Credit Score Changes During Underwriting Process
Your mortgage lender checks your credit when you apply for a home loan. Your credit score determines your mortgage rate and also if you qualify for a loan.
Manual Underwriting | Compensating Factors | FHA Loans | High Debt To Income Ratio | VA Loans | Verification Of Rent | Videos
DTI Manual Underwriting Guidelines on FHA and VA Loans
Understanding DTI Manual Underwriting Guidelines for FHA, VA, Non-QM, and Alternative Loans (2025 Update) Debt-to-income (DTI) manual underwriting guidelines are…
Resale Value of Buying Home Near Railroad Tracks
Buying Home Near Railroad Tracks: Bargain or Bad Investment in 2025? Buying a home near railroad tracks can stir up…
FHA Loan With Recent Late Payments in the Past 12 Months
FHA Loan with Recent Late Payments: A Guide to Qualifying in 2025 Suppose you’ve had recent late payments on your…
HARP For Underwater Mortgages Lending Guidelines
This guide covers HARP for underwater mortgages. This guide is an update of a previous guide that was published in…
Learn Mortgage Guidelines on Late Payments Today
Mortgage Guidelines on Late Payments: How to Qualify for a Home Loan Despite Credit Challenges Life happens. Unexpected events like…
When Is Rental Verification Required By Mortgage Lenders
When Is Rental Verification Required? A Complete Guide for Borrowers in 2025 One of the most common questions we hear…
Gustan Cho Associates: The Lenders for Best Rates
This guide covers lenders for best rates. We have seen high interest rates and skyrocketing mortgage rates. Still to this…
Understanding FHA Cash-out Refinance Mortgage Loans
Understanding FHA Cash-out Refinance Mortgage Loans in 2025 Are you a homeowner looking to use your home’s equity to reach…
Owner-Occupant Multi-Family Mortgage Guidelines
Updated Owner-Occupant Multi-Family Mortgage Guidelines for 2025 Are you dreaming of owning a home while earning rental income to help…
Mortgage Processing And Underwriting | Automated Underwriting System | Credit Disputes | Credit Scores | Videos
How Errors on Credit Reports Affect AUS FINDINGS
How Errors on Credit Reports Impact Mortgage Approvals If you’re looking to buy a home, one of the first things…
Reaffirming Debts After Bankruptcy
Reaffirming Debts After Bankruptcy: A Complete Guide for Borrowers in 2025 Filing for bankruptcy can feel like a major setback,…
FHA 203k Rehab Loans Georgia Mortgage Guidelines
This guide covers FHA 203k Rehab Loans Georgia Mortgage Guidelines. The state of Georgia has one of the hottest housing…
FHA Loans | USDA Loans | VA Loans | video
Save Over $10K Using a Mortgage Calculator in New Mexico
Save Over $10K Using a Mortgage Calculator in New Mexico in 2025 Are you dreaming of owning your first home…
Qualifying For Jumbo Loans With Low FICO in 2025
Qualifying for Jumbo Loans in 2025: Your Complete Guide If you dream of purchasing a high-value home and need a…
Tampa Housing Market
This guide will cover the Tampa housing market and mortgage options available for homebuyers. Most realtors in the Tampa, Florida…
Discovering and Buying a House in Small-Town America
Buying a House in Small-Town America: Your 2025 Guide to Affordable Charm Have you ever felt overwhelmed by the constant…
Freddie Mac Bankruptcy Guidelines on Conventional Loans
In this blog, we will discuss and cover Freddie Mac bankruptcy guidelines on conventional loans. Mortgage borrowers can qualify for…
Major Changes In FHA Guidelines HUD 4000.1 Handbook
This guide will delve into the major changes in FHA guidelines, specifically the HUD 4000.1 Handbook, which may have implications…
IHDA Mortgage Guidelines on Illinois Home Purchase
In this blog, we will cover and discuss IHDA mortgage guidelines on Illinois home purchases. The Illinois Housing Development Authority…
FHA Loans For Bad Credit Mortgage Options
In this blog, we will discuss and cover FHA loans for bad credit mortgage loan options. Homebuyers can qualify for…
Mortgage Guidelines 101 For Borrowers & Loan Officers
Mortgage Guidelines 101: A Complete Guide for Borrowers and Loan Officers Welcome to Mortgage Guidelines 101, the ultimate guide for…
