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ByGustan Cho
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In general, borrowers buy down mortgage rates to get a lower rate on their home loans. However, there are instances where borrowers need to buy down rates due to loan level pricing adjustments due to lower credit scores
ByDale Elenteny
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This guide covers changes in mortgage guidelines on home loans and year-end recap. 2023 was a tough year for the…
ByAlex Carlucci
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This guide covers comparison of mortgage rates on purchase and refinance loans. Mortgage rates have been steadily going up to…
ByAlex Carlucci
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This guide covers buying an investment property using a conventional loan. Buying an investment property using a conventional loan with…
ByGustan Cho
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This guide covers credit scores and mortgage rates versus pricing adjustments. Credit scores and mortgage rates go side by side….
ByGustan Cho
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This blog aims to explore the difference between correspondent lending and mortgage brokers. A common inquiry we receive regularly pertains…
ByGustan Cho
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This guide covers qualifying for the lowest FHA mortgage rates on FHA loans. Qualifying for the lowest FHA mortgage rates…
BySapna Sharma
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In this blog, we will cover ARM versus fixed-rate mortgages. ARM stands for an adjustable-rate mortgage. Adjustable-Rate Mortgage is when…
ByAlex Carlucci
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Lenders base each borrower’s credit scores as well as other risk factors when determining mortgage rates. The higher the risk of a borrower, the higher the rate. It is best for each borrower to maximize their credit scores and other layered risks to get the best mortgage rates.
ByAlex Carlucci
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Rumors are flying about a possible housing bubble in the US. Are they based in fact, or is this wishful thinking on the part of frustrated would-be buyers?
ByGustan Cho
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This guide covers understanding FHA mortgage rates on purchase and refinance transactions. FHA loans are the most popular mortgage program…
ByGustan Cho
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In this blog, we will discuss and cover shopping for mortgage with poor credit and low credit scores. Shopping for…
ByDale Elenteny
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Homeowners should explore how much money they can save with today’s historic low mortgage rates to refinance their home loans.
ByAlex Carlucci
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This guide covers understanding the basics on what is a mortgage. We will cover and discuss the meaning of what…
ByGustan Cho
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In this blog, we will cover what a 3-2-1 buydown mortgage is. We will also discuss the differences between a…
ByMargarett Jurilla
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This guide will cover the Texas housing market forecast for 2023 going into 2024. The Texas housing market is booming…
ByGustan Cho
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This guide covers mortgage rates on non-QM loans and no-doc mortgages. Current Home Mortgage Rates after the election of President…
ByAlex Carlucci
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In this blog, we will discuss lender versus borrower paid mortgage transactions. Mortgage brokers can often opt to go with…
ByAlex Carlucci
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When saving money buying a house, remember one key thing, low rates with FICO credit scores. This article will cover…
ByGustan Cho
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This guide covers interest rate buydowns with seller concessions on purchases. Interest Rate Buydowns are when borrowers pay DISCOUNT POINTSto…
ByGustan Cho
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This guide covers the first payment after closing for mortgage loan borrowers. One of the most common questions new homebuyers…
ByGustan Cho
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This guide covers mortgage rates and terms compared to credit scores and loan-to-value. Homebuyers planning on buying a home should…
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