover the types of jumbo mortgage loan programs available at Gustan Cho Associates for homebuyers. Gustan Cho Associates has several types of jumbo mortgage loan programs available. There are prime and nonprime types of jumbo mortgage loan options. If you have been paying attention to the news, you know home…
ByGustan Cho
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This guide covers jumbo home loans of over 5 million. Most lenders will cap jumbo loan limits between $1 to $3 million. Some non-QM wholesale lenders will go up to a cap of 5 million and not exceed the 5 million cap. What if you have home loans of over 5 million? Where do you…
ByGustan Cho
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This guide covers Jumbo Loans Chapter 13 Bankruptcy Guidelines. Chapter 13 Bankruptcy Mortgage Guidelines allow borrowers to qualify for a mortgage during and after Chapter 13 Bankruptcy and after the discharge date. Under Chapter 13 Bankruptcy Mortgage Guidelines, borrowers can qualify for VA and FHA Loans during and after Chapter 13 Bankruptcy. The following paragraphs will…
ByAlex Carlucci
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This guide covers qualifying for jumbo loans with lower credit scores and debt-to-income ratios up to 50% with traditional and non-QM loans. Qualifying for jumbo loans with lower credit scores and a 50% debt-to-income ratio at competitive rates is possible at Gustan Cho Associates. Gustan Cho Associates are commercial and residential mortgage lenders. Gustan Cho…
ByRonda Butts
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This guide will cover reasons homebuyers move to Alabama from other states. The population of Birmingham is expected to grow by 1.5 percent annually over the next five years, while the number of households is projected to increase by 2.0 percent annually. This population growth will help drive demand not for renters becoming first-time homebuyers…
ByGustan Cho
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This article will cover a niche mortgage loan program called the doctor and medical professional mortgage loans. This niche mortgage loan program has been designed, created, and launched to reward our medical doctors, dentists, oral surgeons, nurses, and pharmacists. optometrists, chiropractors, paramedics, firefighters, and first responders with buy their primary owner-occupant homes for their family,….
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