Land Contract Home Purchase: Avoid Costly Mistakes
A land contract home purchase is a way to buy a home directly from the seller without using a traditional…
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VA Guidelines Versus Overlays on VA Home Loans
VA loans are one of the best mortgage options for eligible veterans, active-duty service members, and qualified surviving spouses. They…
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Freddie Mac Asset Depletion Mortgage Lending Guidelines
Can you get a Freddie Mac mortgage if you have lots of investments or savings but little or no income? In many cases, you can convert assets into income (for mortgage qualifying purposes) by using asset depletion.
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Income And Employment | Mortgage Processing And Underwriting | Qualifying & Getting Pre-approved | Videos
Employer Distance Requirements on Primary Home Mortgages
Can you buy a primary home far from your employer if your job is remote? Yes, you can buy a…
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Home Purchase | One-Time Close Construction Loans | Qualifying & Getting Pre-approved | Real Estate Topic | Videos
Home Builders Steering Lenders Mortgage Guidelines
The practice of home builders steering lenders refers to the common industry practice of recommending or ” steering” homebuyers toward…
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How Credit Repair Works During The Mortgage Process
How Credit Repair Works During The Mortgage Process To Get Approved This guide covers how credit repair works during the…
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Conventional Loan 101 For New Loan Officers and Borrowers
This guide covers conventional loan 101 for new loan officers and borrowers. I like to congratulate those who recently took…
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FHA Spot Loans on Non-HUD-Approved Condos
FHA Spot Loans enables condo buyers to purchase a condo unit in a non-HUD-Approved Condo Complex with an FHA loan.
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How To Become A Successful Mortgage Loan Officer
This article will cover how to become a successful mortgage loan officer at Gustan Cho Associates. Starting a new career…
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Bad Credit Mortgages | FHA Loans | Mortgage With Late Payments | Qualifying & Getting Pre-approved | Re-Establishing Credit | Videos
Home Purchase With Bad Credit With Lender With No Overlays
Home purchase with bad credit is possible, but the path depends on your credit score, recent payment history, down payment,…
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Collection Accounts | Credit Disputes | Home Mortgages | Mortgage Processing And Underwriting | Videos
How Credit Disputes Affect Mortgage Process
In this article, we will cover and discuss how credit disputes affect mortgage process and cause loan denial. The pre-approval…
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Temporary Unemployment Mortgage Guidelines
Temporary unemployment mortgage guidelines help homebuyers understand how a job loss, layoff, furlough, or employment gap can affect mortgage approval….
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VA TBD Manual Underwriting After Loan Denial
Can you get a VA loan pre-approval before finding a home if your file needs manual underwriting? Yes, in some…
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Jumbo Mortgages For Self-Employed Borrowers
Jumbo mortgages for self-employed borrowers are available, but qualifying can be more challenging than it is for W-2 employees. Jumbo…
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Reasons for Foreclosures: Guide to Causes, Signs, and Fixes
Foreclosure usually happens when a homeowner can no longer keep up with the mortgage payments, property taxes, homeowners’ insurance, HOA…
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Understanding The VA Funding Fee and Closing Costs
Understanding the VA funding fee is one of the first things veterans, active-duty service members, and eligible surviving spouses should…
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How To Appraise Your House to Get The Maximum Value
A home appraisal can affect how much you can sell your home for, how much a buyer can borrow, or…
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New Jersey Housing Market Stronger Than Expected For 2026
The New Jersey housing market is expected to remain competitive in 2026, as buyer demand remains strong, housing inventory remains…
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How Credit Scores Impact DTI When Applying For A Mortgage
How credit scores impact DTI is important because lenders look at both numbers when deciding whether you qualify for a…
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Clear To Close | Credit Disputes | Mortgage Processing And Underwriting | Qualifying & Getting Pre-approved | Videos
How to Avoid the Worst Mistakes Prior to Clear-to-Close
What Are The Typical Mistakes Prior To Clear To Close To Avoid By Mortgage Borrowers? You should not maximize your credit cards, purchase new furniture, buy a car, bounce any checks, or apply for new credit during the mortgage process prior to the clear to close.
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Vacation Rental Amenities That Win More Bookings
How can vacation rental amenities increase rental income and help real estate investors qualify for mortgage financing? If you own…
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Home Purchase | Conventional Loans | FHA Loans | Mortgage Processing And Underwriting | Qualifying & Getting Pre-approved | Real Estate Topic | Videos
Home Purchase Versus Renting Home: Should You Buy or Rent
Home Purchase Versus Renting Home: Should You Buy or Keep Renting? This guide covers home purchase versus renting for homebuyers….
