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ByGustan Cho
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This article covers reasons why hiring realtor on home purchase is important. Getting hooked up with the right real estate agent is one of the most important factors in the home buying process. Most homebuyers need a real estate agent who not only is knowledgeable but is also familiar with the area and its pros…
ByAnngelli Abenes
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This guide covers using realtor commission for home purchase down payment. This article delves into using realtor commission for a home purchase down payment, emphasizing that such utilization is accepted as qualified funds. At Gustan Cho Associates, our extensive collaboration with real estate agents nationwide has provided us with valuable insights into the challenges faced…
ByRonda Butts
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In this blog, we will cover and discuss buying house near airport. Homebuyers need to consider the benefits and negatives of buying house near airport. One of the main benefits is that homebuyers will immediately notice the price of the homes listed near the airport. Alex Carlucci, a loan officer at Gustan Cho Associates,…
ByAlex Carlucci
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This guide covers low appraisal on home purchase and solutions for mortgage borrowers. We will discuss solutions to low appraisal on home purchase. Low appraisal on home purchase can be avoided if the sellers’ price out the home appropriately prior to listing the home. Low appraisals often will delay the mortgage and closing process. Appraisers…
ByDale Elenteny
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This blog post’ll delve into closing a closing mortgage under LLC. Typically, most lenders mandate that investment properties be closed under the individual’s name rather than that of a limited liability company (LLC). Many real estate investors opt to initially close the investment property under their names and transfer ownership to their LLC through a…
ByGustan Cho
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This guide covers manufactured home financing requirements. Many home buyers of manufactured home financing have a difficult time getting it. The Department of Veteran Affairs (VA) and the U.S. Department of Housing and Urban Development (HUD) have the same mortgage guidelines on manufactured home financing. The reason is that lenders view manufactured homes as high-risk properties….
ByGustan Cho
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The primary emphasis of this blog centers around the waiting period obligations that individuals face after foreclosure, specifically those on title but not on mortgage. We often receive queries from married home buyers grappling with financial challenges, making it difficult for them to maintain their existing homes.These homeowners often fall behind on their mortgage payments…
ByGustan Cho
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This article will cover what escrow hold back is in the mortgage loan process. We will discuss escrow hold back mortgage guidelines for repairs. Nothing is worse than approaching your closing date and having issues arise. Dale Elenteny, a senior loan officer at Gustan Cho Associates, explains escrow hold backs for home repairs as follows:…
ByRonda Butts
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This guide will cover the Texas housing market forecast for 2023 going into 2024. The Texas housing market is booming despite mortgage rates surging past 7% in a volatile economy. If you’re considering moving to Texas, you’re not alone. The Lone Star State is one of the fastest-growing states in the country, and its cities…
ByGustan Cho
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Kentucky’s economy is booming, especially the housing market. Many individual taxpayers and businesses are making Kentucky their home due to low state taxes and affordable housing and low property taxes. Homebuyers are finding home priced reasonably and home prices are beginning to creep up.
ByAlex Carlucci
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This guide covers non-QM down payment guidelines on home purchase. Non-QM down payment guidelines on home purchase for homebuyers on non-QM mortgages: If you are in the market for a mortgage, minimum down payment requirements are probably on your mind. In this blog, we will detail down payment requirements on the mortgage products we offer….
ByGustan Cho
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This guide covers how to negotiate a home purchase prior to signing a contract. How to negotiate a home purchase prior to signing a contract is important so homebuyers get the best deal possible under the circumstances. There are ways how to negotiate a home purchase. Negotiating a home purchase before signing a contract is…
ByAlex Carlucci
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More and more homebuyers are gravitating towards a townhome purchase versus a single-family home during today’s booming housing market
ByGustan Cho
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This guide covers home maintenance for first time home buyers and homeowners. A home purchase is a life-changing event for most American Families. Buying a home is most people’s single largest investment in their life. Anyone who has accomplished becoming a homeowner, hands down they should be proud to have accomplished this goal. Not every…
ByGustan Cho
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Can You Close Your Investment Property Under A Limited Liability Corporation? Many wholesale real estate investors will not allow borrowers of investment properties to close
ByAlex Carlucci
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This guide covers how property taxes can determine buying power on home purchase. Every homeowner needs to pay property taxes. Property taxes are mandatory on all properties in the United States. Property taxes can determine buying power for home buyers because it affects debt-to-income ratios. There is no set percentage of the home value that…
ByGustan Cho
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This guide covers buying home with real estate purchase land contracts or seller financing. Real estate purchase land contracts is where the home buyer agrees to purchase the home from the seller. Real estate purchase land contracts is buying a home without financing from a mortgage lender. The agreement is made between the home buyer…
ByGustan Cho
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This guide covers interest rate buydowns with seller concessions on purchases. Interest Rate Buydowns are when borrowers pay DISCOUNT POINTSto buy down interest rates. Borrowers with great credit and a good mortgage interest rate can often get even lower interest rates by paying points for a lower mortgage interest rate. Mortgage rate buydowns are a…
ByGustan Cho
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This guide covers tips and advice selling home fast by real estate professionals. Many homebuyers have an existing home and need to sell the existing home to purchase the new home. Other homeowners need to sell their homes fast due to a job loss, job transfers, or immediate relocation due to expanding family. Enhance curb…
ByDale Elenteny
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This GUIDE covers the experience with homeowners associations. Have you ever wondered where your HOA fee goes every month or every quarter when you pay it? Have you ever wondered why a friend of yours might pay as much or less than you do and they enjoy more amenities than you could imagine? I have…
ByAlex Carlucci
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Data Show More Homebuyers Buying Homes In The Suburbs And Fleeing City Life. More city dwellers are fleeing the city and buying homes in the suburbs due to the high crime rate in the city due to the Black Lives Matter Movement and incompetent politicians.
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