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Mortgage After Bankruptcy and Foreclosure

Home / Mortgage After Bankruptcy and Foreclosure - Page 4
Mortgage After Foreclosure With No Waiting Period
Mortgage After Bankruptcy and Foreclosure | NON-QM Loans | Videos

Mortgage After Foreclosure With No Waiting Period

ByDale Elenteny Posted onMarch 20, 2024August 13, 2024

In this blog, we will discuss and cover mortgage after foreclosure with no waiting period with non-QM loans. Non-QM loans…

Continue Reading Mortgage After Foreclosure With No Waiting PeriodContinue

FHA Guidelines During vs After Chapter 13 Bankruptcy
Mortgage After Bankruptcy and Foreclosure | FHA Loans | Manual Underwriting | Qualifying & Getting Pre-approved | Re-Establishing Credit | Videos

FHA Guidelines During vs After Chapter 13 Bankruptcy

ByGustan Cho Posted onMarch 17, 2024August 9, 2024

This guide cover the FHA guidelines during vs after Chapter 13 Bankruptcy on FHA loans. VA and FHA guidelines during…

Continue Reading FHA Guidelines During vs After Chapter 13 BankruptcyContinue

Mortgage After Short Sales in Chicago
Mortgage After Bankruptcy and Foreclosure | FHA Loans | NON-QM Loans | Qualifying & Getting Pre-approved | Videos

Mortgage After Short Sales in Chicago FAQ and Answers

ByAlex Carlucci Posted onMarch 16, 2024August 9, 2024

This guide covers approved mortgage after short sale in Chicago FAQ and answers. Ronda Butts covers getting approved for a…

Continue Reading Mortgage After Short Sales in Chicago FAQ and AnswersContinue

Conventional Loan After Chapter 7 Bankruptcy
Mortgage After Bankruptcy and Foreclosure | Automated Underwriting System | Conventional Loans | FHA Loans | Videos

Conventional Loan After Chapter 7 Bankruptcy Mortgage Guidelines

ByGustan Cho Posted onMarch 15, 2024March 11, 2025

There’s a common misconception that only those with excellent credit scores can secure a conventional loan, while FHA loans are…

Continue Reading Conventional Loan After Chapter 7 Bankruptcy Mortgage GuidelinesContinue

HUD Bankruptcy Guidelines
Videos | Bad Credit Mortgages | Compensating Factors | Manual Underwriting | Mortgage After Bankruptcy and Foreclosure | Re-Establishing Credit

HUD Bankruptcy Guidelines After Chapter 7 And Chapter 13

ByGustan Cho Posted onMarch 13, 2024September 5, 2025

This article will discuss HUD bankruptcy guidelines following Chapter 7 and Chapter 13 bankruptcy, particularly about FHA loans. HUD Bankruptcy…

Continue Reading HUD Bankruptcy Guidelines After Chapter 7 And Chapter 13Continue

Sell and Buy House at Same Time During Chapter 13 Bankruptcy
FHA Loans | Home Possible | Manual Underwriting | Mortgage After Bankruptcy and Foreclosure | Qualifying & Getting Pre-approved | Selling Your Home | Videos

How to Buy and Sell a House While in Chapter 13 Bankruptcy

ByGustan Cho Posted onMarch 8, 2024August 8, 2024

In this blog, we will cover and discuss how to buy and sella house while in Chapter 13 Bankruptcy. Borrowers…

Continue Reading How to Buy and Sell a House While in Chapter 13 BankruptcyContinue

FHA Credit Guidelines
Bad Credit Mortgages | Credit Disputes | Credit Scores | FHA Loans | Manual Underwriting | Mortgage After Bankruptcy and Foreclosure | Videos

FHA Credit Guidelines | Guide For FHA Loan Approval

ByDale Elenteny Posted onMarch 7, 2024August 8, 2024

In this article, we will discuss and cover the FHA credit guidelines on how to get qualified for an FHA…

Continue Reading FHA Credit Guidelines | Guide For FHA Loan ApprovalContinue

Mortgage with Recent Derogatory Credit
Videos | Bad Credit Mortgages | Mortgage After Bankruptcy and Foreclosure | Mortgage With Late Payments | NON-QM Loans | Re-Establishing Credit

Mortgage With Recent Derogatory Credit in the Past 12 Months

ByGustan Cho Posted onMarch 5, 2024August 27, 2025

In this article, we will cover and discuss qualifying for a mortgage with recent derogatory credit with our non-QM loan…

Continue Reading Mortgage With Recent Derogatory Credit in the Past 12 MonthsContinue

Waiting Period To Qualify For a Mortgage
Mortgage After Bankruptcy and Foreclosure | Videos

Waiting Period to Qualify For a Mortgage After Foreclosure

ByGustan Cho Posted onMarch 5, 2024August 8, 2024

This guide cover the waiting period to qualify for a mortgage loan after foreclosure. Homeowners who had a prior foreclosure…

Continue Reading Waiting Period to Qualify For a Mortgage After ForeclosureContinue

Things to Know Before Filing Bankruptcy
Mortgage After Bankruptcy and Foreclosure | Qualifying & Getting Pre-approved | Re-Establishing Credit | Videos

Things To Know Before Filing Bankruptcy

ByGustan Cho Posted onMarch 2, 2024March 29, 2024

This guide cover the things to know before filing bankruptcy for future homebuyers. There are things to know before filing…

Continue Reading Things To Know Before Filing BankruptcyContinue

Buying House While In Chapter 13 Bankruptcy
Mortgage After Bankruptcy and Foreclosure | FHA Loans | VA Loans | Videos

Buying House While In Chapter 13 Bankruptcy

ByGustan Cho Posted onFebruary 29, 2024July 16, 2025

This blog post will explore Buying House While In Chapter 13 Bankruptcy. Chapter 13 Bankruptcy involves a structured five-year repayment…

Continue Reading Buying House While In Chapter 13 BankruptcyContinue

Waiting on Short Sale To Qualify For FHA Loans
Mortgage After Bankruptcy and Foreclosure | FHA Loans | Videos

No Waiting Period on Short Sale Mortgage Guidelines

ByAlex Carlucci Posted onFebruary 26, 2024July 8, 2025

This article cover no waiting period on short sale mortgage guidelines. For those who were homeowners during the economic meltdown…

Continue Reading No Waiting Period on Short Sale Mortgage GuidelinesContinue

Fannie Mae Chapter 13 Dismissal Guidelines
Mortgage After Bankruptcy and Foreclosure | Conventional Loans | Videos

Fannie Mae Chapter 13 Dismissal Guidelines

ByGustan Cho Posted onFebruary 21, 2024May 14, 2024

In this blog, we will cover the Fannie Mae Chapter 13 dismissal guidelines on conventional loans. One of the most…

Continue Reading Fannie Mae Chapter 13 Dismissal GuidelinesContinue

Chapter 13 Trustee Mortgage Approval
Mortgage After Bankruptcy and Foreclosure | Videos

Chapter 13 Trustee Mortgage Approval During Bankruptcy

ByMike Gracz Posted onFebruary 14, 2024August 5, 2024

Homebuyers and homeowners can secure Chapter 13 Trustee Mortgage Approval under the Chapter 13 Bankruptcy repayment plan. FHA and/or VA…

Continue Reading Chapter 13 Trustee Mortgage Approval During BankruptcyContinue

Chapter 13 Cash-Out Refinance Simplified Guidelines
Manual Underwriting | Mortgage After Bankruptcy and Foreclosure | Mortgage Processing And Underwriting | Videos

Chapter 13 Cash-Out Refinance Guidelines During Repayment

ByGustan Cho Posted onJanuary 25, 2024August 22, 2025

According to VA and HUD Chapter 13 cash-out refinance guidelines, homeowners may be eligible for a cash-out refinance on an…

Continue Reading Chapter 13 Cash-Out Refinance Guidelines During RepaymentContinue

Bankruptcy Dismissal
Mortgage After Bankruptcy and Foreclosure | Videos

Mortgage Waiting Period Guidelines After Bankruptcy Dismissal

ByAlex Carlucci Posted onJanuary 21, 2024July 29, 2024

In this article, we will cover and discuss when you can get a mortgage approval after bankruptcy dismissal. There are…

Continue Reading Mortgage Waiting Period Guidelines After Bankruptcy DismissalContinue

Mortgage Guidelines After Bankruptcy
Mortgage After Bankruptcy and Foreclosure | Videos

Mortgage Guidelines After Bankruptcy on Home Purchase

ByApril Ramirez Posted onJanuary 21, 2024July 29, 2024

In this blog, we will cover and discuss the mortgage guidelines after bankruptcy on home purchases and refinance transactions. There…

Continue Reading Mortgage Guidelines After Bankruptcy on Home PurchaseContinue

VA Refer-Eligible Findings Versus AUS Approval Guidelines
Automated Underwriting System | Manual Underwriting | Mortgage After Bankruptcy and Foreclosure | VA Loans | Videos

VA Refer-Eligible Findings Versus AUS Approval Guidelines

ByAlex Carlucci Posted onJanuary 20, 2024October 8, 2024

In this blog, we will discuss and cover VA refer-eligible findings versus AUS approval guidelines. The United States Department of…

Continue Reading VA Refer-Eligible Findings Versus AUS Approval GuidelinesContinue

Bankruptcy Dismissal Versus Bankruptcy Discharge
Mortgage After Bankruptcy and Foreclosure | Manual Underwriting | Qualifying & Getting Pre-approved | Videos

Bankruptcy Dismissal Versus Discharge Mortgage Guidelines

ByGustan Cho Posted onJanuary 11, 2024June 27, 2025

In this blog, we will cover and discuss the difference when qualifying for a mortgage after bankruptcy dismissal versus bankruptcy…

Continue Reading Bankruptcy Dismissal Versus Discharge Mortgage GuidelinesContinue

Government and Conventional Loans After Bankruptcy
Mortgage After Bankruptcy and Foreclosure | Qualifying & Getting Pre-approved | Videos

Government and Conventional Loans After Bankruptcy

ByAlex Carlucci Posted onJanuary 11, 2024January 11, 2024

This guide covers government and conventional loans after bankruptcy and foreclosure. There are mandatory waiting period requirements on government and…

Continue Reading Government and Conventional Loans After BankruptcyContinue

Chapter 13 Versus Chapter 7 Bankruptcy
Mortgage After Bankruptcy and Foreclosure | Videos

Chapter 13 Versus Chapter 7 Bankruptcy Mortgage Guidelines

ByGustan Cho Posted onJanuary 11, 2024October 9, 2024

In this blog, we will cover and discuss the mortgage guidelines Chapter 13 versus Chapter 7 Bankruptcy. Homebuyers qualifying for…

Continue Reading Chapter 13 Versus Chapter 7 Bankruptcy Mortgage GuidelinesContinue

FHA Bankruptcy Waiting Periods After Chapters 7 And 13
Mortgage After Bankruptcy and Foreclosure | Videos

FHA Bankruptcy Waiting Periods After Chapters 7 And 13

ByGustan Cho Posted onJanuary 10, 2024January 11, 2024

This article is about FHA Bankruptcy waiting periods after Chapters 7 and 13. FHA Bankruptcy wqiting period requirements were release…

Continue Reading FHA Bankruptcy Waiting Periods After Chapters 7 And 13Continue

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About Us

Gustan Cho Associates are Mortgage Advisor licensed in 48 states including Washington DC, Puerto Rico, and the U.S Virgin Islands (Not licensed in NY and MA). The team at Gustan Cho Associates has a national reputation of being able to do mortgage loans other mortgage companies cannot do. Gustan Cho Associates dba of NEXA Mortgage has a lending partnerships with over 190 wholesale mortgage lenders with dozens of no overlay lending partners on government and conventional loans and countless non-QM and alternative lending partners. Over 80% of our clients are borrowers who could not qualify at other mortgage companies either due to a last-minute mortgage loan denial due to lender overlays or because the lender did not have the mortgage loan program suited for the borrower. At Gustan Cho Associates, we only market mortgage loan products that exists and are possible.

Recent Articles

  • FHA vs Conventional Cash-Out Refinance
    FHA vs Conventional Cash-Out Refinance Mortgage LoansSeptember 8, 2025
  • What Lenders Want to See in a Borrower
    What Lenders Want to See in a Borrower for Fast ApprovalSeptember 8, 2025
  • VA Refinance Guidelines
    VA Refinance Guidelines For IRRRL and Cash-Out RefinanceSeptember 8, 2025
  • Best Bad Credit Mortgage Lenders in Alaska
    Best Bad Credit Mortgage Lenders in Alaska For Low ScoresSeptember 7, 2025

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Equal Housing Opportunity Lender Gustan Cho Associates empowered by NEXA Mortgage LLC. NMLS# 1660690,
Corporate Address: 5559 S Sossaman Rd | Bldg 1 #101, Mesa, AZ 85212 Company NMLS 1660690, Gustan Cho NMLS #873293 Company State License #: AZMB - 0944059, Branch: 17W662 Butterfield Road Suite 305 Oakbrook Terrace, Illinois 60181 Branch NMLS 2315275 AXEN is a dba of NEXA Mortgage LLC
DISCLAIMER: The author(s) contributing content to this site, accept no liability or responsibility for errors, omissions or changes in market conditions that may impact the readers' conclusions drawn or assumptions related to the content of this site. The copywritten© information contained on this site is provided on an "as is" basis, at the time of publication, without guarantees of timeliness, thoroughness, accuracy, or usefulness to the consumer. The content on this site does not constitute financial or professional advice of any kind, and readers are encouraged to consult their own professional advisors for professional advice.
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CALL NOW
  • About Us
    • Contact Us
    • Get Pre-Approved
    • Order Credit
    • FICO Simulator
    • MLO License School
    • Why Choose Us
    • Meet Our Team
    • Loan Limits
      • FHA Loan Limits
      • Conforming Loan Limits
    • Preferred Realtor Partner Network
      • Dino Hasapis | Licensed Real Estate Broker | PRPN Director
      • Oakbrook Terrace, Illinois | Gustan Cho Associates Mortgage
  • Types Of Mortgages
    • Purchase
      • Home Purchase Loans
      • Investment Property Loan
    • Refinance
      • Refinance Mortgage Options
      • Chapter 13 Bankruptcy Cash-Out-Buyout
      • FHA Streamline Refinance
      • VA Streamline Refinance
      • Refinancing NON-QM Loans Into Conventional Mortgages
      • Refinance FHA To Conventional Loans
    • FHA Home Loans
      • FHA Manual Underwriting
      • FHA Chapter 13 Bankruptcy Guidelines
      • FHA Loans For Bad Credit
      • FHA Loans For Low Credit Scores
      • FHA Collections
      • FHA Loans Charged Off Accounts
      • W-2 Income Only FHA Loans
      • FHA Loans With Tax Lien
      • FHA Loan With Judgment
    • VA Home Loans
      • VA Manual Underwriting
      • VA Chapter 13 Bankruptcy Guidelines
      • VA Loans For Bad Credit
      • VA Loans For Low Credit Scores
      • VA Loans With Charged-Off Accounts
      • W-2 Income Only VA Loans
      • VA Loans with Tax Lien
      • VA Loan with Judgment
    • USDA Loans
    • DACA Mortgage Loans
    • Conventional Loans
      • Conventional Loans W-2 Income ONLY Mortgages
      • Conventional Loans After Foreclosure
      • Conventional Loans After Bankruptcy
      • Conventional Loan With Tax Lien
      • Conventional Loan With Judgment
    • Condotel Financing
    • NON-QM Loans
      • Bank Statement Loans
      • DSCR Loans
      • Asset-Depletion
      • Foreign Nationals
      • ITIN Mortgage Loans
      • No-Doc Loans
    • Jumbo Mortgage
    • FHA 203K Loans
    • Reverse Mortgages
    • Commercial Loans
  • Careers
    • Can Realtors Be MLOs At The Same Time
    • Career Opportunities
      • Training a New Mortgage Loan Officer Without Any Experience
      • MLO License School
    • Mortgage Branch Careers
    • Remote Mortgage Loan Officer Career Opportunities
    • How Do I Become A Mortgage Loan Officer
    • MLO Revenue Share Residual Income Opportunity
  • Videos
  • Blogs
    • Headline News Archives
  • Testimonials
  • Talk To A Loan Officer
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