ByGustan Cho, NMLS 873293
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Mortgage underwriters qualify borrowers by verifying the income, employment, credit, debts, assets, and property information used in the mortgage application….
ByGustan Cho, NMLS 873293
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How to Improve Credit to Qualify for VA Loans in 2026 How to increase credit to become eligible for a…
ByGustan Cho, NMLS 873293
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In this article, we will be comparing FHA loans vs VA loans. VA loans are by far the best mortgage…
ByGustan Cho, NMLS 873293
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Refinance Jumbo Loan Requirements and Cash-Out or Non-QM Opportunities Refinancing a jumbo loan is different from refinancing a regular conforming…
ByGustan Cho, NMLS 873293
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Waiting period mortgage guidelines describe the period of time, usually after bankruptcy, foreclosure, short sale, or deed in lieu, that…
ByGustan Cho, NMLS 873293
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FHA Case Number: Assignment, Transfer & Cancellation Guide This guide will cover and discuss what an FHA case number is,…
ByGustan Cho, NMLS 873293
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This guide covers FHA DTI guidelines on manual underwrites. The key distinction between manual and automated underwriting system guidelines lies…
ByGustan Cho, NMLS 873293
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This guide covers solutions for when things go wrong during the mortgage process. The mortgage process can be very stressful….
ByGustan Cho, NMLS 873293
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High-balance conforming loans finance amounts above the national conforming baseline but within the higher FHFA limit for an eligible high-cost…
ByGustan Cho, NMLS 873293
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First-Time Homebuyers Buying a Foreclosed Home First-time homebuyers can purchase foreclosed homes, and a large cash reserve is not always…
ByAlex Carlucci, NMLS: 229891
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High-balance mortgage loans help qualified borrowers finance more expensive homes, but FHA, VA, and conforming programs define “high balance” differently….
ByGustan Cho, NMLS 873293
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Yes, it may be possible to buy and sell a house while in Chapter 13 bankruptcy without waiting for discharge….
ByGustan Cho, NMLS 873293
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Can you buy a house while in Chapter 13 bankruptcy? Yes, buying a house while in Chapter 13 bankruptcy is…
ByMike Gracz, NMLS: 1160212
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HUD forbearance guidelines allow homeowners with FHA loans experiencing a temporary financial hardship to request assistance from their mortgage servicer….
ByMike Gracz, NMLS: 1160212
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Colorado mortgage loan limits are not the same in every county. For 2026, the standard conforming limit for a one-unit…
ByGustan Cho, NMLS 873293
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2026 Mortgage Guidelines: FHA Loans with Low Credit Scores FHA loans make it possible for people with low credit scores…
ByGustan Cho, NMLS 873293
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Californians are moving to other states mainly because of high housing costs, overall affordability pressures, job changes, family needs, and…
ByGustan Cho, NMLS 873293
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This guide covers modular homes. We will answer the question of can you get a mortgage on modular homes? Yes,…
ByAlex Carlucci, NMLS: 229891
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The home appraisal process timeline is often one to two weeks from the lender placing the order to receiving the…
ByJohn Strange, NMLS: 230932
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An FHA loan in Montana may be a suitable choice for people who have only limited savings or who have…
ByGustan Cho, NMLS 873293
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FHA loan guidelines Alabama can make buying a home possible for borrowers who may not fit conventional loan requirements. With…
ByMike Gracz, NMLS: 1160212
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In this blog, we will cover ARM versus fixed-rate mortgages. ARM stands for an adjustable-rate mortgage. An Adjustable-Rate Mortgage is…
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