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Income And Employment

Home / Income And Employment - Page 2
Buying House With New Job and Employment Gaps
Gaps In Employment | Income And Employment | Videos

Buying House With New Job and Employment Gaps

ByAnngelli Abenes Posted onMay 9, 2024August 28, 2024

In guide covers buying house with new job and gaps in employment. Many homebuyers are concerned about qualifying for a…

Continue Reading Buying House With New Job and Employment GapsContinue

Using FHA Loans For Self-Employed Borrowers
Home Purchase | Income And Employment | Videos

Using FHA Loans For Self-Employed Borrowers to Buy a Home

ByGustan Cho Posted onApril 30, 2024August 23, 2024

In this blog, we will discuss and cover using FHA loans for self-employed borrowers on a home purchase. Using FHA…

Continue Reading Using FHA Loans For Self-Employed Borrowers to Buy a HomeContinue

Excluding Debts From Co-Signed Loans To Qualify For Mortgage
High Debt To Income Ratio | Income And Employment | Videos

Excluding Debts From Co-Signed Loans To Qualify For Mortgage

ByGustan Cho Posted onApril 16, 2024April 7, 2025

This guide covers excluding debts from co-signed loans to qualify for mortgage loans. Mortgage borrowers who are co-signers on debts…

Continue Reading Excluding Debts From Co-Signed Loans To Qualify For MortgageContinue

VA Loans Residual Income
VA Loans | Home Mortgages | Income And Employment | Videos

VA Loans Residual Income Guidelines For 2024

ByAlex Carlucci Posted onApril 15, 2024August 19, 2024

Lenders can offer 100% with no mortgage insurance at competitive low mortgage rates on VA loans due to the government guarantee against loss or foreclosure on VA loans. VA loans have no maximum debt-to-income ratio cap on VA loans.

Continue Reading VA Loans Residual Income Guidelines For 2024Continue

Mortgage With Multiple Jobs
Income And Employment | Gaps In Employment | Home Mortgages | Videos

How To Calculate Income For Mortgage With Multiple Jobs

ByGustan Cho Posted onApril 4, 2024January 29, 2025

This blog will cover and discuss how to calculate income for mortgage with multiple jobs. Homebuyers can qualify for a…

Continue Reading How To Calculate Income For Mortgage With Multiple JobsContinue

Declining And Irregular Income
Income And Employment | Mortgage Denial | Self-Employed Borrowers | Videos

How Mortgage Underwriters View Declining And Irregular Income?

ByGustan Cho Posted onMarch 29, 2024August 15, 2024

In this blog, we will cover and discuss how mortgage underwriters view the declining and irregular income of borrowers. There…

Continue Reading How Mortgage Underwriters View Declining And Irregular Income?Continue

Self-Employed Mortgage Borrowers
Income And Employment | Bank Statement Loans | NON-QM Loans | Videos

Self-Employed Mortgage Borrowers With No Income Tax Returns

ByAlex Carlucci Posted onMarch 25, 2024August 15, 2024

In this guide, we will cover self-employed mortgage borrowers with no income tax returns required on a home purchase. Many…

Continue Reading Self-Employed Mortgage Borrowers With No Income Tax ReturnsContinue

Social Security Income For Mortgage Lending Guidelines
Income And Employment

Social Security Income For Mortgage Lending Guidelines

ByDale Elenteny Posted onMarch 25, 2024January 30, 2025

In this blog, we will discuss and cover social security income for mortgage income guidelines on government and conventional loans….

Continue Reading Social Security Income For Mortgage Lending GuidelinesContinue

Temporary Unemployment Mortgage Guidelines
Income And Employment | Qualifying & Getting Pre-approved | Videos

Temporary Unemployment Mortgage Guidelines

ByGustan Cho Posted onMarch 21, 2024August 14, 2024

This guide coverss temporary unemployment mortgage guidelines on home purchases. The coronavirus pandemic that hit the United States sent millions…

Continue Reading Temporary Unemployment Mortgage GuidelinesContinue

How Do Mortgage Underwriters Calculate Income of Borrowers
Mortgage Processing And Underwriting | Income And Employment | NON-QM Loans | Videos

How Do Mortgage Underwriters Calculate Income of Borrowers

ByGustan Cho Posted onMarch 20, 2024October 8, 2024

This guide covers how do mortgage underwriters calculate income of borrowers. Income is the most important aspect of qualifying for…

Continue Reading How Do Mortgage Underwriters Calculate Income of BorrowersContinue

The Struggle of Car Loans
Auto Loans | High Debt To Income Ratio | Home Mortgages | Income And Employment | Qualifying & Getting Pre-approved | Videos

The Struggle of Car Loans During Mortgage Process

ByAlex Carlucci Posted onMarch 18, 2024August 9, 2024

This guide cover the struggle of car loans during the mortgage process. Looking to buy a new car? Like most…

Continue Reading The Struggle of Car Loans During Mortgage ProcessContinue

Remote Wage-Earner Mortgage Guidelines
Income And Employment | High Debt To Income Ratio | Videos

Remote Wage-Earner Mortgage Guidelines on Home Loans

ByGustan Cho Posted onMarch 15, 2024January 31, 2025

This guide covers remote wage-earner mortgage guidelines on home loans. Remote Wage-Earner Mortgage Guidelines On Home Loans allow borrowers who…

Continue Reading Remote Wage-Earner Mortgage Guidelines on Home LoansContinue

FHA Work History Guidelines
Income And Employment | FHA Loans | Gaps In Employment | Videos

FHA Work History Guidelines on Non-Traditional Jobs and Gaps

ByAnngelli Abenes Posted onMarch 8, 2024February 25, 2025

FHA Work History Guidelines: Can You Qualify with Gaps in Employment? If you’ve been dreaming of owning a home but…

Continue Reading FHA Work History Guidelines on Non-Traditional Jobs and GapsContinue

Continuation of Income Guidelines
Income And Employment | Videos

Continuation of Income Guidelines of Mortgage Lenders

ByGustan Cho Posted onMarch 2, 2024March 4, 2024

This guide covers continuation of income guidelines of mortgage lenders. The ability to repay is one of the most important…

Continue Reading Continuation of Income Guidelines of Mortgage LendersContinue

Qualifying Income
Income And Employment | Videos

What is Considered Qualifying Income For Mortgage Loans

ByGustan Cho Posted onMarch 2, 2024March 2, 2024

This guide covers the types of income that mortgage lenders consider qualifying income can use for mortgage loans. Not all…

Continue Reading What is Considered Qualifying Income For Mortgage LoansContinue

How to Buy a House With Bad Credit
Bad Credit Mortgages | Income And Employment | Qualifying & Getting Pre-approved | Re-Establishing Credit | Videos

How To Buy a House With Bad Credit

ByAlex Carlucci Posted onMarch 1, 2024March 4, 2024

This guide covers how to buy a house with bad credit.  Many folks assume you cannot get a mortgage loan…

Continue Reading How To Buy a House With Bad CreditContinue

Two FHA Loans At The Same Time
FHA Loans | Home Purchase | Income And Employment | Investment Homes | Real Estate Topic | Videos

Can I Have Two FHA Loans at The Same Time

ByGustan Cho Posted onFebruary 28, 2024August 8, 2024

This guide explains the requirements for obtaining two FHA loans at the same time. This is important information for those…

Continue Reading Can I Have Two FHA Loans at The Same TimeContinue

Employer Distance Requirements
Income And Employment | Mortgage Processing And Underwriting | Qualifying & Getting Pre-approved | Videos

Employer Distance Requirements on Primary Home Mortgages

ByApril Ramirez Posted onFebruary 28, 2024April 7, 2025

In this blog, we will cover employer distance requirements on primary home mortgages. Employer Distance Requirements On Primary Home Mortgages…

Continue Reading Employer Distance Requirements on Primary Home MortgagesContinue

How Underwriters Qualify Income
Income And Employment | Mortgage Processing And Underwriting | Videos

How Underwriters Qualify Income To Approve Mortgage Loans

ByGustan Cho Posted onFebruary 27, 2024January 24, 2025

This guide covers how underwriters qualify income to approve mortgage loans. Many mortgage loan applicants do not have the role…

Continue Reading How Underwriters Qualify Income To Approve Mortgage LoansContinue

Mortgage Qualifying With Part-Time Income
Income And Employment

Mortgage Qualifying With Part-Time Income and Other Income

ByApril Ramirez Posted onFebruary 26, 2024February 25, 2025

In this blog post, we’ll delve into Mortgage Qualifying With Part-Time Income and Other Income and explore lending guidelines regarding…

Continue Reading Mortgage Qualifying With Part-Time Income and Other IncomeContinue

Job Relocation Mortgage Guidelines
Income And Employment | Qualifying & Getting Pre-approved | Videos

Out-of State Job Relocation Mortgage Guidelines

ByApril Ramirez Posted onFebruary 23, 2024April 7, 2025

This manual provides information on Job Relocation Mortgage Guidelines for individuals purchasing homes in a different state. According to these…

Continue Reading Out-of State Job Relocation Mortgage GuidelinesContinue

Losing Job During Mortgage Process
Income And Employment | Gaps In Employment | Videos

Home Loan Approval After Losing Job During Mortgage Process

ByGustan Cho Posted onFebruary 15, 2024April 29, 2025

This guide covers how to close on home loan after losing job during mortgage process. We will show you qualifying…

Continue Reading Home Loan Approval After Losing Job During Mortgage ProcessContinue

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About Us

Gustan Cho Associates are Mortgage Advisor licensed in 48 states including Washington DC, Puerto Rico, and the U.S Virgin Islands (Not licensed in NY and MA). The team at Gustan Cho Associates has a national reputation of being able to do mortgage loans other mortgage companies cannot do. Gustan Cho Associates dba of NEXA Mortgage has a lending partnerships with over 190 wholesale mortgage lenders with dozens of no overlay lending partners on government and conventional loans and countless non-QM and alternative lending partners. Over 80% of our clients are borrowers who could not qualify at other mortgage companies either due to a last-minute mortgage loan denial due to lender overlays or because the lender did not have the mortgage loan program suited for the borrower. At Gustan Cho Associates, we only market mortgage loan products that exists and are possible.

Recent Articles

  • Hard Money Lenders
    Simple Truth: What Are Hard Money Lenders and How They HelpMay 5, 2025
  • Wholesale Mortgage Lenders for Non-Prime Loans
    Best Wholesale Mortgage Lenders For Non-Prime LoansMay 5, 2025
  • Qualifying for Mortgage with Irregular Income
    Qualifying For Mortgage With Irregular IncomeApril 30, 2025
  • Home Loan with Tax Lien
    Home Loan With Tax Lien And Judgment Mortgage GuidelinesApril 29, 2025

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Equal Housing Opportunity Lender Gustan Cho Associates empowered by NEXA Mortgage LLC. NMLS# 1660690,
Corporate Address: 3100 Ray Road Suite 201 Office # 209 | Chandler AZ 85226 Company NMLS 1660690, Gustan Cho NMLS #873293 Company State License #: AZMB - 0944059, Branch: 17W662 Butterfield Road Suite 305 Oakbrook Terrace, Illinois 60181 Branch NMLS 2315275 AXEN is a dba of NEXA Mortgage LLC
DISCLAIMER: The author(s) contributing content to this site, accept no liability or responsibility for errors, omissions or changes in market conditions that may impact the readers' conclusions drawn or assumptions related to the content of this site. The copywritten© information contained on this site is provided on an "as is" basis, at the time of publication, without guarantees of timeliness, thoroughness, accuracy, or usefulness to the consumer. The content on this site does not constitute financial or professional advice of any kind, and readers are encouraged to consult their own professional advisors for professional advice.
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CALL NOW
  • About Us
    • Contact Us
    • Get Pre-Approved
    • Order Credit
    • FICO Simulator
    • MLO License School
    • Why Choose Us
    • Meet Our Team
    • Loan Limits
      • FHA Loan Limits
      • Conforming Loan Limits
    • Preferred Realtor Partner Network
      • Dino Hasapis | Licensed Real Estate Broker | PRPN Director
      • Oakbrook Terrace, Illinois | Gustan Cho Associates Mortgage
  • Types Of Mortgages
    • Purchase
      • Home Purchase Loans
      • Investment Property Loan
    • Refinance
      • Refinance Mortgage Options
      • Chapter 13 Bankruptcy Cash-Out-Buyout
      • FHA Streamline Refinance
      • VA Streamline Refinance
      • Refinancing NON-QM Loans Into Conventional Mortgages
      • Refinance FHA To Conventional Loans
    • FHA Home Loans
      • FHA Manual Underwriting
      • FHA Chapter 13 Bankruptcy Guidelines
      • FHA Loans For Bad Credit
      • FHA Loans For Low Credit Scores
      • FHA Collections
      • FHA Loans Charged Off Accounts
      • W-2 Income Only FHA Loans
      • FHA Loans With Tax Lien
      • FHA Loan With Judgment
    • VA Home Loans
      • VA Manual Underwriting
      • VA Chapter 13 Bankruptcy Guidelines
      • VA Loans For Bad Credit
      • VA Loans For Low Credit Scores
      • VA Loans With Charged-Off Accounts
      • W-2 Income Only VA Loans
      • VA Loans with Tax Lien
      • VA Loan with Judgment
    • USDA Loans
    • How to Get DACA Mortgage Loans Without the Stress
    • Conventional Loans
      • Conventional Loans W-2 Income ONLY Mortgages
      • Conventional Loans After Foreclosure
      • Conventional Loans After Bankruptcy
      • Conventional Loan With Tax Lien
      • Conventional Loan With Judgment
    • Condotel Financing
    • NON-QM Loans
      • Bank Statement Loans
      • DSCR Loans
      • Asset-Depletion
      • Foreign Nationals
      • ITIN Mortgage Loans
      • No-Doc Loans
    • Jumbo Mortgage
    • FHA 203K Loans
    • Reverse Mortgages
    • Commercial Loans
  • Careers
    • Can Realtors Be MLOs At The Same Time
    • Career Opportunities
      • Training a New Mortgage Loan Officer Without Any Experience
      • MLO License School
    • Mortgage Branch Careers
    • Remote Mortgage Loan Officer Career Opportunities
    • How Do I Become A Mortgage Loan Officer
    • MLO Revenue Share Residual Income Opportunity
  • Videos
  • Blogs
    • Headline News Archives
  • Testimonials
  • Talk To A Loan Officer
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