Compensating Factors on Manual Underwriting
Mortgage Underwriters will require one or more compensating factors for borrowers with higher debt to income ratio on manual underwrites to offset the risk of the higher DTI.
Bad Credit Mortgages | Conventional Loans | FHA Loans | Mortgage After Bankruptcy and Foreclosure | Qualifying & Getting Pre-approved | Videos
FHA Versus Conventional Mortgage After Bankruptcy
This guide cover FHA versus conventional mortgage after bankruptcy. There are differences in when and how you can qualify for…
Written Payment Agreements With Creditors
This guide covers setting up written payment agreements with creditors and collection agencies so you can qualify and get pre-approved…
Credit Scores Required For FHA and VA Loans
This guide covers the credit scores required for FHA and VA loans. Many borrowers are confused about the credit scores…
Solutions For No Credit Scores on Mortgage Approval
This guide covers solutions for no credit scores on mortgage loan approvals. There are cases where consumers do not have…
Bad Credit Mortgages | Credit Scores | FHA Loans | First Time Home Buyers | Home Mortgages | Re-Establishing Credit | Videos
Home Loans With No Credit Mortgage Guidelines
This guide covers applying for and getting approved for home loans with no credit. We have covered many blogs on…
Mortgage Lending Guidelines on Traditional Home Loans
Conventional Loans also referred to as Conforming Loans are not guaranteed and/or insured by the federal government. Conventional Loans need to …..
How to Find Mortgage Lenders For The Best Rates
This guide will cover finding the best mortgage lenders for the best rates. Buying a home is a significant milestone,…
Credit Score Needed For Mortgage on Home Loans
This blog will cover the credit score needed for mortgage on home loans. We will cover the frequently asked question…
Overlays With FHA Loans By Mortgage Lenders
This blog will cover overlays with FHA loans compared to HUD agency guidelines. FHA loans are the most popular home…
FHA Jumbo Lenders in Hawaii For High-Balance Loans
In this blog, we will cover and discuss qualifying for a high-balance FHA loan with FHA Jumbo Lenders in Hawaii…
FHA Loan With Bad Credit Versus Late Payments
There is a major difference in qualifying for an FHA Loan With Bad Credit Versus Late Payments. FHA loans are…
FHA Credit Score Determines Mortgage Rate Pricing For 2022
In this article, we will discuss and cover how FHA credit score determines mortgage rate pricing on FHA loans. FHA…
FHA Loan Denied For Low Credit Scores in Ohio | AUS Approval
In this article, we will cover and discuss the options homebuyers have after they got an FHA loan denied for…
Best Lenders After Mortgage Denial in Iowa Due to Overlays
In this blog, we will discuss and cover choosing the best lenders after mortgage denial in Iowa due to the…
FHA Streamline Refinance in Wisconsin with Best Rates
In this article, we will discuss and cover qualifying for an FHA streamline refinance in Wisconsin with the best rates…
FHA Loans With 580 FICO in West Virginia with No Overlays
In this article, we will cover and discuss qualifying for FHA loans with 580 FICO in West Virginia and getting…
FHA Loans With Under 620 FICO in Utah with Collections
In this article, we will cover and discuss qualifying for FHA loans with under 620 FICO in Utah with outstanding…
FHA Loans Versus Non-QM Loans for Bad Credit Borrowers
We will be comparing FHA loans versus non-QM loans for homebuyers with credit/income issues and have you fully understand the…
Florida FHA Loan Requirements: How To Get Approved With Bad Credit
In this blog, we will cover and explain the Florida FHA loan requirements in detail and advise homebuyers on how…
FHA Loan Guidelines Alabama For Homebuyers
This Article Is About FHA Loan Guidelines Alabama For First-Time Homebuyers and borrowers with bad credit. Due to the lenient…
HUD FHA 203h Mortgage Guidelines For Disaster Victims
This Article Is About HUD FHA 203h Mortgage Guidelines For Disaster Victims: Housing and Urban Development is the parent of…
