Buying A Home In A Sellers Market With Bad Credit
Navigating a Seller’s Market When Buying a Home When you are interested in buying a home in a sellers market,…
TSAHC DPA Mortgage For Texas Homebuyers
Comprehensive Guide to TSAHC DPA Mortgage Program for Texas Homebuyers Exciting news for everyone looking to buy a home in…
Mortgage With a Recent Eviction: The Expert Guide
Is it possible to get a mortgage with a recent eviction? It’s a common worry – can someone get a…
Mortgage With Outstanding Judgments Lending Guidelines
Are you trying to buy a house but find out you have unpaid court fees on your credit? It feels…
Mortgage Approval Process On Manual Underwriting
Mortgage Approval Process on Manual Underwriting: A Comprehensive Guide for 2024 The mortgage approval process can be overwhelming, especially with…
Mortgage With Auto Loan: Navigating Challenges and Solutions
An auto loan can be a deal killer when it comes to getting qualified for a mortgage. The average monthly auto loan on a new car is $500 per month. $500 per month is equivalent to a $100,000 mortgage payment.
Fannie Mae Mortgage Included in Chapter 7 Bankruptcy
In this article, we will cover and discuss getting approved for a new home loan after having a prior mortgage…
No Tax Returns Mortgage Only For Homebuyers
This guide covers no tax returns mortgages. We will discuss W2 income mortgages and no-doc mortgage loans for self-employed borrowers….
Qualifying For FHA Loan After Foreclosure
Qualifying for FHA loan after foreclosure is now possible for homebuyers who meet the mandatory waiting period after foreclosure. Fannie…
Is 120 Day Mortgage Late Considered Foreclosure
This guide covers the frequently asked question is a 120-day mortgage late payment considered foreclosure. One of the biggest fears…
Home Loan With Bad Credit In Indiana With No Overlays
This article concerns securing a home loan with bad credit in Indiana with no overlays. Indiana home values are skyrocketing…
Paying Down Credit Cards During Mortgage Process Due To High DTI
This guide covers paying down credit cards during mortgage process due to high debt-to-income ratios. Debt-to-income ratios are one of…
FHA Versus Conventional Mortgage Rates
This guide covers FHA versus conventional mortgage rates on purchase and refinances transactions. One of the most common questions the…
Mortgage Rate Lock Versus Floating Rate
This article covers the mortgage rate lock process and how to decide when to lock in a mortgage. You cannot…
Mortgage Options For Homebuyers in Idaho With Bad Credit
In this article, we will cover and discuss mortgage options for homebuyers in Idaho with bad credit and low credit…
Why Do You Do a Final Walk-Through Prior To Home Closing
In this article, we will cover and discuss the final walk-through prior to home closing. A Final Walk-Through Prior To…
Pre-Qualifying Borrowers With Bad Credit For Mortgage Loans
In this blog, we will be covering pre-qualifying borrowers with bad credit for mortgage loans. This article on pre-qualifying borrowers…
How Credit Scores Affect Mortgage Rates When Locking Loan
This Article Is About How Credit Scores Affect Mortgage Rates When Locking Loan Mortgage Rates have dropped 0.25% after the…
Minimum Credit Score Mortgage Guideline on Home Loans
This guide covers the minimum credit score mortgage guidelines on home loans. Income, credit, credit history, and credit scores are…
NON-QM Mortgage Rates Compared to Conforming Loans
Non-QM mortgage rates are determined by the down payment, credit scores, credit history of the borrower, and type of property. The higher the credit score and the higher the down payment, the lower the mortgage rates.
VA Loans Mississippi Guidelines And Requirements On Home Purchase
Can I Qualify For A VA Loan With A Lender With No Lender Overlays In Mississippi? Absolutely, Gustan Cho Associates is a lender with no lender overlays on VA loans and is licensed in Mississippi.
Buying Down Mortgage Rates With Discount Points
In general, borrowers buy down mortgage rates to get a lower rate on their home loans. However, there are instances where borrowers need to buy down rates due to loan level pricing adjustments due to lower credit scores
