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      • Oakbrook Terrace, Illinois | Gustan Cho Associates Mortgage
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Mortgage & Real Estate News

Home / Mortgage & Real Estate News - Page 53
VA Funding Fee
VA Loans

VA Funding Fee Mortgage Guidelines For VA Home Loans

ByMike Gracz Posted onJuly 6, 2022October 8, 2024

In this blog, we will discuss and cover the VA funding fee mortgage guidelines for VA home loans. VA loans…

Continue Reading VA Funding Fee Mortgage Guidelines For VA Home LoansContinue

Best Oregon Mortgage Lenders
Bad Credit Mortgages | Charge Off Accounts | Collection Accounts

Best Oregon Mortgage Lenders After Bankruptcy In 2022

ByMike Gracz Posted onJune 30, 2022October 8, 2024

In this blog, we will discuss the best Oregon mortgage lenders with hundreds of loan options for owner-occupant homes, second…

Continue Reading Best Oregon Mortgage Lenders After Bankruptcy In 2022Continue

The 1st Of 3 Ways To Pay Off Your Mortgage Faster
Investment Homes | Videos

Traditional and Non-Prime Investment Home Mortgage Loans

ByAlex Carlucci Posted onJune 29, 2022December 18, 2023

In this article, we will discuss and cover investment home loans with no income documentation. There are several different types…

Continue Reading Traditional and Non-Prime Investment Home Mortgage LoansContinue

Home Loan With Unpaid Collection Accounts
Collection Accounts

Home Loan With Unpaid Collection Accounts Mortgage Options

ByDale Elenteny Posted onJune 25, 2022July 23, 2024

In this blog, we will cover and discuss qualifying for home loan with unpaid collection accounts mortgage options. There are…

Continue Reading Home Loan With Unpaid Collection Accounts Mortgage OptionsContinue

FHA Jumbo Loans While In The Chapter 13 Bankruptcy
Mortgage After Bankruptcy and Foreclosure | Videos

FHA Jumbo Loans While In The Chapter 13 Bankruptcy

ByGustan Cho Posted onJune 21, 2022July 23, 2024

In this blog, we will cover and discuss qualifying for FHA jumbo loans while in the Chapter 13 Bankruptcy repayment…

Continue Reading FHA Jumbo Loans While In The Chapter 13 BankruptcyContinue

How Can You Get a Mortgage After Retirement?
Income And Employment

How Can You Get a Mortgage After Retirement?

ByGustan Cho Posted onJune 17, 2022October 8, 2024

In this blog, we will cover and discuss on ways on how can you get a mortgage after retirement. Seniors…

Continue Reading How Can You Get a Mortgage After Retirement?Continue

Home Loans in Virginia
Bad Credit Mortgages | Videos

Home Loans in Virginia For Bad Credit and 550 FICO Scores

ByDale Elenteny Posted onJune 13, 2022October 8, 2024

Homebuyers have many mortgage options when looking for home loans in Virginia for bad credit and low credit scores. The…

Continue Reading Home Loans in Virginia For Bad Credit and 550 FICO ScoresContinue

APR Versus Interest Rate
Mortgage Rates

APR Versus Interest Rate Quoted By Mortgage Lenders

ByAlex Carlucci Posted onJune 12, 2022October 8, 2024

Many homebuyers are often confused when they are applying for a mortgage about why they are getting two rates, APR…

Continue Reading APR Versus Interest Rate Quoted By Mortgage LendersContinue

Illinois Home Purchase Down Payment Requirements
First Time Home Buyers

Illinois Home Purchase Mortgage Options Guide

ByAlex Carlucci Posted onJune 11, 2022April 3, 2025

In this blog, we will cover and discuss Illinois home purchase mortgage options for homebuyers. Going through the home purchase…

Continue Reading Illinois Home Purchase Mortgage Options GuideContinue

Getting Pre-Approved Prior To Moving To Utah
Home Mortgages | Home Purchase | Real Estate Topic | Videos

Getting Pre-Approved Prior To Moving To Utah

ByDustin Dumestre Posted onJune 6, 2022July 23, 2024

Gustan Cho Associates is a mortgage broker licensed in 48 states (Not licensed in NY, MA) with a wholesale lending…

Continue Reading Getting Pre-Approved Prior To Moving To UtahContinue

VA Loan Eligibility Requirements in Vermont
VA Loans

VA Loan Eligibility Requirements in Vermont

ByAlex Carlucci Posted onJune 5, 2022October 8, 2024

In this blog, we will cover and discuss the VA loan eligibility requirements in Vermont for 2022. We will cover…

Continue Reading VA Loan Eligibility Requirements in VermontContinue

Best Bad Credit Mortgage Lenders in Alaska
FHA Loans | Bad Credit Mortgages

Best Bad Credit Mortgage Lenders in Alaska For Low Scores

ByAlex Carlucci Posted onJune 2, 2022October 8, 2024

In this blog, we will cover and discuss the best bad credit mortgage lenders in Alaska for FHA loans. The…

Continue Reading Best Bad Credit Mortgage Lenders in Alaska For Low ScoresContinue

FHA Reverse Mortgages For Senior Homeowners
Reverse Mortgages

FHA Reverse Mortgages For Senior Homeowners

ByDale Elenteny Posted onMay 28, 2022October 8, 2024

In this blog, we will discuss and cover FHA reverse mortgages for senior homeowners. Homeowners who are 62 years old or…

Continue Reading FHA Reverse Mortgages For Senior HomeownersContinue

Top 10 Most Expensive States To Buy a House
Jumbo Loans | Real Estate Topic

Top 10 Most Expensive States To Buy a House In 2022

ByMike Gracz Posted onMay 28, 2022July 23, 2024

The latest data of the top 10 most expensive states to buy a house in 2022 has been released and…

Continue Reading Top 10 Most Expensive States To Buy a House In 2022Continue

VA Loans Kentucky
VA Loans

VA Loans Kentucky: VA Loan Requirements And Guidelines

ByMike Gracz Posted onMay 28, 2022July 23, 2024

Active and/or retired members of the United States Armed Services and eligible surviving spouses of eligible veterans in Kentucky can…

Continue Reading VA Loans Kentucky: VA Loan Requirements And GuidelinesContinue

Down Payment Guidelines
Home Purchase

Down Payment Guidelines on Non-QM versus Traditional Loans

ByGustan Cho Posted onMay 18, 2022October 8, 2024

In this blog, we will cover and discuss the down payment guidelines on home purchase mortgage loans. The down payment…

Continue Reading Down Payment Guidelines on Non-QM versus Traditional LoansContinue

Steps in Buying and Selling a Home
Home Purchase

Steps in Buying and Selling a Home and Closing on Time

ByGustan Cho Posted onMay 17, 2022October 8, 2024

In this blog, we will cover and discuss the steps in buying and selling a home and closing on time….

Continue Reading Steps in Buying and Selling a Home and Closing on TimeContinue

Mortgage Denial For Late Payments During Chapter 13 Plan
Mortgage After Bankruptcy and Foreclosure | Videos

Mortgage Denial For Late Payments During Chapter 13 Plan

ByAlex Carlucci Posted onMay 14, 2022October 8, 2024

In this blog, we will cover and discuss qualifying for a mortgage with new lenders after getting mortgage denial for…

Continue Reading Mortgage Denial For Late Payments During Chapter 13 PlanContinue

FHA Loan Denied For Low Credit Scores in Ohio | AUS Approval
Bad Credit Mortgages | FHA Loans | Videos

FHA Loan Denied For Low Credit Scores in Ohio | AUS Approval

ByGustan Cho Posted onMay 14, 2022February 10, 2025

In this article, we will cover and discuss the options homebuyers have after they got an FHA loan denied for…

Continue Reading FHA Loan Denied For Low Credit Scores in Ohio | AUS ApprovalContinue

Best Lenders After Mortgage Denial in Iowa
FHA Loans

Best Lenders After Mortgage Denial in Iowa Due to Overlays

ByGustan Cho Posted onMay 14, 2022July 23, 2024

In this blog, we will discuss and cover choosing the best lenders after mortgage denial in Iowa due to the…

Continue Reading Best Lenders After Mortgage Denial in Iowa Due to OverlaysContinue

FHA Streamline Refinance in Alabama
Mortgage Refinance

FHA Streamline Refinance in Alabama with Low Rates

ByGustan Cho Posted onMay 13, 2022July 23, 2024

In this blog, we will cover and discuss homeowners doing a fast-track low-interest FHA streamline refinance in Alabama for homeowners…

Continue Reading FHA Streamline Refinance in Alabama with Low RatesContinue

FHA Chapter 13 Guidelines in Wyoming
Mortgage After Bankruptcy and Foreclosure

FHA Chapter 13 Guidelines in Wyoming to Buy and Refinance

ByMike Gracz Posted onMay 13, 2022October 8, 2024

In this article, we will cover and discuss the FHA Chapter 13 Guidelines in Wyoming to buy a home or…

Continue Reading FHA Chapter 13 Guidelines in Wyoming to Buy and RefinanceContinue

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About Us

Gustan Cho Associates are Mortgage Advisor licensed in 48 states including Washington DC, Puerto Rico, and the U.S Virgin Islands (Not licensed in NY and MA). The team at Gustan Cho Associates has a national reputation of being able to do mortgage loans other mortgage companies cannot do. Gustan Cho Associates dba of NEXA Mortgage has a lending partnerships with over 190 wholesale mortgage lenders with dozens of no overlay lending partners on government and conventional loans and countless non-QM and alternative lending partners. Over 80% of our clients are borrowers who could not qualify at other mortgage companies either due to a last-minute mortgage loan denial due to lender overlays or because the lender did not have the mortgage loan program suited for the borrower. At Gustan Cho Associates, we only market mortgage loan products that exists and are possible.

Recent Articles

  • FHA Loans After Unemployment
    FHA Loans After Unemployment Mortgage GuidelinesJune 30, 2025
  • Manual Underwriting With Late Payments Mortgage Guidelines
    Manual Underwriting With Late Payments Mortgage GuidelinesJune 30, 2025
  • FHA Debt-To-Income Ratio Requirements
    FHA Debt-To-Income Ratio RequirementsJune 30, 2025
  • The Role Of The Loan Officer Assistant
    The Role Of The Loan Officer Assistant In Mortgage ProcessJune 30, 2025

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Equal Housing Opportunity Lender Gustan Cho Associates empowered by NEXA Mortgage LLC. NMLS# 1660690,
Corporate Address: 5559 S Sossaman Rd | Bldg 1 #101, Mesa, AZ 85212 Company NMLS 1660690, Gustan Cho NMLS #873293 Company State License #: AZMB - 0944059, Branch: 17W662 Butterfield Road Suite 305 Oakbrook Terrace, Illinois 60181 Branch NMLS 2315275 AXEN is a dba of NEXA Mortgage LLC
DISCLAIMER: The author(s) contributing content to this site, accept no liability or responsibility for errors, omissions or changes in market conditions that may impact the readers' conclusions drawn or assumptions related to the content of this site. The copywritten© information contained on this site is provided on an "as is" basis, at the time of publication, without guarantees of timeliness, thoroughness, accuracy, or usefulness to the consumer. The content on this site does not constitute financial or professional advice of any kind, and readers are encouraged to consult their own professional advisors for professional advice.
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CALL NOW
  • About Us
    • Contact Us
    • Get Pre-Approved
    • Order Credit
    • FICO Simulator
    • MLO License School
    • Why Choose Us
    • Meet Our Team
    • Loan Limits
      • FHA Loan Limits
      • Conforming Loan Limits
    • Preferred Realtor Partner Network
      • Dino Hasapis | Licensed Real Estate Broker | PRPN Director
      • Oakbrook Terrace, Illinois | Gustan Cho Associates Mortgage
  • Types Of Mortgages
    • Purchase
      • Home Purchase Loans
      • Investment Property Loan
    • Refinance
      • Refinance Mortgage Options
      • Chapter 13 Bankruptcy Cash-Out-Buyout
      • FHA Streamline Refinance
      • VA Streamline Refinance
      • Refinancing NON-QM Loans Into Conventional Mortgages
      • Refinance FHA To Conventional Loans
    • FHA Home Loans
      • FHA Manual Underwriting
      • FHA Chapter 13 Bankruptcy Guidelines
      • FHA Loans For Bad Credit
      • FHA Loans For Low Credit Scores
      • FHA Collections
      • FHA Loans Charged Off Accounts
      • W-2 Income Only FHA Loans
      • FHA Loans With Tax Lien
      • FHA Loan With Judgment
    • VA Home Loans
      • VA Manual Underwriting
      • VA Chapter 13 Bankruptcy Guidelines
      • VA Loans For Bad Credit
      • VA Loans For Low Credit Scores
      • VA Loans With Charged-Off Accounts
      • W-2 Income Only VA Loans
      • VA Loans with Tax Lien
      • VA Loan with Judgment
    • USDA Loans
    • How to Get DACA Mortgage Loans Without the Stress
    • Conventional Loans
      • Conventional Loans W-2 Income ONLY Mortgages
      • Conventional Loans After Foreclosure
      • Conventional Loans After Bankruptcy
      • Conventional Loan With Tax Lien
      • Conventional Loan With Judgment
    • Condotel Financing
    • NON-QM Loans
      • Bank Statement Loans
      • DSCR Loans
      • Asset-Depletion
      • Foreign Nationals
      • No SSN? ITIN Mortgage Loans Can Help You Own a Home
      • No-Doc Loans
    • Jumbo Mortgage
    • FHA 203K Loans
    • Reverse Mortgages
    • Commercial Loans
  • Careers
    • Can Realtors Be MLOs At The Same Time
    • Career Opportunities
      • Training a New Mortgage Loan Officer Without Any Experience
      • MLO License School
    • Mortgage Branch Careers
    • Remote Mortgage Loan Officer Career Opportunities
    • How Do I Become A Mortgage Loan Officer
    • MLO Revenue Share Residual Income Opportunity
  • Videos
  • Blogs
    • Headline News Archives
  • Testimonials
  • Talk To A Loan Officer
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