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ByGustan Cho
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This guide covers Fannie Mae HomeStyle Mortgage Guidelines on conventional loans. Have you thought about adding a pool to your property? Or how about redoing your kitchen or bathrooms? How about remodeling your outdated home and modernizing it without moving to a new home. John Strange, a senior loan officer at Gustan Cho Associates explains…
ByCharlotte Hopper
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This guide covers frequently asked questions about how climate change affects real estate prices. John Strange, a senior loan officer at Gustan Cho Associates, explains how climate change affects real estate prices: Climate Change and Water Supply: Effects on Real Estate in the USA Air Pollution: Consider when buying property Water Pollution Threatens Real Estate…
ByRonda Butts
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This guide covers the best places to buy waterfront property for boating and recreational watersports. We will discuss buying a house in the perfect state for boating and watersports. Are you ready to set sail on a thrilling adventure where the sun-kissed waves become your playground and every day feels like a dream? Welcome aboard…
ByAlex Carlucci
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This guide covers how inflation affects the housing and mortgage markets. Whenever you turn on the news, you hear “inflation.” In this article, we will review the current inflation rate throughout the country and break it down by sector. We will also go one step further and discuss inflation’s effects on the mortgage market. The…
ByGustan Cho
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This guide covers debt-to-income ratio overlays versus agency mortgage guidelines. We will be discussing what debt-to-income ratio overlays by independent lenders are. Debt To Income Ratio Overlays is additional guidelines that an individual lender sets on top of the minimum lending requirements mandated by the particular mortgage loans program, such as FHA, VA, USDA, Fannie…
ByAlex Carlucci
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This guide covers why you should not get a 15-year fixed-rate mortgage. There are several good reasons Why You Should Not Get A 15-Year Fixed-Rate Mortgage. Most homebuyers are financially stable when they are in the process of buying a home. They are often confident their job and income will remain secure. John Strange, a…
ByRonda Butts
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In this guide, we will discuss buying a house in Savannah Georgia. This guide covers discovering the charm of Savannah Georgia. This is a guide to relocating to Georgia’s Coastal Gem. Savannah, Georgia, is a city that captures the hearts of all who visit. From its charming cobblestone streets to its iconic Spanish moss-draped trees,…
ByRonda Butts
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This guide covers moving and buying a house in a Coastal City in the United States. Have you ever dreamed of waking up to the sound of waves crashing against the shore or watching a stunning sunset over the ocean every evening? If so, then it’s time to consider moving to a coastal city in…
ByGustan Cho
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This guide covers mortgage pre-approval issued by underwriters. Over 80% of our borrowers at Gustan Cho Associates are folks who either got a last-minute mortgage loan denial or are stressed during their mortgage process with their current lender. Alex Carlucci, a senior loan officer at Gustan Cho Associates, explains the reasons for a last-minute mortgage…
BySarah Wu
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This guide covers home-buying mistakes by first-time homebuyers. Gustan Cho Associates Mortgage Group offers numerous loan options without LENDER OVERLAYS. The vast array of mortgage options can sometimes be overwhelming for some clients. That is where your loan officer comes into play. Our team has experienced loan officers who will provide the best long-term advice….
ByCharlotte Hopper
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This guide covers what to look for when buying beachfront property in Florida. We will discuss the risks and strategies for buying beachfront property in Florida. With its picturesque coastline and year-round sunshine, Florida has long been a popular destination for beach lovers and real estate investors. Buying beachfront property in Florida can be an…
ByRonda Butts
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This blog covers a guide to buying a house in Charlotte North Carolina. While well-established neighborhoods like Myers Park and Dilworth have long been famous for real estate investment, countless hidden gems throughout the city offer incredible growth and return on investment potential. Here is what Alaina Phillips, a dually licensed realtor and loan officer…
ByRonda Butts
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This guide covers buying a house in Salt Lake City Utah, and how to get approved for a mortgage. Breaking Down the Numbers: A Comprehensive Look at the Salt Lake City Real Estate Market. Are you curiously interested in learning about the real estate market in Salt Lake City? The cost of living index in…
ByGustan Cho
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This guide covers the waiting period mortgage guidelines after housing events and bankruptcy. Homebuyers with prior bankruptcy, foreclosure, deed-in-lieu of foreclosure, or short sale have a mandatory waiting period to qualify for a mortgage. FHA, VA, and USDA loan programs have a waiting period of 2 years after Chapter 7 bankruptcy. Waiting period mortgage guidelines…
ByGustan Cho
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This guide covers why rent when you can own a home. We will discuss the advantages of owning versus renting a home. We have discussed the advantages of owning versus renting in previous blogs. Every renter should seriously consider buying a home, and when they realize how easy it is, they will question why rent…
ByCharlotte Hopper
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This article will discuss buying a home in Florida and knowing the area. According to the Independent Journal and the Florida Realtor Association, Florida is one of the top three states people are moving to. Florida Home Purchase is again set to be a Real Estate Hot-Spot for 2023. The local Florida Realtors gathered again…
ByApril Ramirez
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This guide covers buying spec home by builders versus building new home. Buying Spec Home by home builders can offer many benefits for home buyers. Spec homes are new-construction homes that have already been built and are furnished. John Strange of Gustan Cho Associates defines a spec home, also called a builder’s model home, as…
ByApril Ramirez
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This guide will cover the recent trends and issues in mortgage regulations for homebuyers and homeowners. We now have an update on recent trends and issues in mortgage regulations. Recent Trends And Issues In Mortgage Regulations for RESPA and HUD are ongoing. The implementation of the Consumer Financial Protection Bureau to be the enforcement agency of…
ByRonda Butts
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This guide will cover the best neighborhoods with water features in Phoenix to buy a house. We will discuss the top subdivisions in the Phoenix area with stunning water features. Are you on the hunt for a new home in Phoenix, Arizona? Do you have a love for tranquil water features and serene surroundings? Then…
BySarah Wu
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In this guide, we will cover oceanfront homes in Puerto Rico. Imagine waking up to the gentle sound of waves crashing against the shore, feeling the ocean breeze on your skin, and witnessing panoramic views of the sparkling blue waters daily. This is the allure of oceanfront homes in Puerto Rico, where owning a dream…
ByRonda Butts
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This guide will cover closing more real estate deals in shifting markets. We will discuss how to be still a top-producing realtor and loan officer in a market where rates are skyrocketing, and inflation numbers are out of control. Dino Hasapis is a top-producing real estate agent at Compass Real Estate in Chicago. Dino advises…
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