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Mortgage & Real Estate News

Home / Mortgage & Real Estate News - Page 6
Non-QM Loans For Real Estate Investors
Videos

Non-QM Loans for Real Estate Investors Made Easy

ByGustan Cho Posted onJuly 10, 2025July 11, 2025

Non-QM Loans for Real Estate Investors: A Smart Alternative to Hard Money in 2025 If you’re a real estate investor…

Continue Reading Non-QM Loans for Real Estate Investors Made EasyContinue

Waiting Period After Mortgage Part Of Bankruptcy Guidelines
Conventional Loans | Mortgage After Bankruptcy and Foreclosure | Videos

Waiting Period After Mortgage Part of Bankruptcy Guidelines

ByGustan Cho Posted onJuly 10, 2025July 11, 2025

This guide covers the Fannie Mae guidelines on conventional loans with a waiting period after mortgage part of bankruptcy. Many…

Continue Reading Waiting Period After Mortgage Part of Bankruptcy GuidelinesContinue

95% CLTV Jumbo Mortgage
Jumbo Loans

95% CLTV Jumbo Mortgage For High-End Home Purchases

ByMike Gracz Posted onJuly 9, 2025July 11, 2025

Are There Any Mortgage Lenders That Offer 95% CLTV Jumbo Mortgages For High-End Home Purchases? Gustan Cho Associates are experts in helping buyers of high-end homes qualify for 95% CLTV Jumbo Mortgages for high-end properties.

Continue Reading 95% CLTV Jumbo Mortgage For High-End Home PurchasesContinue

Front-End Debt-To-Income Ratios
High Debt To Income Ratio

Front-End Debt-to-Income Ratios Mortgage Guidelines

ByGustan Cho Posted onJuly 9, 2025July 10, 2025

In this guide, we will cover front-end debt-to-income ratios mortgage guidelines. There are two different types of debt-to- income ratios:…

Continue Reading Front-End Debt-to-Income Ratios Mortgage GuidelinesContinue

California Extra Credit Teacher Home Purchase Program
First Time Home Buyers

California Extra Credit Teacher Home Purchase Program: ECTP

ByGustan Cho Posted onJuly 9, 2025July 11, 2025

California Extra Credit Teacher Home Purchase Program: 2025 Guide for Teachers Buying a Home If you work in education and…

Continue Reading California Extra Credit Teacher Home Purchase Program: ECTPContinue

Difference Between Fannie Mae and Freddie Mac
Home Mortgages

Difference Between Fannie Mae And Freddie Mac

ByGustan Cho Posted onJuly 9, 2025July 11, 2025

Fannie Mae and Freddie Mac Explained: What’s the Difference? If you’re considering purchasing or refinancing a home, you’ve likely heard…

Continue Reading Difference Between Fannie Mae And Freddie MacContinue

Bridge Loans
NON-QM Loans

Bridge Loans For Investment Properties Lending Guidelines

ByAlex Carlucci Posted onJuly 9, 2025July 10, 2025

This guide covers bridge loans for investment properties lending guidelines. Hard money bridge loans are a great tool for real…

Continue Reading Bridge Loans For Investment Properties Lending GuidelinesContinue

Real Estate and Mortgage Market Forecast
Headline News Archives

Real Estate and Mortgage Market Forecast Today

ByMargarett Jurilla Posted onJuly 8, 2025July 11, 2025

Real Estate and Mortgage Market Forecast: 2025 Housing Trends You Need To Know If you’re considering buying a home, selling,…

Continue Reading Real Estate and Mortgage Market Forecast TodayContinue

Preparing to Qualify for Conventional Loans
Home Mortgages | Conventional Loans | Student Loans | Videos

Preparing To Qualify For Conventional Loans

ByGustan Cho Posted onJuly 8, 2025July 9, 2025

Preparing to Qualify for Conventional Loans: Your Step-by-Step Guide to Homeownership Are you ready to buy a home but unsure…

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Mortgage Payment Structure
Mortgage Processing And Underwriting

How Does A Mortgage Payment Structure Work On Home Loans

ByAlex Carlucci Posted onJuly 8, 2025July 11, 2025

Mortgage Payment Structure Explained: What Every Homebuyer Needs to Know Are you considering buying a home but unsure what a…

Continue Reading How Does A Mortgage Payment Structure Work On Home LoansContinue

Mortgage Rates Florida
Mortgage Rates

Tips And Advice In Getting Lowest Mortgage Rates Florida

ByAlex Carlucci Posted onJuly 8, 2025July 9, 2025

This guide covers tips in getting the lowest mortgage rates Florida. Borrowers who are thinking of getting a mortgage with…

Continue Reading Tips And Advice In Getting Lowest Mortgage Rates FloridaContinue

Condotel Financing Mortgage Guidelines
Condominium Loans

Condotel Financing Mortgage Guidelines

ByAlex Carlucci Posted onJuly 7, 2025July 8, 2025

Condotel Financing Mortgage Guidelines: Your 2024 Guide to Buying or Refinancing a Condotel. If you’ve ever dreamed of owning a…

Continue Reading Condotel Financing Mortgage GuidelinesContinue

When Is Rental Verification Required
Manual Underwriting | Mortgage After Bankruptcy and Foreclosure | Verification Of Rent | Videos

When Is Rental Verification Required By Mortgage Lenders

ByGustan Cho Posted onJuly 7, 2025July 7, 2025

When Is Rental Verification Required? A Complete Guide for Borrowers in 2025 One of the most common questions we hear…

Continue Reading When Is Rental Verification Required By Mortgage LendersContinue

Factors Influencing Credit Scores
Mortgage Processing And Underwriting

Factors Influencing Credit Scores When Applying For Mortgage

ByGustan Cho Posted onJuly 7, 2025July 8, 2025

This guide covers factors influencing credit scores when applying for a mortgage. There are five Factors Influencing credit scores. The…

Continue Reading Factors Influencing Credit Scores When Applying For MortgageContinue

Primary Home Status
Home Purchase

Primary Home Status When Qualifying For a Mortgage

ByGustan Cho Posted onJuly 7, 2025July 8, 2025

This guide covers primary home status when qualifying for a mortgage. When a mortgage loan borrower applies for a residential…

Continue Reading Primary Home Status When Qualifying For a MortgageContinue

Top Cities in The United States To Invest In
Investment Homes

Top Cities in The United States To Invest in Real Estate

ByGustan Cho Posted onJuly 6, 2025July 7, 2025

This guide will cover the top cities in the United States in which to invest in real estate. It is…

Continue Reading Top Cities in The United States To Invest in Real EstateContinue

Mortgage Lender Overlays on FHA and VA Loans
Mortgage Lender Overlays

Mortgage Lender Overlays on FHA And VA Loans vs Guidelines

ByGustan Cho Posted onJuly 5, 2025July 25, 2025

This guide covers mortgage lender overlays on FHA and VA loans. Mortgage lender overlays are mortgage lending guidelines above and…

Continue Reading Mortgage Lender Overlays on FHA And VA Loans vs GuidelinesContinue

Importance of Credit Reports
Home Mortgages

Importance of Credit Reports in the Mortgage Process

ByGustan Cho Posted onJuly 4, 2025July 7, 2025

This guide covers the importance of credit reports in the mortgage application process. Our society is credit-driven. Almost every aspect…

Continue Reading Importance of Credit Reports in the Mortgage ProcessContinue

Wholesale Mortgage Lenders for Non-Prime Loans
Home Mortgages | Bad Credit Mortgages

Best Wholesale Mortgage Lenders For Non-Prime Loans

ByApril Ramirez Posted onJuly 3, 2025July 8, 2025

The Best Wholesale Mortgage Lenders for Non-Prime Loans: Your Complete Guide in 2025 Are you a borrower with less-than-perfect credit,…

Continue Reading Best Wholesale Mortgage Lenders For Non-Prime LoansContinue

Short Sale Versus Foreclosure
Bad Credit Mortgages

Short Sale Versus Foreclosure Mortgage Guidelines

ByMargarett Jurilla Posted onJuly 3, 2025July 7, 2025

In this guide, we will explain the difference between a short sale and foreclosure, as many viewers often get confused…

Continue Reading Short Sale Versus Foreclosure Mortgage GuidelinesContinue

How to Get the Lowest Mortgage Rates
Bad Credit Mortgages

How To Get The Lowest Mortgage Rates on Home Loans

ByAlex Carlucci Posted onJuly 2, 2025July 3, 2025

This guide covers how to get the lowest mortgage rates on home loans. Mortgage loan officers who have been in…

Continue Reading How To Get The Lowest Mortgage Rates on Home LoansContinue

Foreclosure In Mortgage Qualification
Mortgage After Bankruptcy and Foreclosure

Foreclosure In Mortgage Qualification Lending Guidelines

ByJohn Strange Posted onJuly 2, 2025July 3, 2025

This guide covers foreclosure in mortgage qualification lending guidelines. We will thoroughly discuss the waiting period requirements when there is…

Continue Reading Foreclosure In Mortgage Qualification Lending GuidelinesContinue

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About Us

Gustan Cho Associates are Mortgage Advisor licensed in 48 states including Washington DC, Puerto Rico, and the U.S Virgin Islands (Not licensed in NY and MA). The team at Gustan Cho Associates has a national reputation of being able to do mortgage loans other mortgage companies cannot do. Gustan Cho Associates dba of NEXA Mortgage has a lending partnerships with over 190 wholesale mortgage lenders with dozens of no overlay lending partners on government and conventional loans and countless non-QM and alternative lending partners. Over 80% of our clients are borrowers who could not qualify at other mortgage companies either due to a last-minute mortgage loan denial due to lender overlays or because the lender did not have the mortgage loan program suited for the borrower. At Gustan Cho Associates, we only market mortgage loan products that exists and are possible.

Recent Articles

  • Sacramento California Home Purchase
    Sacramento California Home Purchase With Bad CreditAugust 7, 2025
  • Deficiency Judgments
    Qualifying For Home Loans With Deficiency JudgmentsAugust 7, 2025
  • What are 7 Ways to Defend a Debt Collection Lawsuit
    7 Ways to Defend a Debt Collection Lawsuit by ConsumersAugust 7, 2025
  • One Day Mortgage Loan Approval
    One Day Mortgage Loan Approval Process For HomebuyersAugust 7, 2025

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Equal Housing Opportunity Lender Gustan Cho Associates empowered by NEXA Mortgage LLC. NMLS# 1660690,
Corporate Address: 5559 S Sossaman Rd | Bldg 1 #101, Mesa, AZ 85212 Company NMLS 1660690, Gustan Cho NMLS #873293 Company State License #: AZMB - 0944059, Branch: 17W662 Butterfield Road Suite 305 Oakbrook Terrace, Illinois 60181 Branch NMLS 2315275 AXEN is a dba of NEXA Mortgage LLC
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CALL NOW
  • About Us
    • Contact Us
    • Get Pre-Approved
    • Order Credit
    • FICO Simulator
    • MLO License School
    • Why Choose Us
    • Meet Our Team
    • Loan Limits
      • FHA Loan Limits
      • Conforming Loan Limits
    • Preferred Realtor Partner Network
      • Dino Hasapis | Licensed Real Estate Broker | PRPN Director
      • Oakbrook Terrace, Illinois | Gustan Cho Associates Mortgage
  • Types Of Mortgages
    • Purchase
      • Home Purchase Loans
      • Investment Property Loan
    • Refinance
      • Refinance Mortgage Options
      • Chapter 13 Bankruptcy Cash-Out-Buyout
      • FHA Streamline Refinance
      • VA Streamline Refinance
      • Refinancing NON-QM Loans Into Conventional Mortgages
      • Refinance FHA To Conventional Loans
    • FHA Home Loans
      • FHA Manual Underwriting
      • FHA Chapter 13 Bankruptcy Guidelines
      • FHA Loans For Bad Credit
      • FHA Loans For Low Credit Scores
      • FHA Collections
      • FHA Loans Charged Off Accounts
      • W-2 Income Only FHA Loans
      • FHA Loans With Tax Lien
      • FHA Loan With Judgment
    • VA Home Loans
      • VA Manual Underwriting
      • VA Chapter 13 Bankruptcy Guidelines
      • VA Loans For Bad Credit
      • VA Loans For Low Credit Scores
      • VA Loans With Charged-Off Accounts
      • W-2 Income Only VA Loans
      • VA Loans with Tax Lien
      • VA Loan with Judgment
    • USDA Loans
    • How to Get DACA Mortgage Loans Without the Stress
    • Conventional Loans
      • Conventional Loans W-2 Income ONLY Mortgages
      • Conventional Loans After Foreclosure
      • Conventional Loans After Bankruptcy
      • Conventional Loan With Tax Lien
      • Conventional Loan With Judgment
    • Condotel Financing
    • NON-QM Loans
      • Bank Statement Loans
      • DSCR Loans
      • Asset-Depletion
      • Foreign Nationals
      • No SSN? ITIN Mortgage Loans Can Help You Own a Home
      • No-Doc Loans
    • Jumbo Mortgage
    • FHA 203K Loans
    • Reverse Mortgages
    • Commercial Loans
  • Careers
    • Can Realtors Be MLOs At The Same Time
    • Career Opportunities
      • Training a New Mortgage Loan Officer Without Any Experience
      • MLO License School
    • Mortgage Branch Careers
    • Remote Mortgage Loan Officer Career Opportunities
    • How Do I Become A Mortgage Loan Officer
    • MLO Revenue Share Residual Income Opportunity
  • Videos
  • Blogs
    • Headline News Archives
  • Testimonials
  • Talk To A Loan Officer
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