NON-QM and Bank Statement Portfolio Loans
In this blog, we will discuss and cover non-QM and bank statement portfolio loans for owner-occupant, second homes, and investment…
-
-
Checking Your Credit Before Buying Home
This guide covers checking your credit before buying home. Your credit score and credit report are significant in the mortgage…
-
VA Renovation Mortgage Lending Guidelines On VA Loans
In this blog, we will cover and discuss VA renovation mortgage loans. Many of our veterans do not know they…
-
FHA Mortgage Loans With No Overlays FHA Lenders
Gustan Cho Associates is a mortgage company licensed in multiple states, specializing in FHA mortgage loans with no overlays. More…
-
VA Loan Denial And Qualifying With Lender With No Overlays
This Article Is About VA Loan Denial And Getting Qualified With Lender With No Overlays There should be no reason why…
-
Fannie Mae-Freddie Mac Exempt Debt Guidelines On Conventional Loans
There are certain debts that can be exempt from debt to income ratio calculations on conventional loans.
-
HUD And Fannie Mae Guidelines On Credit Disputes
This blog will discuss the HUD and Fannie Mae Guidelines on credit disputes during the mortgage process. We will outline…
-
Refinancing During Coronavirus Pandemic Mortgage Crisis
BREAKING NEWS: Refinancing During Coronavirus Pandemic Mortgage Crisis Hurdles with Refinancing During Coronavirus Pandemic Mortgage Crisis: With all the global…
-
VA Loans With Under 620 Credit Scores Guidelines
In this article, we will discuss and explain the guidelines for VA loans with under 620 credit scores. VA loans…
-
Mortgage Rates During The COVID-19 Pandemic
This guide covers the volatility of mortgage rates during the Covid-19 pandemic. Mortgage Rates During The COVID-19 Pandemic is two-fold….
-
Conditional Loan Approval | Home Mortgages | Mortgage Processing And Underwriting | Qualifying & Getting Pre-approved | Videos
Qualifying Borrowers For Mortgage on Purchase and Refinance
This guide covers the process of qualifying borrowers for mortgage on home purchases and refinances. From the application stage to…
-
What Factors Are Considered Layered Risk In Manual Underwriting
In this blog, we will be discussing the factors that are considered layered risks in manual underwriting. FHA and VA…
-
NON-QM Loans For Self-Employed Borrowers
This article will cover qualifying for non-QM loans for self-employed borrowers’ home purchases with no income tax returns. In 2023,…
-
FHA AUS Approval Versus Manual Underwriting On FHA Loans
This Article Is About FHA AUS Approval Versus Manual Underwriting On FHA Loans HUD, the parent of the Federal Housing…
-
FHA Loans vs VA Loans: Comparing Mortgage Options
In this article, we will be comparing FHA loans vs VA loans. VA loans by far are the best mortgage…
-
Non-QM and Bank Statement Mortgage With NO Tax Returns
In this article, we will cover and discuss non-QM and bank statement mortgage with no income verification. Non-QM and bank…
-
Can I Buy House in Maine With 580 FICO with No Credit
In this blog, we will cover and answer the FAQ of can I buy house in Maine with 580 FICO…
-
How Does Mortgage Process Work After Being Pre-Approved
This guide covers how does mortgage process work after being pre-approved. Most folks consult with a loan officer when they…
-
High-Balance VA Loans (Jumbo VA Loans)
Most people don’t know that the VA does not limit the amount that you can borrow. The VA guarantee limits the amount that most lenders will allow with zero down, but with a down payment there are no VA loan limits.
-
Selling House in Bad Market
This guide covers selling house in bad market during period of high inflation and skyrocketing mortgage rates. Despite high mortgage…
-
Home Loan With Declining And Irregular Income Mortgage Guidelines
This Article Is About Home Loan With Declining And Irregular Income Mortgage Guidelines. There are ways on how mortgage underwriters…
-
VA Guidelines on Co-Borrowers For VA Loans
This guide covers VA guidelines on co-borrowers for VA loans. We will discuss the VA guidelines on co-borrowers. Income is…
