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      • Oakbrook Terrace, Illinois | Gustan Cho Associates Mortgage
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Mortgage & Real Estate News

Home / Mortgage & Real Estate News - Page 2
Mechanics Lien Placed On Homes By General Contractors
Bad Credit Mortgages

Mechanics Lien Placed On Homes By General Contractors

ByGustan Cho Posted onAugust 4, 2025August 5, 2025

Mechanics Lien on Your Home: What Homeowners Need To Know Before It Affects Your Property A mechanics lien is one…

Continue Reading Mechanics Lien Placed On Homes By General ContractorsContinue

Primary Home
Home Purchase | Real Estate Topic | Second Homes | Videos

Primary Home Versus Second Home Purchase

ByGustan Cho Posted onAugust 4, 2025August 5, 2025

Primary Home Mortgage Guide: What Counts, What Doesn’t, and How to Qualify Buying your first home? Confused about what counts…

Continue Reading Primary Home Versus Second Home PurchaseContinue

Working With Real Estate Agents
Real Estate Topic

Working With Real Estate Agents Who Are Licensed MLO

ByAlex Carlucci Posted onAugust 4, 2025August 5, 2025

In this blog, we will cover and discuss working with real estate agents who are also NMLS licensed mortgage loan…

Continue Reading Working With Real Estate Agents Who Are Licensed MLOContinue

Reasons to Refinance
Mortgage Refinance

What Are The Reasons To Refinance Current Home Loan

ByAlex Carlucci Posted onAugust 3, 2025August 4, 2025

This guide covers the top reasons to refinance your current home loan. Many homeowners should be thinking of refinancing your…

Continue Reading What Are The Reasons To Refinance Current Home LoanContinue

Benefits of FHA Loans
Bad Credit Mortgages

Benefits of FHA Loans For First Time Homebuyers

ByGustan Cho Posted onAugust 2, 2025August 4, 2025

This guide covers the benefits of FHA loans for first time homebuyers. There are many benefits of FHA loans for…

Continue Reading Benefits of FHA Loans For First Time HomebuyersContinue

Buying Your First Home Alabama
Bad Credit Mortgages

Buying Your First Home With Bad Credit and Low Credit Scores

ByMike Gracz Posted onAugust 2, 2025August 4, 2025

This guide covers buying your first home with bad credit and low credit scores. Buying your first home for the…

Continue Reading Buying Your First Home With Bad Credit and Low Credit ScoresContinue

Californians Fleeing to Low-Taxed States
Home Purchase

How Much Money Do I Need to Buy a House

ByGustan Cho Posted onAugust 2, 2025August 2, 2025

This guide covers how much money do I need to buy a house. One of the most common first time…

Continue Reading How Much Money Do I Need to Buy a HouseContinue

Florida Homeowners Insurance
Home Mortgages | Home Purchase | Homeowners Insurance

The Crisis of Florida Homeowners Insurance

ByGustan Cho Posted onAugust 1, 2025August 5, 2025

Florida Homeowners Insurance: 2025 Crisis, Costs & Smart Solutions Florida homeowners insurance isn’t just a checkbox—it’s your safety net. Suppose…

Continue Reading The Crisis of Florida Homeowners InsuranceContinue

Fannie Mae NON-Citizens Mortgage
Home Mortgages

Fannie Mae NON-Citizens Mortgage Guidelines

ByJohn Strange Posted onAugust 1, 2025August 4, 2025

This guide covers Fannie Mae non-citizens mortgage guidelines on conventional loans. Recently Fannie Mae added clarity to Fannie Mae non-citizens…

Continue Reading Fannie Mae NON-Citizens Mortgage GuidelinesContinue

FHA Guidelines on Late Payments After Bankruptcy
Bad Credit Mortgages | FHA Loans | Mortgage After Bankruptcy and Foreclosure | Videos

FHA Guidelines on Late Payments After Bankruptcy

ByGustan Cho Posted onAugust 1, 2025August 4, 2025

In this blog, we will cover and discuss FHA guidelines on late payments after bankruptcy. Borrowers are often confused with…

Continue Reading FHA Guidelines on Late Payments After BankruptcyContinue

FICO Credit Scores
Home Mortgages | Credit Scores | Qualifying & Getting Pre-approved | Re-Establishing Credit | Videos

FICO Credit Score Requirements To Qualify For a Mortgage

ByGustan Cho Posted onJuly 31, 2025August 1, 2025

FICO Credit Score: Mortgage Requirements and How to Qualify in 2025 Your FICO credit score plays a significant role in…

Continue Reading FICO Credit Score Requirements To Qualify For a MortgageContinue

How To Appraise Your House
Appraisal

How To Appraise Your House to Get The Maximum Value

ByGustan Cho Posted onJuly 30, 2025July 31, 2025

This guide covers must know facts on how to appraise your house to get maximum value. A house appraisal is…

Continue Reading How To Appraise Your House to Get The Maximum ValueContinue

Locking Mortgage Rates During Mortgage Process
Mortgage Processing And Underwriting

Locking Mortgage Rates During The Mortgage Process

ByMike Gracz Posted onJuly 30, 2025July 31, 2025

This guide covers locking mortgage rates during the mortgage process. Gustan Cho Associates at NEXA Mortgage, LLC offer highly competitive…

Continue Reading Locking Mortgage Rates During The Mortgage ProcessContinue

Smart Ways to Pay Off Your Debt
Bad Credit Mortgages

Smart Ways to Pay Off Your Debt

ByGustan Cho Posted onJuly 29, 2025July 30, 2025

This guide covers smart ways to pay off your debt. The obsession people have with living “the good life” creates…

Continue Reading Smart Ways to Pay Off Your DebtContinue

How To Boost Credit Scores With Collection Accounts
Re-Establishing Credit

How To Boost Credit Scores With Collection Accounts

ByAlex Carlucci Posted onJuly 29, 2025July 30, 2025

This guide covers how to boost credit scores with collection accounts. Borrowers can qualify for FHA loans with outstanding collection…

Continue Reading How To Boost Credit Scores With Collection AccountsContinue

How Credit Scores Impact DTI
High Debt To Income Ratio

How Credit Scores Impact DTI on FHA and Conventional Loans

ByAlex Carlucci Posted onJuly 29, 2025July 30, 2025

This guide covers how credit scores impact DTI on FHA and Conventional loans. A person’s credit score will determine whether…

Continue Reading How Credit Scores Impact DTI on FHA and Conventional LoansContinue

Mistakes Sellers Make Choosing a Realtor
Home Sellers

Mistakes Sellers Make Choosing a Realtor

ByApril Ramirez Posted onJuly 28, 2025July 29, 2025

This guide covers mistakes sellers make choosing a realtor. Selling a home should be similar to other business transactions, but…

Continue Reading Mistakes Sellers Make Choosing a RealtorContinue

Steps to Manage Your Debt
Bad Credit Mortgages

Steps To Manage Your Debt in 2025 For Consumers

ByGustan Cho Posted onJuly 27, 2025July 28, 2025

In this guide, we will cover steps to manage your debt in 2025 for consumers. It can get very difficult…

Continue Reading Steps To Manage Your Debt in 2025 For ConsumersContinue

Types of Mortgage Lenders For Home Loan Programs
NON-QM Loans | Home Mortgages | Qualifying & Getting Pre-approved | Videos

Types of Mortgage Lenders For Best Rates and Loan Options

ByAlex Carlucci Posted onJuly 26, 2025July 28, 2025

In this blog, we will discuss and cover the types of mortgage lenders homebuyers can consult with to get pre-approved…

Continue Reading Types of Mortgage Lenders For Best Rates and Loan OptionsContinue

Vacation Rental Bookings
Investment Homes

How to Increase Vacation Rental Bookings

ByAlex Carlucci Posted onJuly 26, 2025July 28, 2025

This guide covers how to increase vacation rental bookings with the most popular amenities. Statistics reveal that the vacation rental…

Continue Reading How to Increase Vacation Rental BookingsContinue

Millennial Home Buyers
First Time Home Buyers

Top Tips for Millennial Home Buyers With Low Credit

ByGustan Cho Posted onJuly 25, 2025July 31, 2025

Millennial Home Buyers: Your 2025 Guide to Owning a Home Are you a millennial dreaming about owning a home? You’re…

Continue Reading Top Tips for Millennial Home Buyers With Low CreditContinue

Why Do Lenders Have Different Requirement On Credit Scores
Home Mortgages

Why Do Lenders Have Different Requirement on Credit Scores

ByGustan Cho Posted onJuly 25, 2025July 28, 2025

This guide covers why do lenders have different requirement on credit scores. There are mortgage lending guidelines on the minimum…

Continue Reading Why Do Lenders Have Different Requirement on Credit ScoresContinue

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About Us

Gustan Cho Associates are Mortgage Advisor licensed in 48 states including Washington DC, Puerto Rico, and the U.S Virgin Islands (Not licensed in NY and MA). The team at Gustan Cho Associates has a national reputation of being able to do mortgage loans other mortgage companies cannot do. Gustan Cho Associates dba of NEXA Mortgage has a lending partnerships with over 190 wholesale mortgage lenders with dozens of no overlay lending partners on government and conventional loans and countless non-QM and alternative lending partners. Over 80% of our clients are borrowers who could not qualify at other mortgage companies either due to a last-minute mortgage loan denial due to lender overlays or because the lender did not have the mortgage loan program suited for the borrower. At Gustan Cho Associates, we only market mortgage loan products that exists and are possible.

Recent Articles

  • Sacramento California Home Purchase
    Sacramento California Home Purchase With Bad CreditAugust 7, 2025
  • Deficiency Judgments
    Qualifying For Home Loans With Deficiency JudgmentsAugust 7, 2025
  • What are 7 Ways to Defend a Debt Collection Lawsuit
    7 Ways to Defend a Debt Collection Lawsuit by ConsumersAugust 7, 2025
  • One Day Mortgage Loan Approval
    One Day Mortgage Loan Approval Process For HomebuyersAugust 7, 2025

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Equal Housing Opportunity Lender Gustan Cho Associates empowered by NEXA Mortgage LLC. NMLS# 1660690,
Corporate Address: 5559 S Sossaman Rd | Bldg 1 #101, Mesa, AZ 85212 Company NMLS 1660690, Gustan Cho NMLS #873293 Company State License #: AZMB - 0944059, Branch: 17W662 Butterfield Road Suite 305 Oakbrook Terrace, Illinois 60181 Branch NMLS 2315275 AXEN is a dba of NEXA Mortgage LLC
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CALL NOW
  • About Us
    • Contact Us
    • Get Pre-Approved
    • Order Credit
    • FICO Simulator
    • MLO License School
    • Why Choose Us
    • Meet Our Team
    • Loan Limits
      • FHA Loan Limits
      • Conforming Loan Limits
    • Preferred Realtor Partner Network
      • Dino Hasapis | Licensed Real Estate Broker | PRPN Director
      • Oakbrook Terrace, Illinois | Gustan Cho Associates Mortgage
  • Types Of Mortgages
    • Purchase
      • Home Purchase Loans
      • Investment Property Loan
    • Refinance
      • Refinance Mortgage Options
      • Chapter 13 Bankruptcy Cash-Out-Buyout
      • FHA Streamline Refinance
      • VA Streamline Refinance
      • Refinancing NON-QM Loans Into Conventional Mortgages
      • Refinance FHA To Conventional Loans
    • FHA Home Loans
      • FHA Manual Underwriting
      • FHA Chapter 13 Bankruptcy Guidelines
      • FHA Loans For Bad Credit
      • FHA Loans For Low Credit Scores
      • FHA Collections
      • FHA Loans Charged Off Accounts
      • W-2 Income Only FHA Loans
      • FHA Loans With Tax Lien
      • FHA Loan With Judgment
    • VA Home Loans
      • VA Manual Underwriting
      • VA Chapter 13 Bankruptcy Guidelines
      • VA Loans For Bad Credit
      • VA Loans For Low Credit Scores
      • VA Loans With Charged-Off Accounts
      • W-2 Income Only VA Loans
      • VA Loans with Tax Lien
      • VA Loan with Judgment
    • USDA Loans
    • How to Get DACA Mortgage Loans Without the Stress
    • Conventional Loans
      • Conventional Loans W-2 Income ONLY Mortgages
      • Conventional Loans After Foreclosure
      • Conventional Loans After Bankruptcy
      • Conventional Loan With Tax Lien
      • Conventional Loan With Judgment
    • Condotel Financing
    • NON-QM Loans
      • Bank Statement Loans
      • DSCR Loans
      • Asset-Depletion
      • Foreign Nationals
      • No SSN? ITIN Mortgage Loans Can Help You Own a Home
      • No-Doc Loans
    • Jumbo Mortgage
    • FHA 203K Loans
    • Reverse Mortgages
    • Commercial Loans
  • Careers
    • Can Realtors Be MLOs At The Same Time
    • Career Opportunities
      • Training a New Mortgage Loan Officer Without Any Experience
      • MLO License School
    • Mortgage Branch Careers
    • Remote Mortgage Loan Officer Career Opportunities
    • How Do I Become A Mortgage Loan Officer
    • MLO Revenue Share Residual Income Opportunity
  • Videos
  • Blogs
    • Headline News Archives
  • Testimonials
  • Talk To A Loan Officer
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