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    • Order Credit
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    • MLO License School
    • Why Choose Us
    • Meet Our Team
    • Loan LimitsExpand
      • FHA Loan Limits
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      • Dino Hasapis | Licensed Real Estate Broker | PRPN Director
      • Oakbrook Terrace, Illinois | Gustan Cho Associates Mortgage
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Mortgage & Real Estate News

Home / Mortgage & Real Estate News - Page 21
Making Austin Texas Home
Real Estate Topic | Videos

Making Austin Texas Home

ByLaurie Cho Posted onMay 27, 2024October 8, 2024

Austin, Texas has one of the highest in-migration rates in the nation. The Austin housing market is booming. There is a major shortage of housing in Austin, Texas due to the mass migration to this Texas city.

Continue Reading Making Austin Texas HomeContinue

Appraisal Process Timeline
Appraisal | Mortgage Processing And Underwriting | Real Estate Topic | Videos

Appraisal Process Timeline

ByAlex Carlucci Posted onMay 26, 2024August 29, 2024

This guide covers the home appraisal process timeline during the mortgage process. Gustan Cho Associates will update you on the…

Continue Reading Appraisal Process TimelineContinue

Selling House In Bad Market
Home Sellers | Real Estate Topic | Selling Your Home | Videos

Selling House in Bad Market

ByMargarett Jurilla Posted onMay 26, 2024December 13, 2024

This guide covers selling house in bad market during period of high inflation and skyrocketing mortgage rates. Despite high mortgage…

Continue Reading Selling House in Bad MarketContinue

Illinois Tax Burden
Property Taxes

Illinois Tax Burden is The Least Friendly in The U.S.

ByAlex Carlucci Posted onMay 25, 2024March 6, 2025

This guide covers how Illinois tax burden is the least friendlyy in the U.S. Illinois is making news again. According…

Continue Reading Illinois Tax Burden is The Least Friendly in The U.S.Continue

Bankruptcy For Illinois
Headline News Archives | Videos

Bankruptcy For Illinois is a Solution to Save the State

ByAlex Carlucci Posted onMay 25, 2024August 29, 2024

This guide covers bankruptcy for Illinois may be a possible solution to save the state. Bankruptcy for Illinois may be…

Continue Reading Bankruptcy For Illinois is a Solution to Save the StateContinue

Home Loan With Declining And Irregular Income
Income And Employment | declining income | Videos

Home Loan With Declining And Irregular Income Mortgage Guidelines

ByAnngelli Abenes Posted onMay 24, 2024August 29, 2024

This Article Is About Home Loan With Declining And Irregular Income Mortgage Guidelines. There are ways on how mortgage underwriters…

Continue Reading Home Loan With Declining And Irregular Income Mortgage GuidelinesContinue

VA Guidelines on Co-Borrowers
Videos | Non-Occupant Co-Borrowers | VA Loans

VA Guidelines on Co-Borrowers For VA Loans

ByAnngelli Abenes Posted onMay 24, 2024August 28, 2024

This guide covers VA guidelines on co-borrowers for VA loans. We will discuss the VA guidelines on co-borrowers. Income is…

Continue Reading VA Guidelines on Co-Borrowers For VA LoansContinue

Condotel Mortgage Rates
Condominium Loans | video

Condotel Mortgage Rates | Rates on Non-Warrantable Condos

ByAnngelli Abenes Posted onMay 24, 2024August 28, 2024

This Article Is About Condotel Mortgage Rates And Condotel Loan Guidelines. A condotel, or a condo-hotel, is a condominium unit…

Continue Reading Condotel Mortgage Rates | Rates on Non-Warrantable CondosContinue

Buying a Mountain House
Home Purchase | Investment Homes | Real Estate Topic | Second Homes | video

What To Know Before Buying a Mountain House

ByAnngelli Abenes Posted onMay 23, 2024August 28, 2024

This guide covers everything you need to know before buying a mountain house. Discover how to find your dream home…

Continue Reading What To Know Before Buying a Mountain HouseContinue

How Student And Car Loans Affect DTI
High Debt To Income Ratio | Student Loans | video

How Student And Car Loans Affect DTI For Mortgages

ByAnngelli Abenes Posted onMay 23, 2024August 28, 2024

This article will explore how student and car loans affect DTI (Debt-to-Income) mortgage ratios. Auto loans are typically the second-largest…

Continue Reading How Student And Car Loans Affect DTI For MortgagesContinue

NON-QM Jumbo Loans
NON-QM Loans | Jumbo Loans | Videos

NON-QM Jumbo Loans For Bad Credit and No-Income Docs

ByAnngelli Abenes Posted onMay 23, 2024August 28, 2024

NON-QM jumbo loans are alternative mortgage loan programs for owner-occupant primary homes, second homes, and investment properties. Most non-QM loans…

Continue Reading NON-QM Jumbo Loans For Bad Credit and No-Income DocsContinue

Avoiding Stress During Mortgage Process
Home Purchase | Videos

Avoiding Stress During Mortgage Process And Close On Time

ByAnngelli Abenes Posted onMay 22, 2024February 10, 2025

This Article Is About Ways Of Avoiding Stress During Mortgage Process And Close On Time There is no reason why…

Continue Reading Avoiding Stress During Mortgage Process And Close On TimeContinue

Buying Your First Home In Wyoming
Bad Credit Mortgages | Charge Off Accounts | Collection Accounts | FHA Loans | First Time Home Buyers | VA Loans | Videos

Steps To Buying Your First Home In Wyoming Without Stress

ByAlex Carlucci Posted onMay 22, 2024May 12, 2025

In this blog, we will cover and discuss the steps to buying your first home in Wyoming. Buying your first…

Continue Reading Steps To Buying Your First Home In Wyoming Without StressContinue

How Mortgage Brokers Get Paid
Home Mortgages | Career Opportunities/Loan Officer Training | Mortgage Processing And Underwriting | Videos

How Mortgage Brokers Get Paid on Closed Home Loans

ByAnngelli Abenes Posted onMay 21, 2024May 22, 2024

This guide covers how mortgage brokers get paid on closed home loans. Mortgage brokers, loan originators, or loan officers are…

Continue Reading How Mortgage Brokers Get Paid on Closed Home LoansContinue

Role Of Mortgage Processor
Mortgage Processing And Underwriting | video

Role Of Mortgage Processor During The Mortgage Process

ByAnngelli Abenes Posted onMay 21, 2024August 28, 2024

In this article, we will cover and discuss the role of mortgage processor during the mortgage process. The mortgage processor…

Continue Reading Role Of Mortgage Processor During The Mortgage ProcessContinue

How Loan Officers Qualify Borrowers
Mortgage Lender Overlays | Videos

How Loan Officers Qualify Borrowers And Issue Pre-Approvals

ByAlex Carlucci Posted onMay 21, 2024August 28, 2024

This Article Is About How Loan Officers Qualify Borrowers And Issue Pre-Approvals. Understanding how loan officers qualify borrowers is crucial in the…

Continue Reading How Loan Officers Qualify Borrowers And Issue Pre-ApprovalsContinue

FHA 203k Contractor
FHA 203k Loan | Videos

FHA 203k Contractor Role For Homebuyers of Fixer-Uppers

ByLaurie Cho Posted onMay 21, 2024August 28, 2024

In this blog, we will cover and discuss the FHA 203k contractor role for homeowners on FHA 203k loans. The…

Continue Reading FHA 203k Contractor Role For Homebuyers of Fixer-UppersContinue

The Marriage Penalty
Real Estate Topic | Videos

How The Marriage Penalty Works

ByLaurie Cho Posted onMay 21, 2024May 22, 2024

This guide covers how the marriage penalty works. He loves me, he loves me not, he loves me, he loves…

Continue Reading How The Marriage Penalty WorksContinue

Freddie Mac Part-Time Income Mortgage Guidelines
Income And Employment | Conventional Loans | Gaps In Employment | Videos

Freddie Mac Part-Time Income Mortgage Guidelines

ByAnngelli Abenes Posted onMay 20, 2024August 28, 2024

This guide explores the updated Freddie Mac part-time income mortgage guidelines for 2024. The new year has introduced significant changes…

Continue Reading Freddie Mac Part-Time Income Mortgage GuidelinesContinue

Mortgage Protection Plans
Home Purchase | Real Estate Topic | Videos

Mortgage Protection Plans For Homeowners

ByLaurie Cho Posted onMay 20, 2024August 28, 2024

This guide covers mortgage protection plans. The mortgage protection plan sets up a generational wealth plan and estate plan. The…

Continue Reading Mortgage Protection Plans For HomeownersContinue

Refinance Waiting Period
Mortgage Refinance | Videos

Refinance Waiting Period Mortgage Guidelines

ByMargarett Jurilla Posted onMay 20, 2024August 28, 2024

In this blog, we will cover and discuss the refinance waiting period mortgage lending guidelines on home mortgages. For homeowners…

Continue Reading Refinance Waiting Period Mortgage GuidelinesContinue

FHA Property Standards
Appraisal | FHA Loans

HUD Guidelines for FHA Loans: FHA Property Standards

ByAnngelli Abenes Posted onMay 20, 2024August 28, 2024

HUD Guidelines On FHA Property Standards is the home needs to be safe, secure, and habitable. No need to be alarmed if the home is old. As long as the home is secured, safe, and habitable, it will pass FHA Home Appraisal.

Continue Reading HUD Guidelines for FHA Loans: FHA Property StandardsContinue

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About Us

Gustan Cho Associates are Mortgage Advisor licensed in 48 states including Washington DC, Puerto Rico, and the U.S Virgin Islands (Not licensed in NY and MA). The team at Gustan Cho Associates has a national reputation of being able to do mortgage loans other mortgage companies cannot do. Gustan Cho Associates dba of NEXA Mortgage has a lending partnerships with over 190 wholesale mortgage lenders with dozens of no overlay lending partners on government and conventional loans and countless non-QM and alternative lending partners. Over 80% of our clients are borrowers who could not qualify at other mortgage companies either due to a last-minute mortgage loan denial due to lender overlays or because the lender did not have the mortgage loan program suited for the borrower. At Gustan Cho Associates, we only market mortgage loan products that exists and are possible.

Recent Articles

  • Hard Money Lenders
    Simple Truth: What Are Hard Money Lenders and How They HelpMay 5, 2025
  • Wholesale Mortgage Lenders for Non-Prime Loans
    Best Wholesale Mortgage Lenders For Non-Prime LoansMay 5, 2025
  • Qualifying for Mortgage with Irregular Income
    Qualifying For Mortgage With Irregular IncomeApril 30, 2025
  • Home Loan with Tax Lien
    Home Loan With Tax Lien And Judgment Mortgage GuidelinesApril 29, 2025

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Equal Housing Opportunity Lender Gustan Cho Associates empowered by NEXA Mortgage LLC. NMLS# 1660690,
Corporate Address: 3100 Ray Road Suite 201 Office # 209 | Chandler AZ 85226 Company NMLS 1660690, Gustan Cho NMLS #873293 Company State License #: AZMB - 0944059, Branch: 17W662 Butterfield Road Suite 305 Oakbrook Terrace, Illinois 60181 Branch NMLS 2315275 AXEN is a dba of NEXA Mortgage LLC
DISCLAIMER: The author(s) contributing content to this site, accept no liability or responsibility for errors, omissions or changes in market conditions that may impact the readers' conclusions drawn or assumptions related to the content of this site. The copywritten© information contained on this site is provided on an "as is" basis, at the time of publication, without guarantees of timeliness, thoroughness, accuracy, or usefulness to the consumer. The content on this site does not constitute financial or professional advice of any kind, and readers are encouraged to consult their own professional advisors for professional advice.
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CALL NOW
  • About Us
    • Contact Us
    • Get Pre-Approved
    • Order Credit
    • FICO Simulator
    • MLO License School
    • Why Choose Us
    • Meet Our Team
    • Loan Limits
      • FHA Loan Limits
      • Conforming Loan Limits
    • Preferred Realtor Partner Network
      • Dino Hasapis | Licensed Real Estate Broker | PRPN Director
      • Oakbrook Terrace, Illinois | Gustan Cho Associates Mortgage
  • Types Of Mortgages
    • Purchase
      • Home Purchase Loans
      • Investment Property Loan
    • Refinance
      • Refinance Mortgage Options
      • Chapter 13 Bankruptcy Cash-Out-Buyout
      • FHA Streamline Refinance
      • VA Streamline Refinance
      • Refinancing NON-QM Loans Into Conventional Mortgages
      • Refinance FHA To Conventional Loans
    • FHA Home Loans
      • FHA Manual Underwriting
      • FHA Chapter 13 Bankruptcy Guidelines
      • FHA Loans For Bad Credit
      • FHA Loans For Low Credit Scores
      • FHA Collections
      • FHA Loans Charged Off Accounts
      • W-2 Income Only FHA Loans
      • FHA Loans With Tax Lien
      • FHA Loan With Judgment
    • VA Home Loans
      • VA Manual Underwriting
      • VA Chapter 13 Bankruptcy Guidelines
      • VA Loans For Bad Credit
      • VA Loans For Low Credit Scores
      • VA Loans With Charged-Off Accounts
      • W-2 Income Only VA Loans
      • VA Loans with Tax Lien
      • VA Loan with Judgment
    • USDA Loans
    • How to Get DACA Mortgage Loans Without the Stress
    • Conventional Loans
      • Conventional Loans W-2 Income ONLY Mortgages
      • Conventional Loans After Foreclosure
      • Conventional Loans After Bankruptcy
      • Conventional Loan With Tax Lien
      • Conventional Loan With Judgment
    • Condotel Financing
    • NON-QM Loans
      • Bank Statement Loans
      • DSCR Loans
      • Asset-Depletion
      • Foreign Nationals
      • ITIN Mortgage Loans
      • No-Doc Loans
    • Jumbo Mortgage
    • FHA 203K Loans
    • Reverse Mortgages
    • Commercial Loans
  • Careers
    • Can Realtors Be MLOs At The Same Time
    • Career Opportunities
      • Training a New Mortgage Loan Officer Without Any Experience
      • MLO License School
    • Mortgage Branch Careers
    • Remote Mortgage Loan Officer Career Opportunities
    • How Do I Become A Mortgage Loan Officer
    • MLO Revenue Share Residual Income Opportunity
  • Videos
  • Blogs
    • Headline News Archives
  • Testimonials
  • Talk To A Loan Officer
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