Can I Buy House in Maine With 580 FICO with No Credit
In this blog, we will cover and answer the FAQ of can I buy house in Maine with 580 FICO…
High-Balance VA Loans (Jumbo VA Loans)
Most people don’t know that the VA does not limit the amount that you can borrow. The VA guarantee limits the amount that most lenders will allow with zero down, but with a down payment there are no VA loan limits.
Selling House in Bad Market
This guide covers selling house in bad market during period of high inflation and skyrocketing mortgage rates. Despite high mortgage…
Refinance Waiting Period Mortgage Guidelines
In this blog, we will cover and discuss the refinance waiting period mortgage lending guidelines on home mortgages. For homeowners…
Property Homeowners Insurance is Required By Lenders
Brent Norkus, an insurance agent for Goosehead Insurance covers property homeowners insurance in this extensive guide. Property homeowners insurance is…
FHA Loans Bad Credit Georgia For Credit Scores Down to 500
FHA loans bad credit Georgia mortgage requirements and guidelines make FHA home mortgages the most popular loan program for first-time…
No Maximum VA Loan Limit Cap on VA Home Loans
This guide covers the topic of no maximum VA loan limit cap on VA home loans. There are no maximum…
Fannie Mae Bankruptcy Guidelines on Conventional Loans
As per the Fannie Mae Bankruptcy Guidelines for conventional loans, borrowers must follow a mandatory waiting period after filing for…
How Does Rent-to-Own Homes Work?
In this guide, we will cover how rent-to-own homes work for homebuyers who cannot quite get traditional financing. When you…
Florida Housing Market For Homebuyers and Renters
There is no sign of any housing market crash, especially in Florida. Home prices are booming with no signs of any correction.
What Is The Benefit of Buying a House in California Versus Other States
This guide covers the benefit of buying a house in California versus other states. California reached record home prices Despite…
Qualifying For Conventional Loan After Foreclosure
Qualifying for a conventional loan after foreclosure presents more challenges than government loans. However, homebuyers can qualify for a conventional…
When Two Appraisals Are Required By Mortgage Lenders
This article will cover and discuss when mortgage lenders require two appraisals. In general, only one appraisal is required—however, there…
Overlays in Underwriting By Mortgage Lenders
This blog is about overlays in underwriting on government and conventional loans. The mortgage industry went through a major overhaul…
Bad Credit Mortgages | Charge Off Accounts | Collection Accounts | Credit Disputes | Credit Scores | Re-Establishing Credit | Videos
Common Credit Score Questions From First-Time Homebuyers
This guide covers common credit score questions from first-time homebuyers. What does a “good credit or good FICO” really mean…
Late Mortgage Payment in the Past 12 Months Lending Guidelines
This guide covers qualifying for a home loan with a late mortgage payment in the past 12 months. Qualifying for…
How Credit Repair Works During The Mortgage Process
This guide covers how credit repair works during the mortgage process. A substantial percentage of my borrowers are folks who…
Manual Underwriting DTI Guidelines For FHA and VA Loans
This guide covers manual underwriting DTI guidelines on FHA and VA loans. HUD and the Veterans Administration are the only…
Buying Home In Mississippi With Bad Credit and Low FICO
Is Possible To Buying Home In Mississippi With Bad Credit With Lender With No Overlays? Yes, it is at Gustan Cho Associates. Gustan Cho Associates is a mortgage company licensed in Mississippi.
Mortgage Denied After Pre-Approval By Underwriters
In this blog post, we will explore a tackle problem many borrowers face – Mortgage Denied After Pre-Approval. The landscape…
VA Loans With No Credit Scores Mortgage Guidelines
This blog post will discuss VA loans with no credit scores in detail and examine the DTI (Debt-to-Income) requirements. VA…
Benefits and Negatives of Buying House Near Airport
In this blog, we will cover and discuss buying house near airport. Homebuyers need to consider the benefits and…
