Credit Tradelines NOT Reporting To Credit Bureaus
This guide addresses the issue of credit tradelines not reporting to credit bureaus. When faced with this situation, finding solutions…
Bad Credit Mortgages | Charge Off Accounts | Collection Accounts | Credit Disputes | Credit Scores | Re-Establishing Credit | Videos
Common Credit Score Questions From First-Time Homebuyers
This guide covers common credit score questions from first-time homebuyers. What does a “good credit or good FICO” really mean…
Bad Credit Mortgages | Charge Off Accounts | Collection Accounts | Credit Scores | FHA Loans | Mortgage Rates | Qualifying & Getting Pre-approved | Videos
Shopping For Mortgage With Poor Credit and Low Credit Scores
In this blog, we will discuss and cover shopping for mortgage with poor credit and low credit scores. Shopping for…
Bad Credit Mortgages | Credit Disputes | Credit Scores | FHA Loans | Manual Underwriting | Mortgage After Bankruptcy and Foreclosure | Videos
FHA Credit Guidelines | Guide For FHA Loan Approval
In this article, we will discuss and cover the FHA credit guidelines on how to get qualified for an FHA…
How Credit Repair Works During The Mortgage Process
This guide covers how credit repair works during the mortgage process. A substantial percentage of my borrowers are folks who…
Credit Score Changes During Underwriting Process
Your mortgage lender checks your credit when you apply for a home loan. Your credit score determines your mortgage rate and also if you qualify for a loan.
Credit Score Mortgage Guidelines For Home Loans
In this blog, we will cover and discuss the credit score mortgage guidelines for home purchase and refinance. What is…
Increase Credit Scores Before Applying For Mortgage
This guide covers how to increase credit scores before applying for mortgage. Consumer credit report and credit scores are probably the most…
Why Do Lenders Need Credit Reports and Scores
In this blog, we will cover why lenders need credit reports and credit scores to get borrowers a mortgage loan…
How Credit Card Balance Affect Debt-To-Income Ratio
This guide covers how credit card balance affect debt-to-income ratio for mortgage borrowers. We will discuss the negative impact how…
Mortgage Approval With 580 FICO Credit Score
This guide covers mortgage approval with 580 FICO credit score. The Federal Housing Administration, a subsidiary of the United States…
Automated Underwriting System | Credit Disputes | Credit Scores | Mortgage Processing And Underwriting | Videos
How Credit Repair Can Affect The Mortgage Process
This guide covers how credit repair can affect the mortgage process and cause a mortgage loan denial. There are several…
How Hard Pull Credit Inquiries Affect Credit Scores For a Mortgage
This guide covers hard pull credit inquiries by creditors, mortgage lenders’ credit inquiries, and their impact on borrowers’ credit scores….
Home Loan With No Credit Tradelines Mortgage Guidelines
This guide covers qualifying for a home loan with no credit tradelines mortgage guidelines. The team at Gustan Cho Associates…
Credit Scores Required For FHA and VA Loans
This guide covers the credit scores required for FHA and VA loans. Many borrowers are confused about the credit scores…
Getting More House For Your Money With Low Property Taxes
This guide covers getting more house for your money with low property taxes. Getting more house for your money is…
Solutions For No Credit Scores on Mortgage Approval
This guide covers solutions for no credit scores on mortgage loan approvals. There are cases where consumers do not have…
High Debt To Income Ratio | Credit Scores | Qualifying & Getting Pre-approved | Re-Establishing Credit | Videos
Paying Down Credit Card Balances To Boost Credit Scores
This guide covers paying down credit card balances to boost credit scores and lower high debt-to-income ratios to qualify for…
Changes In Credit Report During Mortgage Process
This guide covers changes in credit report during mortgage process. Credit scores and debt-to-income ratios determine whether borrowers qualify for…
Difference Between FICO and VantageScore Credit Scores
This guide covers the differences between FICO and VantageScore Credit Scores. We will explain the differences between FICO and VantageScore…
Can Installment Loans Help Build Your Credit For a Mortgage
This guide covers how installment loans help rebuild your credit to help borrowers qualify for a mortgage. Installment loans can…
