Skip to content

Call or Text: (800) 900-8569

Email Us: alex@gustancho.com

Gustan Cho Associates
  • About UsExpand
    • Contact Us
    • Get Pre-Approved
    • Order Credit
    • FICO Simulator
    • MLO License School
    • Why Choose Us
    • Meet Our Team
    • Loan LimitsExpand
      • FHA Loan Limits
      • Conforming Loan Limits
    • Preferred Realtor Partner NetworkExpand
      • Dino Hasapis | Licensed Real Estate Broker | PRPN Director
      • Oakbrook Terrace, Illinois | Gustan Cho Associates Mortgage
  • Types Of MortgagesExpand
    • PurchaseExpand
      • Home Purchase Loans
      • Investment Property Loan
    • RefinanceExpand
      • Refinance Mortgage Options
      • Chapter 13 Bankruptcy Cash-Out-Buyout
      • FHA Streamline Refinance
      • VA Streamline Refinance
      • Refinancing NON-QM Loans Into Conventional Mortgages
      • Refinance FHA To Conventional Loans
    • FHA Home LoansExpand
      • FHA Manual Underwriting
      • FHA Chapter 13 Bankruptcy Guidelines
      • FHA Loans For Bad Credit
      • FHA Loans For Low Credit Scores
      • FHA Collections
      • FHA Loans Charged Off Accounts
      • W-2 Income Only FHA Loans
      • FHA Loans With Tax Lien
      • FHA Loan With Judgment
    • VA Home LoansExpand
      • VA Manual Underwriting
      • VA Chapter 13 Bankruptcy Guidelines
      • VA Loans For Bad Credit
      • VA Loans For Low Credit Scores
      • VA Loans With Charged-Off Accounts
      • W-2 Income Only VA Loans
      • VA Loans with Tax Lien
      • VA Loan with Judgment
    • USDA Loans
    • How to Get DACA Mortgage Loans Without the Stress
    • Conventional LoansExpand
      • Conventional Loans W-2 Income ONLY Mortgages
      • Conventional Loans After Foreclosure
      • Conventional Loans After Bankruptcy
      • Conventional Loan With Tax Lien
      • Conventional Loan With Judgment
    • Condotel Financing
    • NON-QM LoansExpand
      • Bank Statement Loans
      • DSCR Loans
      • Asset-Depletion
      • Foreign Nationals
      • No SSN? ITIN Mortgage Loans Can Help You Own a Home
      • No-Doc Loans
    • Jumbo Mortgage
    • FHA 203K Loans
    • Reverse Mortgages
    • Commercial Loans
  • CareersExpand
    • Can Realtors Be MLOs At The Same Time
    • Career OpportunitiesExpand
      • Training a New Mortgage Loan Officer Without Any Experience
      • MLO License School
    • Mortgage Branch Careers
    • Remote Mortgage Loan Officer Career Opportunities
    • How Do I Become A Mortgage Loan Officer
    • MLO Revenue Share Residual Income Opportunity
  • Videos
  • BlogsExpand
    • Headline News Archives
  • Testimonials
  • Talk To A Loan Officer

Call or Text: (800) 900-8569

Email Us: alex@gustancho.com

Gustancho Associates

Real Estate Topic

Home / Real Estate Topic - Page 4
How To Shop For A Mortgage In Today's Housing Market
Home Mortgages | Home Purchase | Real Estate Topic | Videos

How To Shop For a Mortgage In Today’s Housing Market

ByJohn Strange Posted onMarch 13, 2024August 9, 2024

In this blog, we will cover and discuss how to shop for a mortgage in today’s housing market. Just over…

Continue Reading How To Shop For a Mortgage In Today’s Housing MarketContinue

Owner Occupied Fraud
Mortgage Fraud | Real Estate Topic | Videos

Understanding Owner Occupancy Fraud Mortgage Guidelines

ByAnngelli Abenes Posted onMarch 6, 2024September 24, 2024

Owner Occupancy Fraud: Everything You Need to Know to Avoid Serious Consequences in 2024 When applying for a mortgage, your…

Continue Reading Understanding Owner Occupancy Fraud Mortgage GuidelinesContinue

Property Tax Proration VA Guidelines
Property Taxes | Real Estate Topic | VA Loans | Videos

Property Tax Proration VA Guidelines on VA Home Loans

ByGustan Cho Posted onMarch 4, 2024May 12, 2025

This guide covers property tax proration VA guidelines on VA home loans. There are certain states where property taxes are…

Continue Reading Property Tax Proration VA Guidelines on VA Home LoansContinue

Multiple Offers on Home Purchase
Home Purchase | Qualifying & Getting Pre-approved | Real Estate Topic | Videos

Buyers Solutions to Multiple Offers on Home Purchase

ByGustan Cho Posted onMarch 4, 2024March 5, 2024

This guide covers buyers solutions to multiple offers on home purchase. There was a time where there were tons of…

Continue Reading Buyers Solutions to Multiple Offers on Home PurchaseContinue

Fannie Mae-Freddie Mac Condo Guidelines
Condominium Loans | Condotel and Non-Warrantable Condos | Qualifying & Getting Pre-approved | Real Estate Topic | Videos

Conventional Loan Fannie Mae-Freddie Mac Condo Guidelines

ByAnngelli Abenes Posted onMarch 4, 2024August 8, 2024

This article focuses on the Fannie Mae-Freddie Mac Condo guidelines on conventional loans. These guidelines enable eligible borrowers to secure…

Continue Reading Conventional Loan Fannie Mae-Freddie Mac Condo GuidelinesContinue

Multiple FHA loans
FHA Loans | Real Estate Topic | Videos

HUD Guidelines on Multiple FHA Loans at Same Time

ByGustan Cho Posted onMarch 1, 2024August 27, 2024

This guide covers HUD mortgage guidelines on having multiple FHA loans at the same time. One of the most frequently…

Continue Reading HUD Guidelines on Multiple FHA Loans at Same TimeContinue

Two FHA Loans At The Same Time
FHA Loans | Home Purchase | Income And Employment | Investment Homes | Real Estate Topic | Videos

Can I Have Two FHA Loans at The Same Time

ByGustan Cho Posted onFebruary 28, 2024August 8, 2024

This guide explains the requirements for obtaining two FHA loans at the same time. This is important information for those…

Continue Reading Can I Have Two FHA Loans at The Same TimeContinue

Property Tax Prorations
Home Purchase | Property Taxes | Real Estate Topic

Using Property Tax Prorations For Down Payment on a House

ByGustan Cho Posted onFebruary 27, 2024April 16, 2025

This blog post will explore the revised mortgage guidelines on Using Property Tax Prorations For Down Payment on a House….

Continue Reading Using Property Tax Prorations For Down Payment on a HouseContinue

Mortgage Approval For Home Purchase on Acreage
Home Mortgages | Home Purchase | Real Estate Topic | Videos

Mortgage Approval For Home Purchase on Acreage

ByGustan Cho Posted onFebruary 27, 2024May 2, 2025

In this blog, we will cover and discuss qualifying and getting a mortgage approval for home purchase on acreage in…

Continue Reading Mortgage Approval For Home Purchase on AcreageContinue

Canceling a Real Estate Purchase Contract And Transaction
Real Estate Topic | Home Purchase | Videos

Canceling a Real Estate Purchase Contract Transaction

ByGustan Cho Posted onFebruary 27, 2024October 8, 2024

This guide covers canceling a real estate purchase contract transaction. A real estate purchase contract is a legally binding agreement…

Continue Reading Canceling a Real Estate Purchase Contract TransactionContinue

Downsizing To A Smaller Home
Home Purchase | Mortgage Processing And Underwriting | Real Estate Topic | Videos

Qualifying For a Mortgage Downsizing To a Smaller Home

ByGustan Cho Posted onFebruary 26, 2024August 6, 2024

This  guide covers qualifying for a home loan downsizing to a smaller home. It makes no sense in having a…

Continue Reading Qualifying For a Mortgage Downsizing To a Smaller HomeContinue

Two FHA Loans Due To Expanding Family Size
Videos | FHA Loans | Home Purchase | Real Estate Topic

Can I Have Two FHA Loans Due To Expanding Family Size?

ByGustan Cho Posted onFebruary 26, 2024August 6, 2024

This guide addresses common inquiries regarding the possibility of maintaining two FHA loans due to expanding family size. Typically, individuals…

Continue Reading Can I Have Two FHA Loans Due To Expanding Family Size?Continue

Buying House Near Apartment Community or Commercial Areas
Home Purchase | Real Estate Topic | Videos

Buying House Near Apartment Community or Commercial Areas

ByDale Elenteny Posted onFebruary 23, 2024October 8, 2024

This blog post will explore the implications of Buying House Near Apartment Community or Commercial Areas. Buying a house near…

Continue Reading Buying House Near Apartment Community or Commercial AreasContinue

Reasons Why Hiring Realtor on Home Purchase Is Important
Home Purchase | Home Sellers | Real Estate Topic | Videos

Reasons Why Hiring Realtor on Home Purchase is Important

ByGustan Cho Posted onFebruary 22, 2024August 6, 2024

This article covers reasons why hiring realtor on home purchase is important. Getting hooked up with the right real estate…

Continue Reading Reasons Why Hiring Realtor on Home Purchase is ImportantContinue

Using Realtor Commission
Home Purchase | Real Estate Topic | Videos

Using Realtor Commission For Home Purchase Down Payment

ByAnngelli Abenes Posted onFebruary 12, 2024August 5, 2024

This guide covers using realtor commission for home purchase down payment. This article delves into using realtor commission for a…

Continue Reading Using Realtor Commission For Home Purchase Down PaymentContinue

Buying House Near Airport
Home Purchase | Home Mortgages | Real Estate Topic | Selling Your Home | Videos

Benefits and Negatives of Buying House Near Airport

ByMargarett Jurilla Posted onFebruary 8, 2024August 5, 2024

  In this blog, we will cover and discuss buying house near airport. Homebuyers need to consider the benefits and…

Continue Reading Benefits and Negatives of Buying House Near AirportContinue

Low Appraisal on Home Purchase
Appraisal | Home Purchase | Real Estate Topic | Videos

Low Appraisal on Home Purchase and Solutions For Borrowers

ByAlex Carlucci Posted onFebruary 5, 2024August 5, 2024

This guide covers low appraisal on home purchase and solutions for mortgage borrowers. We will discuss solutions to low appraisal…

Continue Reading Low Appraisal on Home Purchase and Solutions For BorrowersContinue

Closing Mortgage Under LLC Versus Individual Name Of Borrowers
Real Estate Topic

Closing Mortgage Under LLC Versus Individual Name Of Borrowers

ByDale Elenteny Posted onFebruary 5, 2024April 24, 2024

This blog post’ll delve into closing a closing mortgage under LLC. Typically, most lenders mandate that investment properties be closed…

Continue Reading Closing Mortgage Under LLC Versus Individual Name Of BorrowersContinue

Manufactured Home Financing Requirements
Home Purchase | Manufactured Homes | Real Estate Topic | Videos

Manufactured Home Financing Requirements

ByGustan Cho Posted onFebruary 5, 2024April 7, 2025

This guide covers manufactured home financing requirements. Many home buyers of manufactured home financing have a difficult time getting it….

Continue Reading Manufactured Home Financing RequirementsContinue

On Title But Not On Mortgage
Home Mortgages | Real Estate Topic | Videos

Can Homeowners Be on Title But Not on Mortgage

ByGustan Cho Posted onFebruary 2, 2024February 22, 2024

The primary emphasis of this blog centers around the waiting period obligations that individuals face after foreclosure, specifically those on…

Continue Reading Can Homeowners Be on Title But Not on MortgageContinue

Escrow Hold Back
Mortgage Processing And Underwriting | Clear To Close | Home Purchase | Home Sellers | Real Estate Topic | Videos

Escrow Hold Back For Home Repairs

ByGustan Cho Posted onJanuary 30, 2024April 30, 2025

This article will cover what escrow hold back is in the mortgage loan process. We will discuss escrow hold back…

Continue Reading Escrow Hold Back For Home RepairsContinue

Texas housing market
Home Purchase | Home Sellers | Mortgage Rates | Real Estate Topic

Texas Housing Market Forecast For 2023 Through 2024

ByMargarett Jurilla Posted onJanuary 30, 2024July 29, 2024

This guide will cover the Texas housing market forecast for 2023 going into 2024. The Texas housing market is booming…

Continue Reading Texas Housing Market Forecast For 2023 Through 2024Continue

Page navigation

Previous PagePrevious 1 2 3 4 5 6 … 9 Next PageNext

About Us

Gustan Cho Associates are Mortgage Advisor licensed in 48 states including Washington DC, Puerto Rico, and the U.S Virgin Islands (Not licensed in NY and MA). The team at Gustan Cho Associates has a national reputation of being able to do mortgage loans other mortgage companies cannot do. Gustan Cho Associates dba of NEXA Mortgage has a lending partnerships with over 190 wholesale mortgage lenders with dozens of no overlay lending partners on government and conventional loans and countless non-QM and alternative lending partners. Over 80% of our clients are borrowers who could not qualify at other mortgage companies either due to a last-minute mortgage loan denial due to lender overlays or because the lender did not have the mortgage loan program suited for the borrower. At Gustan Cho Associates, we only market mortgage loan products that exists and are possible.

Recent Articles

  • Hard Money Lenders
    Simple Truth: What Are Hard Money Lenders and How They HelpMay 5, 2025
  • Wholesale Mortgage Lenders for Non-Prime Loans
    Best Wholesale Mortgage Lenders For Non-Prime LoansMay 5, 2025
  • Qualifying for Mortgage with Irregular Income
    Qualifying For Mortgage With Irregular IncomeApril 30, 2025
  • Home Loan with Tax Lien
    Home Loan With Tax Lien And Judgment Mortgage GuidelinesApril 29, 2025

DTI Calculators

  • FHA DTI Calculator
  • VA DTI Calculator
  • Conventional DTI Calculator
  • Jumbo DTI Calculator
  • FHA Loan Limits
  • Conforming Loan Limits

Subsidiary Sites

  • Gustan Cho Associates Mortgage Advisor
  • GCA Mortgage Group
  • GCA Forum

Connect With Us

  • Facebook
  • LinkedIn
  • YouTube
  • Instagram
  • TikTok
  • Tumblr

Resources

  • Get Pre-Approved
  • Get Automated Underwriting System Approval
  • FICO Simulator
  • MLO License School
  • DTI Mortgage Calculator
  • Documents Required For Mortgage Process
  • How To Increase FICO Scores For a Mortgage
  • How To Reach A Human At The Credit Bureaus
  • Remove Credit Disputes
  • Contribute To GCA Mortgage Group
  • GCA Approves When Others Can’t
  • Mortgage Guides and Home Loan Options
  • How To Un-Freeze a Credit File?
Equal Housing Opportunity Lender Gustan Cho Associates empowered by NEXA Mortgage LLC. NMLS# 1660690,
Corporate Address: 5559 S Sossaman Rd | Bldg 1 #101, Mesa, AZ 85212 Company NMLS 1660690, Gustan Cho NMLS #873293 Company State License #: AZMB - 0944059, Branch: 17W662 Butterfield Road Suite 305 Oakbrook Terrace, Illinois 60181 Branch NMLS 2315275 AXEN is a dba of NEXA Mortgage LLC
DISCLAIMER: The author(s) contributing content to this site, accept no liability or responsibility for errors, omissions or changes in market conditions that may impact the readers' conclusions drawn or assumptions related to the content of this site. The copywritten© information contained on this site is provided on an "as is" basis, at the time of publication, without guarantees of timeliness, thoroughness, accuracy, or usefulness to the consumer. The content on this site does not constitute financial or professional advice of any kind, and readers are encouraged to consult their own professional advisors for professional advice.
Disclaimer | Licenses | Copyrights | Privacy  NMLS Consumer Access© 2025 - Gustan Cho Associates. All Rights Reserved.SiteLock
CALL NOW
  • About Us
    • Contact Us
    • Get Pre-Approved
    • Order Credit
    • FICO Simulator
    • MLO License School
    • Why Choose Us
    • Meet Our Team
    • Loan Limits
      • FHA Loan Limits
      • Conforming Loan Limits
    • Preferred Realtor Partner Network
      • Dino Hasapis | Licensed Real Estate Broker | PRPN Director
      • Oakbrook Terrace, Illinois | Gustan Cho Associates Mortgage
  • Types Of Mortgages
    • Purchase
      • Home Purchase Loans
      • Investment Property Loan
    • Refinance
      • Refinance Mortgage Options
      • Chapter 13 Bankruptcy Cash-Out-Buyout
      • FHA Streamline Refinance
      • VA Streamline Refinance
      • Refinancing NON-QM Loans Into Conventional Mortgages
      • Refinance FHA To Conventional Loans
    • FHA Home Loans
      • FHA Manual Underwriting
      • FHA Chapter 13 Bankruptcy Guidelines
      • FHA Loans For Bad Credit
      • FHA Loans For Low Credit Scores
      • FHA Collections
      • FHA Loans Charged Off Accounts
      • W-2 Income Only FHA Loans
      • FHA Loans With Tax Lien
      • FHA Loan With Judgment
    • VA Home Loans
      • VA Manual Underwriting
      • VA Chapter 13 Bankruptcy Guidelines
      • VA Loans For Bad Credit
      • VA Loans For Low Credit Scores
      • VA Loans With Charged-Off Accounts
      • W-2 Income Only VA Loans
      • VA Loans with Tax Lien
      • VA Loan with Judgment
    • USDA Loans
    • How to Get DACA Mortgage Loans Without the Stress
    • Conventional Loans
      • Conventional Loans W-2 Income ONLY Mortgages
      • Conventional Loans After Foreclosure
      • Conventional Loans After Bankruptcy
      • Conventional Loan With Tax Lien
      • Conventional Loan With Judgment
    • Condotel Financing
    • NON-QM Loans
      • Bank Statement Loans
      • DSCR Loans
      • Asset-Depletion
      • Foreign Nationals
      • No SSN? ITIN Mortgage Loans Can Help You Own a Home
      • No-Doc Loans
    • Jumbo Mortgage
    • FHA 203K Loans
    • Reverse Mortgages
    • Commercial Loans
  • Careers
    • Can Realtors Be MLOs At The Same Time
    • Career Opportunities
      • Training a New Mortgage Loan Officer Without Any Experience
      • MLO License School
    • Mortgage Branch Careers
    • Remote Mortgage Loan Officer Career Opportunities
    • How Do I Become A Mortgage Loan Officer
    • MLO Revenue Share Residual Income Opportunity
  • Videos
  • Blogs
    • Headline News Archives
  • Testimonials
  • Talk To A Loan Officer
Search