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Videos

Home / Videos - Page 15
FHA Loans Colorado
FHA Loans | Videos

FHA Loans Colorado With Bad Credit and 500 FICO Scores

ByGustan Cho Posted onJune 20, 2024June 5, 2025

In this blog, we will cover and discuss qualifying for FHA loans Colorado with bad credit and credit scores down…

Continue Reading FHA Loans Colorado With Bad Credit and 500 FICO ScoresContinue

VA Loans Texas
Mortgage Lender Overlays | VA Loans | Videos

VA Loans Texas: Mortgage Lender With No Overlays

ByMike Gracz Posted onJune 19, 2024June 5, 2025

This Article is about No Overlay Lender Offering VA Loans Texas. Texas is one of the fastest-growing states in the…

Continue Reading VA Loans Texas: Mortgage Lender With No OverlaysContinue

VA Loans Mississippi
VA Loans | Mortgage Processing And Underwriting | Videos

VA Loans Mississippi Guidelines And Requirements On Home Purchase

ByGustan Cho Posted onJune 19, 2024June 5, 2025

Can I Qualify For A VA Loan With A Lender With No Lender Overlays In Mississippi? Absolutely, Gustan Cho Associates is a lender with no lender overlays on VA loans and is licensed in Mississippi.

Continue Reading VA Loans Mississippi Guidelines And Requirements On Home PurchaseContinue

Buying Down Mortgage Rates With Discount Points
Home Mortgages | Mortgage Rates | Videos

Buying Down Mortgage Rates With Discount Points

ByGustan Cho Posted onJune 19, 2024June 5, 2025

In general, borrowers buy down mortgage rates to get a lower rate on their home loans. However, there are instances where borrowers need to buy down rates due to loan level pricing adjustments due to lower credit scores

Continue Reading Buying Down Mortgage Rates With Discount PointsContinue

Getting Approved For VA Loans in New Mexico With Bad Credit
Bad Credit Mortgages | VA Loans | Videos

Getting Approved For VA Loans in New Mexico With Bad Credit

ByGustan Cho Posted onJune 19, 2024June 6, 2025

In this article, we will cover getting approved for VA loans in New Mexico. Are you an active duty military…

Continue Reading Getting Approved For VA Loans in New Mexico With Bad CreditContinue

VA Cash-Out Refinance Mortgage Loans
VA Loans | Mortgage Refinance | Videos

VA Cash-Out Refinance Mortgage Loans

ByApril Ramirez Posted onJune 18, 2024June 6, 2025

We will be covering the updated VA cash-out refinance mortgage loans. Gustan Cho Associates, empowered by NEXA Mortgage, LLC are…

Continue Reading VA Cash-Out Refinance Mortgage LoansContinue

VA TBD Manual Underwriting
Manual Underwriting | Bankruptcy | VA Loans | Videos

VA TBD Manual Underwriting Guidelines On Pre-Approvals

ByMike Gracz Posted onJune 18, 2024June 6, 2025

This article is about VA TBD Manual Underwriting Mortgage Guidelines On Pre-Approvals VA TBD Manual Underwriting Mortgage Process. Gustan Cho…

Continue Reading VA TBD Manual Underwriting Guidelines On Pre-ApprovalsContinue

Pest Inspection On VA Loans
VA Loans | Videos

Pest Inspection On VA Loans Mortgage Guidelines By State

ByMike Gracz Posted onJune 18, 2024June 9, 2025

This Article Is About Pest Inspection On VA Loans Mortgage Guidelines By State Pest Inspection On VA Loans Mortgage Guidelines…

Continue Reading Pest Inspection On VA Loans Mortgage Guidelines By StateContinue

VA Guidelines After Short Sale
VA Loans | Mortgage After Bankruptcy and Foreclosure | Videos

VA Guidelines after Short Sale Waiting Period on VA Loans

ByGustan Cho Posted onJune 18, 2024June 9, 2025

This blog will discuss the VA guidelines after short sale waiting period requirements to qualify for a VA loan. VA…

Continue Reading VA Guidelines after Short Sale Waiting Period on VA LoansContinue

Non-QM and Bank Statement Portfolio Loans
Videos | Bank Statement Loans | No-Ratio Mortgage Loans | NON-QM Loans

NON-QM and Bank Statement Portfolio Loans

ByAlex Carlucci Posted onJune 17, 2024July 28, 2025

In this blog, we will discuss and cover non-QM and bank statement portfolio loans for owner-occupant, second homes, and investment…

Continue Reading NON-QM and Bank Statement Portfolio LoansContinue

Checking Your Credit Before Buying Home
Bad Credit Mortgages | Credit Disputes | Credit Scores | Videos

Checking Your Credit Before Buying Home

ByGustan Cho Posted onJune 17, 2024June 9, 2025

This  guide covers checking your credit before buying home.  Your credit score and credit report are significant in the mortgage…

Continue Reading Checking Your Credit Before Buying HomeContinue

VA Renovation Mortgage
Videos | VA Loans

VA Renovation Mortgage Lending Guidelines On VA Loans

ByMike Gracz Posted onJune 13, 2024June 9, 2025

In this blog, we will cover and discuss VA renovation mortgage loans. Many of our veterans do not know they…

Continue Reading VA Renovation Mortgage Lending Guidelines On VA LoansContinue

VA Loans Ohio
VA Loans | Bad Credit Mortgages | Mortgage Lender Overlays | Videos

VA Loans Ohio With Bad Credit And No Lender Overlays

ByGustan Cho Posted onJune 13, 2024June 9, 2025

This Article Is About VA Loans Ohio With Bad Credit And No Lender Overlays Ohio is one of the hottest…

Continue Reading VA Loans Ohio With Bad Credit And No Lender OverlaysContinue

VA Automated Findings
Automated Underwriting System | VA Loans | Videos

VA Automated Findings On Automated Underwriting System (AUS)

ByGustan Cho Posted onJune 13, 2024June 9, 2025

In this article, we will discuss and cover the VA automated findings on the automated underwriting systems (AUS). VA loans…

Continue Reading VA Automated Findings On Automated Underwriting System (AUS)Continue

VA Guidelines Versus Overlays
VA Loans | Videos

VA Guidelines Versus Overlays on VA Home Loans

ByAlex Carlucci Posted onJune 12, 2024June 9, 2025

This blog will discuss and cover VA Guidelines Versus Overlays on VA loans. Not all mortgage lenders have the same…

Continue Reading VA Guidelines Versus Overlays on VA Home LoansContinue

FHA Mortgage Loans With No Overlays
Mortgage Lender Overlays | FHA Loans | Videos

FHA Mortgage Loans With No Overlays FHA Lenders

ByGustan Cho Posted onJune 10, 2024July 8, 2025

Gustan Cho Associates is a mortgage company licensed in multiple states, specializing in FHA mortgage loans with no overlays. More…

Continue Reading FHA Mortgage Loans With No Overlays FHA LendersContinue

Fannie Mae-Freddie Mac Exempt Debt Guidelines
Conventional Loans | High Debt To Income Ratio | Videos

Fannie Mae-Freddie Mac Exempt Debt Guidelines On Conventional Loans

ByAnngelli Abenes Posted onJune 7, 2024June 10, 2025

There are certain debts that can be exempt from debt to income ratio calculations on conventional loans.

Continue Reading Fannie Mae-Freddie Mac Exempt Debt Guidelines On Conventional LoansContinue

HUD And Fannie Mae Guidelines On Credit Disputes
Videos | Credit Disputes | Qualifying & Getting Pre-approved

HUD And Fannie Mae Guidelines On Credit Disputes

ByAnngelli Abenes Posted onJune 6, 2024June 10, 2025

This blog will discuss the HUD and Fannie Mae Guidelines on credit disputes during the mortgage process. We will outline…

Continue Reading HUD And Fannie Mae Guidelines On Credit DisputesContinue

Choosing The Right Mortgage Company
Career Opportunities/Loan Officer Training | Mortgage Lender Overlays | Qualifying & Getting Pre-approved | Videos

Choosing The Right Mortgage Company For Loan Officers

ByAnngelli Abenes Posted onJune 6, 2024June 10, 2025

This guide covers choosing the right mortgage company for loan officers. Choosing the right mortgage company for loan officers is…

Continue Reading Choosing The Right Mortgage Company For Loan OfficersContinue

Benefits Of Refinancing During Historic Low Mortgage Rates
Mortgage Refinance | Refinancing | Videos

Benefits Of Refinancing During Historic Low Mortgage Rates

ByAnngelli Abenes Posted onJune 5, 2024June 10, 2025

It is no secret that mortgage interest rates are at historic lows. The COVID-19 pandemic has affected every global market,…

Continue Reading Benefits Of Refinancing During Historic Low Mortgage RatesContinue

FHA Versus Conforming Mortgages
Home Mortgages | Conventional Loans | FHA Loans | Mortgage After Bankruptcy and Foreclosure | Videos

Comparing FHA Versus Conforming Mortgages

ByGustan Cho Posted onJune 5, 2024June 10, 2025

This guide compares FHA versus conforming mortgages, the two most popular mortgage loan programs for homebuyers in the United States….

Continue Reading Comparing FHA Versus Conforming MortgagesContinue

VA Loans With Under 620 Credit Scores
VA Loans | Credit Scores | Videos

VA Loans With Under 620 Credit Scores Guidelines

ByGustan Cho Posted onJune 4, 2024July 23, 2025

In this article, we will discuss and explain the guidelines for VA loans with under 620 credit scores. VA loans…

Continue Reading VA Loans With Under 620 Credit Scores GuidelinesContinue

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About Us

Gustan Cho Associates are Mortgage Advisor licensed in 48 states including Washington DC, Puerto Rico, and the U.S Virgin Islands (Not licensed in NY and MA). The team at Gustan Cho Associates has a national reputation of being able to do mortgage loans other mortgage companies cannot do. Gustan Cho Associates dba of NEXA Mortgage has a lending partnerships with over 190 wholesale mortgage lenders with dozens of no overlay lending partners on government and conventional loans and countless non-QM and alternative lending partners. Over 80% of our clients are borrowers who could not qualify at other mortgage companies either due to a last-minute mortgage loan denial due to lender overlays or because the lender did not have the mortgage loan program suited for the borrower. At Gustan Cho Associates, we only market mortgage loan products that exists and are possible.

Recent Articles

  • Washington DC Lenders
    Washington DC Lenders For Traditional and Non-QM MortgagesSeptember 12, 2025
  • Mortgage Escrow Account
    What is a Mortgage Escrow Account for Purchase and RefinanceSeptember 11, 2025
  • Colorado VA Lenders
    Colorado VA Lenders For Bad Credit With No Lender OverlaysSeptember 10, 2025
  • Mortgage Guidelines After Unemployment
    Mortgage Guidelines After Unemployment You Can TrustSeptember 10, 2025

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Equal Housing Opportunity Lender Gustan Cho Associates empowered by NEXA Mortgage LLC. NMLS# 1660690,
Corporate Address: 5559 S Sossaman Rd | Bldg 1 #101, Mesa, AZ 85212 Company NMLS 1660690, Gustan Cho NMLS #873293 Company State License #: AZMB - 0944059, Branch: 17W662 Butterfield Road Suite 305 Oakbrook Terrace, Illinois 60181 Branch NMLS 2315275 AXEN is a dba of NEXA Mortgage LLC
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CALL NOW
  • About Us
    • Contact Us
    • Get Pre-Approved
    • Order Credit
    • FICO Simulator
    • MLO License School
    • Why Choose Us
    • Meet Our Team
    • Loan Limits
      • FHA Loan Limits
      • Conforming Loan Limits
    • Preferred Realtor Partner Network
      • Dino Hasapis | Licensed Real Estate Broker | PRPN Director
      • Oakbrook Terrace, Illinois | Gustan Cho Associates Mortgage
  • Types Of Mortgages
    • Purchase
      • Home Purchase Loans
      • Investment Property Loan
    • Refinance
      • Refinance Mortgage Options
      • Chapter 13 Bankruptcy Cash-Out-Buyout
      • FHA Streamline Refinance
      • VA Streamline Refinance
      • Refinancing NON-QM Loans Into Conventional Mortgages
      • Refinance FHA To Conventional Loans
    • FHA Home Loans
      • FHA Manual Underwriting
      • FHA Chapter 13 Bankruptcy Guidelines
      • FHA Loans For Bad Credit
      • FHA Collections
      • FHA Loans Charged Off Accounts
      • W-2 Income Only FHA Loans
      • FHA Loans With Tax Lien
      • FHA Loan With Judgment
    • VA Home Loans
      • VA Manual Underwriting
      • VA Chapter 13 Bankruptcy Guidelines
      • VA Loans For Low Credit Scores
      • VA Loans With Charged-Off Accounts
      • W-2 Income Only VA Loans
      • VA Loan with Judgment
    • USDA Loans
    • DACA Mortgage Loans
    • Conventional Loans
      • Conventional Loans W-2 Income ONLY Mortgages
      • Conventional Loans After Foreclosure
      • Conventional Loans After Bankruptcy
      • Conventional Loan With Bad Credit Scores
    • Condotel Financing
    • NON-QM Loans
      • Bank Statement Loans
      • DSCR Loans
      • Asset-Depletion
      • Foreign Nationals
      • ITIN Mortgage Loans
      • No-Doc Loans
    • Jumbo Mortgage
    • FHA 203K Loans
    • Reverse Mortgages
    • Commercial Loans
  • Careers
    • Can Realtors Be MLOs At The Same Time
    • Career Opportunities
      • Training a New Mortgage Loan Officer Without Any Experience
      • MLO License School
    • Mortgage Branch Careers
    • Remote Mortgage Loan Officer Career Opportunities
    • How Do I Become A Mortgage Loan Officer
    • MLO Revenue Share Residual Income Opportunity
  • Videos
  • Blogs
    • Headline News Archives
  • Testimonials
  • Talk To A Loan Officer
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