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Gustancho Associates

Mortgage & Real Estate News

Home / Mortgage & Real Estate News - Page 5
Online Mortgage Application
Clear To Close | Automated Underwriting System | Manual Underwriting | Mortgage Processing And Underwriting | Videos

Online Mortgage Application Leading To Clear To Close

ByMike Gracz Posted onAugust 26, 2025August 26, 2025

In this blog, we will cover and discuss online mortgage application leading to clear to close. The mortgage application process…

Continue Reading Online Mortgage Application Leading To Clear To CloseContinue

Maintenance Checklist for Florida Homes
Home Improvement/Renovations | Real Estate Topic

Complete Maintenance Checklist For Florida Homes

ByMargarett Jurilla Posted onAugust 25, 2025September 23, 2025

Maintenance Checklist for Florida Homes Owning a home in Florida is a dream that comes with its own set of…

Continue Reading Complete Maintenance Checklist For Florida HomesContinue

Role of a Mortgage Loan Coordinator
Mortgage Processing And Underwriting

Role of a Mortgage Loan Coordinator in the Mortgage Process

ByGustan Cho Posted onAugust 25, 2025September 2, 2025

Role of a Mortgage Loan Coordinator: Why They Matter in 2025 When you apply for a mortgage, you’ll notice very…

Continue Reading Role of a Mortgage Loan Coordinator in the Mortgage ProcessContinue

Mortgage After Bankruptcy in New Hampshire
Mortgage After Bankruptcy and Foreclosure

Mortgage After Bankruptcy in New Hampshire with No Overlays

ByDale Elenteny Posted onAugust 25, 2025August 26, 2025

Starting Fresh: Mortgage After Bankruptcy in New Hampshire Filing for bankruptcy is never easy. It can feel like the end…

Continue Reading Mortgage After Bankruptcy in New Hampshire with No OverlaysContinue

How Lenders Price Refinance Mortgage Rates
Bad Credit Mortgages | Mortgage Rates | Refinancing | Videos

How Lenders Price Refinance Mortgage Rates

ByAlex Carlucci Posted onAugust 24, 2025August 25, 2025

In this article, we will discuss and cover refinance mortgage rates pricing adjustments, and volatility. Refinance Mortgage Rates hit a…

Continue Reading How Lenders Price Refinance Mortgage RatesContinue

How Do Mortgage Underwriters View Assets
Home Mortgages | Home Purchase | Mortgage Processing And Underwriting | Proof of Funds

How Do Mortgage Underwriters View Assets For Down Payment

ByGustan Cho Posted onAugust 24, 2025August 25, 2025

In this article, we will cover and discuss how do mortgage underwriters view assets for down payment on home purchases….

Continue Reading How Do Mortgage Underwriters View Assets For Down PaymentContinue

Government Mortgages
FHA Loans | USDA Loans | VA Loans

Government Mortgages For Owner-Occupant Homebuyers

ByGustan Cho Posted onAugust 24, 2025August 25, 2025

In this blog, we will cover and discuss government mortgages for owner-occupant homebuyers. We will go in-depth about what government…

Continue Reading Government Mortgages For Owner-Occupant HomebuyersContinue

FHA Streamline Refinance Utah
Mortgage Refinance | FHA and VA Streamline Refinance | FHA Loans | Videos

FHA Streamline Refinance Utah Mortgage Guidelines

ByJohn Strange Posted onAugust 24, 2025August 25, 2025

In this article, we will cover and discuss FHA streamline refinance Utah mortgage guidelines. Gustan Cho Associates, Empowered by NEXA…

Continue Reading FHA Streamline Refinance Utah Mortgage GuidelinesContinue

FAQ Mortgage Questions
Bad Credit Mortgages | Real Estate Topic

FAQ Mortgage Questions on Home Purchase and Refinance

ByGustan Cho Posted onAugust 23, 2025August 25, 2025

Homebuyers should take time and ask as many questions as possible prior to the homebuying process. This holds especially true even if they are purchasing the home cash.

Continue Reading FAQ Mortgage Questions on Home Purchase and RefinanceContinue

What Are Conventional Loans
Conventional Loans

What Are Conventional Loans

ByMike Gracz Posted onAugust 23, 2025August 25, 2025

In this blog, we will cover and discuss what are conventional loans or conforming mortgages and their benefits. Many home…

Continue Reading What Are Conventional LoansContinue

VA Loan Limits
VA Loans

VA Loan Limits for 2025

ByAlex Carlucci Posted onAugust 23, 2025August 25, 2025

In this blog, we will cover and discuss VA loan limits on how much home you can buy with a…

Continue Reading VA Loan Limits for 2025Continue

Wisconsin VA Mortgage Lenders
Manual Underwriting | Mortgage Lender Overlays | VA Loans

Wisconsin VA Mortgage Lenders With No Overlays

ByGustan Cho Posted onAugust 22, 2025August 25, 2025

In this blog, we will cover and discuss qualifying for VA loans by Wisconsin VA mortgage lenders with no lender…

Continue Reading Wisconsin VA Mortgage Lenders With No OverlaysContinue

Mortgage Timeline on Manual Underwriting
Mortgage Processing And Underwriting | Manual Underwriting | Verification Of Rent | Videos

Beat Stress: Mortgage Timeline on Manual Underwriting

ByDale Elenteny Posted onAugust 22, 2025September 2, 2025

Mortgage Timeline on Manual Underwriting: What Borrowers Need to Know in 2025 When you apply for a home loan, you…

Continue Reading Beat Stress: Mortgage Timeline on Manual UnderwritingContinue

Impact of The Coronavirus Outbreak on Non-QM Lenders
Headline News Archives | Videos

The Impact of The Coronavirus Outbreak on Non-QM Lenders

ByAlex Carlucci Posted onAugust 22, 2025August 25, 2025

The Impact of the Coronavirus Outbreak on Non-QM Lenders The Coronavirus outbreak hit non-QM lenders hard and fast. In early…

Continue Reading The Impact of The Coronavirus Outbreak on Non-QM LendersContinue

Buying a House in Savannah Georgia
First Time Home Buyers | Home Mortgages | Home Purchase | Real Estate Topic | Videos

Your Dream Starts: Buying a House in Savannah Georgia

ByMargarett Jurilla Posted onAugust 22, 2025September 2, 2025

Buying a House in Savannah, Georgia: Your 2025 Guide to Homeownership If you’ve been considering buying a house in Savannah…

Continue Reading Your Dream Starts: Buying a House in Savannah GeorgiaContinue

Second Home Versus Investment Home Financing
Bad Credit Mortgages

Second Home versus Investment Home Financing

ByGustan Cho Posted onAugust 22, 2025August 25, 2025

In this blog, we will discuss and cover second home versus investment home financing. For homeowners who currently own a…

Continue Reading Second Home versus Investment Home FinancingContinue

Mortgage with Low Credit Scores in Vermont
Bad Credit Mortgages

No Stress Mortgage With Low Credit Scores in Vermont

ByGustan Cho Posted onAugust 22, 2025September 2, 2025

Mortgage With Low Credit Scores in Vermont: Your 2025 Guide Buying a home is a big dream for many Vermonters….

Continue Reading No Stress Mortgage With Low Credit Scores in VermontContinue

Mortgage with Disability Income
Income And Employment | Videos

How To Qualify for a Mortgage With Disability Income

ByGustan Cho Posted onAugust 21, 2025September 2, 2025

Mortgage With Disability Income: How to Qualify in 2025 Buying a home when most or all of your income comes…

Continue Reading How To Qualify for a Mortgage With Disability IncomeContinue

Owner-Occupied To Investment Home & Buying New Home
Bad Credit Mortgages

Owner-Occupied To Investment Home Mortgage Guidelines

ByGustan Cho Posted onAugust 21, 2025August 22, 2025

In this blog, we will cover and discuss turning an owner-occupied to investment home. The exiting home will turn into…

Continue Reading Owner-Occupied To Investment Home Mortgage GuidelinesContinue

Choosing The Right Neighborhood
Home Purchase

Choosing The Right Neighborhood When Buying a Home

ByMike Gracz Posted onAugust 21, 2025August 22, 2025

In this blog, we will discuss and cover choosing the right neighborhood when buying a home. Choosing The Right Neighborhood:…

Continue Reading Choosing The Right Neighborhood When Buying a HomeContinue

Buying a Home in Chicago
Home Purchase | First Time Home Buyers | Real Estate Topic | Videos

Buying a Home in Chicago: Proven Tips for First-Time Buyers

ByMargarett Jurilla Posted onAugust 21, 2025August 22, 2025

In this article, I provide a step-by-step guide for first-time buyers and answer common questions concerning a home purchase in the Chicago area.

Continue Reading Buying a Home in Chicago: Proven Tips for First-Time BuyersContinue

Buying Condominium Versus Single-Family Homes Mortgage Guidelines
Videos

Buying Condominium versus Single-Family Homes

ByMike Gracz Posted onAugust 21, 2025August 22, 2025

In this blog, we will cover and discuss buying condominium versus single-family homes. Are you looking to buy a condo?…

Continue Reading Buying Condominium versus Single-Family HomesContinue

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About Us

Gustan Cho Associates are Mortgage Advisor licensed in 48 states including Washington DC, Puerto Rico, and the U.S Virgin Islands (Not licensed in NY and MA). The team at Gustan Cho Associates has a national reputation of being able to do mortgage loans other mortgage companies cannot do. Gustan Cho Associates dba of NEXA Mortgage has a lending partnerships with over 190 wholesale mortgage lenders with dozens of no overlay lending partners on government and conventional loans and countless non-QM and alternative lending partners. Over 80% of our clients are borrowers who could not qualify at other mortgage companies either due to a last-minute mortgage loan denial due to lender overlays or because the lender did not have the mortgage loan program suited for the borrower. At Gustan Cho Associates, we only market mortgage loan products that exists and are possible.

Recent Articles

  • Pros and Cons of Conventional and FHA Loans
    The Pros and Cons of Conventional and FHA LoansOctober 13, 2025
  • HUD FHA 203h Mortgage Guidelines
    HUD FHA 203h Mortgage Guidelines For Disaster VictimsOctober 13, 2025
  • Preparing for a Mortgage in Illinois
    Ready to Buy? Start Preparing for a Mortgage in Illinois NowOctober 13, 2025
  • Mortgage Guidelines on Home Loans
    Mortgage Guidelines on Home Loans Made EasyOctober 10, 2025

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Equal Housing Opportunity Lender Gustan Cho Associates empowered by NEXA Mortgage LLC. NMLS# 1660690,
Corporate Address: 5559 S Sossaman Rd | Bldg 1 #101, Mesa, AZ 85212 Company NMLS 1660690, Gustan Cho NMLS #873293 Company State License #: AZMB - 0944059, Branch: 17W662 Butterfield Road Suite 305 Oakbrook Terrace, Illinois 60181 Branch NMLS 2315275 AXEN is a dba of NEXA Mortgage LLC
DISCLAIMER: The author(s) contributing content to this site, accept no liability or responsibility for errors, omissions or changes in market conditions that may impact the readers' conclusions drawn or assumptions related to the content of this site. The copywritten© information contained on this site is provided on an "as is" basis, at the time of publication, without guarantees of timeliness, thoroughness, accuracy, or usefulness to the consumer. The content on this site does not constitute financial or professional advice of any kind, and readers are encouraged to consult their own professional advisors for professional advice.
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CALL NOW
  • About Us
    • Contact Us
    • Get Pre-Approved
    • Order Credit
    • FICO Simulator
    • MLO License School
    • Why Choose Us
    • Meet Our Team
    • Loan Limits
      • FHA Loan Limits
      • Conforming Loan Limits
    • Preferred Realtor Partner Network
      • Dino Hasapis | Licensed Real Estate Broker | PRPN Director
      • Oakbrook Terrace, Illinois | Gustan Cho Associates Mortgage
  • Types Of Mortgages
    • Purchase
      • Home Purchase Loans
      • Investment Property Loan
    • Refinance
      • Refinance Mortgage Options
      • Chapter 13 Bankruptcy Cash-Out-Buyout
      • FHA Streamline Refinance
      • VA Streamline Refinance
      • Refinancing NON-QM Loans Into Conventional Mortgages
      • Refinance FHA To Conventional Loans
    • FHA Home Loans
      • FHA Manual Underwriting
      • FHA Chapter 13 Bankruptcy Guidelines
      • FHA Loans For Bad Credit
      • FHA Collections
      • FHA Loans Charged Off Accounts
      • W-2 Income Only FHA Loans
      • FHA Loans With Tax Lien
      • FHA Loan With Judgment
    • VA Home Loans
      • VA Manual Underwriting
      • VA Chapter 13 Bankruptcy Guidelines
      • VA Loans For Low Credit Scores
      • VA Loans With Charged-Off Accounts
      • W-2 Income Only VA Loans
      • VA Loan with Judgment
    • USDA Loans
    • DACA Mortgage Loans
    • Conventional Loans
      • Conventional Loans W-2 Income ONLY Mortgages
      • Conventional Loans After Foreclosure
      • Conventional Loans After Bankruptcy
      • Conventional Loan With Bad Credit Scores
    • Condotel Financing
    • NON-QM Loans
      • Bank Statement Loans
      • DSCR Loans
      • Asset-Depletion
      • Foreign Nationals
      • ITIN Mortgage Loans
      • No-Doc Loans
    • Jumbo Mortgage
    • FHA 203K Loans
    • Reverse Mortgages
    • Commercial Loans
  • Careers
    • Can Realtors Be MLOs At The Same Time
    • Career Opportunities
      • Training a New Mortgage Loan Officer Without Any Experience
      • MLO License School
    • Mortgage Branch Careers
    • Remote Mortgage Loan Officer Career Opportunities
    • How Do I Become A Mortgage Loan Officer
    • MLO Revenue Share Residual Income Opportunity
  • Videos
  • Blogs
    • Headline News Archives
  • Testimonials
  • Talk To A Loan Officer
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