Overlays in Underwriting By Mortgage Lenders
This blog is about overlays in underwriting on government and conventional loans. The mortgage industry went through a major overhaul…
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This blog is about overlays in underwriting on government and conventional loans. The mortgage industry went through a major overhaul…
This guide covers getting a home loan approved after denied by a bank for your mortgage. There should be no…
This guide covers DTI calculations in community property states mortgage guidelines. DTI calculations in community property states are calculated differently…
In this blog, we will cover the role of mortgage underwriter during the mortgage process. The role of mortgage underwriter…
This guide covers how do mortgage underwriters calculate income of borrowers. Income is the most important aspect of qualifying for…
This guide addresses the issue of credit tradelines not reporting to credit bureaus. When faced with this situation, finding solutions…
This blog will cover the FHA Total Scorecard and how it works. The United States Department of Housing and Urban…
This guide covers preparing for mortgage process in Illinois. Preparing For Mortgage Process In Illinois is different than other states….
Closing costs on the Loan Estimate versus Closing Disclosure will most likely be different. The itemized closing costs on the…
In this blog, we will discuss and cover the warehouse line of credit used by mortgage bankers and correspondent lenders….
In this blog, we will cover and discuss how do mortgage underwriters qualify borrowers. Credit scores and income is what…
This blog will cover preparing for home loan before applying for a mortgage for a smooth mortgage approval without stress….
This guide covers changing lenders during underwriting process before closing. The mortgage approval process does not have to be stressful…
This guide covers the loan officer document checklist. This article on the Loan Officer Document Checklist is a series of…
In this blog, we will cover employer distance requirements on primary home mortgages. Employer Distance Requirements On Primary Home Mortgages…
This guide covers how underwriters qualify income to approve mortgage loans. Many mortgage loan applicants do not have the role…
This guide covers qualifying for a home loan downsizing to a smaller home. It makes no sense in having a…
This guide covers things that can delay your mortgage loan closing. A mortgage loan should be able to close in…
Borrowers should not stress during the mortgage process. . There is no reason why there should be stress during the mortgage process.
This guide covers the steps in mortgage process for closing home loan on time. Homebuyers looking to purchase a new…
This guide covers mortgage underwriter errors causing borrowers a loan denial. Mortgage underwriter errors do happen. Underwriters are human and…
In this blog post, we will explore a tackle problem many borrowers face – Mortgage Denied After Pre-Approval. The landscape…