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Mortgage & Real Estate News

Home / Mortgage & Real Estate News - Page 24
FHA Back to Work Versus Other Loan Programs
Headline News Archives

Differences Of The FHA Back to Work Versus Other Loan Programs

ByGustan Cho Posted onMay 10, 2024June 13, 2025

This Article Is About FHA Back to Work Versus Other Loan Programs  With traditional loans such a government loans and…

Continue Reading Differences Of The FHA Back to Work Versus Other Loan ProgramsContinue

Buying a Home With Bad Credit in Nevada
Bad Credit Mortgages | Credit Scores | Home Purchase | video

Buying a Home With Bad Credit in Nevada With Under 600 FICO

ByAnngelli Abenes Posted onMay 9, 2024June 13, 2025

In this article, we will delve into the process of buying a home with bad credit in Nevada, specifically for…

Continue Reading Buying a Home With Bad Credit in Nevada With Under 600 FICOContinue

Homeowner Tax Benefits On Home Purchase Versus Renting
Home Purchase | Qualifying & Getting Pre-approved | Real Estate Topic | Videos

Home Purchase Versus Renting Home

ByGustan Cho Posted onMay 9, 2024June 13, 2025

This guide covers home purchase versus renting for homebuyers. There are many added benefits to a home purchase versus renting…

Continue Reading Home Purchase Versus Renting HomeContinue

Buying Versus Renting in California
First Time Home Buyers | Home Purchase | Real Estate Topic | Videos

Pros and Cons of Buying Versus Renting in California

ByAnngelli Abenes Posted onMay 9, 2024June 13, 2025

This article analyzes the advantages and disadvantages of buying versus renting in California. The state has some of the highest real…

Continue Reading Pros and Cons of Buying Versus Renting in CaliforniaContinue

Buying House With New Job and Employment Gaps
Gaps In Employment | Income And Employment | Videos

Buying House With New Job and Employment Gaps

ByAnngelli Abenes Posted onMay 9, 2024June 13, 2025

In guide covers buying house with new job and gaps in employment. Many homebuyers are concerned about qualifying for a…

Continue Reading Buying House With New Job and Employment GapsContinue

Closing On Your New Home
Mortgage Processing And Underwriting | Clear To Close | Conditional Loan Approval

Closing on Your New Home In 21 Days From Application To CTC

ByAnngelli Abenes Posted onMay 9, 2024June 16, 2025

This blog will cover closing on your new home in 21 days from application to CTC.  Closing on your new…

Continue Reading Closing on Your New Home In 21 Days From Application To CTCContinue

Verified Assets For Home Loan
Clear To Close | Home Purchase | video

How Mortgage Underwriters Consider Verified Assets For Home Loan

ByAnngelli Abenes Posted onMay 8, 2024June 16, 2025

When applying for a mortgage loan, homebuyers must present verified assets for home loan to the lender. Verified assets include…

Continue Reading How Mortgage Underwriters Consider Verified Assets For Home LoanContinue

Mortgage With Late Payments After Bankruptcy
Home Mortgages | Bad Credit Mortgages | Bankruptcy | video

Mortgage With Late Payments After Bankruptcy And Foreclosure

ByAnngelli Abenes Posted onMay 8, 2024June 16, 2025

Home loans are still available to borrowers with collections, charged-off accounts, or late payments. Lenders are generally willing to approve…

Continue Reading Mortgage With Late Payments After Bankruptcy And ForeclosureContinue

Qualifying Credit Score For Mortgage
Home Mortgages | Credit Scores | Mortgage Processing And Underwriting | Qualifying & Getting Pre-approved | Videos

Qualifying Credit Score For Mortgage Used By Lenders

ByAnngelli Abenes Posted onMay 8, 2024June 16, 2025

In this blog, we’ll explain the qualifying credit score that lenders use for mortgages. Mortgage underwriters determine this score by…

Continue Reading Qualifying Credit Score For Mortgage Used By LendersContinue

Mortgage Conditions
Bad Credit Mortgages

Mortgage Conditions By Underwriters On Conditional Approval

ByAnngelli Abenes Posted onMay 7, 2024June 16, 2025

In this article, we will discuss and cover mortgage conditions by underwriters on conditional loan approvals. Once the mortgage loan…

Continue Reading Mortgage Conditions By Underwriters On Conditional ApprovalContinue

Reasons For Foreclosures By Homeowners On Mortgage Loans
Mortgage After Bankruptcy and Foreclosure | declining income | Videos

The Main Reasons For Foreclosures

ByGustan Cho Posted onMay 6, 2024June 16, 2025

This guide covers the reasons for foreclosures. The ability to repay is the most important factor lenders consider when approving…

Continue Reading The Main Reasons For ForeclosuresContinue

Training a New Mortgage Loan Officer Without Any Experience
Career Opportunities/Loan Officer Training

Training a New Mortgage Loan Officer Without Any Experience

ByAnngelli Abenes Posted onMay 6, 2024April 7, 2025

This blog explores the process of training a new mortgage loan officer, particularly those without prior experience. Gustan Cho Associates…

Continue Reading Training a New Mortgage Loan Officer Without Any ExperienceContinue

Sacramento California Home Purchase With Bad Credit And Low Scores
Conventional Loans | FHA Loans | Qualifying & Getting Pre-approved | Real Estate Topic | Videos

Sacramento California Home Purchase With Bad Credit

ByAlex Carlucci Posted onMay 4, 2024June 16, 2025

This guide covers Sacramento California home purchase with bad credit and credit scores down to 500 FICO. Sacramento is the…

Continue Reading Sacramento California Home Purchase With Bad CreditContinue

Qualifying For Mortgage With Collection Accounts
Collection Accounts | FHA Loans | Videos

Qualifying For Mortgage With Collection Accounts Guidelines

ByAnngelli Abenes Posted onMay 3, 2024June 16, 2025

In this blog, we will cover and discuss qualifying for mortgage with collection accounts guidelines. Homebuyers can qualify for a…

Continue Reading Qualifying For Mortgage With Collection Accounts GuidelinesContinue

Home Loan Without Spouse
Home Mortgages

Home Loan Without Spouse Mortgage Guidelines

ByAlex Carlucci Posted onMay 3, 2024June 16, 2025

This guide covers qualifying for a home loan without spouse mortgage guidelines. There are many reasons why home buyers want…

Continue Reading Home Loan Without Spouse Mortgage GuidelinesContinue

Manual Underwriting With Extenuating Circumstances
Manual Underwriting | FHA Loans | Mortgage Processing And Underwriting | Qualifying & Getting Pre-approved | Videos

Manual Underwriting With Extenuating Circumstances

ByAlex Carlucci Posted onMay 3, 2024August 23, 2024

In this article, we will be discussing and covering manual underwriting with extenuating circumstances and going over some common case…

Continue Reading Manual Underwriting With Extenuating CircumstancesContinue

Unexpected Home Buyers Expenses
Real Estate Topic | Home Improvement/Renovations | Videos

Unexpected Home Buyers Expenses Payment Shock

ByAlex Carlucci Posted onMay 3, 2024June 16, 2025

This guide covers unexpected home buyers expenses payment shock for borrowers. The American Dream is still owning your own home….

Continue Reading Unexpected Home Buyers Expenses Payment ShockContinue

Mortgage Denied By a Bank
Mortgage Processing And Underwriting | Qualifying & Getting Pre-approved | Videos

How To Avoid Mortgage Denied By a Bank

ByGustan Cho Posted onMay 3, 2024June 16, 2025

Choosing the right lender with no lender overlays is the key on how to avoid mortgage denial

Continue Reading How To Avoid Mortgage Denied By a BankContinue

Rapid Rescore During Mortgage Process
Credit Scores | Videos

Rapid Rescore During Mortgage Process And How It Works

ByGustan Cho Posted onMay 3, 2024June 16, 2025

In this blog post, we will discuss the concept and procedure of rapid rescore during mortgage process. Consumer credit profiles are…

Continue Reading Rapid Rescore During Mortgage Process And How It WorksContinue

Fannie Mae vs HUD Guidelines on Prior Mortgage in Bankruptcy
Conventional Loans | FHA Loans | Mortgage After Bankruptcy and Foreclosure | Videos

Fannie Mae vs HUD Guidelines Mortgage in Bankruptcy

ByGustan Cho Posted onMay 2, 2024June 16, 2025

If you have a mortgage included in a bankruptcy, the waiting period guidelines are more favorable on conventional versus FHA loans

Continue Reading Fannie Mae vs HUD Guidelines Mortgage in BankruptcyContinue

How Underwriters View Unsourced Funds In Mortgage Process
Mortgage Processing And Underwriting | Qualifying & Getting Pre-approved | Videos

How Underwriters View Unsourced Funds In Mortgage Process

ByAnngelli Abenes Posted onMay 2, 2024April 24, 2025

This guide covers how underwriters view unsourced funds while analyzing and reviewing a borrower. Unsourced funds have no paper trail,…

Continue Reading How Underwriters View Unsourced Funds In Mortgage ProcessContinue

Underwriters Issue Denials
Home Mortgages | Conditional Loan Approval | Mortgage Processing And Underwriting | Videos

Why Underwriters Issue Denials

ByGustan Cho Posted onMay 2, 2024June 16, 2025

This guide covers why underwriters issue denials on mortgage loans. The mortgage process should not be a stressful process and…

Continue Reading Why Underwriters Issue DenialsContinue

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About Us

Gustan Cho Associates are Mortgage Advisor licensed in 48 states including Washington DC, Puerto Rico, and the U.S Virgin Islands (Not licensed in NY and MA). The team at Gustan Cho Associates has a national reputation of being able to do mortgage loans other mortgage companies cannot do. Gustan Cho Associates dba of NEXA Mortgage has a lending partnerships with over 190 wholesale mortgage lenders with dozens of no overlay lending partners on government and conventional loans and countless non-QM and alternative lending partners. Over 80% of our clients are borrowers who could not qualify at other mortgage companies either due to a last-minute mortgage loan denial due to lender overlays or because the lender did not have the mortgage loan program suited for the borrower. At Gustan Cho Associates, we only market mortgage loan products that exists and are possible.

Recent Articles

  • Top Cities in The United States To Invest In
    Top Cities in The United States To Invest in Real EstateJuly 6, 2025
  • Importance of Credit Reports
    Importance of Credit Reports in the Mortgage ProcessJuly 4, 2025
  • Wholesale Mortgage Lenders for Non-Prime Loans
    Best Wholesale Mortgage Lenders For Non-Prime LoansJuly 3, 2025
  • Conforming Versus FHA Mortgage
    Conforming Versus FHA Mortgage Guidelines and BenefitsJuly 3, 2025

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Equal Housing Opportunity Lender Gustan Cho Associates empowered by NEXA Mortgage LLC. NMLS# 1660690,
Corporate Address: 5559 S Sossaman Rd | Bldg 1 #101, Mesa, AZ 85212 Company NMLS 1660690, Gustan Cho NMLS #873293 Company State License #: AZMB - 0944059, Branch: 17W662 Butterfield Road Suite 305 Oakbrook Terrace, Illinois 60181 Branch NMLS 2315275 AXEN is a dba of NEXA Mortgage LLC
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CALL NOW
  • About Us
    • Contact Us
    • Get Pre-Approved
    • Order Credit
    • FICO Simulator
    • MLO License School
    • Why Choose Us
    • Meet Our Team
    • Loan Limits
      • FHA Loan Limits
      • Conforming Loan Limits
    • Preferred Realtor Partner Network
      • Dino Hasapis | Licensed Real Estate Broker | PRPN Director
      • Oakbrook Terrace, Illinois | Gustan Cho Associates Mortgage
  • Types Of Mortgages
    • Purchase
      • Home Purchase Loans
      • Investment Property Loan
    • Refinance
      • Refinance Mortgage Options
      • Chapter 13 Bankruptcy Cash-Out-Buyout
      • FHA Streamline Refinance
      • VA Streamline Refinance
      • Refinancing NON-QM Loans Into Conventional Mortgages
      • Refinance FHA To Conventional Loans
    • FHA Home Loans
      • FHA Manual Underwriting
      • FHA Chapter 13 Bankruptcy Guidelines
      • FHA Loans For Bad Credit
      • FHA Loans For Low Credit Scores
      • FHA Collections
      • FHA Loans Charged Off Accounts
      • W-2 Income Only FHA Loans
      • FHA Loans With Tax Lien
      • FHA Loan With Judgment
    • VA Home Loans
      • VA Manual Underwriting
      • VA Chapter 13 Bankruptcy Guidelines
      • VA Loans For Bad Credit
      • VA Loans For Low Credit Scores
      • VA Loans With Charged-Off Accounts
      • W-2 Income Only VA Loans
      • VA Loans with Tax Lien
      • VA Loan with Judgment
    • USDA Loans
    • How to Get DACA Mortgage Loans Without the Stress
    • Conventional Loans
      • Conventional Loans W-2 Income ONLY Mortgages
      • Conventional Loans After Foreclosure
      • Conventional Loans After Bankruptcy
      • Conventional Loan With Tax Lien
      • Conventional Loan With Judgment
    • Condotel Financing
    • NON-QM Loans
      • Bank Statement Loans
      • DSCR Loans
      • Asset-Depletion
      • Foreign Nationals
      • No SSN? ITIN Mortgage Loans Can Help You Own a Home
      • No-Doc Loans
    • Jumbo Mortgage
    • FHA 203K Loans
    • Reverse Mortgages
    • Commercial Loans
  • Careers
    • Can Realtors Be MLOs At The Same Time
    • Career Opportunities
      • Training a New Mortgage Loan Officer Without Any Experience
      • MLO License School
    • Mortgage Branch Careers
    • Remote Mortgage Loan Officer Career Opportunities
    • How Do I Become A Mortgage Loan Officer
    • MLO Revenue Share Residual Income Opportunity
  • Videos
  • Blogs
    • Headline News Archives
  • Testimonials
  • Talk To A Loan Officer
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