Advice for Homebuyers

Advice for Homebuyers

Buying a first home can be exciting, especially for first-time homebuyers. And it can also be a stressful process if you’re concerned about getting loan approval. It’s important to determine how much home you can afford before you go home shopping. And it will help you negotiate for your house if you have a pre-approved mortgage before you make an offer.

Qualifying For Mortgage After Debt Settlement Versus Bankruptcy

Tens of thousands of consumers do everything in their power and avoid declaring bankruptcy because they think bankruptcy is the end of their credit life. This is not true. Many opt for debt settlement versus bankruptcy. However, many lenders treat debt settlement the same as bankruptcy. Other lenders treat debt settlement worse than bankruptcy.