California Housing Market Forecast For 2025
This article will discuss the California Housing Market Forecast for homebuyers of primary owner-occupant homes, second homes, investment homes, and…
Understanding FHA Guidelines On Credit Scores Versus DTI
Borrowers who have credit scores under 620 FICO need a lower debt to income ratio to get an approve/eligible per automated underwriting system.
Mortgage With a Recent Eviction: The Expert Guide
Is it possible to get a mortgage with a recent eviction? It’s a common worry – can someone get a…
Direct Versus Correspondent Lender Explained
In this article on the difference between a direct versus correspondent lender, we will explore the advantages and disadvantages of…
Buying House In Community Property States
This guide covers buying house in community property states. Buying house in community property states can be tricky on certain…
Mortgage Options For Homebuyers in Idaho With Bad Credit
In this article, we will cover and discuss mortgage options for homebuyers in Idaho with bad credit and low credit…
Pre-Qualifying Borrowers With Bad Credit For Mortgage Loans
In this blog, we will be covering pre-qualifying borrowers with bad credit for mortgage loans. This article on pre-qualifying borrowers…
Minimum Credit Score Mortgage Guideline on Home Loans
This guide covers the minimum credit score mortgage guidelines on home loans. Income, credit, credit history, and credit scores are…
Buying Down Mortgage Rates With Discount Points
In general, borrowers buy down mortgage rates to get a lower rate on their home loans. However, there are instances where borrowers need to buy down rates due to loan level pricing adjustments due to lower credit scores
Colorado Mortgage Loan Limits on FHA and Conforming Loans
This blog will explore and discuss the Colorado mortgage loan limits for FHA and Conventional Loans. Similar to trends nationwide,…
Comparing FHA Versus Conforming Mortgages
This guide compares FHA versus conforming mortgages, the two most popular mortgage loan programs for homebuyers in the United States….
Steps To Buying a House in Washington DC
In this blog, we will cover the frequently asked question of what are the steps to buying a house in…
Conditional Loan Approval | Home Mortgage | Mortgage Processing And Underwriting | Qualifying & Getting Pre-approved | Videos
Qualifying Borrowers For Mortgage on Purchase and Refinance
This guide covers the process of qualifying borrowers for mortgage on home purchases and refinances. From the application stage to…
Shopping For Insurance With Best Premium and Terms
This guide covers shopping for insurance for the best premium and terms during the mortgage process. Shopping for insurance is…
Home Mortgage | Career Opportunities/Loan Officer Training | First Time Home Buyers | Mortgage Processing And Underwriting | Real Estate Topic | Videos
Realtors Marketing Package For Home Buyers
This guide covers realtors marketing package for home buyers, real estate agents and referral partners. Home buyers rely on their…
Home Mortgage | Career Opportunities/Loan Officer Training | Mortgage Processing And Underwriting | Videos
How Mortgage Brokers Get Paid on Closed Home Loans
This guide covers how mortgage brokers get paid on closed home loans. Mortgage brokers, loan originators, or loan officers are…
Home Buying Stress During Mortgage Underwriting Process
This article is about Why Mortgage Process Is Biggest Home Buying Stress The process of buying a home can be…
Verification Of Mortgage Guidelines And Requirements By Lenders
This Article Is About Verification Of Mortgage Guidelines And Requirements By Lenders. A Verification of Mortgage, commonly known as VOM,…
How Does Prenuptial Agreements Affect Mortgages
This guide covers how prenuptial agreements affect mortgage loans. You may have heard of prenuptial agreements if you plan to…
Buying a Home From a Family Member With a Gift of Equity
This guide covers buying a home from a family member with no down payment or closing costs with a gift…
Sellers Concessions And Tax Prorations On Illinois Home Purchase
Understanding Sellers Concessions and Tax Prorations in Illinois Home Purchases Illinois home buyers benefit from a unique financial advantage that…
Conventional Loans | Down Payment Assistance | FHA Loans | Home Mortgage | Mortgage Rates | NON-QM Loans | Videos
Mortgage Guidelines on Home Loans
This guide covers changes in mortgage guidelines on home loans and year-end recap. 2023 was a tough year for the…
