Buying a House in Small-Town America

Discovering and Buying a House in Small-Town America

Gustan Cho Associates are mortgage brokers licensed in 48 states

This guide covers discovering, moving, and buying a house in small-town America. Do you ever feel like the hustle and bustle of city life is just too much? Are you tired of fighting traffic, waiting in long lines, and feeling lost in a sea of people? It’s time to explore the charm and beauty of small-town America.

From quaint main streets filled with local shops to friendly neighbors who greet you by name, these towns have a special magic only found in small towns. So pack your bags and prepare for a journey beyond the big city – it’s time to discover all that small-town America has to offer!

Welcome to a journey of discovery beyond the bright city lights! Have you ever wondered what lies beyond the crowded streets and towering skyscrapers? Are you ready to explore charming small towns that are brimming with history, culture, and nature’s beauty? If so, join us as we travel across America’s heartland. Beyond the big city lies an enchanting world that travelers often overlook. From picturesque Main Streets lined with quaint shops to stunning natural landscapes that take your breath away, small-town America has much to discover. So pack your bags, and let’s hit the road together!

Introduction to  Buying a House in Small-Town America, USA

Small-town America is usually where everyone knows each other, life moves slower, and a sense of community is hard to find in the big city. While that may be true of some small towns, others offer a different kind of experience. Take, for example, the town of Arlington, Vermont. Just a few hours’ drive from Boston, New York City, and Montreal, Arlington is home to fewer than 2,000 people. But what it lacks in size, it makes up for in charm. The main street has quaint shops and restaurants, and the surrounding hills are perfect for hiking or simply taking in scenic views. There’s also a thriving arts community with several galleries and performance venues. Arlington is worth visiting if you’re looking for a taste of small-town America without giving up the conveniences of city life.

Benefits of Buying a House in Small-Town America

Small towns offer a sense of community that larger cities need to improve. Amenities are to buying a house in small-town America. You can buy beachfront properties, by the mountains, by the lake, or in the desert. In a small town, you are more likely to know your neighbors and have a support system in place should you need it. Additionally, small towns often have lower crime rates than big cities and provide a more relaxed way of life. Living in a small town may be the right choice if you’re looking for a slower pace and a close-knit community.

There are many benefits to living in a small town that is often not known to a visitor passing through. For one, small towns typically have lower crime rates than big cities. They also tend to be more family-friendly and tight-knit communities.

Another benefit of living in a small town is getting to know your neighbors reasonably well. Living in a small town can be great for developing lasting relationships and a sense of community. Additionally, small towns typically offer a slower pace of life, which can be a nice change of pace from the hustle and bustle of city living.

Benefits of Knowing Neighbors Buying a House in Small-Town America

When you live in a small town, you get to know your neighbors and possibly the local butcher and baker! It is easier to develop a real sense of community. There’s a comfort in knowing that friendly faces constantly surround you.

In a small town, there’s also a real sense of safety. You can leave your doors unlocked and your car parked on the street without worrying about crime.

Living costs are usually lower in small towns so you can stretch your dollars further. Fewer people say there’s less traffic, which means less congestion than in the bigger cities. Small towns offer a slower-paced lifestyle that can be refreshing if you come from a big city. You can take your time walking down the streets, enjoying the shops and restaurants, and savoring every moment.

Popular Up-and-Coming Small Towns 

Small-town living is often thought of as a thing of the past, but there are still many charming and vibrant small towns across America. These towns offer a sense of community and connection often lacking in larger cities. If you’re looking for a unique place to call home, consider one of these up-and-coming small towns.

There’s something special about small-town America that can’t be experienced anywhere else. Whether it’s the friendly locals, the slower pace of life, or the unique charm of each town.

There are plenty of reasons to explore what these towns offer. Visiting a different part of the country may seem like little on its own, but discovering these charming places is an experience that will stay with you for years to come. So why not take some time out and venture Beyond the Big City and discover all that Small-Town America offers?

Buying a House in Small-Town America in Todos Santos, California

This bohemian beach town is located just an hour south of Los Angeles. Todos Santos is known for its artsy vibe, surf culture, and local coffee shops.

Buying a House in Small-Town America in Harpers Ferry, West Virginia

Harpers Ferry is rich in history and natural beauty and is nestled in the Shenandoah Valley. The town is perfect for outdoor enthusiasts, with hiking, biking, and rafting all nearby.

Living in Small-Town in Marfa, Texas

This quirky desert town has gained popularity in recent years thanks to its art scene and remote location. Marfa is perfect for those who appreciate wide open spaces and a slower pace of life.

Manitou Springs, Colorado

This quaint mountain town is located at the base of Pikes Peak. Manitou Springs offers stunning views, a variety of outdoor activities, and a lively downtown area with unique shops and restaurants.

Buying a House in Small-Town America in Astoria, Oregon

Situated at the mouth of the Columbia River, Astoria has long been a popular destination for fishing and crabbing. The town also boasts a thriving arts scene and is home to the iconic Astoria Column.

Living in Big Cities Versus Buying a House in Small-Town America

In addition to the regular events and activities, small towns also offer various live entertainment options. From local bands playing at the town hall to traveling Broadway shows, there’s always something new to see and do. If you’re looking for a change of pace from the hustle and bustle of city life, consider moving to a small town. You’ll be surprised at how much charm and character these communities offer. Dale Elenteny of Gustan Cho Associates explains the benefits of the low cost of living buying a house in small-town America:

Of course, the cost of living varies from town to town, so it’s important to research before moving. But if you’re looking for a more affordable place to live, small-town America may be just what you’re looking for.

Small towns offer a charm that is often lost in larger cities. These towns are typically more friendly and welcoming, offering a slower pace of life that can be refreshing. If you’re looking to get away from the hustle and bustle of city life, consider exploring some of these other up-and-coming small towns:

Hood River, Oregon

This quaint town in the Columbia River Gorge is quickly becoming a popular destination for outdoor enthusiasts. With its proximity to Mt. Hood and the stunning scenic views, it’s no wonder why people are flocking to Hood River.

Taos, New Mexico

Taos is a culturally rich town with a vibrant art scene. It’s also become a mecca for outdoor activities like skiing, hiking, and mountain biking. With its sunny weather and beautiful landscape, it’s no wonder Taos is on the rise.

Stowe, Vermont

Stowe is a classic New England town that is perfect for those who love the outdoors. In the winter, it’s a popular destination for skiing and snowboarding, and in the summer, there are plenty of hiking trails to explore. With its charming downtown and picturesque setting, Stowe will surely please any visitor.

Cost of Living Buying a House in Small-Town America

As mentioned earlier, small towns offer a slower pace of life and a close-knit community feel that can be appealing after living in a big city. Living in a small town is often more affordable than in a major metropolitan area, which can be a welcome relief for your budget.

Housing costs are typically lower in small towns since there is less demand for property. You can find a charming home for less than you would pay for a cramped apartment in the city. Utilities are also generally more affordable in small towns since there are fewer customers to spread the costs among.

The cost of food and other necessities is usually lower in small towns. Local stores don’t have the overhead costs of large chain stores, so they can pass the savings on to their customers. And since there’s not as much traffic, you may also find yourself spending less on gas.

Type of Living Buying a House in Small-Town America

Small towns offer a slower pace of life and a close-knit community feel that can be appealing after living in a big city. But what is the cost of living in a small town? Housing costs are usually lower in small towns than in cities. And if you own your own home, your property taxes will likely be lower. Utilities tend to be less expensive in small towns, too.

The cost of groceries may or may not be higher in small towns, but you’ll save money on eating out since there are fewer restaurants. And speaking of choices, you’ll find fewer shopping options overall in a small town – but that can also be seen as a plus since it means you’ll spend less time (and money) browsing the shelves!

The cost of living in a small town is typically lower than in a big city – and that’s not even considering the intangible benefits of living in a close-knit community. If you’re considering moving to a smaller town, it’s worth crunching the numbers to see if it makes financial sense.

Entertainment and Activities for Residents Buying a House in Small-Town Americ

The small town of America is a great place to live for those who enjoy a slower-paced lifestyle. There are many activities and entertainment options available for residents to enjoy. One popular activity in small towns is attending local sporting events. Many towns have youth sports teams that residents can support. There are also often adult recreational leagues for residents to join. Other outdoor activities that residents can enjoy include hiking, biking, and fishing.

There are also several indoor activities available for residents to enjoy. Many small towns have community centers that offer a variety of classes and programs. There are also often movie theaters, bowling alleys, and other businesses that provide entertainment options for residents.

When it comes to entertainment and activities, small-town America has a lot to offer. From festivals and fairs to live music and theater, there’s something for everyone to enjoy. One of the great things about living in a small town is that many events and activities occur throughout the year. Whether it’s the annual Fourth of July parade or the weekly farmers market, there’s always something going on.

Education Opportunities Buying a House in Small-Town America

Small towns offer a variety of educational opportunities for residents and visitors alike. There is something for everyone in a small town, from public schools to private colleges. Public schools in small towns are typically smaller than those in big cities, meaning students get more individual attention from their teachers. Teachers in small towns also have the opportunity to get to know their students and their families better, which can create a more supportive learning environment.

Private colleges in small towns often offer lower tuition rates and smaller class sizes than their counterparts in larger cities. This can make them a more affordable option for students looking to further their education. Private colleges in small towns also tend to have a close-knit community feel, benefiting students who want a more personal learning experience.

There are plenty of reasons to love small-town America. One is to experience a smaller, more intimate setting concerning education. From the close-knit community feel to the slower pace of life, many charms can be found in these quaint places. And for those looking for a change from the hustle and bustle of city living, education in a small town can be the perfect place to call home.

Raising Children Buying a House Small-Town America

But what about when it comes to finding educational opportunities? Many assume that because small towns are small, they must also lack educational options. But that couldn’t be further from the truth! Small towns often offer many educational opportunities for residents of all ages.

For young children, most small towns have at least one elementary school. And while class sizes may be larger than in more urban areas, students still receive individualized attention from their teachers. In addition, many small towns also have access to quality preschool and daycare programs.

When it comes to secondary education, small towns usually have at least one public high school. Some may also have private schools or charter schools as well. And for those looking to further their education after high school, several colleges and universities are typically located nearby (within an hour or two drive). This makes it easy for adults to return to school or take classes part-time while still being able to live in their beloved small towns.

Getting Help from the Local Realtor and Lender to Guide You Buying a House in Small-Town America

If you’re considering a move to small-town America, you’ll need some help to get started. The best way to learn about a new town is to talk to the people there. Your local Realtor and Lender are great resources for finding out what living in a particular town is like. Your Realtor can tell you about the local housing market and what kinds of available homes. They can also give you information about the community, including schools, shopping, and recreation.

Your Lender can help you determine how much house you can afford and what kind of mortgage loan would be best for you. They can also give you information about local property taxes and insurance rates. Talking to your Realtor and Lender will help you understand what living in a particular town is like. They can also help you find the right home and financing for your needs.

If you should decide to buy, before you begin looking for a home and during the process, we have vast experience working with buyers to get them ready to purchase their dream home. We can take you through your home loan’s entire buying and financing process. We also can connect you to title companies/attorneys and real estate agents in your area that can help as needed. Call or text Ronda Butts at Gustan Cho Associates at 407-460-7999 or email at for more information and further assistance. Ronda is an experienced referral agent, a dually licensed real estate agent, and a mortgage originator. She has successfully guided many homeowners through obtaining a home on both the lending and real estate side. Ronda Butts does not represent buyers or sellers but offers free consultation in 48 states at Gustan Cho Associates by connecting homeowners, buyers, and sellers to the needed sources.

This guide on buying a home in small-town America has been published on June 26th, 2023.

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