Refinance Mortgage Home Loan With Bad Credit For Homeowners

Refinance Mortgage Home Loan With Bad Credit For Homeowners

Getting a home loan with bad credit is no problem as long as borrowers have income. Income and credit are the two most important deciding factors that play into getting a mortgage loan. Getting a home loan with bad credit is doable. As long as borrowers have been timely with monthly credit payment obligations for at least six months. Most lenders do not want to see any derogatory credit in the past twelve months. But there are times when borrowers can get an approve/eligible per Automated Underwriting System approval with timely payments in the past six months.