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      • Oakbrook Terrace, Illinois | Gustan Cho Associates Mortgage
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VA Loans

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Illinois Mortgage With Bad Credit
Bad Credit Mortgages | FHA Loans | NON-QM Loans | VA Loans | Videos

Illinois Mortgage With Bad Credit Mortgage Options

ByAnngelli Abenes Posted onJuly 8, 2024August 30, 2024

Your All-Inclusive Manual to Getting a Mortgage with Poor Credit in Illinois. Do you fear poor credit could dash your…

Continue Reading Illinois Mortgage With Bad Credit Mortgage OptionsContinue

VA Credit Dispute Guidelines
Credit Disputes | Mortgage Processing And Underwriting | VA Loans | Videos

Are Credit Disputes Allowed Per VA Credit Dispute Guidelines

ByGustan Cho Posted onJuly 3, 2024April 30, 2025

This guide covers the VA credit dispute guidelines on VA mortgage loans. VA loans are the best loan program in…

Continue Reading Are Credit Disputes Allowed Per VA Credit Dispute GuidelinesContinue

Home Loan With Bad Credit In Indiana
Bad Credit Mortgages | Conventional Loans | FHA Loans | VA Loans | Videos

Home Loan With Bad Credit In Indiana With No Overlays

ByGustan Cho Posted onJune 24, 2024August 30, 2024

This article concerns securing a home loan with bad credit in Indiana with no overlays. Indiana home values are skyrocketing…

Continue Reading Home Loan With Bad Credit In Indiana With No OverlaysContinue

Two VA Loans at The Same Time
Mortgage Refinance | VA Loans

Two VA Loans at The Same Time Mortgage Lending Guidelines

ByMike Gracz Posted onJune 19, 2024August 30, 2024

As most readers of our blogs know, Gustan Cho Associates are experts in VA mortgage lending. Our highly skilled team…

Continue Reading Two VA Loans at The Same Time Mortgage Lending GuidelinesContinue

VA Loans Texas
Mortgage Lender Overlays | VA Loans | Videos

VA Loans Texas: Mortgage Lender With No Overlays

ByMike Gracz Posted onJune 19, 2024August 30, 2024

This Article is about No Overlay Lender Offering VA Loans Texas. Texas is one of the fastest-growing states in the…

Continue Reading VA Loans Texas: Mortgage Lender With No OverlaysContinue

VA Loans Mississippi
VA Loans | Mortgage Processing And Underwriting | Videos

VA Loans Mississippi Guidelines And Requirements On Home Purchase

ByGustan Cho Posted onJune 19, 2024August 30, 2024

Can I Qualify For A VA Loan With A Lender With No Lender Overlays In Mississippi? Absolutely, Gustan Cho Associates is a lender with no lender overlays on VA loans and is licensed in Mississippi.

Continue Reading VA Loans Mississippi Guidelines And Requirements On Home PurchaseContinue

VA Cash-Out Refinance Mortgage Loans
VA Loans | Mortgage Refinance | Videos

VA Cash-Out Refinance Mortgage Loans

ByApril Ramirez Posted onJune 18, 2024August 30, 2024

We will be covering the updated VA cash-out refinance mortgage loans. Gustan Cho Associates, empowered by NEXA Mortgage, LLC are…

Continue Reading VA Cash-Out Refinance Mortgage LoansContinue

VA TBD Manual Underwriting
Manual Underwriting | Bankruptcy | VA Loans | Videos

VA TBD Manual Underwriting Guidelines On Pre-Approvals

ByMike Gracz Posted onJune 18, 2024August 30, 2024

This article is about VA TBD Manual Underwriting Mortgage Guidelines On Pre-Approvals VA TBD Manual Underwriting Mortgage Process. Gustan Cho…

Continue Reading VA TBD Manual Underwriting Guidelines On Pre-ApprovalsContinue

Pest Inspection On VA Loans
VA Loans | Videos

Pest Inspection On VA Loans Mortgage Guidelines By State

ByMike Gracz Posted onJune 18, 2024June 19, 2024

This Article Is About Pest Inspection On VA Loans Mortgage Guidelines By State Pest Inspection On VA Loans Mortgage Guidelines…

Continue Reading Pest Inspection On VA Loans Mortgage Guidelines By StateContinue

VA Guidelines After Short Sale
VA Loans | Mortgage After Bankruptcy and Foreclosure | Videos

VA Guidelines after Short Sale Waiting Period on VA Loans

ByGustan Cho Posted onJune 18, 2024August 30, 2024

This blog will discuss the VA guidelines after short sale waiting period requirements to qualify for a VA loan. VA…

Continue Reading VA Guidelines after Short Sale Waiting Period on VA LoansContinue

VA Renovation Mortgage
Videos | VA Loans

VA Renovation Mortgage Lending Guidelines On VA Loans

ByMike Gracz Posted onJune 13, 2024August 30, 2024

In this blog, we will cover and discuss VA renovation mortgage loans. Many of our veterans do not know they…

Continue Reading VA Renovation Mortgage Lending Guidelines On VA LoansContinue

VA Refinance Guidelines
Mortgage Refinance | VA Loans

VA Refinance Guidelines For IRRRL and Cash-Out Refinance

ByAlex Carlucci Posted onJune 13, 2024April 8, 2025

VA Refinance Guidelines encompass two distinct mortgage processes: the VA streamline refinance (IRRRL), and the VA cash-out refinance. Gustan Cho…

Continue Reading VA Refinance Guidelines For IRRRL and Cash-Out RefinanceContinue

VA Loans Ohio
VA Loans | Bad Credit Mortgages | Mortgage Lender Overlays | Videos

VA Loans Ohio With Bad Credit And No Lender Overlays

ByGustan Cho Posted onJune 13, 2024August 30, 2024

This Article Is About VA Loans Ohio With Bad Credit And No Lender Overlays Ohio is one of the hottest…

Continue Reading VA Loans Ohio With Bad Credit And No Lender OverlaysContinue

VA Automated Findings
Automated Underwriting System | VA Loans | Videos

VA Automated Findings On Automated Underwriting System (AUS)

ByGustan Cho Posted onJune 13, 2024August 30, 2024

In this article, we will discuss and cover the VA automated findings on the automated underwriting systems (AUS). VA loans…

Continue Reading VA Automated Findings On Automated Underwriting System (AUS)Continue

VA Foreclosure Guidelines
Mortgage After Bankruptcy and Foreclosure | VA Loans | video

VA Foreclosure Guidelines In Qualifying For VA Home Loans

ByGustan Cho Posted onJune 12, 2024August 30, 2024

In this article, we will cover and discuss VA  foreclosure guidelines in qualifying for VA loans. VA Foreclosure Guidelines require…

Continue Reading VA Foreclosure Guidelines In Qualifying For VA Home LoansContinue

VA Guidelines Versus Overlays
VA Loans | Videos

VA Guidelines Versus Overlays on VA Home Loans

ByAlex Carlucci Posted onJune 12, 2024August 30, 2024

This blog will discuss and cover VA Guidelines Versus Overlays on VA loans. Not all mortgage lenders have the same…

Continue Reading VA Guidelines Versus Overlays on VA Home LoansContinue

VA Chapter 13 Bankruptcy Buy-Out
VA Loans | Manual Underwriting | Mortgage After Bankruptcy and Foreclosure | Videos

VA Chapter 13 Bankruptcy Buy-Out Cash-Out Refinance

ByAlex Carlucci Posted onJune 12, 2024August 30, 2024

This article will discuss the buy-out cash-out refinance option for VA Chapter 13 Bankruptcy. A VA Chapter 13 Bankruptcy buy-out…

Continue Reading VA Chapter 13 Bankruptcy Buy-Out Cash-Out RefinanceContinue

Colorado VA Lenders
Videos | Bad Credit Mortgages | Mortgage Lender Overlays | VA Loans

Colorado VA Lenders For Bad Credit With No Lender Overlays

ByMike Gracz Posted onJune 10, 2024August 30, 2024

In this article, we will cover and discuss qualifying for a VA loan with low credit scores with Colorado VA…

Continue Reading Colorado VA Lenders For Bad Credit With No Lender OverlaysContinue

VA Loan Denial
Mortgage Lender Overlays | VA Loans | video

VA Loan Denial And Qualifying With Lender With No Overlays

ByGustan Cho Posted onJune 10, 2024August 30, 2024

This Article Is About VA Loan Denial And Getting Qualified With Lender With No Overlays There should be no reason why…

Continue Reading VA Loan Denial And Qualifying With Lender With No OverlaysContinue

VA Loans With Under 620 Credit Scores
VA Loans | Credit Scores | Videos

VA Loans With Under 620 Credit Scores Guidelines

ByGustan Cho Posted onJune 4, 2024January 31, 2025

In this article, we will discuss and explain the guidelines for VA loans with under 620 credit scores. VA loans…

Continue Reading VA Loans With Under 620 Credit Scores GuidelinesContinue

FHA Loans vs VA Loans
Bad Credit Mortgages | FHA Loans | VA Loans | Videos

FHA Loans vs VA Loans: Comparing Mortgage Options

ByAlex Carlucci Posted onMay 29, 2024June 4, 2024

In this article, we will be comparing FHA loans vs VA loans. VA loans by far are the best mortgage…

Continue Reading FHA Loans vs VA Loans: Comparing Mortgage OptionsContinue

High-Balance VA Loans
VA Loans | High-Balance Mortgage Loans | Videos

High-Balance VA Loans (Jumbo VA Loans)

ByMargarett Jurilla Posted onMay 27, 2024August 29, 2024

Most people don’t know that the VA does not limit the amount that you can borrow. The VA guarantee limits the amount that most lenders will allow with zero down, but with a down payment there are no VA loan limits.

Continue Reading High-Balance VA Loans (Jumbo VA Loans)Continue

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About Us

Gustan Cho Associates are Mortgage Advisor licensed in 48 states including Washington DC, Puerto Rico, and the U.S Virgin Islands (Not licensed in NY and MA). The team at Gustan Cho Associates has a national reputation of being able to do mortgage loans other mortgage companies cannot do. Gustan Cho Associates dba of NEXA Mortgage has a lending partnerships with over 190 wholesale mortgage lenders with dozens of no overlay lending partners on government and conventional loans and countless non-QM and alternative lending partners. Over 80% of our clients are borrowers who could not qualify at other mortgage companies either due to a last-minute mortgage loan denial due to lender overlays or because the lender did not have the mortgage loan program suited for the borrower. At Gustan Cho Associates, we only market mortgage loan products that exists and are possible.

Recent Articles

  • Hard Money Lenders
    Simple Truth: What Are Hard Money Lenders and How They HelpMay 5, 2025
  • Wholesale Mortgage Lenders for Non-Prime Loans
    Best Wholesale Mortgage Lenders For Non-Prime LoansMay 5, 2025
  • Qualifying for Mortgage with Irregular Income
    Qualifying For Mortgage With Irregular IncomeApril 30, 2025
  • Home Loan with Tax Lien
    Home Loan With Tax Lien And Judgment Mortgage GuidelinesApril 29, 2025

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Equal Housing Opportunity Lender Gustan Cho Associates empowered by NEXA Mortgage LLC. NMLS# 1660690,
Corporate Address: 3100 Ray Road Suite 201 Office # 209 | Chandler AZ 85226 Company NMLS 1660690, Gustan Cho NMLS #873293 Company State License #: AZMB - 0944059, Branch: 17W662 Butterfield Road Suite 305 Oakbrook Terrace, Illinois 60181 Branch NMLS 2315275 AXEN is a dba of NEXA Mortgage LLC
DISCLAIMER: The author(s) contributing content to this site, accept no liability or responsibility for errors, omissions or changes in market conditions that may impact the readers' conclusions drawn or assumptions related to the content of this site. The copywritten© information contained on this site is provided on an "as is" basis, at the time of publication, without guarantees of timeliness, thoroughness, accuracy, or usefulness to the consumer. The content on this site does not constitute financial or professional advice of any kind, and readers are encouraged to consult their own professional advisors for professional advice.
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CALL NOW
  • About Us
    • Contact Us
    • Get Pre-Approved
    • Order Credit
    • FICO Simulator
    • MLO License School
    • Why Choose Us
    • Meet Our Team
    • Loan Limits
      • FHA Loan Limits
      • Conforming Loan Limits
    • Preferred Realtor Partner Network
      • Dino Hasapis | Licensed Real Estate Broker | PRPN Director
      • Oakbrook Terrace, Illinois | Gustan Cho Associates Mortgage
  • Types Of Mortgages
    • Purchase
      • Home Purchase Loans
      • Investment Property Loan
    • Refinance
      • Refinance Mortgage Options
      • Chapter 13 Bankruptcy Cash-Out-Buyout
      • FHA Streamline Refinance
      • VA Streamline Refinance
      • Refinancing NON-QM Loans Into Conventional Mortgages
      • Refinance FHA To Conventional Loans
    • FHA Home Loans
      • FHA Manual Underwriting
      • FHA Chapter 13 Bankruptcy Guidelines
      • FHA Loans For Bad Credit
      • FHA Loans For Low Credit Scores
      • FHA Collections
      • FHA Loans Charged Off Accounts
      • W-2 Income Only FHA Loans
      • FHA Loans With Tax Lien
      • FHA Loan With Judgment
    • VA Home Loans
      • VA Manual Underwriting
      • VA Chapter 13 Bankruptcy Guidelines
      • VA Loans For Bad Credit
      • VA Loans For Low Credit Scores
      • VA Loans With Charged-Off Accounts
      • W-2 Income Only VA Loans
      • VA Loans with Tax Lien
      • VA Loan with Judgment
    • USDA Loans
    • How to Get DACA Mortgage Loans Without the Stress
    • Conventional Loans
      • Conventional Loans W-2 Income ONLY Mortgages
      • Conventional Loans After Foreclosure
      • Conventional Loans After Bankruptcy
      • Conventional Loan With Tax Lien
      • Conventional Loan With Judgment
    • Condotel Financing
    • NON-QM Loans
      • Bank Statement Loans
      • DSCR Loans
      • Asset-Depletion
      • Foreign Nationals
      • ITIN Mortgage Loans
      • No-Doc Loans
    • Jumbo Mortgage
    • FHA 203K Loans
    • Reverse Mortgages
    • Commercial Loans
  • Careers
    • Can Realtors Be MLOs At The Same Time
    • Career Opportunities
      • Training a New Mortgage Loan Officer Without Any Experience
      • MLO License School
    • Mortgage Branch Careers
    • Remote Mortgage Loan Officer Career Opportunities
    • How Do I Become A Mortgage Loan Officer
    • MLO Revenue Share Residual Income Opportunity
  • Videos
  • Blogs
    • Headline News Archives
  • Testimonials
  • Talk To A Loan Officer
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