What is The Difference Between ARM Versus Fixed-Rate Mortgages
In this blog, we will cover ARM versus fixed-rate mortgages. ARM stands for an adjustable-rate mortgage. Adjustable-Rate Mortgage is when…
What Factors Affect Mortgage Rates Pricing on Home Loans
Lenders base each borrower’s credit scores as well as other risk factors when determining mortgage rates. The higher the risk of a borrower, the higher the rate. It is best for each borrower to maximize their credit scores and other layered risks to get the best mortgage rates.
Is This The Year of the Housing Bubble?
Rumors are flying about a possible housing bubble in the US. Are they based in fact, or is this wishful thinking on the part of frustrated would-be buyers?
Understanding FHA Mortgage Rates on Purchase and Refinance
This guide covers understanding FHA mortgage rates on purchase and refinance transactions. FHA loans are the most popular mortgage program…
Bad Credit Mortgages | Charge Off Accounts | Collection Accounts | Credit Scores | FHA Loans | Mortgage Rates | Qualifying & Getting Pre-approved | Videos
Shopping For Mortgage With Poor Credit and Low Credit Scores
In this blog, we will discuss and cover shopping for mortgage with poor credit and low credit scores. Shopping for…
Conventional Refinance Mortgage Pricing Adjustments
Homeowners should explore how much money they can save with today’s historic low mortgage rates to refinance their home loans.
Understanding The Basics of What is a Mortgage
This guide covers understanding the basics on what is a mortgage. We will cover and discuss the meaning of what…
What Is a 3-2-1 Buydown Mortgage?
In this blog, we will cover what a 3-2-1 buydown mortgage is. We will also discuss the differences between a…
Texas Housing Market Forecast For 2023 Through 2024
This guide will cover the Texas housing market forecast for 2023 going into 2024. The Texas housing market is booming…
Mortgage Rates on NON-QM Loans and No-Doc Mortgages
This guide covers mortgage rates on non-QM loans and no-doc mortgages. Current Home Mortgage Rates after the election of President…
Lender Versus Borrower Paid Mortgage Transactions
In this blog, we will discuss lender versus borrower paid mortgage transactions. Mortgage brokers can often opt to go with…
Can I Get Low Rates With High FICO For a Mortgage
When saving money buying a house, remember one key thing, low rates with FICO credit scores. This article will cover…
Interest Rate Buydowns With Seller Concessions on Purchase
This guide covers interest rate buydowns with seller concessions on purchases. Interest Rate Buydowns are when borrowers pay DISCOUNT POINTSto…
First Payment After Closing For Mortgage Loan Borrowers
This guide covers the first payment after closing for mortgage loan borrowers. One of the most common questions new homebuyers…
Mortgage Rates and Terms versus Credit Scores and LTV
This guide covers mortgage rates and terms compared to credit scores and loan-to-value. Homebuyers planning on buying a home should…
Getting More House For Your Money With Low Property Taxes
This guide covers getting more house for your money with low property taxes. Getting more house for your money is…
Refinancing Home Loans With Low Rates
This guide covers refinancing home loans with low rates. Thousands of homeowners were ready to refinance their mortgage loans last…
Things That Determines Your Mortgage Rates
This guide covers things that determines your mortgage rates on home loans. Mortgage rates are the interest rates that you…
Home Mortgages | Home Purchase | Income And Employment | Mortgage Rates | Real Estate Topic | Videos
How Inflation Affect The Mortgage and Housing Markets
This guide covers how inflation affects the housing and mortgage markets. Whenever you turn on the news, you hear “inflation.”…
Refinancing NON-QM To Conforming Loans
This guide covers refinancing non-QM to conforming loans with lower mortgage rates. Mortgage rates hit the highest in 2023 since…
Why You Should Not Get a 15-Year Fixed-Rate Mortgage
This guide covers why you should not get a 15-year fixed-rate mortgage. There are several good reasons Why You Should…
Mortgage Rates on Bad Credit Loans With Low Credit Scores
This guide covers mortgage rates on bad credit score loans. Are mortgage rates on bad credit loans higher? Having bad…
