California FHA Loans Versus Other Mortgage Options For Homebuyers
California FHA loans are a preferred mortgage solution for various borrowers, including first-time homebuyers, individuals with poor credit, and those…
VA Loans Residual Income Guidelines For 2024
Lenders can offer 100% with no mortgage insurance at competitive low mortgage rates on VA loans due to the government guarantee against loss or foreclosure on VA loans. VA loans have no maximum debt-to-income ratio cap on VA loans.
Qualifying For VA Mortgage After Prior VA Loan Foreclosure
This Article Is About Qualifying For VA Mortgage After Prior VA Loan Foreclosure For many veterans, a VA loan is…
Bad Credit Mortgages | FHA Loans | NON-QM Loans | Qualifying & Getting Pre-approved | VA Loans | Videos
Can I Buy a House in South Dakota With Poor Credit
In this blog, we’ll address the common inquiry: Can I buy a house in South Dakota with poor credit and…
Bankruptcy Manual Underwriting Guidelines on FHA and VA Loans
The bankruptcy manual underwriting guidelines on FHA and VA loans are covered in this guide, which focuses on the exclusive…
Bad Credit Mortgages | Automated Underwriting System | FHA Loans | Manual Underwriting | VA Loans | video
How To Get Approved For Home Loan With Bad Credit Texas
This article explores the various mortgage options available to homebuyers seeking approval for a home loan with bad credit Texas….
FHA Loans | Mortgage After Bankruptcy and Foreclosure | Re-Establishing Credit | Secured Credit Cards | VA Loans | Videos
Rebuilding Credit During Chapter 13 Bankruptcy For a Mortgage
This guide covers rebuilding credit during Chapter 13 Bankruptcy repayment plan. Rebuilding credit during Chapter 13 Bankruptcy is highly recommended…
Qualifying For Conventional Loan After Foreclosure
Qualifying for a conventional loan after foreclosure presents more challenges than government loans. However, homebuyers can qualify for a conventional…
What Is DU Automated Approval per AUS FINDINGS
In this blog, we will cover and discuss what is DU automated approval on the automated underwriting system. A sound…
VA Manufactured Home Guidelines On VA Loans
In this blog, we will discuss and cover VA manufactured home guidelines on VA loans. Gustan Cho Associates has invested…
VA Derogatory Credit Mortgage Guidelines on VA Loans
This guide covers VA derogatory credit mortgage guidelines on VA loans. VA derogatory credit mortgage guidelines on VA loans are…
Videos | Charge Off Accounts | Collection Accounts | Qualifying & Getting Pre-approved | Re-Establishing Credit | VA Loans
VA Loans Bad Credit Tennessee With Low Scores
Homebuyers can qualify for VA loans bad credit Tennessee with under 620 credit scores. The United States Department of Veterans…
Videos | FHA Loans | Fix-and-Flip Mortgage Loans | High-Balance Mortgage Loans | Jumbo Loans | Manufactured Homes | Muti-Family Investment | NON-QM Loans | One-Time Close Construction Loans | USDA Loans | VA Loans
Mortgage Loan Programs For Homebuyers
This guide covers the mortgage loan programs for homebuyers. There are several types of mortgage loan programs. The mortgage process…
Bad Credit Mortgages | Conventional Loans | FHA Loans | NON-QM Loans | USDA Loans | VA Loans | Videos
The Types of Residential Lending for Borrowers With Bad Credit
This guide covers the different types of residential lending for homebuyers with bad credit out in todays marketplace for owner-occupant…
Appraisal | FHA Loans | Home Purchase | VA Loans | Videos
Understanding the FHA and VA Amendatory Clause
This guide deep dives into the significance of the FHA and VA Amendatory Clause. We will explore the implications of…
Buying a Home In Tennessee With Bad Credit and Low FICO
HUD oversees the Federal Housing Administration (FHA) and helps homebuyers in buying a home in Tennessee with bad credit and…
Property Tax Proration VA Guidelines on VA Home Loans
This guide covers property tax proration VA guidelines on VA home loans. There are certain states where property taxes are…
Buying House While In Chapter 13 Bankruptcy
This blog post will explore Buying House While In Chapter 13 Bankruptcy. Chapter 13 Bankruptcy involves a structured five-year repayment…
Can I Qualify For VA Loan With Under 620 Credit Scores
Gustan Cho Associates has no lender overlays on VA loans. VA loans do not have a minimum credit score requirement nor a maximum debt to income ratio cap as long as the borrower can get an approve/eligible per automated underwriting system.
VA Property Tax Exemption Guidelines on VA Home Loans
This article will discuss the guidelines for VA property tax exemption related to VA home loans. The VA has created…
Manual Underwriting DTI Guidelines For FHA and VA Loans
This guide covers manual underwriting DTI guidelines on FHA and VA loans. HUD and the Veterans Administration are the only…
VA Credit Dispute Guidelines During Mortgage Process
This blog will share some helpful tips about VA credit dispute guidelines. VA loans are often seen as one of…
