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    • Contact Us
    • Get Pre-Approved
    • Order Credit
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    • MLO License School
    • Why Choose Us
    • Meet Our Team
    • Loan LimitsExpand
      • FHA Loan Limits
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      • Dino Hasapis | Licensed Real Estate Broker | PRPN Director
      • Oakbrook Terrace, Illinois | Gustan Cho Associates Mortgage
  • Types Of MortgagesExpand
    • PurchaseExpand
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      • Investment Property Loan
    • RefinanceExpand
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      • FHA Manual Underwriting
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    • VA Home LoansExpand
      • VA Manual Underwriting
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FHA Guidelines on Charge-Offs and Collections
Videos | Bad Credit Mortgages | Charge Off Accounts | Collection Accounts | FHA Loans

FHA Guidelines on Charge-Offs and Collections For 2025

ByDale Elenteny Posted onJanuary 16, 2025April 8, 2025

In this guide, we will discuss the FHA guidelines on charge-offs and collections, crucial information for anyone seeking an FHA…

Continue Reading FHA Guidelines on Charge-Offs and Collections For 2025Continue

Rent-to-Own a Home
Home Mortgages | Home Purchase

Rent-To-Own a Home With Home Partners of America

ByGustan Cho Posted onJanuary 16, 2025January 17, 2025

Rent-to-Own a Home: Your Path to Homeownership with Gustan Cho Associates Are you dreaming of owning a home but feeling…

Continue Reading Rent-To-Own a Home With Home Partners of AmericaContinue

Role of the Property Manager
Real Estate Topic

What is the Role of The Property Manager

ByAlex Carlucci Posted onJanuary 16, 2025January 17, 2025

This guide covers the role of the property manager and their responsibilities to landlords. The role of the property manager…

Continue Reading What is the Role of The Property ManagerContinue

Buying Townhouse Versus Single-Family Homes
Condominium Loans | Home Purchase | Real Estate Topic | Town House | Videos

Buying Townhouse Versus Single-Family Homes

ByAlex Carlucci Posted onJanuary 15, 2025January 20, 2025

More and more homebuyers are gravitating towards a townhome purchase versus a single-family home during today’s booming housing market

Continue Reading Buying Townhouse Versus Single-Family HomesContinue

Sarasota Housing Market
Real Estate Topic | Home Purchase

Sarasota Housing Market: Home Prices and Trends

ByAlex Carlucci Posted onJanuary 15, 2025January 16, 2025

This guide covers the Sarasota housing market. Purchasing a Property in Sarasota and Picking Your Real Estate Agent The Sarasota…

Continue Reading Sarasota Housing Market: Home Prices and TrendsContinue

HUD 4000.1 FHA Handbook
FHA Loans | Videos

HUD 4000.1 FHA Handbook Revised For FHA Loans

ByGustan Cho Posted onJanuary 15, 2025January 17, 2025

This blog is a short-cut guide to the HUD 4000.1 FHA Handbook Revised For FHA Loans. The HUD 4000.1 FHA…

Continue Reading HUD 4000.1 FHA Handbook Revised For FHA LoansContinue

Buying a House in Salt Lake City Utah
First Time Home Buyers | Home Mortgages | Home Purchase | Real Estate Topic | Videos

Guide To Buying a House in Salt Lake City Utah

ByMargarett Jurilla Posted onJanuary 14, 2025January 14, 2025

Buying a House in Salt Lake City Utah: A 2025 Guide Getting a home in Salt Lake City, Utah, can…

Continue Reading Guide To Buying a House in Salt Lake City UtahContinue

Mortgage Process Timeline
Mortgage Processing And Underwriting | Videos

Mortgage Process Timeline From Application To Closing

ByGustan Cho Posted onJanuary 14, 2025January 14, 2025

Understanding the Mortgage Process Timeline: Your Step-by-Step Guide to Getting a Mortgage in 2025 Buying or refinancing your mortgage can…

Continue Reading Mortgage Process Timeline From Application To ClosingContinue

FHA Back to Work Mortgage
FHA Loans | Headline News Archives | Mortgage After Bankruptcy and Foreclosure | NON-QM Loans | Videos

FHA Back To Work Mortgage Waives Bankruptcy and Foreclosure

ByAlex Carlucci Posted onJanuary 14, 2025January 14, 2025

This guide covers the ill-fated HUD’s FHA Back to Work Mortgage. The FHA Back to Work Mortgage no longer exists….

Continue Reading FHA Back To Work Mortgage Waives Bankruptcy and ForeclosureContinue

QM-Qualified Mortgages
Home Mortgages | NON-QM Loans | Videos

What Are QM-Qualified Mortgages Versus Non-QM Loans

ByAlex Carlucci Posted onJanuary 14, 2025January 20, 2025

Understanding QM-Qualified Mortgages: What Borrowers Need to Know in 2025 If you’re thinking about buying a home or refinancing, chances…

Continue Reading What Are QM-Qualified Mortgages Versus Non-QM LoansContinue

Mortgage Approval Without Retracting Credit Disputes
Credit Disputes | Credit Scores | Re-Establishing Credit | Videos

Mortgage Approval Without Retracting Credit Disputes

ByAlex Carlucci Posted onJanuary 13, 2025January 14, 2025

Mortgage Approval Without Retracting Credit Disputes: A Complete Guide for 2024 and Beyond If you’re worried about how credit disputes…

Continue Reading Mortgage Approval Without Retracting Credit DisputesContinue

Prayers To The Virgin Mary By Missy Mu_ My Best Friend Who Is Missed
Bad Credit Mortgages

Prayers To The Virgin Mary: My Late Special Friend Missy Mu

ByGustan Cho Posted onJanuary 13, 2025January 14, 2025

This article, on Prayers To The Virgin Mary: My Special Best Friend Missy Mu, is missed: End of Watch October…

Continue Reading Prayers To The Virgin Mary: My Late Special Friend Missy MuContinue

Florida Attorney Carl Williams_ Five-Star Litigation Lawyer (1)
Bad Credit Mortgages

How to Choose the Right Internet Lawyer

ByAlex Carlucci Posted onJanuary 12, 2025May 13, 2025

This article covers everything you need to know about how to choose the right internet lawyer. How do you go…

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Conventional Loan After Short Sale
Mortgage After Bankruptcy and Foreclosure | Conventional Loans | Videos

Conventional Loan After Short Sale Mortgage Guidelines

ByGustan Cho Posted onJanuary 10, 2025January 14, 2025

Conventional Loan After Short Sale: Your Guide to Getting Back on Track Life can throw curveballs, and for many homeowners,…

Continue Reading Conventional Loan After Short Sale Mortgage GuidelinesContinue

Credit History and Recent Late Payments
Bad Credit Mortgages | Mortgage Processing And Underwriting | Mortgage With Late Payments | Videos

Credit History and Recent Late Payments? Get Help Today

ByGustan Cho Posted onJanuary 10, 2025April 7, 2025

How Underwriters View Credit History and Recent Late Payments When buying a home, your credit history and recent late payments…

Continue Reading Credit History and Recent Late Payments? Get Help TodayContinue

Home Loan After Second Mortgage Charge-Off
Home Mortgages | Bad Credit Mortgages | Charge Off Accounts

Home Loan After Second Mortgage-Charge-Off

ByGustan Cho Posted onJanuary 10, 2025January 14, 2025

Home Loan After Second Mortgage Charge Off: Your Complete Guide to Getting Approved Qualifying for a home loan after a…

Continue Reading Home Loan After Second Mortgage-Charge-OffContinue

TBD Property Mortgage Pre-Approvals
NON-QM Loans

TBD Property Mortgage Pre-Approvals

ByAlex Carlucci Posted onJanuary 10, 2025January 13, 2025

In this guide, we will cover TBD Property Mortgage Pre-Approvals. We will also discuss the ill-fated HUD FHA Back to…

Continue Reading TBD Property Mortgage Pre-ApprovalsContinue

Manufactured Home Construction To Permanent Mortgages
NON-QM Loans | Home Purchase | Manufactured Homes | One-Time Close Construction Loans | Videos

Manufactured Home Construction To Permanent Mortgages

ByAlex Carlucci Posted onJanuary 9, 2025January 18, 2025

Manufactured Home Construction to Permanent Mortgages: A Simple Guide to Financing Your Dream Home Manufactured homes are quickly becoming the…

Continue Reading Manufactured Home Construction To Permanent MortgagesContinue

Nevada Housing Market Appreciates
Home Purchase

Nevada Housing Market Expected To Remain Strong in 2025

ByGustan Cho Posted onJanuary 9, 2025February 10, 2025

This guide covers the Nevada housing market and forecast of home prices. As if the good news weren’t enough last…

Continue Reading Nevada Housing Market Expected To Remain Strong in 2025Continue

Expatraite Mortgage Loans
NON-QM Loans | Videos

Expatriate Mortgage Loans: Quick Start to U.S. Homeownership

ByDale Elenteny Posted onJanuary 7, 2025January 14, 2025

Unlock Your American Dream with Expatriate Mortgage Loans from Gustan Cho Associates Are you dreaming of owning a piece of…

Continue Reading Expatriate Mortgage Loans: Quick Start to U.S. HomeownershipContinue

Hard Pull Credit Inquiries
Credit Scores | Letter Of Explanation | Videos

How Hard Pull Credit Inquiries Affect Credit Scores For a Mortgage

ByGustan Cho Posted onJanuary 7, 2025January 14, 2025

Understanding Hard Pull Credit Inquiries: Your Guide to Smarter Credit Decisions When you’re considering buying a home, every step you…

Continue Reading How Hard Pull Credit Inquiries Affect Credit Scores For a MortgageContinue

Home Loans in Wyoming
Bad Credit Mortgages | Home Mortgages | Videos

Quick Start to Home Loans in Wyoming: Apply Today

ByMike Gracz Posted onJanuary 6, 2025April 7, 2025

Unlocking Home Loans in Wyoming with Poor Credit: A Comprehensive Guide Are you based in Wyoming and struggling to secure…

Continue Reading Quick Start to Home Loans in Wyoming: Apply TodayContinue

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About Us

Gustan Cho Associates are Mortgage Advisor licensed in 48 states including Washington DC, Puerto Rico, and the U.S Virgin Islands (Not licensed in NY and MA). The team at Gustan Cho Associates has a national reputation of being able to do mortgage loans other mortgage companies cannot do. Gustan Cho Associates dba of NEXA Mortgage has a lending partnerships with over 190 wholesale mortgage lenders with dozens of no overlay lending partners on government and conventional loans and countless non-QM and alternative lending partners. Over 80% of our clients are borrowers who could not qualify at other mortgage companies either due to a last-minute mortgage loan denial due to lender overlays or because the lender did not have the mortgage loan program suited for the borrower. At Gustan Cho Associates, we only market mortgage loan products that exists and are possible.

Recent Articles

  • Hard Money Lenders
    Simple Truth: What Are Hard Money Lenders and How They HelpMay 5, 2025
  • Wholesale Mortgage Lenders for Non-Prime Loans
    Best Wholesale Mortgage Lenders For Non-Prime LoansMay 5, 2025
  • Qualifying for Mortgage with Irregular Income
    Qualifying For Mortgage With Irregular IncomeApril 30, 2025
  • Home Loan with Tax Lien
    Home Loan With Tax Lien And Judgment Mortgage GuidelinesApril 29, 2025

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Equal Housing Opportunity Lender Gustan Cho Associates empowered by NEXA Mortgage LLC. NMLS# 1660690,
Corporate Address: 5559 S Sossaman Rd | Bldg 1 #101, Mesa, AZ 85212 Company NMLS 1660690, Gustan Cho NMLS #873293 Company State License #: AZMB - 0944059, Branch: 17W662 Butterfield Road Suite 305 Oakbrook Terrace, Illinois 60181 Branch NMLS 2315275 AXEN is a dba of NEXA Mortgage LLC
DISCLAIMER: The author(s) contributing content to this site, accept no liability or responsibility for errors, omissions or changes in market conditions that may impact the readers' conclusions drawn or assumptions related to the content of this site. The copywritten© information contained on this site is provided on an "as is" basis, at the time of publication, without guarantees of timeliness, thoroughness, accuracy, or usefulness to the consumer. The content on this site does not constitute financial or professional advice of any kind, and readers are encouraged to consult their own professional advisors for professional advice.
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CALL NOW
  • About Us
    • Contact Us
    • Get Pre-Approved
    • Order Credit
    • FICO Simulator
    • MLO License School
    • Why Choose Us
    • Meet Our Team
    • Loan Limits
      • FHA Loan Limits
      • Conforming Loan Limits
    • Preferred Realtor Partner Network
      • Dino Hasapis | Licensed Real Estate Broker | PRPN Director
      • Oakbrook Terrace, Illinois | Gustan Cho Associates Mortgage
  • Types Of Mortgages
    • Purchase
      • Home Purchase Loans
      • Investment Property Loan
    • Refinance
      • Refinance Mortgage Options
      • Chapter 13 Bankruptcy Cash-Out-Buyout
      • FHA Streamline Refinance
      • VA Streamline Refinance
      • Refinancing NON-QM Loans Into Conventional Mortgages
      • Refinance FHA To Conventional Loans
    • FHA Home Loans
      • FHA Manual Underwriting
      • FHA Chapter 13 Bankruptcy Guidelines
      • FHA Loans For Bad Credit
      • FHA Loans For Low Credit Scores
      • FHA Collections
      • FHA Loans Charged Off Accounts
      • W-2 Income Only FHA Loans
      • FHA Loans With Tax Lien
      • FHA Loan With Judgment
    • VA Home Loans
      • VA Manual Underwriting
      • VA Chapter 13 Bankruptcy Guidelines
      • VA Loans For Bad Credit
      • VA Loans For Low Credit Scores
      • VA Loans With Charged-Off Accounts
      • W-2 Income Only VA Loans
      • VA Loans with Tax Lien
      • VA Loan with Judgment
    • USDA Loans
    • How to Get DACA Mortgage Loans Without the Stress
    • Conventional Loans
      • Conventional Loans W-2 Income ONLY Mortgages
      • Conventional Loans After Foreclosure
      • Conventional Loans After Bankruptcy
      • Conventional Loan With Tax Lien
      • Conventional Loan With Judgment
    • Condotel Financing
    • NON-QM Loans
      • Bank Statement Loans
      • DSCR Loans
      • Asset-Depletion
      • Foreign Nationals
      • No SSN? ITIN Mortgage Loans Can Help You Own a Home
      • No-Doc Loans
    • Jumbo Mortgage
    • FHA 203K Loans
    • Reverse Mortgages
    • Commercial Loans
  • Careers
    • Can Realtors Be MLOs At The Same Time
    • Career Opportunities
      • Training a New Mortgage Loan Officer Without Any Experience
      • MLO License School
    • Mortgage Branch Careers
    • Remote Mortgage Loan Officer Career Opportunities
    • How Do I Become A Mortgage Loan Officer
    • MLO Revenue Share Residual Income Opportunity
  • Videos
  • Blogs
    • Headline News Archives
  • Testimonials
  • Talk To A Loan Officer
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