Seller Financing on Home Purchase For Buyers With Bad Credit
In this blog, we will discuss and cover seller financing on home purchase. The housing market has recovered from the…
Online Mortgage Shopping Changed Mortgage Lending
In this blog, we will cover and discuss how online mortgage shopping changed mortgage lending. The Greatest Benefits Of Online…
Colorado Mortgage Loan Limits on FHA and Conforming Loans
In this blog, we will cover and discuss Colorado mortgage loan limits on FHA and Conventional Loans. Just like the…
How To Avoid Customer Complaints By Mortgage Borrowers
In this blog, we will cover and discuss how to avoid customer complaints by mortgage borrowers. Mortgage customer complaints have…
Education Around The Mortgage Industry And Lending Guidelines
In this article, we will cover and discuss education around the mortgage industry and lending guidelines. Good Evening to each…
Origination Fees And Discount Points On Mortgage Loans
In this blog, we will cover and discuss origination fees and discount points on mortgage loans. In the following paragraphs,…
Roles Of Fannie Mae And Freddie Mac In The Mortgage Industry
In this blog, we will cover and discuss the roles of Fannie Mae and Freddie Mac in the housing and…
Paying Off Mortgage Early Prior To End Of The Loan Term
In this blog, we will discuss and cover paying mortgage early prior to the end of the home mortgage term….
All In One Mortgage to Reduce Interest on Your Home Mortgage
Gustan Cho Associates are always expanding the mortgage programs we offer to our clients such as our new all-in-one mortgage…
Making Extra Monthly Mortgage Payments To Pay Off Loan Early
In this blog, we will discuss and cover the topic of making extra monthly mortgage payments to pay off loan…
Credit Requirements Needed To Get Approved For A Mortgage
One of the most frequently asked by first-time homebuyers is what are the credit requirements needed to get approved for…
FHA Lenders With No Overlays In California On FHA Loans
Many lenders in California have lender overlays on FHA loans due to the state having many high-cost areas.
Reserves Requirement On Home Loan By Mortgage Lenders
Reserves are not required on single-family homes if you get an approve/eligible per automated underwriting system findings.
How Mortgage Forbearance Affected The Housing Market
This Article Is About How Mortgage Forbearance Affected The Housing Market: How Mortgage Forbearance Affected The Housing Market In The…
Qualifying At Banks Versus Mortgage Companies For Mortgage
This Article Is About Qualifying At Banks Versus Mortgage Companies For Mortgage When a home buyer thinks of getting pre-qualified…
Credit Card Balances Impacts Credit Scores To Qualify For FHA Loans
This ARTICLE Is About Credit Card Balances Impacts Credit Scores High credit card balances impact credit scores to qualify for…
Changes In Mortgage Lending And Guidelines And How It Affects Buyers
This Article Is About Changes In Mortgage Lending And Guidelines And How It Affects Buyers 2021 has come and is…
Owner Financing On Home Purchase For Buyers And Sellers
This article covers Owner Financing On Home Purchase For Buyers And Sellers Owner financing is a great option for homebuyers…
What Do Mortgage Lenders Want To See In A Borrower?
This Article Is About What Do Mortgage Lenders Want To See In A Borrower The number one concern lenders have…
How to Choose the Best Mortgage Lender
Choosing the right mortgage lender saves you time and money. But how do you find the best mortgage lender?
Compare mortgage rates by requesting quotes
Interview a few of the top candidates
Pick a lender you trust with competitive pricing
Note that the best mortgage lender for you won’t necessarily be the best lender for your neighbor.
Reserves First Time Home Buyers Required By Lenders
First-time homebuyers normally do not have to worry about reserves when buying a home. The only thing first-time homebuyers have to worry about is the down payment and closing costs. The closing costs are generally covered with the seller’s concession by the home seller. However, sellers’ concessions are difficult to get during a bidding war and/or during a hot hosuing market.
