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    • Meet Our Team
    • Loan LimitsExpand
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      • Dino Hasapis | Licensed Real Estate Broker | PRPN Director
      • Oakbrook Terrace, Illinois | Gustan Cho Associates Mortgage
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      • Conventional Loans W-2 Income ONLY Mortgages
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Conforming Loans After Bankruptcy and Foreclosure
Bankruptcy | Mortgage After Bankruptcy and Foreclosure | video

Conforming Loans After Bankruptcy and Foreclosure

ByGustan Cho Posted onFebruary 25, 2025February 27, 2025

Conforming Loans After Bankruptcy and Foreclosure: How to Get Approved If you’ve gone through bankruptcy or foreclosure, you might think…

Continue Reading Conforming Loans After Bankruptcy and ForeclosureContinue

Fannie Mae Down Payment Guidelines
Home Purchase

Fannie Mae Down Payment Guidelines On Conventional Loans

ByGustan Cho Posted onFebruary 25, 2025February 27, 2025

Understanding Fannie Mae Down Payment Guidelines in 2025 Beginning the journey to owning a home can feel both exciting and…

Continue Reading Fannie Mae Down Payment Guidelines On Conventional LoansContinue

Mortgage Process After the Conditional Approval
Clear To Close | Conditional Loan Approval | Mortgage Processing And Underwriting | Videos

Mortgage Process After The Conditional Approval

ByGustan Cho Posted onFebruary 24, 2025February 25, 2025

The Mortgage Process After the Conditional Approval: What Happens Next? The mortgage process after the conditional approval is one of…

Continue Reading Mortgage Process After The Conditional ApprovalContinue

Mortgage Rates On Bad Credit Loans
Bad Credit Mortgages | Credit Scores | Mortgage Rates | Videos

Mortgage Rates on Bad Credit Loans With Low Credit Scores

ByGustan Cho Posted onFebruary 24, 2025March 11, 2025

Securing a mortgage with bad credit or a low credit score may be difficult, but it is still achievable. While…

Continue Reading Mortgage Rates on Bad Credit Loans With Low Credit ScoresContinue

Pennsylvania HEMP Mortgage Guidelines
Bad Credit Mortgages

Pennsylvania HEMP Mortgage Guidelines

ByMike Gracz Posted onFebruary 20, 2025February 21, 2025

This guide covers Pennsylvania HEMP mortgage guidelines for farmers. Pennsylvania Hemp Mortgage Guidelines for HEMP Farmers. In the past, many…

Continue Reading Pennsylvania HEMP Mortgage GuidelinesContinue

Conventional Loan With Bad Credit And Low Credit Scores
Conventional Loans

Conventional Loan With Bad Credit And Low Credit Scores

ByGustan Cho Posted onFebruary 19, 2025February 19, 2025

This guide covers qualifying for conventional loan with bad credit and low credit scores. Conventional loans are called conforming loans…

Continue Reading Conventional Loan With Bad Credit And Low Credit ScoresContinue

FHA Condo Mortgage Guidelines
Condominium Loans | FHA Loans | Videos

FHA Condo Mortgage Guidelines: What You Must Know

ByAnngelli Abenes Posted onFebruary 19, 2025February 20, 2025

For many homebuyers, buying a condo can be an excellent option due to its combination of affordability, convenience, and a…

Continue Reading FHA Condo Mortgage Guidelines: What You Must KnowContinue

Freddie Mac Cash-Out Refinance
Mortgage Refinance

Fannie Mae and Freddie Mac Cash-Out Refinance Guidelines

ByGustan Cho Posted onFebruary 19, 2025February 19, 2025

This guide covers Fannie Mae and Freddie Mac cash-out refinance guidelines and the limited amount of cash to be taken…

Continue Reading Fannie Mae and Freddie Mac Cash-Out Refinance GuidelinesContinue

Conventional Loan Collection Accounts Guidelines
Collection Accounts | Conventional Loans | Videos

Conventional Loan Collection Accounts Guidelines

ByGustan Cho Posted onFebruary 18, 2025April 7, 2025

Conventional Loan Collection Accounts Guidelines: 2025 Updates If you have collection accounts on your credit report and want to buy…

Continue Reading Conventional Loan Collection Accounts GuidelinesContinue

Fannie Mae Guidelines On Timeshare Foreclosure
Timeshare | Bankruptcy | Conventional Loans | Videos

Fannie Mae Guidelines On Timeshare Foreclosure

ByGustan Cho Posted onFebruary 18, 2025April 8, 2025

Fannie Mae Guidelines on Timeshare Foreclosure: What Borrowers Need to Know in 2025 Can you get a mortgage after a…

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Mortgage Charge Offs Lending Guidelines
Bad Credit Mortgages | Charge Off Accounts | Credit Disputes | Videos

Mortgage Charge Offs Lending Guidelines And Requirements

ByAlex Carlucci Posted onFebruary 18, 2025February 19, 2025

Mortgage Charge Offs Lending Guidelines: Your Guide to Homeownership in 2025 Have you experienced a mortgage charge off and need…

Continue Reading Mortgage Charge Offs Lending Guidelines And RequirementsContinue

Refinancing During Chapter 13 Bankruptcy
FHA Loans | Manual Underwriting | Mortgage After Bankruptcy and Foreclosure | Mortgage Refinance | VA Loans

Refinancing During Chapter 13 Bankruptcy Repayment

ByGustan Cho Posted onFebruary 17, 2025February 19, 2025

Is it Possible to Refinance During Chapter 13 Bankruptcy? Yes, refinancing during Chapter 13 bankruptcy is possible! Many homeowners think…

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Cashback at Closing on VA Loans
VA Loans | Videos

Cashback at Closing on VA Loans Mortgage Lending Guidelines

ByAnngelli Abenes Posted onFebruary 17, 2025April 24, 2025

Can you get cashback at closing on VA loans? If you’re a veteran or active-duty service member buying a home…

Continue Reading Cashback at Closing on VA Loans Mortgage Lending GuidelinesContinue

Mortgage Loan With Unsatisfied Judgment
Judgment | Bad Credit Mortgages | Videos

Mortgage Loan With Unsatisfied Judgment Guidelines

ByAlex Carlucci Posted onFebruary 13, 2025April 18, 2025

How to Get a Mortgage Loan with Unsatisfied Judgment in 2025 Getting a mortgage loan with an unsatisfied judgment may…

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FHA Loan During Chapter 13 Bankruptcy in Arizona
FHA Loans | Mortgage After Bankruptcy and Foreclosure | Videos

FHA Loan During Chapter 13 Bankruptcy in Arizona

ByGustan Cho Posted onFebruary 12, 2025March 11, 2025

FHA Loan During Chapter 13 Bankruptcy in Arizona: How to Get Approved in 2025 Buying a home while navigating Chapter…

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Reading Peoples Body Language
Career Opportunities/Loan Officer Training

How to Build Relationships Reading Peoples Body Language

ByAlex Carlucci Posted onFebruary 11, 2025May 13, 2025

This blog covers how to build relationships by reading peoples body language. Reading peoples body language provides an amazing amount…

Continue Reading How to Build Relationships Reading Peoples Body LanguageContinue

FHA HIgh-Balance Lenders in New Jersey
FHA Loans

FHA High-Balance Lenders in New Jersey With Low Rates | 2025

ByDale Elenteny Posted onFebruary 11, 2025February 12, 2025

FHA High-Balance Lenders in New Jersey: Get Approved with Lenient Guidelines If you’re looking for FHA high-balance lenders in New…

Continue Reading FHA High-Balance Lenders in New Jersey With Low Rates | 2025Continue

Loss Of Income Insurance
Mortgage Insurance

Loss of Income Insurance and its Benefits for Homeowners

ByAlex Carlucci Posted onFebruary 11, 2025February 11, 2025

With mortgage payments often being one of the largest monthly expenses, owning a home comes with big financial responsibilities. Life’s…

Continue Reading Loss of Income Insurance and its Benefits for HomeownersContinue

How Student Loans Affect Qualifying For Mortgage
Student Loans | Videos

How Student Loans Affect Qualifying For Mortgage

ByGustan Cho Posted onFebruary 10, 2025April 7, 2025

This article is about how student loans affect qualifying for mortgage. Two types of debts are the biggest hurdles most…

Continue Reading How Student Loans Affect Qualifying For MortgageContinue

Best Mortgage Loan for Buying a House
FHA Loans | Home Mortgages | NON-QM Loans | USDA Loans | VA Loans

What Is The Best Mortgage Loan For Buying A House?

ByGustan Cho Posted onFebruary 10, 2025February 11, 2025

What Is the Best Mortgage Loan for Buying a House? If you plan to buy a house, you probably wonder:…

Continue Reading What Is The Best Mortgage Loan For Buying A House?Continue

Best Mortgage Lenders for Bad Credit in Hawaii
Bad Credit Mortgages | FHA Loans | High-Balance Mortgage Loans | Jumbo Loans | NON-QM Loans | Qualifying & Getting Pre-approved | Real Estate Topic | Videos

Best Mortgage Lenders For Bad Credit in Hawaii

ByGustan Cho Posted onFebruary 10, 2025February 11, 2025

Best Mortgage Lenders for Bad Credit in Hawaii: Get Approved in 2025 If you have bad credit and want to…

Continue Reading Best Mortgage Lenders For Bad Credit in HawaiiContinue

Technology For Students
Student Loans

Technology For Students at College Campuses

ByJohn Strange Posted onFebruary 9, 2025February 11, 2025

Technology for Students at College Campuses in 2025 The Changing Scope of Technology for Students Technology has revolutionized education by…

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About Us

Gustan Cho Associates are Mortgage Advisor licensed in 48 states including Washington DC, Puerto Rico, and the U.S Virgin Islands (Not licensed in NY and MA). The team at Gustan Cho Associates has a national reputation of being able to do mortgage loans other mortgage companies cannot do. Gustan Cho Associates dba of NEXA Mortgage has a lending partnerships with over 190 wholesale mortgage lenders with dozens of no overlay lending partners on government and conventional loans and countless non-QM and alternative lending partners. Over 80% of our clients are borrowers who could not qualify at other mortgage companies either due to a last-minute mortgage loan denial due to lender overlays or because the lender did not have the mortgage loan program suited for the borrower. At Gustan Cho Associates, we only market mortgage loan products that exists and are possible.

Recent Articles

  • Hard Money Lenders
    Simple Truth: What Are Hard Money Lenders and How They HelpMay 5, 2025
  • Wholesale Mortgage Lenders for Non-Prime Loans
    Best Wholesale Mortgage Lenders For Non-Prime LoansMay 5, 2025
  • Qualifying for Mortgage with Irregular Income
    Qualifying For Mortgage With Irregular IncomeApril 30, 2025
  • Home Loan with Tax Lien
    Home Loan With Tax Lien And Judgment Mortgage GuidelinesApril 29, 2025

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Equal Housing Opportunity Lender Gustan Cho Associates empowered by NEXA Mortgage LLC. NMLS# 1660690,
Corporate Address: 5559 S Sossaman Rd | Bldg 1 #101, Mesa, AZ 85212 Company NMLS 1660690, Gustan Cho NMLS #873293 Company State License #: AZMB - 0944059, Branch: 17W662 Butterfield Road Suite 305 Oakbrook Terrace, Illinois 60181 Branch NMLS 2315275 AXEN is a dba of NEXA Mortgage LLC
DISCLAIMER: The author(s) contributing content to this site, accept no liability or responsibility for errors, omissions or changes in market conditions that may impact the readers' conclusions drawn or assumptions related to the content of this site. The copywritten© information contained on this site is provided on an "as is" basis, at the time of publication, without guarantees of timeliness, thoroughness, accuracy, or usefulness to the consumer. The content on this site does not constitute financial or professional advice of any kind, and readers are encouraged to consult their own professional advisors for professional advice.
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CALL NOW
  • About Us
    • Contact Us
    • Get Pre-Approved
    • Order Credit
    • FICO Simulator
    • MLO License School
    • Why Choose Us
    • Meet Our Team
    • Loan Limits
      • FHA Loan Limits
      • Conforming Loan Limits
    • Preferred Realtor Partner Network
      • Dino Hasapis | Licensed Real Estate Broker | PRPN Director
      • Oakbrook Terrace, Illinois | Gustan Cho Associates Mortgage
  • Types Of Mortgages
    • Purchase
      • Home Purchase Loans
      • Investment Property Loan
    • Refinance
      • Refinance Mortgage Options
      • Chapter 13 Bankruptcy Cash-Out-Buyout
      • FHA Streamline Refinance
      • VA Streamline Refinance
      • Refinancing NON-QM Loans Into Conventional Mortgages
      • Refinance FHA To Conventional Loans
    • FHA Home Loans
      • FHA Manual Underwriting
      • FHA Chapter 13 Bankruptcy Guidelines
      • FHA Loans For Bad Credit
      • FHA Loans For Low Credit Scores
      • FHA Collections
      • FHA Loans Charged Off Accounts
      • W-2 Income Only FHA Loans
      • FHA Loans With Tax Lien
      • FHA Loan With Judgment
    • VA Home Loans
      • VA Manual Underwriting
      • VA Chapter 13 Bankruptcy Guidelines
      • VA Loans For Bad Credit
      • VA Loans For Low Credit Scores
      • VA Loans With Charged-Off Accounts
      • W-2 Income Only VA Loans
      • VA Loans with Tax Lien
      • VA Loan with Judgment
    • USDA Loans
    • How to Get DACA Mortgage Loans Without the Stress
    • Conventional Loans
      • Conventional Loans W-2 Income ONLY Mortgages
      • Conventional Loans After Foreclosure
      • Conventional Loans After Bankruptcy
      • Conventional Loan With Tax Lien
      • Conventional Loan With Judgment
    • Condotel Financing
    • NON-QM Loans
      • Bank Statement Loans
      • DSCR Loans
      • Asset-Depletion
      • Foreign Nationals
      • No SSN? ITIN Mortgage Loans Can Help You Own a Home
      • No-Doc Loans
    • Jumbo Mortgage
    • FHA 203K Loans
    • Reverse Mortgages
    • Commercial Loans
  • Careers
    • Can Realtors Be MLOs At The Same Time
    • Career Opportunities
      • Training a New Mortgage Loan Officer Without Any Experience
      • MLO License School
    • Mortgage Branch Careers
    • Remote Mortgage Loan Officer Career Opportunities
    • How Do I Become A Mortgage Loan Officer
    • MLO Revenue Share Residual Income Opportunity
  • Videos
  • Blogs
    • Headline News Archives
  • Testimonials
  • Talk To A Loan Officer
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