How to Avoid Delays in Mortgage Loan Closings
This guide covers how to avoid delays in mortgage loan closings. When homebuyers enter a real estate purchase contract, the…
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This guide covers how to avoid delays in mortgage loan closings. When homebuyers enter a real estate purchase contract, the…
This guide covers how qualified mortgages affect borrowers and lenders on residential loans. To avoid another 2008 financial crisis, Congress…
In this blog post, we’ll discuss qualifying for FHA loans with top North Carolina FHA lenders for bad credit. It’s…
This guide covers documents required for mortgage processing and underwriting. All documents required for mortgage processing and underwriting needs to…
In this blog, we will cover and discuss manual underwriting versus automated underwriting guidelines. The Automated Underwriting System is a…
This guide covers what a credit supplement in a mortgage is and how it works. There are three major credit…
This guide covers funds in bank statements that mortgage lenders cannot use. All funds in bank statements that are newer…
This guide covers upfront costs for mortgage loans prior to closing. What would you do as a borrower if a…
In this blog, we will cover and discuss the acceptable sources of verifiable funds for closing. With the majority of…
HUD, the parent of FHA, does not require you to pay off the outstanding unpaid collection account balances in order to qualify for FHA Home Loans. However, FHA will count a percentage of any outstanding non-medical collection account balances.
This blog is about overlays in underwriting on government and conventional loans. The mortgage industry went through a major overhaul…
This guide covers getting a home loan approved after denied by a bank for your mortgage. There should be no…
This guide covers DTI calculations in community property states mortgage guidelines. DTI calculations in community property states are calculated differently…
In this blog, we will cover the role of mortgage underwriter during the mortgage process. The role of mortgage underwriter…
This guide covers how do mortgage underwriters calculate income of borrowers. Income is the most important aspect of qualifying for…
This guide addresses the issue of credit tradelines not reporting to credit bureaus. When faced with this situation, finding solutions…
This blog will cover the FHA Total Scorecard and how it works. The United States Department of Housing and Urban…
This guide covers preparing for mortgage process in Illinois. Preparing For Mortgage Process In Illinois is different than other states….
Closing costs on the Loan Estimate versus Closing Disclosure will most likely be different. The itemized closing costs on the…
In this blog, we will discuss and cover the warehouse line of credit used by mortgage bankers and correspondent lenders….
In this blog, we will cover and discuss how do mortgage underwriters qualify borrowers. Credit scores and income is what…
This blog will cover preparing for home loan before applying for a mortgage for a smooth mortgage approval without stress….