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      • Oakbrook Terrace, Illinois | Gustan Cho Associates Mortgage
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Mortgage & Real Estate News

Home / Mortgage & Real Estate News - Page 53
Buying a House in Iowa
Bad Credit Mortgages

Everything You Need To Know Buying a House in Iowa

ByAlex Carlucci Posted onNovember 20, 2022July 23, 2024

In this blog, we will cover everything you need to know about buying a house in Iowa. Iowa is becoming…

Continue Reading Everything You Need To Know Buying a House in IowaContinue

The Importance of Credit Scores For Home Loans
Credit Scores

The Importance of Credit Scores For Home Loans

ByMike Gracz Posted onNovember 6, 2022July 23, 2024

If you are in the market for a mortgage loan, you know the importance of credit scores for home loans…

Continue Reading The Importance of Credit Scores For Home LoansContinue

Job Interview
Career Opportunities/Loan Officer Training

Mastering a Job Interview For Mortgage Loan Officers

ByGustan Cho Posted onOctober 26, 2022May 12, 2025

In this blog, we will cover and discuss mastering a job interview for mortgage loan officers. In the job world…

Continue Reading Mastering a Job Interview For Mortgage Loan OfficersContinue

Mortgage Rates Versus Housing Prices
Bad Credit Mortgages

Today’s Surging Mortgage Rates Versus Housing Prices

ByMike Gracz Posted onOctober 25, 2022July 23, 2024

In this blog, we will be comparing the skyrocketing mortgage rates versus housing prices. We will cover the forecast of…

Continue Reading Today’s Surging Mortgage Rates Versus Housing PricesContinue

Mortgage Due-on-Sale Clause
Home Mortgages | Real Estate Topic | Reverse Mortgages

Mortgage Due-on-Sale Clause When You Inherit a House With a Lien

ByMike Gracz Posted onOctober 24, 2022July 23, 2024

In this blog, we will cover the mortgage due-on-sale clause when you inherit a house with a lien. If you…

Continue Reading Mortgage Due-on-Sale Clause When You Inherit a House With a LienContinue

Using Non-QM Loans After Being Denied
NON-QM Loans

Using Non-QM Loans After Being Denied For a Mortgage

ByAlex Carlucci Posted onOctober 18, 2022February 10, 2025

In this blog, we will cover using non-QM loans after being denied a traditional mortgage or because the other lender…

Continue Reading Using Non-QM Loans After Being Denied For a MortgageContinue

FHA Jumbo Lenders in Hawaii
FHA Loans | Jumbo Loans

FHA Jumbo Lenders in Hawaii For High-Balance Loans

ByAlex Carlucci Posted onOctober 16, 2022April 22, 2024

In this blog, we will cover and discuss qualifying for a high-balance FHA loan with FHA Jumbo Lenders in Hawaii…

Continue Reading FHA Jumbo Lenders in Hawaii For High-Balance LoansContinue

FHA Loan With Bad Credit Versus Late Payments
FHA Loans

FHA Loan With Bad Credit Versus Late Payments

ByGustan Cho Posted onOctober 15, 2022July 23, 2024

There is a major difference in qualifying for an FHA Loan With Bad Credit Versus Late Payments. FHA loans are…

Continue Reading FHA Loan With Bad Credit Versus Late PaymentsContinue

The Equity Release Scheme
Home Purchase

How Does The Equity Release Scheme Work For Homeowners

ByMargarett Jurilla Posted onOctober 4, 2022March 5, 2025

In this blog, we will cover and discuss the equity release scheme mortgage option for senior homeowners. We will be…

Continue Reading How Does The Equity Release Scheme Work For HomeownersContinue

Millennial Home Buyers
First Time Home Buyers

Tips For Millennial Home Buyers

ByGustan Cho Posted onSeptember 29, 2022July 23, 2024

In this guide on millennials and mortgages, we will cover tips for millennial home buyers going from renting to becoming…

Continue Reading Tips For Millennial Home BuyersContinue

Gustan Cho Associates are experts in helping borrowers qualify for VA loans with no lender overlays
VA Loans

Buying A Home With A VA Loan With No Money Down

ByMike Gracz Posted onSeptember 20, 2022July 23, 2024

In this blog, we will cover and discuss buying a home with a VA loan with no money down. If…

Continue Reading Buying A Home With A VA Loan With No Money DownContinue

How Much Income Do I Need To Buy a House
Home Purchase | Videos

How Much Income Do I Need To Buy A House In 2022

ByAlex Carlucci Posted onSeptember 12, 2022July 23, 2024

One of the most frequently asked questions is how much income do I need to buy a house in 2022….

Continue Reading How Much Income Do I Need To Buy A House In 2022Continue

Underwriters Conditions
Home Mortgages | Videos

Conditional Mortgage Approval Versus Pre-Approval

ByAlex Carlucci Posted onSeptember 2, 2022October 8, 2024

In this blog, we will be covering the difference between conditional mortgage approval versus pre-approval during the mortgage process. There…

Continue Reading Conditional Mortgage Approval Versus Pre-ApprovalContinue

Importance of Home Inspection
Videos | Home Purchase

Home Inspection on Purchase Versus a Real Estate Appraisal

ByGustan Cho Posted onAugust 17, 2022March 5, 2024

Home inspections are not required. Home Appraisals are required by lenders. However, a home inspection is highly recommended and worth the investment for homebuyers.

Continue Reading Home Inspection on Purchase Versus a Real Estate AppraisalContinue

Lenders Changing Mortgage Guidelines
Headline News Archives

Lenders Changing Mortgage Guidelines Post COVID-19

ByMike Gracz Posted onAugust 1, 2022July 23, 2024

In this article, we will discuss and cover lenders changing mortgage guidelines post COVID-19 ERA due to skyrocketing rates, market…

Continue Reading Lenders Changing Mortgage Guidelines Post COVID-19Continue

Non-QM Mortgage Update From Non-Prime Lenders
NON-QM Loans

Non-QM Mortgage Update From Non-Prime Lenders

ByMike Gracz Posted onJuly 31, 2022May 1, 2024

In this blog, we will cover and discuss the non-QM mortgage update from non-prime lenders. Ever since the coronavirus outbreak…

Continue Reading Non-QM Mortgage Update From Non-Prime LendersContinue

Mortgage After Short Sale Waiting Period
Mortgage After Bankruptcy and Foreclosure

Mortgage After Short Sale Waiting Period

ByGustan Cho Posted onJuly 31, 2022July 23, 2024

In this blog, we will cover and discuss when is the best date to qualify for a mortgage after a…

Continue Reading Mortgage After Short Sale Waiting PeriodContinue

How Mortgage Lenders Determine Interest Rates?
Mortgage Rates

How Mortgage Lenders Determine Interest Rates?

ByGustan Cho Posted onJuly 27, 2022June 19, 2024

In this article, we will cover and discuss how mortgage lenders determine interest rates. Many home buyers and homeowners often…

Continue Reading How Mortgage Lenders Determine Interest Rates?Continue

Fannie Mae Guidelines On Conforming Loans After Housing Event
Conventional Loans | Videos

FNMA Waiting Period Guidelines After Foreclosure For 2022

ByGustan Cho Posted onJuly 26, 2022July 23, 2024

In this blog, we will cover and discuss  FNMA waiting period guidelines after foreclosure for 2022. Conventional loans are often…

Continue Reading FNMA Waiting Period Guidelines After Foreclosure For 2022Continue

Bankruptcy Mortgage Guidelines On Government And Conforming Loans
Mortgage After Bankruptcy and Foreclosure | Videos

Bankruptcy Mortgage Guidelines on Waiting Period

ByAlex Carlucci Posted onJuly 21, 2022June 14, 2024

In this blog, we will discuss and cover the bankruptcy mortgage guidelines on government and conventional loans. All mortgage loan…

Continue Reading Bankruptcy Mortgage Guidelines on Waiting PeriodContinue

FHA Credit Score Guidelines
FHA Loans

FHA Credit Score Determines Mortgage Rate Pricing For 2022

ByAlex Carlucci Posted onJuly 19, 2022October 8, 2024

In this article, we will discuss and cover how FHA credit score determines mortgage rate pricing on FHA loans. FHA…

Continue Reading FHA Credit Score Determines Mortgage Rate Pricing For 2022Continue

Rental Payments Reported on Credit Bureaus
Conventional Loans

Rental Payments Reported on Credit Bureaus

ByMike Gracz Posted onJuly 11, 2022July 23, 2024

Many Americans are familiar with the terms Fannie Mae and Freddie Mac, but may not know exactly what they represent….

Continue Reading Rental Payments Reported on Credit BureausContinue

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About Us

Gustan Cho Associates are Mortgage Advisor licensed in 48 states including Washington DC, Puerto Rico, and the U.S Virgin Islands (Not licensed in NY and MA). The team at Gustan Cho Associates has a national reputation of being able to do mortgage loans other mortgage companies cannot do. Gustan Cho Associates dba of NEXA Mortgage has a lending partnerships with over 190 wholesale mortgage lenders with dozens of no overlay lending partners on government and conventional loans and countless non-QM and alternative lending partners. Over 80% of our clients are borrowers who could not qualify at other mortgage companies either due to a last-minute mortgage loan denial due to lender overlays or because the lender did not have the mortgage loan program suited for the borrower. At Gustan Cho Associates, we only market mortgage loan products that exists and are possible.

Recent Articles

  • Florida Homeowners Insurance
    The Crisis of Florida Homeowners InsuranceJuly 14, 2025
  • Mortgage One Day Out Of Foreclosure
    Mortgage One Day Out of Foreclosure Lending GuidelinesJuly 14, 2025
  • Mortgage After Bankruptcy
    Can I Get a Mortgage After BankruptcyJuly 14, 2025
  • Condominium Questionnaire
    Condominium Questionnaire For Condo Mortgage LoansJuly 14, 2025

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Equal Housing Opportunity Lender Gustan Cho Associates empowered by NEXA Mortgage LLC. NMLS# 1660690,
Corporate Address: 5559 S Sossaman Rd | Bldg 1 #101, Mesa, AZ 85212 Company NMLS 1660690, Gustan Cho NMLS #873293 Company State License #: AZMB - 0944059, Branch: 17W662 Butterfield Road Suite 305 Oakbrook Terrace, Illinois 60181 Branch NMLS 2315275 AXEN is a dba of NEXA Mortgage LLC
DISCLAIMER: The author(s) contributing content to this site, accept no liability or responsibility for errors, omissions or changes in market conditions that may impact the readers' conclusions drawn or assumptions related to the content of this site. The copywritten© information contained on this site is provided on an "as is" basis, at the time of publication, without guarantees of timeliness, thoroughness, accuracy, or usefulness to the consumer. The content on this site does not constitute financial or professional advice of any kind, and readers are encouraged to consult their own professional advisors for professional advice.
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CALL NOW
  • About Us
    • Contact Us
    • Get Pre-Approved
    • Order Credit
    • FICO Simulator
    • MLO License School
    • Why Choose Us
    • Meet Our Team
    • Loan Limits
      • FHA Loan Limits
      • Conforming Loan Limits
    • Preferred Realtor Partner Network
      • Dino Hasapis | Licensed Real Estate Broker | PRPN Director
      • Oakbrook Terrace, Illinois | Gustan Cho Associates Mortgage
  • Types Of Mortgages
    • Purchase
      • Home Purchase Loans
      • Investment Property Loan
    • Refinance
      • Refinance Mortgage Options
      • Chapter 13 Bankruptcy Cash-Out-Buyout
      • FHA Streamline Refinance
      • VA Streamline Refinance
      • Refinancing NON-QM Loans Into Conventional Mortgages
      • Refinance FHA To Conventional Loans
    • FHA Home Loans
      • FHA Manual Underwriting
      • FHA Chapter 13 Bankruptcy Guidelines
      • FHA Loans For Bad Credit
      • FHA Loans For Low Credit Scores
      • FHA Collections
      • FHA Loans Charged Off Accounts
      • W-2 Income Only FHA Loans
      • FHA Loans With Tax Lien
      • FHA Loan With Judgment
    • VA Home Loans
      • VA Manual Underwriting
      • VA Chapter 13 Bankruptcy Guidelines
      • VA Loans For Bad Credit
      • VA Loans For Low Credit Scores
      • VA Loans With Charged-Off Accounts
      • W-2 Income Only VA Loans
      • VA Loans with Tax Lien
      • VA Loan with Judgment
    • USDA Loans
    • How to Get DACA Mortgage Loans Without the Stress
    • Conventional Loans
      • Conventional Loans W-2 Income ONLY Mortgages
      • Conventional Loans After Foreclosure
      • Conventional Loans After Bankruptcy
      • Conventional Loan With Tax Lien
      • Conventional Loan With Judgment
    • Condotel Financing
    • NON-QM Loans
      • Bank Statement Loans
      • DSCR Loans
      • Asset-Depletion
      • Foreign Nationals
      • No SSN? ITIN Mortgage Loans Can Help You Own a Home
      • No-Doc Loans
    • Jumbo Mortgage
    • FHA 203K Loans
    • Reverse Mortgages
    • Commercial Loans
  • Careers
    • Can Realtors Be MLOs At The Same Time
    • Career Opportunities
      • Training a New Mortgage Loan Officer Without Any Experience
      • MLO License School
    • Mortgage Branch Careers
    • Remote Mortgage Loan Officer Career Opportunities
    • How Do I Become A Mortgage Loan Officer
    • MLO Revenue Share Residual Income Opportunity
  • Videos
  • Blogs
    • Headline News Archives
  • Testimonials
  • Talk To A Loan Officer
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