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In this blog, we will cover how to save money moving. Moving to a more affordable location can be a great way to save money on living expenses. However, the process of moving itself is expensive. How to save money moving on moving costs is reducing your belongings before you move. This will not…
80% of our borrowers who contact us at Gustan Cho Associates are folks who have gotten last-minute mortgage denials from other lenders or were told they could not qualify due to their lender overlays. Other borrowers were referred to us because they did not have any luck finding a mortgage lender who had the mortgage…
In this article, we will discuss why More Homeowners Fleeing Illinois Than Any Other State in the nation. Illinois is tied neck to neck with California for residents and businesses leaving their state. Illinois is now the sixth most populous state. It used to rank as the fourth most populous state in the country, but…
This article will cover buying a home in Alaska with bad credit. Buying a home in Alaska with bad credit is definitely possible at Gustan Cho Associates, empowered by NEXA Mortgage. Gustan Cho Associates, a dba of NEXA Mortgage LLC, is licensed in 48 states, including Alaska. Gustan Cho Associates has wholesale lending relationships with…
In this blog, we will cover everything you need to know about buying a house in Iowa. Iowa is becoming a very popular state for homebuyers, especially first-time homebuyers and people relocating to the state. A frequently asked question is can I buy a house in Iowa with bad credit? Quite honestly, the state of…
In this blog, we will cover and discuss the rent-to-own a home with Home Partners of America (HPA). The rent-to-own a home with HPA is a homebuyer down payment assistance program where you get to purchase the home of your dreams now and get a mortgage later. There are many instances where many homebuyers are…
There is a major difference in qualifying for an FHA Loan With Bad Credit Versus Late Payments. FHA loans are the best loan program for homebuyers with less-than-perfect credit. HUD, the parent of FHA, is very forgiving with prior bad credit. HUD is a federal agency that sets FHA Agency Mortgage Guidelines. Lenders need to have their…
In this blog, we will cover and discuss the equity release scheme mortgage option for senior homeowners. We will be covering how the equity release scheme works for homeowners with equity where they do not have to sell the house or move out of their home. As you pay down your mortgage, the amount of…
In this mortgage guide in Gustan Cho Associates we will cover what predatory lending laws are. Predatory Lending is the practice where the mortgage lender benefits and the borrowers are taken advantage of. This type of lending is against the law. It benefits the lender and the borrower’s ability to repay their mortgage loan is…
In this blog, we will cover and discuss FNMA waiting period guidelines after foreclosure for 2022. Conventional loans are often referred to as conforming loans because they need to conform to Freddie Mac and/or Fannie Mae guidelines. If lenders do not make sure conventional loans they originate and fund do not conform to FNMA or…
Many Americans are familiar with the terms Fannie Mae and Freddie Mac, but may not know exactly what they represent. Many believe Fannie Mae and Freddie Mac are branches of the federal government. The role of Fannie Mae and Freddie Mac is to guarantee conventional mortgage loans. After the real estate crash of 2008, the…
In this blog, we will discuss and cover the benefits of buying home on acreage versus home on lot for homebuyers. There are many benefits of buying home on acreage versus home on lot. There are many things for a home buyer to consider when buying a home. Buying a home is not like buying…
In this blog, we will cover and discuss qualifying for FHA jumbo loans while in the Chapter 13 Bankruptcy repayment plan. FHA jumbo loans are also called FHA high-balance loans. HUD, the parent of HUD, is the federal agency that sets the maximum FHA loan limits in standard and high-cost areas throughout the United States….
Gustan Cho Associates is a mortgage broker licensed in 48 states (Not licensed in NY, MA) with a wholesale lending network of 170 wholesale financial institutions. Utah is one of the fastest-growing states in the nation, with more and more families calling Utah home. Our team is currently focused on expanding our coverage area throughout…
Ronda Butts NEXA Mortgage LLC Mortgage Loan Originator NMLS #1444654 407-460-7999 ronda@gustancho.com About Me I currently work for Gustan Cho Associates, which is empowered by NEXA Mortgage. Gustan Cho personally recruited me into the lending industry many years ago when I was a Realtor. He told me he talked to Realtors all day, but wanted…
Dino Hasapis is a practicing licensed real estate broker in Illinois and the National Business Development Manager of Gustan Cho Associates. Dino is in charge of Gustan Cho Associates (Gustan Cho Associates) Verified Preferred Realtor Partner Network (PRPN). Gustan Cho Associates empowered by NEXA Mortgage LLC NMLS 1660690 is a mortgage advisor licensed in 48…
In this blog, we will cover and discuss retirees fleeing high-taxed states to low-taxed states with affordable housing and low cost of living. The economy is hot. Housing prices have been appreciating throughout the United States except in certain states. Many Retirees Fleeing High Taxed States To Low Cost Of Living States. Illinois Has The…
This Article Is About Recommended Lender By Realtors Due To Its No Lender Overlays Policy In this article, we will be covering and discussing the recommended lender by realtors and why real estate agents loves the team at Gustan Cho Associates. If you are a real estate professional, you understand how competitive and cutthroat this…
This BLOG On Houston Housing Market For Veterans Of Our United States Military The Great City of Houston, Texas is controlled by Oil and Gas, Agriculture, and The Maritime the Texas economy is one that will stand the test of time and flourish. Texas also has one of the highest populations of active, retired, and…
This Article Is About Florida FHA Loan With Bad Credit And High Debt To Income Ratio Homebuyers can now qualify for Florida FHA Loan With Bad Credit, high debt to income ratios, and outstanding collections & charge-off accounts with Gustan Cho Associates. Most mortgage loan applicants do not bother trying to get qualified for FHA…
This Article Is About Private Money Loans With Bad Credit For Real Estate Investors Qualifying for Private Money Loans With Bad Credit. Is it possible? What if my credit is bad? Can I still get a Private or Hard Money Loan on my Investment Property? Do private money lenders require a minimum credit score to qualify…
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