Compensating Factors on Manual Underwriting
Mortgage Underwriters will require one or more compensating factors for borrowers with higher debt to income ratio on manual underwrites to offset the risk of the higher DTI.
Bad Credit Mortgages | Conventional Loans | FHA Loans | Mortgage After Bankruptcy and Foreclosure | Qualifying & Getting Pre-approved | Videos
FHA Versus Conventional Mortgage After Bankruptcy
This guide cover FHA versus conventional mortgage after bankruptcy. There are differences in when and how you can qualify for…
Written Payment Agreements With Creditors
This guide covers setting up written payment agreements with creditors and collection agencies so you can qualify and get pre-approved…
Home Loan With No Credit Tradelines Mortgage Guidelines
This guide covers qualifying for a home loan with no credit tradelines mortgage guidelines. The team at Gustan Cho Associates…
Credit Scores Required For FHA and VA Loans
This guide covers the credit scores required for FHA and VA loans. Many borrowers are confused about the credit scores…
Solutions For No Credit Scores on Mortgage Approval
This guide covers solutions for no credit scores on mortgage loan approvals. There are cases where consumers do not have…
Refinancing Your California Mortgage Loan
This guide covers refinancing your California mortgage loan during high rates and soaring inflation. California Homeowners Should Explore Refinancing Your…
Bad Credit Mortgages | Credit Scores | FHA Loans | First Time Home Buyers | Home Mortgage | Re-Establishing Credit | Videos
Home Loans With No Credit Mortgage Guidelines
This guide covers applying for and getting approved for home loans with no credit. We have covered many blogs on…
Debt-To-Income Ratio Overlays Versus Agency Guidelines
This guide covers debt-to-income ratio overlays versus agency mortgage guidelines. We will be discussing what debt-to-income ratio overlays by independent…
Why Rent When You Can Own a Home With DPA
This guide covers why rent when you can own a home. We will discuss the advantages of owning versus renting…
Mortgage Lending Guidelines on Traditional Home Loans
Conventional Loans also referred to as Conforming Loans are not guaranteed and/or insured by the federal government. Conventional Loans need to …..
How to Find Mortgage Lenders For The Best Rates
This guide will cover finding the best mortgage lenders for the best rates. Buying a home is a significant milestone,…
FHA Versus Conforming Loans Mortgage Lending Guidelines
This guide will cover the difference between FHA versus conforming loans. We will discuss FHA versus conforming loans mortgage lending…
Credit Score Needed For Mortgage on Home Loans
This blog will cover the credit score needed for mortgage on home loans. We will cover the frequently asked question…
Overlays With FHA Loans By Mortgage Lenders
This blog will cover overlays with FHA loans compared to HUD agency guidelines. FHA loans are the most popular home…
FHA Jumbo Lenders in Hawaii For High-Balance Loans
In this blog, we will cover and discuss qualifying for a high-balance FHA loan with FHA Jumbo Lenders in Hawaii…
FHA Loan With Bad Credit Versus Late Payments
There is a major difference in qualifying for an FHA Loan With Bad Credit Versus Late Payments. FHA loans are…
FHA Credit Score Determines Mortgage Rate Pricing For 2022
In this article, we will discuss and cover how FHA credit score determines mortgage rate pricing on FHA loans. FHA…
Best Bad Credit Mortgage Lenders in Alaska For Low Scores
In this blog, we will cover and discuss the best bad credit mortgage lenders in Alaska for FHA loans. The…
FHA High-Balance Lenders in New Jersey With Low Rates | 2022
In this blog, we will cover and discuss qualifying for FHA jumbo loans with FHA High-Balance Lenders in New Jersey…
South Dakota FHA Lenders For Under 600 FICO With Collections
In this blog, we will cover and discuss qualifying for FHA loans with South Dakota FHA lenders for under 600…
