Florida Housing Market For Homebuyers and Renters
There is no sign of any housing market crash, especially in Florida. Home prices are booming with no signs of any correction.
Community Property States Mortgage Guidelines On DTI
This article will tackle the Community Property States Mortgage Guidelines On DTI. Understanding marital property rights can be intricate, especially…
Bi-Weekly Mortgage Loan Payments Versus Monthly Payments
Transitioning from monthly to bi-weekly mortgage loan payments can be a strategic move for homeowners looking to expedite their mortgage…
How Underwriters Look at Credit Report vs Credit Scores
This blog will cover how mortgage underwriters look at credit report vs credit scores. Minimum credit scores are required to…
HUD DACA Mortgage Guidelines For DREAMERS on FHA Loans
This article will cover HUD DACA mortgage guidelines on FHA loans for DREAMERS. Gustan Cho Associates have some good news…
Home Mortgages | Home Purchase | Mortgage Processing And Underwriting | Qualifying & Getting Pre-approved | Regulations | Videos
How Qualified Mortgages Affect Borrowers and Lenders
This guide covers how qualified mortgages affect borrowers and lenders on residential loans. To avoid another 2008 financial crisis, Congress…
Furnishing Your New Home Purchase Prior To Closing On Home Loan
Congrats on your new home purchase! We’ll guide you through the exciting process of Furnishing Your New Home Purchase Prior…
How To Calculate Income For Mortgage With Multiple Jobs
This blog will cover and discuss how to calculate income for mortgage with multiple jobs. Homebuyers can qualify for a…
Federal Employee Mortgage Loan Programs
In this mortgage guide, we will cover and discuss federal employee mortgage loan programs offered at Gustan Cho Associates Gustan…
Child Support Mortgage Guidelines On Home Purchase And Refinance
What Are The Updated Child Support Mortgage Guidelines On Home Purchase And Refinance For 2021? You cannot have delinquent child support payments and qualify for a mortgage.
Fannie Mae And Freddie Mac Versus HUD Guidelines
This article explores the differences between Fannie Mae And Freddie Mac Versus HUD Guidelines. Acknowledging the complexity of the mortgage…
First Time Home Buyers | Home Mortgages | Home Purchase | Qualifying & Getting Pre-approved | Videos
Is Homeownership The Best Way To Build Wealth?
This blog will cover how to build wealth by owning versus renting a home. We will show you how quickly…
Yield Spread Premium Charged By Mortgage Brokers
Mortgage brokers are paid a commission, referred to as Yield Spread Premium Explained, from wholesale mortgage lenders or end lenders,…
Self-Employed Relocation Mortgage Guidelines And Challenges
In this article, we will cover and discuss Self-Employed Relocation Mortgage Guidelines. Three primary categories of residential mortgages cater to…
EPM Empowered Down Payment Assistance Mortgage Program
This guide covers EPM Empowered down payment assistance mortgage programs. There are several types of down payment assistance mortgage programs…
Home Mortgages | Conventional Loans | FHA Loans | First Time Home Buyers | Qualifying & Getting Pre-approved | Videos
How Do I Qualify For a Mortgage and Get Approved
This guide covers the frequently asked question how do I qualify for a mortgage loan and get approved. Mortgage lenders…
Commercial Loans | Condominium Loans | Home Mortgages | Home Purchase | Investment Homes | Real Estate | Real Estate Topic | Second Homes
Investing in Real Estate in The Virgin Islands
In recent years, the United States Virgin Islands have seen an unprecedented boom in tourism. Money started trickling into the island through investments and tourism. This means that even the hospitality industry has directly
Overlays in Underwriting By Mortgage Lenders
This blog is about overlays in underwriting on government and conventional loans. The mortgage industry went through a major overhaul…
Home Mortgages | Credit Scores | Qualifying & Getting Pre-approved | Re-Establishing Credit | Videos
FICO Credit Scores Requirements To Qualify For a Mortgage
This guide covers about FICO credit scores to qualify for a mortgage loan. Every mortgage loan applicant who has applied…
Mortgage Lenders For Bad Credit in Arkansas With No Overlays
In this article, we will cover and discuss finding the best mortgage lenders for bad credit in Arkansas to qualify…
Applying For Mortgage With Another Lender When Denied
In this article, we will cover and discuss applying for mortgage with another lender when denied by the original lender….
High Debt To Income Ratio | Home Mortgages | Home Purchase | Mortgage Processing And Underwriting | Videos
DTI Calculations in Community Property States Guidelines
This guide covers DTI calculations in community property states mortgage guidelines. DTI calculations in community property states are calculated differently…
