How Credit Scores Affect Mortgage Rates When Locking Loan
This Article Is About How Credit Scores Affect Mortgage Rates When Locking Loan Mortgage Rates have dropped 0.25% after the…
NON-QM Mortgage Rates Compared to Conforming Loans
Non-QM mortgage rates are determined by the down payment, credit scores, credit history of the borrower, and type of property. The higher the credit score and the higher the down payment, the lower the mortgage rates.
Buying Down Mortgage Rates With Discount Points
In general, borrowers buy down mortgage rates to get a lower rate on their home loans. However, there are instances where borrowers need to buy down rates due to loan level pricing adjustments due to lower credit scores
Conventional Loans | Down Payment Assistance | FHA Loans | Home Mortgages | Mortgage Rates | NON-QM Loans | Videos
Mortgage Guidelines on Home Loans
This guide covers changes in mortgage guidelines on home loans and year-end recap. 2023 was a tough year for the…
Comparison of Mortgage Rates on Purchase and Refinance
This guide covers comparison of mortgage rates on purchase and refinance loans. Mortgage rates have been steadily going up to…
Buying an Investment Property Using a Conventional Loan
This guide covers buying an investment property using a conventional loan. Buying an investment property using a conventional loan with…
Credit Scores and Mortgage Rates versus Pricing Adjustments
This guide covers credit scores and mortgage rates versus pricing adjustments. Credit scores and mortgage rates go side by side….
Correspondent Lending Versus Mortgage Brokers
This blog aims to explore the difference between correspondent lending and mortgage brokers. A common inquiry we receive regularly pertains…
Qualifying For The Lowest FHA Mortgage Rates on FHA Loans
This guide covers qualifying for the lowest FHA mortgage rates on FHA loans. Qualifying for the lowest FHA mortgage rates…
What is The Difference Between ARM Versus Fixed-Rate Mortgages
In this blog, we will cover ARM versus fixed-rate mortgages. ARM stands for an adjustable-rate mortgage. Adjustable-Rate Mortgage is when…
What Factors Affect Mortgage Rates Pricing on Home Loans
Lenders base each borrower’s credit scores as well as other risk factors when determining mortgage rates. The higher the risk of a borrower, the higher the rate. It is best for each borrower to maximize their credit scores and other layered risks to get the best mortgage rates.
Is This The Year of the Housing Bubble?
Rumors are flying about a possible housing bubble in the US. Are they based in fact, or is this wishful thinking on the part of frustrated would-be buyers?
Understanding FHA Mortgage Rates on Purchase and Refinance
This guide covers understanding FHA mortgage rates on purchase and refinance transactions. FHA loans are the most popular mortgage program…
Bad Credit Mortgages | Charge Off Accounts | Collection Accounts | Credit Scores | FHA Loans | Mortgage Rates | Qualifying & Getting Pre-approved | Videos
Shopping For Mortgage With Poor Credit and Low Credit Scores
In this blog, we will discuss and cover shopping for mortgage with poor credit and low credit scores. Shopping for…
Conventional Refinance Mortgage Pricing Adjustments
Homeowners should explore how much money they can save with today’s historic low mortgage rates to refinance their home loans.
Understanding The Basics of What is a Mortgage
This guide covers understanding the basics on what is a mortgage. We will cover and discuss the meaning of what…
What Is a 3-2-1 Buydown Mortgage?
In this blog, we will cover what a 3-2-1 buydown mortgage is. We will also discuss the differences between a…
Texas Housing Market Forecast For 2023 Through 2024
This guide will cover the Texas housing market forecast for 2023 going into 2024. The Texas housing market is booming…
Mortgage Rates on NON-QM Loans and No-Doc Mortgages
This guide covers mortgage rates on non-QM loans and no-doc mortgages. Current Home Mortgage Rates after the election of President…
Lender Versus Borrower Paid Mortgage Transactions
In this blog, we will discuss lender versus borrower paid mortgage transactions. Mortgage brokers can often opt to go with…
Can I Get Low Rates With High FICO For a Mortgage
When saving money buying a house, remember one key thing, low rates with FICO credit scores. This article will cover…
Interest Rate Buydowns With Seller Concessions on Purchase
This guide covers interest rate buydowns with seller concessions on purchases. Interest Rate Buydowns are when borrowers pay DISCOUNT POINTSto…
