Appraisal Process Timeline
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Appraisal Process Timeline

This guide covers the home appraisal process timeline during the mortgage process. Gustan Cho Associates will update you on the appraisal process timeline during these tough times. The post-coronavirus ERA, times of soaring rates, out-of-control inflation, and a shortage of home inventory has affected every industry, including the real estate and mortgage sectors. In times…

Selling House In Bad Market
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Selling House in Bad Market

This guide covers selling house in bad market during period of high inflation and skyrocketing mortgage rates. Despite high mortgage rates, high inflation, and a deteriorating overall economy, the housing market is still booming. Home prices are increasing. In general, there is more demand for homes versus inventory. Dale Elenteny, a 30-year veteran of the…

Buying a Mountain House
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What To Know Before Buying a Mountain House

This guide covers everything you need to know before buying a mountain house. Discover how to find your dream home in America’s best mountain towns. Are you tired of the hectic city life and yearning for a peaceful retreat surrounded by nature? Look no further than America’s best mountain towns! According to Dale Elenteny of…

Mortgage Protection Plans
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Mortgage Protection Plans For Homeowners

This guide covers mortgage protection plans. The mortgage protection plan sets up a generational wealth plan and estate plan. The mortgage protection plan can save you thousands of dollars by eliminating all cost except for tax on your home or building. I actually show you innovative ways available to eliminate the taxes also but we…

Home Purchase Versus Renting
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Home Purchase Versus Renting Home

This guide covers home purchase versus renting for homebuyers. There are many added benefits to a home purchase versus renting home. Many first time home buyers are gun shy in considering in buying their home. Here are some of the common questions first time home buyers have on home purchase versus renting: The three questions…

Buying Versus Renting in California
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Pros and Cons of Buying Versus Renting in California

This article analyzes the advantages and disadvantages of buying versus renting in California. The state has some of the highest real estate values nationwide and a similarly high cost of living. Expenses across the board—including taxes, real estate costs, and rent—tend to be higher in California than in other states. On the positive side, workers in…

Sacramento California Home Purchase With Bad Credit And Low Scores
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Sacramento California Home Purchase With Bad Credit

This guide covers Sacramento California home purchase with bad credit and credit scores down to 500 FICO. Sacramento is the capital of California and is located in the northern-most point of California’s Central Valley.  Being the sixth-largest city in California, and home to the Sacramento Kings and the Sacramento River Cats, Sacramento is a very…

Unexpected Home Buyers Expenses
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Unexpected Home Buyers Expenses Payment Shock

This guide covers unexpected home buyers expenses payment shock for borrowers. The American Dream is still owning your own home. More millennials are getting qualified for a mortgage and are shopping for their first home. Rent prices are soaring nationwide. In some areas, a mortgage payment is less than the market rents. VA and USDA…

Investment Property Using a Conventional Loan
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Buying an Investment Property Using a Conventional Loan

This guide covers buying an investment property using a conventional loan. Buying an investment property using a conventional loan with have tighter restrictions, lower debt-to-income ratio, mortgage loan-level pricing adjustments, and higher rates from Fannie Mae and Freddie Mac. Mortgage giants Fannie Mae with regards to buying an investment property using a conventional loan. Fannie…

Housing Demand Strong
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Housing Demand Strong Despite Highest Mortgage Rates

This guide covers housing demand strong despite highest mortgage rates and surging inflation numbers. Home sales throughout the United States remain strong due to a combination of factors. Rumors of higher mortgage rates in the second half of 2021 have not slowed down demand for homes. The reduction of the FHA annual mortgage insurance premium has…

Private Money Loan
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How Do I Qualify For Private Money Loan To Invest in Real Estate

This guide covers the frequently asked question how do I qualify for private money loan to invest in real estate. We will thoroughly go over how to qualify for private money loan for investment real estate properties.  The most important step is to know the general rules is most private and hard money lenders use…

FHA Loans Bad Credit Georgia
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FHA Loans Bad Credit Georgia For Credit Scores Down to 500

FHA loans bad credit Georgia mortgage requirements and guidelines make FHA home mortgages the most popular loan program for first-time homebuyers, borrowers with credit scores down to 500 FICO, and homebuyers with high-debt to income ratios. HUD, the parent of FHA, is the federal government agency in charge of the administration of FHA loans. Alex…

Buying Home Near Railroad Tracks
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Resale Value of Buying Home Near Railroad Tracks

This article will discuss buying home near railroad tracks and its negative impact on appreciation and resale value. No doubt buying home near railroad tracks has a lower market price compared to a comparable home. During a booming housing market, when there is a shortage of homes, some homebuyers may only have the choice of…

Refinance Mortgage When House Is Still Listed For Sale
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Refinance Mortgage When House Is Still Listed For Sale By Owners

In this article, we will discuss and cover Refinance Mortgage When House Is Still Listed For Sale By Owners. In the realm of real estate, circumstances often change unexpectedly. Whether prompted by a job transfer, financial limitations, or simply wanting to move to a different area. Homeowners sometimes need to sell their property while also…

Buying a House in California
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What Is The Benefit of Buying a House in California Versus Other States

This guide covers the benefit of buying a house in California versus other states. California reached record home prices Despite the historic high rate and soaring inflation in June 2023. California has the nation’s highest home prices. California is also one of the highest-taxed in the nation. The California real estate market is one of…