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      • FHA Loan Limits
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      • Oakbrook Terrace, Illinois | Gustan Cho Associates Mortgage
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Videos

Home / Videos - Page 10
Mortgage With Auto Loan
Auto Loans | Bad Credit Mortgages | Videos

Mortgage With Auto Loan: Navigating Challenges and Solutions

ByAnngelli Abenes Posted onJuly 8, 2024August 30, 2024

An auto loan can be a deal killer when it comes to getting qualified for a mortgage. The average monthly auto loan on a new car is $500 per month. $500 per month is equivalent to a $100,000 mortgage payment.

Continue Reading Mortgage With Auto Loan: Navigating Challenges and SolutionsContinue

Illinois Mortgage With Bad Credit
Bad Credit Mortgages | FHA Loans | NON-QM Loans | VA Loans | Videos

Illinois Mortgage With Bad Credit Mortgage Options

ByAnngelli Abenes Posted onJuly 8, 2024August 30, 2024

Your All-Inclusive Manual to Getting a Mortgage with Poor Credit in Illinois. Do you fear poor credit could dash your…

Continue Reading Illinois Mortgage With Bad Credit Mortgage OptionsContinue

FHA DTI Guidelines
High Debt To Income Ratio | Automated Underwriting System | FHA Loans | Videos

FHA DTI Guidelines for Getting an Approve/Eligible Per AUS

ByAnngelli Abenes Posted onJuly 5, 2024August 30, 2024

First-time homebuyers, especially, may be easily overwhelmed by the complexities of purchasing a home. One of the most critical aspects…

Continue Reading FHA DTI Guidelines for Getting an Approve/Eligible Per AUSContinue

No-Doc Mortgage Loans
Bank Statement Loans | NON-QM Loans | Videos

No-Doc Mortgage Loans For Self-Employed With No Tax Returns

ByAnngelli Abenes Posted onJuly 5, 2024August 30, 2024

It is often a difficult task for many self-employed persons to acquire mortgage loans. Traditional mortgages usually require long paperwork,…

Continue Reading No-Doc Mortgage Loans For Self-Employed With No Tax ReturnsContinue

Mortgage Included in Chapter 7 Bankruptcy
Mortgage After Bankruptcy and Foreclosure | Conventional Loans | Videos

Fannie Mae Mortgage Included in Chapter 7 Bankruptcy

ByDale Elenteny Posted onJuly 3, 2024August 30, 2024

In this article, we will cover and discuss getting approved for a new home loan after having a prior mortgage…

Continue Reading Fannie Mae Mortgage Included in Chapter 7 BankruptcyContinue

The Housing Shortage
Headline News Archives | Real Estate | Real Estate Topic | Videos

The Housing Shortage Facing The Midwest

ByMargarett Jurilla Posted onJuly 3, 2024August 30, 2024

This guide covers the housing shortage facing the Midwest. The housing shortage in the Midwest has impacted and affected homebuyers…

Continue Reading The Housing Shortage Facing The MidwestContinue

VA Credit Dispute Guidelines
Credit Disputes | Mortgage Processing And Underwriting | VA Loans | Videos

Are Credit Disputes Allowed Per VA Credit Dispute Guidelines

ByGustan Cho Posted onJuly 3, 2024April 30, 2025

This guide covers the VA credit dispute guidelines on VA mortgage loans. VA loans are the best loan program in…

Continue Reading Are Credit Disputes Allowed Per VA Credit Dispute GuidelinesContinue

90 LTV Jumbo Loans
Jumbo Loans | Videos

90 LTV Jumbo Loans With No Private Mortgage Insurance

ByGustan Cho Posted onJuly 1, 2024July 2, 2024

In this blog, we will discuss and cover our traditional 90 LTV jumbo loans with no private mortgage insurance required….

Continue Reading 90 LTV Jumbo Loans With No Private Mortgage InsuranceContinue

Maryland FHA Lenders
FHA Loans | Bankruptcy | Mortgage Lender Overlays | Videos

Maryland FHA Lenders For Homebuyers With Bad Credit

BySapna Sharma Posted onJune 28, 2024August 30, 2024

The lending requirements on FHA loans are not the same for all Maryland FHA Lenders. There are two different categories…

Continue Reading Maryland FHA Lenders For Homebuyers With Bad CreditContinue

Non-Conforming Loans
NON-QM Loans | Videos

Non-Conforming Loans: What Are They and How Do They Work?

ByGustan Cho Posted onJune 28, 2024August 30, 2024

In this article, we will cover non-conforming loans and the types of non-QM mortgages for borrowers who do not qualify…

Continue Reading Non-Conforming Loans: What Are They and How Do They Work?Continue

No Tax Returns Mortgage
Income And Employment | Videos

No Tax Returns Mortgage Only For Homebuyers

ByGustan Cho Posted onJune 26, 2024August 30, 2024

This guide covers no tax returns mortgages. We will discuss W2 income mortgages and no-doc mortgage loans for self-employed borrowers….

Continue Reading No Tax Returns Mortgage Only For HomebuyersContinue

Qualifying For FHA Loan After Foreclosure
Mortgage After Bankruptcy and Foreclosure | Bad Credit Mortgages | Bankruptcy | FHA Loans | Videos

Qualifying For FHA Loan After Foreclosure

ByGustan Cho Posted onJune 26, 2024August 30, 2024

Qualifying for FHA loan after foreclosure is now possible for homebuyers who meet the mandatory waiting period after foreclosure. Fannie…

Continue Reading Qualifying For FHA Loan After ForeclosureContinue

Is 120 Day Mortgage Late Considered Foreclosure
Mortgage After Bankruptcy and Foreclosure | Videos

Is 120 Day Mortgage Late Considered Foreclosure

ByGustan Cho Posted onJune 26, 2024August 30, 2024

This guide covers the frequently asked question is a 120-day mortgage late payment considered foreclosure.  One of the biggest fears…

Continue Reading Is 120 Day Mortgage Late Considered ForeclosureContinue

Direct Versus Correspondent Lender
Home Mortgages | Mortgage Rates | Videos

Direct Versus Correspondent Lender Explained

ByAlex Carlucci Posted onJune 24, 2024April 7, 2025

In this article on the difference between a direct versus correspondent lender, we will explore the advantages and disadvantages of…

Continue Reading Direct Versus Correspondent Lender ExplainedContinue

Home Loan With Bad Credit In Indiana
Bad Credit Mortgages | Conventional Loans | FHA Loans | VA Loans | Videos

Home Loan With Bad Credit In Indiana With No Overlays

ByGustan Cho Posted onJune 24, 2024August 30, 2024

This article concerns securing a home loan with bad credit in Indiana with no overlays. Indiana home values are skyrocketing…

Continue Reading Home Loan With Bad Credit In Indiana With No OverlaysContinue

Buying House In Community Property States
Home Mortgages | FHA Loans | Videos

Buying House In Community Property States

ByGustan Cho Posted onJune 24, 2024August 30, 2024

This guide covers buying house in community property states. Buying house in community property states can be tricky on certain…

Continue Reading Buying House In Community Property StatesContinue

Home Loans in South Carolina
FHA Loans | Bad Credit Mortgages | NON-QM Loans | Videos

Home Loans in South Carolina For Homebuyers With Bad Credit

ByGustan Cho Posted onJune 23, 2024August 30, 2024

In this article, we will cover and discuss home loans in South Carolina for homebuyers with bad credit and low…

Continue Reading Home Loans in South Carolina For Homebuyers With Bad CreditContinue

Paying Down Credit Cards During Mortgage Process
High Debt To Income Ratio | Mortgage Processing And Underwriting | Videos

Paying Down Credit Cards During Mortgage Process Due To High DTI

ByGustan Cho Posted onJune 23, 2024August 30, 2024

This guide covers paying down credit cards during mortgage process due to high debt-to-income ratios. Debt-to-income ratios are one of…

Continue Reading Paying Down Credit Cards During Mortgage Process Due To High DTIContinue

Bad Credit Mortgage Lenders in Rhode Island
Bad Credit Mortgages | FHA Loans | High Debt To Income Ratio | NON-QM Loans | Videos

Bad Credit Mortgage Lenders in Rhode Island with 500 FICO

ByGustan Cho Posted onJune 22, 2024August 30, 2024

In this blog, we will discuss and cover bad credit mortgage lenders in Rhode Island for borrowers with bad credit…

Continue Reading Bad Credit Mortgage Lenders in Rhode Island with 500 FICOContinue

Mortgage With Unpaid Collections in Wisconsin
Bad Credit Mortgages | Charge Off Accounts | Collection Accounts | FHA Loans | Videos

Mortgage With Unpaid Collections in Wisconsin

ByAlex Carlucci Posted onJune 22, 2024August 30, 2024

In this blog, we will cover and discuss qualifying for a mortgage with unpaid collections in Wisconsin in 2022. Many…

Continue Reading Mortgage With Unpaid Collections in WisconsinContinue

FHA Versus Conventional Mortgage Rates
Conventional Loans | FHA Loans | Mortgage Rates | Videos

FHA Versus Conventional Mortgage Rates

ByGustan Cho Posted onJune 21, 2024August 30, 2024

This guide covers FHA versus conventional mortgage rates on purchase and refinances transactions. One of the most common questions the…

Continue Reading FHA Versus Conventional Mortgage RatesContinue

Mortgage Rate Lock
Clear To Close | Mortgage Rates | Videos

Mortgage Rate Lock Versus Floating Rate

ByGustan Cho Posted onJune 21, 2024August 30, 2024

This article covers the mortgage rate lock process and how to decide when to lock in a mortgage. You cannot…

Continue Reading Mortgage Rate Lock Versus Floating RateContinue

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About Us

Gustan Cho Associates are Mortgage Advisor licensed in 48 states including Washington DC, Puerto Rico, and the U.S Virgin Islands (Not licensed in NY and MA). The team at Gustan Cho Associates has a national reputation of being able to do mortgage loans other mortgage companies cannot do. Gustan Cho Associates dba of NEXA Mortgage has a lending partnerships with over 190 wholesale mortgage lenders with dozens of no overlay lending partners on government and conventional loans and countless non-QM and alternative lending partners. Over 80% of our clients are borrowers who could not qualify at other mortgage companies either due to a last-minute mortgage loan denial due to lender overlays or because the lender did not have the mortgage loan program suited for the borrower. At Gustan Cho Associates, we only market mortgage loan products that exists and are possible.

Recent Articles

  • Hard Money Lenders
    Simple Truth: What Are Hard Money Lenders and How They HelpMay 5, 2025
  • Wholesale Mortgage Lenders for Non-Prime Loans
    Best Wholesale Mortgage Lenders For Non-Prime LoansMay 5, 2025
  • Qualifying for Mortgage with Irregular Income
    Qualifying For Mortgage With Irregular IncomeApril 30, 2025
  • Home Loan with Tax Lien
    Home Loan With Tax Lien And Judgment Mortgage GuidelinesApril 29, 2025

DTI Calculators

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  • Jumbo DTI Calculator
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Resources

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Equal Housing Opportunity Lender Gustan Cho Associates empowered by NEXA Mortgage LLC. NMLS# 1660690,
Corporate Address: 3100 Ray Road Suite 201 Office # 209 | Chandler AZ 85226 Company NMLS 1660690, Gustan Cho NMLS #873293 Company State License #: AZMB - 0944059, Branch: 17W662 Butterfield Road Suite 305 Oakbrook Terrace, Illinois 60181 Branch NMLS 2315275 AXEN is a dba of NEXA Mortgage LLC
DISCLAIMER: The author(s) contributing content to this site, accept no liability or responsibility for errors, omissions or changes in market conditions that may impact the readers' conclusions drawn or assumptions related to the content of this site. The copywritten© information contained on this site is provided on an "as is" basis, at the time of publication, without guarantees of timeliness, thoroughness, accuracy, or usefulness to the consumer. The content on this site does not constitute financial or professional advice of any kind, and readers are encouraged to consult their own professional advisors for professional advice.
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CALL NOW
  • About Us
    • Contact Us
    • Get Pre-Approved
    • Order Credit
    • FICO Simulator
    • MLO License School
    • Why Choose Us
    • Meet Our Team
    • Loan Limits
      • FHA Loan Limits
      • Conforming Loan Limits
    • Preferred Realtor Partner Network
      • Dino Hasapis | Licensed Real Estate Broker | PRPN Director
      • Oakbrook Terrace, Illinois | Gustan Cho Associates Mortgage
  • Types Of Mortgages
    • Purchase
      • Home Purchase Loans
      • Investment Property Loan
    • Refinance
      • Refinance Mortgage Options
      • Chapter 13 Bankruptcy Cash-Out-Buyout
      • FHA Streamline Refinance
      • VA Streamline Refinance
      • Refinancing NON-QM Loans Into Conventional Mortgages
      • Refinance FHA To Conventional Loans
    • FHA Home Loans
      • FHA Manual Underwriting
      • FHA Chapter 13 Bankruptcy Guidelines
      • FHA Loans For Bad Credit
      • FHA Loans For Low Credit Scores
      • FHA Collections
      • FHA Loans Charged Off Accounts
      • W-2 Income Only FHA Loans
      • FHA Loans With Tax Lien
      • FHA Loan With Judgment
    • VA Home Loans
      • VA Manual Underwriting
      • VA Chapter 13 Bankruptcy Guidelines
      • VA Loans For Bad Credit
      • VA Loans For Low Credit Scores
      • VA Loans With Charged-Off Accounts
      • W-2 Income Only VA Loans
      • VA Loans with Tax Lien
      • VA Loan with Judgment
    • USDA Loans
    • How to Get DACA Mortgage Loans Without the Stress
    • Conventional Loans
      • Conventional Loans W-2 Income ONLY Mortgages
      • Conventional Loans After Foreclosure
      • Conventional Loans After Bankruptcy
      • Conventional Loan With Tax Lien
      • Conventional Loan With Judgment
    • Condotel Financing
    • NON-QM Loans
      • Bank Statement Loans
      • DSCR Loans
      • Asset-Depletion
      • Foreign Nationals
      • ITIN Mortgage Loans
      • No-Doc Loans
    • Jumbo Mortgage
    • FHA 203K Loans
    • Reverse Mortgages
    • Commercial Loans
  • Careers
    • Can Realtors Be MLOs At The Same Time
    • Career Opportunities
      • Training a New Mortgage Loan Officer Without Any Experience
      • MLO License School
    • Mortgage Branch Careers
    • Remote Mortgage Loan Officer Career Opportunities
    • How Do I Become A Mortgage Loan Officer
    • MLO Revenue Share Residual Income Opportunity
  • Videos
  • Blogs
    • Headline News Archives
  • Testimonials
  • Talk To A Loan Officer
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