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      • Oakbrook Terrace, Illinois | Gustan Cho Associates Mortgage
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Mortgage & Real Estate News

Home / Mortgage & Real Estate News - Page 2
Forbearance Versus Loan Modification
Loan Modification

Difference Between Forbearance Versus Loan Modification

ByMargarett Jurilla Posted onMarch 25, 2025March 26, 2025

Understanding Forbearance Versus Loan Modification in 2025 Are you having trouble making your mortgage payments? You’re not alone. Life happens—job…

Continue Reading Difference Between Forbearance Versus Loan ModificationContinue

Jumbo Loans Chapter 13 Bankruptcy Guidelines
Mortgage After Bankruptcy and Foreclosure | High-Balance Mortgage Loans | Jumbo Loans | NON-QM Loans | Videos

Jumbo Loans Chapter 13 Bankruptcy Guidelines

ByGustan Cho Posted onMarch 24, 2025March 26, 2025

Jumbo Loans Chapter 13 Bankruptcy Guidelines: How to Get Approved in 2025 Many homebuyers think filing Chapter 13 bankruptcy means…

Continue Reading Jumbo Loans Chapter 13 Bankruptcy GuidelinesContinue

Jumbo Versus High-Balance Mortgages in California
High-Balance Mortgage Loans | Jumbo Loans

Jumbo Versus High-Balance Mortgages in California

ByMike Gracz Posted onMarch 24, 2025March 25, 2025

Jumbo Versus High-Balance Mortgages in California: Everything You Need to Know in 2025 If you’re considering buying a home in…

Continue Reading Jumbo Versus High-Balance Mortgages in CaliforniaContinue

Irregular Deposits
Mortgage Processing And Underwriting

Irregular Deposits Could Ruin Your Mortgage—Learn to Fix It

ByDale Elenteny Posted onMarch 24, 2025March 25, 2025

Buying a home is exciting. But when you’re applying for a mortgage, your bank statements can suddenly become a big…

Continue Reading Irregular Deposits Could Ruin Your Mortgage—Learn to Fix ItContinue

Exempt Debts From Debt To Income Ratio To Qualify For Mortgage
High Debt To Income Ratio | Videos

Exempt Debts From Debt To Income Ratio for Mortgage

ByGustan Cho Posted onMarch 21, 2025March 24, 2025

Getting approved for a mortgage isn’t just about your income and credit score. A huge factor lenders look at is…

Continue Reading Exempt Debts From Debt To Income Ratio for MortgageContinue

DuPage County Home Values Down
Headline News Archives

DuPage County Home Values Down 24%, Property Tax Up 7% Since Recession

ByGustan Cho Posted onMarch 21, 2025March 24, 2025

DuPage County Home Values Down: What’s Really Happening in 2025? Many people across the U.S. hear about home prices going…

Continue Reading DuPage County Home Values Down 24%, Property Tax Up 7% Since RecessionContinue

AUS Approval with Late Payments After Bankruptcy
Bad Credit Mortgages | Videos

How To Get AUS Approval With Late Payments After Bankruptcy

ByGustan Cho Posted onMarch 21, 2025March 24, 2025

Getting a mortgage approval after bankruptcy can feel stressful. Having late payments after a bankruptcy discharge makes things even more…

Continue Reading How To Get AUS Approval With Late Payments After BankruptcyContinue

FHA 203i Loans
FHA Loans

FHA 203i Loans Mortgage Lending Guidelines For Borrowers

ByGustan Cho Posted onMarch 21, 2025March 24, 2025

Understanding FHA 203i Loans: Exploring Your Options with Gustan Cho Associates Are you considering purchasing a home in a rural…

Continue Reading FHA 203i Loans Mortgage Lending Guidelines For BorrowersContinue

Buying a House in a Coastal City
Home Mortgages | Home Purchase | Real Estate Topic

Moving and Buying a House in a Coastal City in the U.S.

ByMargarett Jurilla Posted onMarch 20, 2025March 21, 2025

Buying a House in a Coastal City: The Ultimate Guide to Coastal Living and Homeownership Have you ever dreamed of…

Continue Reading Moving and Buying a House in a Coastal City in the U.S.Continue

Do All Lenders Have The Same Guidelines On VA Loans (2)
VA Loans | Mortgage Lender Overlays | Videos

Do All Lenders Have the Same Guidelines on VA Loans

ByGustan Cho Posted onMarch 20, 2025March 21, 2025

Do All Lenders Have the Same Guidelines on VA Loans? One of the most frustrating experiences for VA homebuyers is…

Continue Reading Do All Lenders Have the Same Guidelines on VA LoansContinue

Steps in Getting Mortgage Approval
Bad Credit Mortgages

Steps In Getting Mortgage Approval With Bad Credit Illinois

ByGustan Cho Posted onMarch 19, 2025March 20, 2025

Steps in Getting Mortgage Approval with Bad Credit in Illinois (2025 Update) Can You Get Approved for a Mortgage with…

Continue Reading Steps In Getting Mortgage Approval With Bad Credit IllinoisContinue

Adding Yourself to Another Bank Account
Bad Credit Mortgages

Adding Yourself To Another Bank Account to Qualify for Mortgage

ByGustan Cho Posted onMarch 19, 2025March 20, 2025

Adding Yourself to Another Bank Account to Qualify for a Mortgage If you’ve been told that your bank statements could…

Continue Reading Adding Yourself To Another Bank Account to Qualify for MortgageContinue

Mortgage Approval Process
Regulations

How Regulation Changed the Mortgage Approval Process

ByDale Elenteny Posted onMarch 18, 2025March 19, 2025

Lenders are really strict and can nit-pick during the mortgage process due to tough mortgage regulations. Mortgage regulators can fine lenders. If lenders do not follow mortgage regulations, the mortgage loans the lender closes, and funds may not be able to get sold on the secondary market.

Continue Reading How Regulation Changed the Mortgage Approval ProcessContinue

How To Improve Credit To Qualify for VA Loans
VA Loans

How To Improve Credit To Qualify For VA Loans

ByGustan Cho Posted onMarch 18, 2025March 19, 2025

How to Improve Credit to Qualify for VA Loans (2025 Update) Buying a home with a VA loan is an…

Continue Reading How To Improve Credit To Qualify For VA LoansContinue

Understanding The VA Funding Fee
VA Loans | Videos

Understanding The VA Funding Fee and Closing Costs

ByAlex Carlucci Posted onMarch 17, 2025March 19, 2025

Understanding the VA Funding Fee: Your Ultimate Guide for 2025 Navigating a VA loan can seem complicated at first. Understanding…

Continue Reading Understanding The VA Funding Fee and Closing CostsContinue

Purpose of VA Loans
VA Loans

Purpose Of VA Loans Is To Promote Home Ownership To Veterans

ByGustan Cho Posted onMarch 7, 2025April 8, 2025

The purpose of VA Loans is to promote homeownership to members of the U.S. Military who served in the U.S….

Continue Reading Purpose Of VA Loans Is To Promote Home Ownership To VeteransContinue

Why You Should Not Get a 15-Year Fixed-Rate Mortgage
Home Mortgages | Mortgage Rates | Videos

Why You Should Not Get a 15-Year Fixed-Rate Mortgage

ByAlex Carlucci Posted onMarch 5, 2025March 5, 2025

Why You Should Not Get a 15-Year Fixed-Rate Mortgage: Think Twice Before Choosing a 15-year Fixed-Rate Mortgage. If you’re considering…

Continue Reading Why You Should Not Get a 15-Year Fixed-Rate MortgageContinue

Preparing to Qualify for Conventional Loans
Home Mortgages | Conventional Loans | Student Loans | Videos

Preparing To Qualify For Conventional Loans

ByGustan Cho Posted onMarch 4, 2025March 5, 2025

Preparing to Qualify for Conventional Loans: Your Step-by-Step Guide to Homeownership Are you ready to buy a home but unsure…

Continue Reading Preparing To Qualify For Conventional LoansContinue

Low Down Payment Mortgage
First Time Home Buyers | Home Purchase | Videos

Low-Down-Payment Mortgage For First-Time Homebuyers

ByGustan Cho Posted onMarch 4, 2025March 5, 2025

Low Down Payment Mortgage: First-Time Homebuyer’s Guide to Homeownership Can You Buy a Home With Little to No Down Payment?…

Continue Reading Low-Down-Payment Mortgage For First-Time HomebuyersContinue

Commercial Loans in Chicago
Videos | Commercial Loans | Investment Homes | SBA Loans

Commercial Loans in Chicago – No Docs, Fast Approval!

ByGustan Cho Posted onMarch 3, 2025March 4, 2025

Commercial Loans in Chicago: Get Approved Fast with Gustan Cho Associates Are you looking for commercial loans in Chicago but…

Continue Reading Commercial Loans in Chicago – No Docs, Fast Approval!Continue

Hard Money :ending in Chicago
Commercial Loans | Hard Money Loans | Investment Homes | Real Estate Topic | Rental Income

Hard Money Lending in Chicago For Commercial Real Estate

ByJohn Strange Posted onMarch 1, 2025April 3, 2025

Hard Money Lending Chicago: Fast Financing for Real Estate Investors If you’re an investor looking to close quickly on a…

Continue Reading Hard Money Lending in Chicago For Commercial Real EstateContinue

Re-Establishing Credit During Waiting Period
Bad Credit Mortgages | Bankruptcy | Re-Establishing Credit

Re-Establishing Credit During Waiting Period

ByGustan Cho Posted onFebruary 25, 2025February 27, 2025

Re-Establishing Credit During Waiting Period: How to Boost Your Credit and Get a Mortgage Life happens. Job loss, medical emergencies,…

Continue Reading Re-Establishing Credit During Waiting PeriodContinue

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About Us

Gustan Cho Associates are Mortgage Advisor licensed in 48 states including Washington DC, Puerto Rico, and the U.S Virgin Islands (Not licensed in NY and MA). The team at Gustan Cho Associates has a national reputation of being able to do mortgage loans other mortgage companies cannot do. Gustan Cho Associates dba of NEXA Mortgage has a lending partnerships with over 190 wholesale mortgage lenders with dozens of no overlay lending partners on government and conventional loans and countless non-QM and alternative lending partners. Over 80% of our clients are borrowers who could not qualify at other mortgage companies either due to a last-minute mortgage loan denial due to lender overlays or because the lender did not have the mortgage loan program suited for the borrower. At Gustan Cho Associates, we only market mortgage loan products that exists and are possible.

Recent Articles

  • Hard Money Lenders
    Simple Truth: What Are Hard Money Lenders and How They HelpMay 5, 2025
  • Wholesale Mortgage Lenders for Non-Prime Loans
    Best Wholesale Mortgage Lenders For Non-Prime LoansMay 5, 2025
  • Qualifying for Mortgage with Irregular Income
    Qualifying For Mortgage With Irregular IncomeApril 30, 2025
  • Home Loan with Tax Lien
    Home Loan With Tax Lien And Judgment Mortgage GuidelinesApril 29, 2025

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Equal Housing Opportunity Lender Gustan Cho Associates empowered by NEXA Mortgage LLC. NMLS# 1660690,
Corporate Address: 5559 S Sossaman Rd | Bldg 1 #101, Mesa, AZ 85212 Company NMLS 1660690, Gustan Cho NMLS #873293 Company State License #: AZMB - 0944059, Branch: 17W662 Butterfield Road Suite 305 Oakbrook Terrace, Illinois 60181 Branch NMLS 2315275 AXEN is a dba of NEXA Mortgage LLC
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CALL NOW
  • About Us
    • Contact Us
    • Get Pre-Approved
    • Order Credit
    • FICO Simulator
    • MLO License School
    • Why Choose Us
    • Meet Our Team
    • Loan Limits
      • FHA Loan Limits
      • Conforming Loan Limits
    • Preferred Realtor Partner Network
      • Dino Hasapis | Licensed Real Estate Broker | PRPN Director
      • Oakbrook Terrace, Illinois | Gustan Cho Associates Mortgage
  • Types Of Mortgages
    • Purchase
      • Home Purchase Loans
      • Investment Property Loan
    • Refinance
      • Refinance Mortgage Options
      • Chapter 13 Bankruptcy Cash-Out-Buyout
      • FHA Streamline Refinance
      • VA Streamline Refinance
      • Refinancing NON-QM Loans Into Conventional Mortgages
      • Refinance FHA To Conventional Loans
    • FHA Home Loans
      • FHA Manual Underwriting
      • FHA Chapter 13 Bankruptcy Guidelines
      • FHA Loans For Bad Credit
      • FHA Loans For Low Credit Scores
      • FHA Collections
      • FHA Loans Charged Off Accounts
      • W-2 Income Only FHA Loans
      • FHA Loans With Tax Lien
      • FHA Loan With Judgment
    • VA Home Loans
      • VA Manual Underwriting
      • VA Chapter 13 Bankruptcy Guidelines
      • VA Loans For Bad Credit
      • VA Loans For Low Credit Scores
      • VA Loans With Charged-Off Accounts
      • W-2 Income Only VA Loans
      • VA Loans with Tax Lien
      • VA Loan with Judgment
    • USDA Loans
    • How to Get DACA Mortgage Loans Without the Stress
    • Conventional Loans
      • Conventional Loans W-2 Income ONLY Mortgages
      • Conventional Loans After Foreclosure
      • Conventional Loans After Bankruptcy
      • Conventional Loan With Tax Lien
      • Conventional Loan With Judgment
    • Condotel Financing
    • NON-QM Loans
      • Bank Statement Loans
      • DSCR Loans
      • Asset-Depletion
      • Foreign Nationals
      • No SSN? ITIN Mortgage Loans Can Help You Own a Home
      • No-Doc Loans
    • Jumbo Mortgage
    • FHA 203K Loans
    • Reverse Mortgages
    • Commercial Loans
  • Careers
    • Can Realtors Be MLOs At The Same Time
    • Career Opportunities
      • Training a New Mortgage Loan Officer Without Any Experience
      • MLO License School
    • Mortgage Branch Careers
    • Remote Mortgage Loan Officer Career Opportunities
    • How Do I Become A Mortgage Loan Officer
    • MLO Revenue Share Residual Income Opportunity
  • Videos
  • Blogs
    • Headline News Archives
  • Testimonials
  • Talk To A Loan Officer
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